CN107423972A - Wrist-watch and its method of payment with payment function - Google Patents

Wrist-watch and its method of payment with payment function Download PDF

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Publication number
CN107423972A
CN107423972A CN201710539863.XA CN201710539863A CN107423972A CN 107423972 A CN107423972 A CN 107423972A CN 201710539863 A CN201710539863 A CN 201710539863A CN 107423972 A CN107423972 A CN 107423972A
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CN
China
Prior art keywords
watchband
safety chip
table body
watch
chip
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
CN201710539863.XA
Other languages
Chinese (zh)
Inventor
刘威
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Foshan Jiezhi Information Technology Co Ltd
Original Assignee
Foshan Jiezhi Information Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Foshan Jiezhi Information Technology Co Ltd filed Critical Foshan Jiezhi Information Technology Co Ltd
Priority to CN201710539863.XA priority Critical patent/CN107423972A/en
Publication of CN107423972A publication Critical patent/CN107423972A/en
Withdrawn legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229Use of the SIM of a M-device as secure element
    • GPHYSICS
    • G04HOROLOGY
    • G04BMECHANICALLY-DRIVEN CLOCKS OR WATCHES; MECHANICAL PARTS OF CLOCKS OR WATCHES IN GENERAL; TIME PIECES USING THE POSITION OF THE SUN, MOON OR STARS
    • G04B47/00Time-pieces combined with other articles which do not interfere with the running or the time-keeping of the time-piece
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Lock And Its Accessories (AREA)

Abstract

The present invention relates to digital product technical field, discloses a kind of wrist-watch with payment function, including:Table body, loudspeaker, microphone, display screen, the first watchband and the second watchband, first watchband and the respective first end connection table body of the second watchband, safety chip, radio frequency chip, memory and power supply are provided with table body, display screen, loudspeaker, microphone, radio frequency chip, memory connect safety chip with power supply;Second end of the first watchband is provided with junction button, second end of the second watchband connects with junction button detachable, the slot for being used for inserting RFID SIM cards is provided with junction button, contact corresponding with chip in RFID SIM cards is provided with slot, contact connects safety chip by the flexible cord row being hidden in the first watchband.Also disclose a kind of method of payment.The wrist-watch of the present invention sets RFID SIM card slots on the junction button of watchband, the safety chip in connection table body is arranged by the flexible cord being hidden in watchband, and by radio frequency chip with POS transmission signal to be paid, and sealing need not be inputted, realize effective efficiently payment function based on intelligent watch.

Description

Wrist-watch and its method of payment with payment function
Technical field
The present invention relates to can only field of terminal equipment, more particularly to a kind of wrist-watch and its payer with payment function Method.
Background technology
Intelligent watch becomes more and more popular, and can also realize various functions except that can make a phone call, such as:Meter step, positioning and branch Pay etc. function.Need to input but the payment function of current wrist-watch is to download APP, such as Alipay on wrist-watch mostly, during payment Password, and the too small input sealing easily error of the screen of wrist-watch.Because RFID-SIM cards are standard card size, if being put into wrist-watch In, wrist-watch is by well beyond the size of existing wrist-watch volume, therefore one kind does not effectively have payment function efficiently at present Wrist-watch and method of payment.
The content of the invention
The present invention proposes a kind of wrist-watch and its method of payment with payment function, solves intelligent hand of the prior art Table can not effective quick payment the problem of.
A kind of wrist-watch with payment function of the present invention, including:Table body, loudspeaker, microphone, display screen, the first table Band and the second watchband, the respective first end of the first watchband and the second watchband connect the table body, peace are provided with the table body Full chip, radio frequency chip, memory and power supply, the display screen, loudspeaker, microphone, radio frequency chip, memory and power supply connect Connect the safety chip;Second end of first watchband is provided with junction button, the second end of second watchband and the connection Detachable connection is detained, the slot for being used for inserting RFID-SIM cards is provided with the junction button, is provided with the slot and RFID- Contact corresponding to chip in SIM card, the contact connect the safe core by the flexible cord row being hidden in first watchband Piece, the safety chip is used for the Transaction Information that POS is obtained by the radio frequency chip, while obtains the remaining of RFID-SIM cards Volume, if the amount of money in Transaction Information is less than remaining sum, triggering RFID-SIM cards are paid, and payment information is shown in display screen, And transaction record is stored in the memory.
Wherein, in addition to:Located at the table body side and the fingerprint identification module of the connection safety chip, for receiving The fingerprint authentication request that the safety chip is sent, and the result is sent to the safety chip, the safety chip and connect Triggering RFID-SIM cards are paid after receiving the feedback being proved to be successful, and are otherwise shown that fingerprint mismatches in display screen, are paid and lose Lose.
Wherein, the first end of first watchband is provided with the first plug, and the table body, which is provided with, to be used to insert the first plug The first jack entered, and the first plug outer surface is additionally provided with the first buckle structure with the first jack inner surface;Described first Second end of watchband is provided with the second plug, and the junction button is provided with the second jack for being used for inserting the second plug, and second inserts Head outer surface is additionally provided with the second buckle structure with the second jack inner surface;The first end of second watchband and the table body It is detachably connected.
Wherein, the loudspeaker and microphone are located at one end that the second watchband connects with table body.
Wherein, the power supply includes:Battery and wireless charging module, the battery connection safety chip and wireless charging mould Block, the wireless charging module are located at the table body back side.
Wherein, in addition to:The camera being connected with the safety chip, the camera is located at the second watchband and table body connects The one end connect.
Present invention also offers a kind of method of payment based on the wrist-watch with payment function, including step:
S1:POS is sent Transaction Information to the safety chip by radio frequency chip;
S2:Safety chip obtains the remaining sum in RFID-SIM cards, is triggered if the amount of money in Transaction Information is less than remaining sum RFID-SIM cards are paid.
Wherein, the table body side is provided with fingerprint identification module, and fingerprint identification module connects the safety chip, the step Also include before triggering RFID-SIM cards are paid in rapid S2:Safety chip sends fingerprint inspection to the fingerprint identification module Card request, fingerprint identification module will verify that structure is sent to safety chip, and safety chip touches after receiving the feedback being proved to be successful Hair RFID-SIM cards are paid.
The wrist-watch with payment function of the present invention sets RFID-SIM card slots on the junction button of watchband, by hiding The safety chip in flexible cord row's connection table body in watchband, and by radio frequency chip with POS transmission signal to be propped up Pay, sealing need not be inputted during payment, realize effective efficiently payment function, and the volume of wrist-watch based on intelligent watch It is more or less the same with existing conventional wristwatch volume.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing There is the required accompanying drawing used in technology description to be briefly described, it should be apparent that, drawings in the following description are only this Some embodiments of invention, for those of ordinary skill in the art, without having to pay creative labor, may be used also To obtain other accompanying drawings according to these accompanying drawings.
Fig. 1 is a kind of wrist-watch (back side) structural representation with payment function of the present invention;
Fig. 2 is a kind of watch function modular structure schematic diagram with payment function of the present invention;
Fig. 3 is the side structure schematic diagram of the watchband junction button of the wrist-watch with payment function in Fig. 1;
Fig. 4 is the side structure schematic diagram of the table body of the wrist-watch with payment function in Fig. 1;
Fig. 5 is the positive structure schematic of the wrist-watch with payment function in Fig. 1.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made Embodiment, belong to the scope of protection of the invention.
The wrist-watch with payment function of the present embodiment as shown in Fig. 1~5, including:Table body 1, loudspeaker 13, microphone 14th, display screen 19, the first watchband 2 and the second watchband 3,2 respective first end connection table body 1 of the first watchband 1 and the second watchband.Table It is provided with safety chip 15, radio frequency chip 17, memory 18 and power supply 20 in body 1, display screen 19, loudspeaker 13, microphone 14, penetrates Frequency chip 17, memory 18 and power supply 20 connect safety chip 15, and safety chip is the MCU for having secure firmware, can be to handing over Transmission is encrypted in easy information, and to ensure the security of transaction, radio frequency chip 17 is 2.4G radio frequency chips.The of first watchband 2 Two ends are provided with junction button 4, and the second end of the second watchband 3 connects with the detachable of junction button 4, are provided with junction button 4 and are used to insert The slot 5 of RFID-SIM cards 16, is provided with contact corresponding with chip on RFID-SIM cards in slot 5, and contact is by being hidden in the The connection safety chips 15 of flexible cord row 7 in one watchband, the chip on RFID-SIM cards 16 has 8 pins, soft by 8 respectively Wire is connected to safety chip.Safety chip 15 is used for the Transaction Information that POS is obtained by radio frequency chip 17, obtains simultaneously The remaining sum of RFID-SIM cards 16, if the amount of money in Transaction Information is less than remaining sum, triggering RFID-SIM cards 16 are paid, aobvious Display screen shows payment information, and transaction record is stored in memory 18.
The wrist-watch with payment function of the present embodiment sets RFID-SIM card slots 5 on the junction button 4 of watchband, passes through The safety chip 15 being hidden in the flexible cord 7 connection table bodies of row in watchband, and pass through radio frequency chip 17 and POS transmission signal To be paid, and sealing need not be inputted, realize effective efficiently payment function based on intelligent watch.There should be branch The wrist-watch of function is paid in addition to applying to POS and paying, the door that subway, public transport and other needs are paid can also be widely used in Access control system, realization are fast and easily paid.
The wrist-watch with payment function of the present embodiment also includes:Located at the side of table body 1 and the finger of connection safety chip 15 Line identification module 11, for receiving the fingerprint authentication request of the transmission of safety chip 15, and the result is sent to safety chip 15, triggering RFID-SIM cards 16 are paid after safety chip 15 receives the feedback being proved to be successful, otherwise aobvious in display screen 19 Show that fingerprint mismatches, pay failure.The utilization of the wrist-watch is more extensive, different from the small amount payment of mass transit card, big amount branch be present Situation about paying, if wrist-watch lose and found before RFID-SIM cards 16 are reported the loss by people paid if can cause the wealth of the owner Production loss, therefore, fingerprint identification module 11 is added in the side of the table body 1 of wrist-watch, carry out fingerprint recognition before paying so that branch Pay safer.
In the present embodiment, the first end of the first watchband 2 is provided with the first plug 10, and table body 1, which is provided with, to be used to make the first plug First jack of 10 insertions, and the outer surface of the first plug 10 is additionally provided with the first buckle structure with the first jack inner surface.First table The second plug 9 is provided with 2 the second end, junction button 4 is provided with the second jack for being used for inserting the second plug 9, and the second plug 9 Outer surface is additionally provided with the second buckle structure with the second jack inner surface.The first end of second watchband 3 is detachably connected with table body 1. First buckle structure and the second buckle structure make it that grafting is tighter difficult for drop-off, such as:Buckle structure outer surface is tool press-side Elastic rack, jack inner surface is provided with corresponding rack, and press-side is pressed after inserting to be extracted.It is this detachable Connection can be with the watchband and junction button 4 of more preferable different colours and pattern, personalized customization characteristic is stronger.
Due to flexible cord, row 7 is arranged in the first watchband 2, loudspeaker 13 and microphone 14 is located at the second watchband 3 and table body 1 connects One end connect, so that all parts are reasonably distributed in table body 1, reduce the thickness of table body 1.
In the present embodiment, power supply 20 includes:Battery and wireless charging module, battery connection safety chip 15 and wireless charging Module, wireless charging module are located at the back side of table body 1.Wireless charging module is more convenient charging, and need not be opened on table body 1 If charging inlet, sealing and water proofing property are more preferable.
The present embodiment of the present embodiment also includes:The camera 12 being connected with safety chip 15, camera 12 are located at second One end that watchband 3 and table body 1 connect, i.e., be distributed in the same side with loudspeaker 13, microphone 14.In the table body 1 of limited size Front, so distribution can make the area of display screen 19 relatively large.And the addition of camera 12 improves conventional intelligence Wrist-watch is unable to the function of video calling, and Consumer's Experience is more preferable.
Present invention also offers a kind of method of payment based on the wrist-watch with payment function, including step:
S1:POS is sent Transaction Information to safety chip by radio frequency chip;
S2:Safety chip obtains the remaining sum in RFID-SIM cards, is triggered if the amount of money in Transaction Information is less than remaining sum RFID-SIM cards are paid.
Wherein, table body side is provided with fingerprint identification module, and fingerprint identification module connects safety chip, triggered in step S2 RFID-SIM cards also include before being paid:Safety chip sends fingerprint authentication request, fingerprint recognition to fingerprint identification module Module will verify that structure is sent to safety chip, and safety chip triggers the progress of RFID-SIM cards after receiving the feedback being proved to be successful Pay.
Presently preferred embodiments of the present invention is these are only, is not intended to limit the invention, it is all in the spirit and principles in the present invention Within, any modification, equivalent substitution and improvements made etc., it should be included in the scope of the protection.

Claims (8)

  1. A kind of 1. wrist-watch with payment function, it is characterised in that including:Table body, loudspeaker, microphone, display screen, the first table Band and the second watchband, the respective first end of the first watchband and the second watchband connect the table body, peace are provided with the table body Full chip, radio frequency chip, memory and power supply, the display screen, loudspeaker, microphone, radio frequency chip, memory and power supply connect Connect the safety chip;Second end of first watchband is provided with junction button, the second end of second watchband and the connection Detachable connection is detained, the slot for being used for inserting RFID-SIM cards is provided with the junction button, is provided with the slot and RFID- Contact corresponding to chip in SIM card, the contact connect the safe core by the flexible cord row being hidden in first watchband Piece, the safety chip is used for the Transaction Information that POS is obtained by the radio frequency chip, while obtains the remaining of RFID-SIM cards Volume, if the amount of money in Transaction Information is less than remaining sum, triggering RFID-SIM cards are paid, and payment information is shown in display screen, And transaction record is stored in the memory.
  2. 2. there is the wrist-watch of payment function as claimed in claim 1, it is characterised in that also include:Located at the table body side And the fingerprint identification module of the connection safety chip, the fingerprint authentication request sent for receiving the safety chip, and will The result is sent to the safety chip, and triggering RFID-SIM is sticked into after the safety chip receives the feedback being proved to be successful Row is paid, and is otherwise shown that fingerprint mismatches in display screen, is paid failure.
  3. 3. there is the wrist-watch of payment function as claimed in claim 1 or 2, it is characterised in that the first end of first watchband Provided with the first plug, the table body is provided with the first jack for being used for inserting the first plug, and the first plug outer surface and institute State the first jack inner surface and be additionally provided with the first buckle structure;Second end of first watchband is provided with the second plug, the connection Button is provided with the second jack for being used for inserting the second plug, and the second plug outer surface is additionally provided with the second jack inner surface Second buckle structure;The first end of second watchband is detachably connected with the table body.
  4. 4. there is the wrist-watch of payment function as claimed in claim 1 or 2, it is characterised in that loudspeaker and the microphone position In one end that the second watchband connects with table body.
  5. 5. there is the wrist-watch of payment function as claimed in claim 1 or 2, it is characterised in that the power supply includes:Battery and nothing Line charging module, the battery connection safety chip and wireless charging module, the wireless charging module are located at the table body back side.
  6. 6. there is the wrist-watch of payment function as claimed in claim 1 or 2, it is characterised in that also include:With the safety chip The camera of connection, the camera are located at one end that the second watchband connects with table body.
  7. 7. a kind of method of payment of the wrist-watch with payment function based on described in claim 1, it is characterised in that including step Suddenly:
    S1:POS is sent Transaction Information to the safety chip by radio frequency chip;
    S2:Safety chip obtains the remaining sum in RFID-SIM cards, and RFID- is triggered if the amount of money in Transaction Information is less than remaining sum SIM card is paid.
  8. 8. method of payment as claimed in claim 7, it is characterised in that the table body side is provided with fingerprint identification module, fingerprint Identification module connects the safety chip, also includes before triggering RFID-SIM cards are paid in the step S2:Safety Chip sends fingerprint authentication request to the fingerprint identification module, and fingerprint identification module will verify that structure is sent to safety chip, Triggering RFID-SIM cards are paid after safety chip receives the feedback being proved to be successful.
CN201710539863.XA 2017-07-05 2017-07-05 Wrist-watch and its method of payment with payment function Withdrawn CN107423972A (en)

Priority Applications (1)

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CN201710539863.XA CN107423972A (en) 2017-07-05 2017-07-05 Wrist-watch and its method of payment with payment function

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Application Number Priority Date Filing Date Title
CN201710539863.XA CN107423972A (en) 2017-07-05 2017-07-05 Wrist-watch and its method of payment with payment function

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107944419A (en) * 2017-12-07 2018-04-20 潘淑斐 Fingerprint recognition electronics bracelet
CN108074093A (en) * 2017-12-14 2018-05-25 深圳金康特智能科技有限公司 A kind of pocket money method of payment and system based on children's watch device
CN109116719A (en) * 2018-09-06 2019-01-01 深圳市乐业科技有限公司 A kind of foldable intelligence payment wrist-watch based on block chain technology
CN109212946A (en) * 2018-10-10 2019-01-15 曾文飞 A kind of mobile payment wrist-watch convenient for wearing based on block chain technology

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CN106066691A (en) * 2016-05-30 2016-11-02 努比亚技术有限公司 Intelligent watch, the device and method of triggering intelligent watch work
CN205787656U (en) * 2016-05-30 2016-12-07 浙江海洋大学 A kind of intelligent watch with payment function
CN205827127U (en) * 2016-07-19 2016-12-21 南京合智信息技术有限公司 A kind of multifunction electronic watch
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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1258182A (en) * 1998-12-23 2000-06-28 斯沃奇集团管理服务股份公司 Radio phone calculagraph comprising user identity module card
CN1292614A (en) * 1999-10-06 2001-04-25 摩托罗拉公司 Wrist-wearing radio telephone
CN2694647Y (en) * 2004-02-25 2005-04-20 陆瑞晗 Watch type mobile phone
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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107944419A (en) * 2017-12-07 2018-04-20 潘淑斐 Fingerprint recognition electronics bracelet
CN108074093A (en) * 2017-12-14 2018-05-25 深圳金康特智能科技有限公司 A kind of pocket money method of payment and system based on children's watch device
CN108074093B (en) * 2017-12-14 2022-03-04 重庆金康特智能穿戴技术研究院有限公司 Spending money payment method and system based on child watch device
CN109116719A (en) * 2018-09-06 2019-01-01 深圳市乐业科技有限公司 A kind of foldable intelligence payment wrist-watch based on block chain technology
CN109212946A (en) * 2018-10-10 2019-01-15 曾文飞 A kind of mobile payment wrist-watch convenient for wearing based on block chain technology

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Application publication date: 20171201