CN103761806B - Financial security system used for mobile terminal - Google Patents
Financial security system used for mobile terminal Download PDFInfo
- Publication number
- CN103761806B CN103761806B CN201410060424.7A CN201410060424A CN103761806B CN 103761806 B CN103761806 B CN 103761806B CN 201410060424 A CN201410060424 A CN 201410060424A CN 103761806 B CN103761806 B CN 103761806B
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- China
- Prior art keywords
- mobile terminal
- display unit
- security
- physical
- security system
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephone Function (AREA)
Abstract
The invention provides a financial security system used for a mobile terminal. The financial security system comprises a security unit SE, a security display unit and a physical confirming button, wherein the security unit SE is used for protecting data security during electronic transaction, the security display unit is used for displaying transaction information and controlled by the SE, and the physical confirming button serves as an input unit of the SE; the SE is connected with a processor of the mobile terminal; an outer shell of the mobile terminal is provided with openings matched with the security display unit and the physical confirming button respectively; the security display unit and the physical confirming button are connected with the outer shell through the openings matched with the security display unit and the physical confirming button respectively. According to the financial security system, the mobile terminal is connected with the security transaction system provided with the security display unit and the physical confirming button, interaction between key transaction data and input/output of a user can be achieved through the SE, the security display unit and the physical confirming button without a universal operation system in the mobile terminal, and the security display unit and the physical confirming button are controlled by the SE. Security is effectively guaranteed when a user at the mobile terminal conducts electronic transaction.
Description
Technical field
The present invention relates to field of terminal equipment, in particular, it is to be related to a kind of financial security system for mobile terminal
System.
Background technology
With the continuous popularization of the mobile terminals such as mobile phone and panel computer, the various applications based on mobile terminal are also increasingly
Obtain wider development and utilization.Wherein, the application of the electronic transaction such as mobile payment has universality demand.
In prior art, during by mobile terminal to carry out electronic transaction, for ensureing the solution party of mobile payment security
Case, is still and opens in andorid, ios, symbain etc. or partly develop under operating system, by the se of integrated hardware
(secure element, safe unit), to realize safe sim card, safe sd card, audio frequency key or otp(one-time
Password, dynamic password) equipment etc., additionally, the also mode such as digital certificate of file, to ensure certification and safety of payment.
Inventor through research find, in prior art, the solution for ensureing mobile payment security be required to according to
The software and hardwares such as the display of bad mobile terminal device, word input, network service are supported.So, the network payment of ordinary consumer
Mode is all to carry out on the general software and hardware system of mobile terminal；And the software and hardware security protection in existing mobile terminal
Technology, is difficult to the safety of safeguards system bottom i/o and display output, i.e. cannot definitely ensure user in the general-purpose operating system
It is not trapped when inputting sensitive information, also cannot definitely ensure and ensure the genuine and believable of sensitive content in output display.Cause
This, mobile terminal of the prior art is when realizing electronic transaction it is impossible to guarantee the safety of electronic transaction process.
Content of the invention
In view of this, this application provides a kind of financial security system for mobile terminal, moved eventually with realizing improving
End carries out the purpose of safety during electronic transaction.
For achieving the above object, the following technical scheme of the application offer:
A kind of financial security system for mobile terminal, comprising:
For protecting safe unit se, the safety for showing the output information of described se of data safety in electronic transaction
Display unit, and, as the physical confirmation button of the input block of described se；
Described se is connected with the processor of described mobile terminal；
The shell of described mobile terminal is respectively equipped with and is adapted to described safe display unit and described physical confirmation button
Opening；
Described safe display unit and described physical confirmation button are connected by the opening and described shell being adapted to it respectively
Connect.
Preferably, in embodiments of the present invention, described se also includes user authentication unit.
Preferably, in embodiments of the present invention, in the integrated smart card located at ic of described se, described ic smart card by with institute
The contact card reading unit stating the circuit board connection of mobile terminal is connected with described processor.
Preferably, in embodiments of the present invention, in the integrated circuit board located at described mobile terminal of described se.
Preferably, in embodiments of the present invention, in the integrated card located at sim of described se, described sim card and described mobile terminal
Circuit board be equipped with the data-interface being mutually adapted, described se is connected with described processor by described data-interface.
Preferably, in embodiments of the present invention, described physical confirmation button is located at the side of described mobile terminal.
Preferably, in embodiments of the present invention, the power on button being multiplexed described mobile terminal is described physical confirmation button.
Preferably, in embodiments of the present invention, described safe display unit is in the housing located at mobile whole with described
The display unit identical side at end.
Preferably, in embodiments of the present invention, described safe display unit is in the housing located at mobile whole with described
The relative side of display unit at end.
Understand via above-mentioned technical scheme, the application passes through to be connected with safe display unit and thing in the terminal
The affaris safety trade system of reason ACK button, so that during sensitive information in showing electronic transaction process for the mobile terminal, will be quick
Sense information is individually shown in safe display unit, and is used as the input block of se using single physical confirmation button, from
And crucial transaction data can need not be shown by the safety of se and its management and control via the general-purpose operating system in mobile terminal
Show that unit and physics confirm button, realization is interacted with the input and output of user.And then it is effectively protected mobile phone users
Safety in realizing electronic transaction process.
Additionally, in this application, also by safe display unit and physical confirmation button on the shell of mobile terminal,
Such that it is able to improve the integrated level of the financial security system in the application and mobile terminal, use so not only can be efficiently reduced
Volume in the financial security system of mobile terminal takies, and can also further improve the portability of user, it is to avoid take simultaneously
Band plurality of devices.Further, less due to being independently arranged financial security system own vol for mobile terminal, hold
Easy to lose, so mode integrally disposed to itself and mobile terminal can also be effectively improved for mobile terminal in the application
The safety of of financial security system itself, reduces the probability lost.
Brief description
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
Have technology description in required use accompanying drawing be briefly described it should be apparent that, drawings in the following description be only this
Inventive embodiment, for those of ordinary skill in the art, on the premise of not paying creative work, can also basis
The accompanying drawing providing obtains other accompanying drawings.
Fig. 1 is the structural representation of financial security system in the embodiment of the present invention；
Fig. 2 is the another structural representation of financial security system in the embodiment of the present invention；
Fig. 3 is the Transaction Process schematic diagram of financial security system in the embodiment of the present invention.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation description is it is clear that described embodiment is only a part of embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of not making creative work
Embodiment, broadly falls into the scope of protection of the invention.
This application provides a kind of financial security system for mobile terminal, financial security system 01 includes:
For protecting safe unit se11, the safety for showing the output information of se11 of data safety in electronic transaction
Display unit 12, and, as the physical confirmation button 13 of the input block of se11；
Se11 is connected with the processor 21 of mobile terminal 02；The shell of mobile terminal 02 is respectively equipped with and safe display unit
12 and physical confirmation button 13 adaptation opening；Safe display unit 12 and physical confirmation button 13 are respectively by being adapted to it
Opening and cage connection.
Se(secure element in the application, safe unit), chip can be made as, be used for preventing electronic transaction
During outside malice parsing attack, to protect data safety.
In this application, confirm for the safe display unit 12 in the financial security system 01 of mobile terminal 02 and physics
Button 13 is integrated with mobile terminal 02, i.e. mobile terminal 02 is being provided with for being connected with the general-purpose operating system of mobile terminal
Outside conventional display unit, it is additionally provided with the safe display unit 12 of the control output information dedicated for display se01.In the application
In, the output information shown by safe display unit 12 refers to the sensitive letter of designing user financial security in electronic transaction process
Breath, such as, can include transferring accounts or remittance information of user.
In this application, the conventional display unit of mobile terminal 02 can be touch screen, and so, user can move as common
Dynamic terminal equally carrys out to carry out the operation of routine using touch screen.And work as and carry out electronic transaction using the mobile terminal 02 in the application
When, because safe display unit 12 is connected with se11 it is possible to show set information according to the control of se11, so electronic transaction
During designing user financial security sensitive information can not via the middle general-purpose operating system of mobile terminal 02 both can peace
Show in full display unit 12, wherein can include treating the information that user confirms.Due in the application, mobile whole
It is additionally provided with physical confirmation button 13, such user just can realize to se11's by pressing physical confirmation button 13 in end 02
Instruction input.Due to physical confirmation button is used to the instruction input of s11e, be not touch screen, thus without mobile eventually
The middle general-purpose operating system at end 02, and then guaranteeing the safety of sensitive information in user's electronic transaction process.
As shown in Fig. 2 in actual applications, the mobile terminal 02 in the application can be using double screen setting, i.e. wrap simultaneously
Include conventional display unit 22 and safe display unit 12.For this reason, being provided with conventional display unit 22 on the shell of mobile terminal 02
Opening while in addition it is also necessary to the opening that safe display unit 12 is provided with adaptation is individually on the shell of mobile terminal, additionally,
The opening that physical confirmation button 13 is provided with adaptation is also should be on the shell of mobile terminal 02；Thus by safe display unit 12
It is integrally disposed on mobile terminal 02 with physical confirmation button 13.
Additionally, in this application, also by safe display unit and physical confirmation button on the shell of mobile terminal,
Such that it is able to improve the integrated level of the financial security system in the application and mobile terminal, use so not only can be efficiently reduced
Volume in the financial security system of mobile terminal takies, and can also further improve the portability of user, it is to avoid take simultaneously
Band plurality of devices.Further, less due to being independently arranged financial security system own vol for mobile terminal, hold
Easy to lose, so mode integrally disposed to itself and mobile terminal can also be effectively improved for mobile terminal in the application
The safety of of financial security system itself, reduces the probability lost.
Further, in this application, se is also provided with user authentication unit, so, when user starts electronic transaction
During flow process, se carries out the before processing of finance data, can also verify the legitimacy of user by user authentication unit, and then keep away
Exempt from other people and illegally carry out electronic transaction using this mobile terminal.Specifically, can be by point out user input pin code side
Formula is verifying the legitimacy of user.
Further, in this application, also include the safe unit se, se for protecting data safety in electronic transaction
Setting comparatively can compare flexibly, as long as ensure that its processor, safe display unit with mobile terminal respectively
Can connect with physical confirmation button.Such as, circuit board can so be passed through by se in the circuit board of mobile terminal
In circuit connect i.e. can achieve the connection with processor security display unit and physical confirmation button respectively.By se located at movement
In the circuit board of terminal, can further improve the integrated level of the financial security system for mobile terminal, increased movement
The range of application of terminal.
Additionally, in this application, can also by integrated for the se smart card located at ic, so, due to ic smart card by with
The contact card reading unit that the circuit board of mobile terminal connects is connected with processor, and then can realize the company of se and processor
Connect.
Additionally, in this application, can also be by integrated for the se card located at sim, by the circuit in sim card and mobile terminal
Plate is equipped with the data-interface being mutually adapted, so that se can be connected with processor by this data-interface.
Further, in this application, physical confirmation button can be similar with the physical button of mobile terminal itself, located at
The side of mobile terminal with user friendly operation, and, it is to avoid button take mobile terminal effective display area.Preferably,
In this application, the power on button that can also be multiplexed described mobile terminal is described physical confirmation button, specifically, due to movement
The power on button of terminal itself is also physical button mostly, passes through for this power on button is multiplexed it is possible to efficiently reduce shifting
The quantity of physical button in dynamic terminal, and then can effectively simplify the structure of mobile terminal, and, reduce the system of mobile terminal
Make cost.
Further, in actual applications, the setting of the safe display unit in the application can as shown in Fig. 2 with touch
Touch screen (that is, conventional display unit) to be arranged side by side in the identical side of mobile terminal, by this set, it is possible to use family exists
Realize during electronic transaction, can easily observing the display content of safe display unit.
Additionally, the setting of safe display unit can also be located at the side relative with the touch screen of mobile terminal, i.e. moving
The front of dynamic terminal is touch screen, and the back side of mobile terminal is provided with safe display unit, by by this two display units located at
Not coplanar in mobile terminal is such that it is able to avoid safe display unit to tie up the display area of touch screen and then user friendly
Use.
With reference to Fig. 3, illustrate to be used for mobile terminal in the application by a specific Transaction Process schematic diagram
The operation principle of financial security system, taking transfer accounts/remit money as a example:
It is possible, firstly, to opening mobile terminal by the power on button pressing multiplexing or waking up mobile terminal, due to opening
Machine button is also physical confirmation button, so, now, user authentication unit may require that user input pin code to verify user
Legitimacy；Specifically, could be arranged to allow access into after the verification success of input pin code in set point number, otherwise, automatically lock
The system-wide startup in deposit Rong'an.
After user's checking is passed through, user can select the required Net silver application journey in mobile terminal by touch screen
Sequence it is possible to be inputted the associative operation such as transfer information and withdrawal password accordingly by touch screen；
After having carried out aforesaid operations, the output information of se meeting is the reciprocal account account to be shown by safe display unit
Transfer amounts information, and waiting user to confirm in safe display unit display reminding, to confirm that safe display unit is in
Existing/remittance information of transferring accounts；
Now, user can confirm above- mentioned information by pressing physical confirmation button, to complete the stream transferred accounts/remit money
Journey.
In sum, the application passes through to be connected with the peace of safe display unit and physical confirmation button in the terminal
Full transaction system, so that be individually shown in safety during sensitive information in showing electronic transaction process for the mobile terminal to show list
In unit, and it is used as the input block of se using single physical confirmation button, so that crucial transaction data need not be via
The general-purpose operating system in mobile terminal both can confirm button by the safe display unit of se and its management and control with physics, realize with
The interaction of the input and output of user.And then it is effectively protected safety in realizing electronic transaction process for the mobile phone users.
Additionally, in this application, also by safe display unit and physical confirmation button on the shell of mobile terminal,
Such that it is able to improve the integrated level of the financial security system in the application and mobile terminal, use so not only can be efficiently reduced
Volume in the financial security system of mobile terminal takies, and can also further improve the portability of user, it is to avoid take simultaneously
Band plurality of devices.Further, less due to being independently arranged financial security system own vol for mobile terminal, hold
Easy to lose, so mode integrally disposed to itself and mobile terminal can also be effectively improved for mobile terminal in the application
The safety of of financial security system itself, reduces the probability lost.
In this specification, each embodiment is described by the way of going forward one by one, and what each embodiment stressed is and other
The difference of embodiment, between each embodiment identical similar portion mutually referring to.The device that embodiment is provided
For, because it is corresponding with the method that embodiment provides, so description is fairly simple, say referring to method part in place of correlation
Bright.
Described above to the embodiment being provided, makes professional and technical personnel in the field be capable of or uses the present invention.
Multiple modifications to these embodiments will be apparent from for those skilled in the art, as defined herein
General Principle can be realized without departing from the spirit or scope of the present invention in other embodiments.Therefore, the present invention
It is not intended to be limited to the embodiments shown herein, and be to fit to and principle provided in this article and features of novelty phase one
The scope the widest causing.
Claims (4)
1. a kind of financial security system for mobile terminal is it is characterised in that include:
For protecting the safe unit se of data safety in electronic transaction, being used for showing that the safety of the output information of described se shows
Unit and the physical confirmation button of the input block as described se, described se includes user authentication unit；
Described se is connected with the processor of described mobile terminal；
The shell of described mobile terminal is respectively equipped with the opening being adapted to described safe display unit and described physical confirmation button；
Described safe display unit and described physical confirmation button are respectively by the opening that is adapted to it and described cage connection；
Wherein, in the integrated smart card located at ic of described se, described ic smart card is by being connected with the circuit board of described mobile terminal
Contact card reading unit be connected with described processor；Or,
In the integrated card located at sim of described se, the circuit board of described sim card and described mobile terminal is equipped with the data being mutually adapted
Interface, described se is connected with described processor by described data-interface.
2. it is used for the financial security system of mobile terminal according to claim 1 it is characterised in that multiplexing is described mobile whole
The power on button at end is described physical confirmation button.
3. according to claim 1 or 2 be used for mobile terminal financial security system it is characterised in that
Described safe display unit is in the housing located at the touch screen identical side with described mobile terminal.
4. according to claim 1 or 2 be used for mobile terminal financial security system it is characterised in that
Described safe display unit is in the housing located at the side relative with the touch screen of described mobile terminal.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410060424.7A CN103761806B (en) | 2014-02-21 | 2014-02-21 | Financial security system used for mobile terminal |
| PCT/CN2015/072989 WO2015124088A1 (en) | 2014-02-21 | 2015-02-13 | Secure financial system for mobile terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410060424.7A CN103761806B (en) | 2014-02-21 | 2014-02-21 | Financial security system used for mobile terminal |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN103761806A CN103761806A (en) | 2014-04-30 |
| CN103761806B true CN103761806B (en) | 2017-01-18 |
Family
ID=50529037
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410060424.7A Expired - Fee Related CN103761806B (en) | 2014-02-21 | 2014-02-21 | Financial security system used for mobile terminal |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN103761806B (en) |
| WO (1) | WO2015124088A1 (en) |
Families Citing this family (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103761806B (en) * | 2014-02-21 | 2017-01-18 | 北京握奇数据系统有限公司 | Financial security system used for mobile terminal |
| CN105184564B (en) * | 2015-07-17 | 2021-12-24 | 苏州海博智能系统有限公司 | Card-free payment method and system |
| CN105894274A (en) * | 2016-04-05 | 2016-08-24 | 杭州复杂美科技有限公司 | Payment method based on encryption chip integrated in mobile phone |
| FR3140463A1 (en) * | 2022-09-30 | 2024-04-05 | Ledger | Smartphone integrating a hardware cryptographic key storage wallet implementing hardware multiplexing of the smartphone display |
| FR3140464A1 (en) * | 2022-09-30 | 2024-04-05 | Ledger | Securely temporarily switching a terminal into a secure mode to process a transaction |
| WO2024069090A2 (en) | 2022-09-30 | 2024-04-04 | Ledger | Connected terminal comprising means for embedding a secure image in a non-secure image |
Family Cites Families (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| GB0020416D0 (en) * | 2000-08-18 | 2000-10-04 | Hewlett Packard Co | Trusted system |
| CN201015050Y (en) * | 2006-11-30 | 2008-01-30 | 上海麦柯信息技术有限公司 | Electronic authentication and payment terminal capable of display and operation service |
| US20100063893A1 (en) * | 2008-09-11 | 2010-03-11 | Palm, Inc. | Method of and system for secure on-line purchases |
| CN102194175A (en) * | 2010-03-16 | 2011-09-21 | 中国移动通信集团公司 | Safety payment method and safety payment terminal |
| CN202815853U (en) * | 2012-07-27 | 2013-03-20 | 郑州信大捷安信息技术股份有限公司 | Second-generation U shield supportive to mobile terminals |
| CN103577740A (en) * | 2012-08-02 | 2014-02-12 | 中国移动通信集团公司 | Method and intelligent mobile terminal for implementing safety communication |
| CN103020824B (en) * | 2012-12-18 | 2017-09-12 | 深圳市金立通信设备有限公司 | A kind of method and device of mobile payment |
| CN103761806B (en) * | 2014-02-21 | 2017-01-18 | 北京握奇数据系统有限公司 | Financial security system used for mobile terminal |
| CN203909935U (en) * | 2014-02-21 | 2014-10-29 | 北京握奇数据系统有限公司 | Financial security system for mobile terminal |
-
2014
- 2014-02-21 CN CN201410060424.7A patent/CN103761806B/en not_active Expired - Fee Related
-
2015
- 2015-02-13 WO PCT/CN2015/072989 patent/WO2015124088A1/en active Application Filing
Also Published As
| Publication number | Publication date |
|---|---|
| CN103761806A (en) | 2014-04-30 |
| WO2015124088A1 (en) | 2015-08-27 |
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Address after: 100102 Beijing city Chaoyang District Wangjing Lize Park No. 101 Qiming International Building 7 Patentee after: BEIJING WATCHDATA Co.,Ltd. Address before: 100102 Beijing city Chaoyang District Wangjing Lize Park No. 101 Qiming International Building 7 Patentee before: BEIJING WATCH DATA SYSTEM Co.,Ltd. |
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| CP01 | Change in the name or title of a patent holder | ||
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Inventor after: Guo Tianguang Inventor after: Zhang Tianqi Inventor before: Zhang Tianqi |
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Granted publication date: 20170118 |
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| CF01 | Termination of patent right due to non-payment of annual fee |