CN103020824B - A kind of method and device of mobile payment - Google Patents
A kind of method and device of mobile payment Download PDFInfo
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- CN103020824B CN103020824B CN201210551647.4A CN201210551647A CN103020824B CN 103020824 B CN103020824 B CN 103020824B CN 201210551647 A CN201210551647 A CN 201210551647A CN 103020824 B CN103020824 B CN 103020824B
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- shield
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- mobile terminal
- mobile phone
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Abstract
The invention discloses a kind of method of mobile payment, including：U-shield is set up with the mobile terminal by the communication interface of mobile terminal and is connected；The U-shield is from the acquisition for mobile terminal input instruction, according to the input instruction, runs its plug-in, performs the input instruction, and processing obtains corresponding mobile payment result, and the U-shield plug-in has non-erasable property；The U-shield exports the mobile payment result to the mobile terminal, to show the mobile payment result by the mobile terminal.The invention also discloses a kind of U-shield.Using the present invention, with mobile payment process can be completed by the plug-in of U-shield, the security of payment process is improved, the advantage of the property safety of mobile payment is ensured.
Description
Technical field
The present invention relates to electronic product, more particularly to a kind of method and device of mobile payment.
Background technology
With the high speed development of internet, the consumption online such as shopping online, online recharge mode is as disappearing that people are keen to
Take one of mode, after after the payment of card class, network payment, mobile payment becomes new lover.Mobile payment is exactly to allow to move use
Family uses its mobile terminal（Typically mobile phone）The commodity consumed or service are carried out with a kind of method of service of account payment,
Claim mobile-phone payment.With the continuous popularization of mobile-phone payment, with and the problem of come it is also more and more, mobile phone viruses are attacked, wooden horse
Intrusion, the safety problem such as mobile payment password is stolen is of common occurrence already.Common mobile-phone payment safeguard protection in the market
Measure be mostly prevent poisoning intrusion, password stolen etc. by the software in mobile phone mode reduces or remits property loss, but mobile phone is soft
Part program is easily written over, and is easily invaded during mobile-phone payment by virus, timber.Prior art does not prevent on hardware
, there are security breaches, easily cause property loss in the invasion of virus, timber or Malware during mobile payment.
The content of the invention
The present invention provides a kind of method and a kind of U-shield of mobile payment, can complete mobile payment by the plug-in of U-shield
Process, improves the security of payment process, ensures the property safety of mobile payment.
The embodiments of the invention provide a kind of method of mobile payment, including：
U-shield is set up with the mobile terminal by the communication interface of mobile terminal and is connected；
The U-shield is from the acquisition for mobile terminal input instruction, according to the input instruction, runs its plug-in, holds
The row input instruction, processing obtains corresponding mobile payment result, and the U-shield plug-in has non-erasable property；
The U-shield exports the mobile payment result to the mobile terminal, to show institute by the mobile terminal
State mobile payment result.
On the other hand, The embodiment provides a kind of U-shield, including：
Link block, sets up with the mobile terminal for the communication interface by mobile terminal and is connected；
Processing module, for from the acquisition for mobile terminal input instruction, according to the input instruction, runs the U-shield
Plug-in, performs the input instruction, and processing obtains corresponding mobile payment result, and the U-shield plug-in has can not
Erasing property；
Output module, for the mobile payment result to be exported to the mobile terminal, to pass through the mobile terminal
Show the mobile payment result.
The embodiment of the present invention additionally provides a kind of system of mobile payment, including：U-shield and shifting described in foregoing invention content
Dynamic terminal, the mobile terminal is connected by its communication interface with the U-shield, and providing the U-shield for the U-shield moves branch
Input instruction needed for during paying, and show the mobile payment result that the U-shield processing is obtained.
The embodiment of the present invention runs its built-in system program to complete mobile branch by connecting U-shield to terminal, by U-shield
The process of paying, and the result of mobile payment is exported to terminal shown.The embodiment of the present invention can specifically complete mobile branch by U-shield
The process of paying, improves the security of payment process, ensures the advantage of the property safety of mobile payment.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, being used required in being described below to embodiment
Accompanying drawing be briefly described, it should be apparent that, drawings in the following description are some embodiments of the present invention, for this area
For those of ordinary skill, without having to pay creative labor, it can also be obtained according to these accompanying drawings other attached
Figure.
Fig. 1 is the first embodiment schematic flow sheet of the method for mobile payment of the present invention；
Fig. 2 is the structural representation of the first embodiment of U-shield of the present invention；
Fig. 3 is the first embodiment structural representation of the system of mobile payment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation is described, it is clear that described embodiment is a part of embodiment of the invention, rather than whole embodiments.Based on this hair
Embodiment in bright, the every other implementation that those of ordinary skill in the art are obtained under the premise of creative work is not made
Example, belongs to the scope of protection of the invention.
Signified mobile terminal in the method and system of mobile payment provided in an embodiment of the present invention a kind of, a kind of U-shield, bag
Include：Mobile phone, tablet personal computer etc. are applied to the mobile terminal of mobile payment.Below by taking mobile phone as an example, refer to the attached drawing is to the present invention's
Embodiment is described.It is the first embodiment schematic flow sheet of the method for mobile payment of the present invention referring to Fig. 1.The present embodiment
The method of described mobile payment, including step：
S101, U-shield is set up with the mobile terminal by the communication interface of mobile terminal and is connected.
In the specific implementation, the communication interface of mobile phone may include wired biography such as the Wi-Fi interface of the USB interface of mobile phone, mobile phone
Defeated interface and wireless transmission interface.U-shield can be set up with mobile phone by the USB interface of mobile phone and is connected, and U-shield and mobile phone set up connection
It can then be communicated afterwards by USB interface with mobile phone.In the specific implementation, the interface that U-shield is connected with mobile phone can be according to mobile phone
The size and shape of USB interface is designed, and can have a variety of designs, including：The design pattern such as general, special.In addition, U
Shield can also be set up and be connected by the USB data line of multiple interfaces and the USB interface of mobile phone.For example, when the mobile phone of cellphone subscriber
Interface be flat small interface, and user now gathers around the U-shield for having plenty of flat big interface, then can be by the USB of multiplex roles
Data wire connects mobile phone and U-shield.U-shield and mobile phone are set up after connection, and user can be sent by pressing the starting switch in U-shield
Start built-in system of the order to U-shield, U-shield built-in system is received after the startup order of starting switch transmission, automatic running
Startup program in its built-in system program, starts U-shield.U-shield and mobile phone are set up after connection, and user can also be given by mobile phone
U-shield, which is sent, starts order.U-shield is received after the startup order of mobile phone transmission, opening in its built-in system program of automatic running
Dynamic program, starts U-shield.U-shield can then start follow-up mobile payment operation after starting.
S102, the U-shield is from the acquisition for mobile terminal input instruction, according to the input instruction, runs its built-in journey
Sequence, performs the input instruction, and processing obtains corresponding mobile payment result, and the U-shield plug-in has non-erasable property.
In the specific implementation, the plug-in of above-mentioned U-shield is the built-in system program of U-shield.U-shield is the read-only hardware of encryption, U-shield
The system of middle storage is a mobile phone operating system simplified, including：The mobile phones such as Saipan, Android operation system, MacOSX are grasped
Make system, system program necessary to moving payment including U-shield is not unrelated with mobile payment more including others
Many system programs, and these U-shields move payment necessary to system program there is non-erasable property.Only wrapped inside U-shield
The limited system programs such as indispensable system program are paid containing moving, and these system programs have non-erasable property, have
Effect prevent the system program for moving payment to be tampered, mobile payment information leakage the problems such as, prevent mobile payment process
User's property safety problem is harmed in middle virus, invasion of timber etc..Mobile phone operating system built in above-mentioned mobile phone U-shield is only to lift
Example, and non exhaustive, including but not limited to above-mentioned mobile phone operating system.
The startup program run after U-shield and mobile phone connection in its built-in system program starts U-shield, and U-shield can then lead to after starting
Cross mobile phone and obtain input instruction, including：The mobile payments such as payment request, the payment account information that user is inputted by mobile phone are believed
Breath, and according to the input instruction got, the system program of U-shield storage inside is run, above-mentioned input instruction is performed, processing is obtained
Corresponding mobile payment result.For example, as cellphone subscriber by mobile phone in online purchase one commodity, it is necessary to propped up with mobile phone
When paying consumption charge, cellphone subscriber can be sent by the input button of mobile phone to U-shield needs the request of mobile-phone payment consumption charge, U
Shield receives and the program that response in its built-in system program pays request is run after the request of mobile phone transmission, and obtained to mobile phone transmission
The request of the net purchase accounts information of cellphone subscriber is taken, U-shield is obtained at mobile phone after the net purchase accounts information of cellphone subscriber's input
Account information proving program is run, after verifying that the accounts information of cellphone subscriber's offer is errorless, payment affirmation program, user is run
Confirm after paying, U-shield also needs to carry out taking off for consumption charge.Now, U-shield needs user to provide for payment consumption charge
Bank Account Number account information, then U-shield send Bank Account Number of the request for payment consumption charge firstly the need of to mobile phone
The request of account information.The request for asking bank account information is sent to mobile phone and shown by U-shield, and user is shown by mobile phone and obtained
The accounts information of the bank account for payment consumption charge can be inputted after information by mobile phone, and bank account information is led to
Cross mobile phone and be sent to U-shield, including the mobile payment information such as Bank Account Name and consumption password.U-shield obtains user at mobile phone
After the bank account information of input, the payment client terminal of the corresponding bank of bank account is run by its built-in system program, and
The checking of bank account information is completed by running bank account information proving program, the information such as the authority checking of reimbursement of expense is tested
Card operation, after bank account information checking is errorless, runs the program of deducting fees in its built-in system, completes the deduction of consumption charge
Deng mobile payment operation.U-shield runs its built-in system program, completes during mobile payment, mobile phone is set by its network connection
It is standby with extraneous network connection, move payment for U-shield and network support be provided, and be by data input devices such as mobile phone keys
Mobile payment information required for U-shield is provided during mobile payment, including payment network account information, take for payment consumption
The mobile payment information such as bank account information, auxiliary U-shield completes mobile payment operation.
S103, the U-shield exports the mobile payment result to the mobile terminal, with aobvious by the mobile terminal
Show the mobile payment result.
In S102, U-shield runs its built-in system program according to the mobile payment information obtained from mobile phone, completes movement
Corresponding mobile payment result is exported to mobile phone after payment, mobile payment result is shown by mobile phone.Mobile phone not only provides net
Network is connected and input equipment moves payment for U-shield and provides mobile payment data, also provides display device for U-shield, U-shield passes through
Mobile payment information is sent to mobile phone and shown by the interface being connected with mobile phone, and user browses U-shield by mobile phone and moves payment
During mobile payment information, including request bank account information, ask bank account information checking information and movement
The mobile payment information such as payment result, the mobile payment information that user can also show according to mobile phone inputs bank account by mobile phone
The mobile payment information such as information, bank account checking information, and the mobile payment validation of information shown by mobile phone props up accordingly
Information is paid, including bank account is verified, mobile payment operates the payment result information such as successfully.
The present embodiment is using U-shield is connected on mobile phone, and the method that the operation of mobile payment is completed by U-shield changes
The mobile payment mode paid is directly completed by mobile phone in the past.U-shield is encrypts read-only hardware, and its built-in system program has
There is non-erasable property, mobile payment process completed by U-shield, prevent mobile payment program to be tampered from hardware, it is ensured that
The safety of delivery operation environment, prevents mobile payment information leakage from, there is provided the security of payment process, having ensured mobile payment
Property safety in journey.
It is the structural representation of the first embodiment of U-shield of the present invention referring to Fig. 2.U-shield described in the present embodiment, including：
Link block 10, sets up with the mobile terminal for the communication interface by mobile terminal and is connected.
In the specific implementation, the communication interface of mobile phone may include wired biography such as the Wi-Fi interface of the USB interface of mobile phone, mobile phone
Defeated interface and wireless transmission interface.Link block 10 can be set up with mobile phone by the USB interface of mobile phone and is connected, and U-shield passes through connection
Module 10 and mobile phone can then be communicated after setting up connection by USB interface with mobile phone.In the specific implementation, U-shield connects with mobile phone
The interface connect can be designed to connect with the USB that the USB interface of mobile phone is connected according to the size and shape of the USB interface of mobile phone
Mouthful, there can be a variety of designs, including general, the design pattern such as special.In addition, link block 10 can also be connect by a variety of
The USB data line of mouth and the USB interface of mobile phone set up connection.For example, when the interface of the mobile phone of cellphone subscriber is flat small interface,
And user now gathers around the U-shield for having plenty of flat big interface, link block then can by the USB data line of multiplex roles come
Connect mobile phone and U-shield.
In the specific implementation, above-mentioned U-shield also includes starting module.Starting module is used in link block and the mobile terminal
Set up after connection, receive the startup order that starting switch is sent, run the U-shield plug-in and start institute's U-shield, or receive
The startup order that the mobile terminal is sent, runs the U-shield plug-in and starts the U-shield.When starter is arranged on U-shield
On, for example, setting a starting switch in U-shield, user can open U-shield by the starting switch.Link block 10 by U-shield and
After mobile phone is connected by the USB interface of mobile phone, user can be sent by the starting switch pressed in U-shield to starting module
Start order, starting module is received after the startup order of starting switch transmission, the startup in automatic running U-shield plug-in
Program, starts U-shield.In addition, when not having starter in U-shield, U-shield needs the mobile phone being attached thereto to initiate to start order to open
It is dynamic.U-shield is set up after connection by link block 10 and mobile phone, user can by press the modes such as the combination button on mobile phone to
The starting module of U-shield, which is sent, starts order.Starting module is received after the startup order of mobile phone transmission, in automatic running U-shield
The startup program in program is put, starts U-shield.U-shield can then start follow-up mobile payment operation after starting.
Processing module 20, for from the acquisition for mobile terminal input instruction, according to the input instruction, runs the U
Shield plug-in, performs the input instruction, and processing obtains corresponding mobile payment result, and the U-shield plug-in has not
Erasability.
Wherein, the processing module 20, including：
Memory cell 21, for storing system program necessary to the U-shield is moved in payment process.
In the specific implementation, the plug-in of above-mentioned U-shield is the built-in system program of U-shield.U-shield is the read-only hardware of encryption, its
System program necessary to U-shield is moved in payment process is stored in internal storage unit 21.Stored in memory cell 21
System be the mobile phone operating system simplified, including：The mobile phone operation such as Saipan, Android operation system, MacOSX system
System, system program necessary to moving payment including U-shield, not including other unrelated with mobile payment more
System program.Only comprising limited system programs such as the system programs for carrying out mobile payment indispensability in the memory cell of U-shield, and this
A little system programs have non-erasable property, effectively prevent the system program for moving payment to be tampered, mobile payment information
The problems such as leaking, prevents that user's property safety problem is harmed in virus, invasion of timber etc. during mobile payment.Above-mentioned mobile phone U
The mobile phone operating system stored in shield memory cell is only citing, and non exhaustive, including but not limited to above-mentioned mobile phone operating system.
U-shield sets up starting module after connection by link block 10 and mobile phone and starts U-shield, the processing after U-shield starts in U-shield
Module 20 can then obtain input instruction by mobile phone, including：Payment request, payment account information that user is inputted by mobile phone etc.
Mobile payment information, and according to the input instruction got, corresponding processing routine is run, processing obtains corresponding mobile payment
As a result.For example, when cellphone subscriber by mobile phone in online purchase one commodity, it is necessary to mobile phone come payment consumption charge when,
Cellphone subscriber can be sent by the input button of mobile phone to the processing module 20 of U-shield needs the request of mobile-phone payment consumption charge, locates
Reason module 20 receives and the processing routine that response pays request is run after the request of mobile phone transmission, and sends acquisition mobile phone to mobile phone
The request of the net purchase accounts information of user, processing module 20 is transported after the net purchase accounts information of cellphone subscriber's input is obtained from mobile phone
Row account information proving program, after verifying that the accounts information of cellphone subscriber's offer is errorless, runs payment affirmation program, user is true
Recognize after payment, processing module 20 also needs to carry out taking off for consumption charge.Now, processing module 20, which needs user to provide, is used for
The account information of the Bank Account Number of payment consumption charge, then send request user for payment consumption charge firstly the need of to mobile phone
Bank Account Number account information request.The request for asking bank account information is sent to mobile phone and shown by U-shield, and user passes through
Mobile phone display is obtained can input the accounts information of bank account for payment consumption charge after information by mobile phone, and by silver
Row accounts information is sent to the processing module 20 of U-shield, including the mobile payment information such as Bank Account Name and consumption password.Processing
After the bank account information that module obtains user's input from mobile phone, the corresponding silver of bank account is run by its built-in system program
Capable payment client terminal, and by running the checking of bank account information proving program completion bank account information, reimbursement of expense
The Information Authentication such as authority checking operation, after bank account information checking is errorless, operation is deducted fees program, completes consumption charge
The mobile payments such as deduction operation.U-shield is completed by processing module 20 during mobile payment, and mobile phone passes through its network access device
With extraneous network connection, move payment for U-shield and network support is provided, and be U by data input devices such as mobile phone keys
Mobile payment information required for shield is provided during mobile payment, including payment network account information, take for payment consumption
The mobile payment information such as bank account information, auxiliary U-shield completes mobile payment operation.
Output module 30, for the mobile payment result to be exported to the mobile terminal, with by described mobile whole
The end display mobile payment result.
Processing module 20 runs its built-in system program according to the mobile payment information obtained from mobile phone, completes mobile branch
Output module 300 then exports the corresponding mobile payment result that processing module 20 is obtained to mobile phone after paying, and is shown by mobile phone
Mobile payment result.Mobile phone not only provide network connection and input equipment for U-shield move payment mobile payment data are provided,
Display device also is provided for U-shield, the output module 30 of U-shield is defeated by mobile payment information by the link block 10 being connected with mobile phone
Go out to mobile phone and show, user browses U-shield by mobile phone and moves mobile payment information in payment process, including request bank
The mobile payment information such as accounts information, the checking information and mobile payment result for asking bank account information, user can also root
The mobile payment information shown according to mobile phone inputs the mobile payments such as bank account information, bank account checking information by mobile phone and believed
Breath, and the corresponding payment information of mobile payment validation of information shown by mobile phone, including bank account is verified, mobile branch
Pay and operate the payment result information such as successfully.
The present embodiment is using U-shield is connected on mobile phone, and the method that the operation of mobile payment is completed by U-shield changes
The mobile payment mode paid is directly completed by mobile phone in the past.U-shield stores to encrypt in read-only hardware, its memory cell
Built-in system program there is non-erasable property, mobile payment process is completed by U-shield, mobile payment is prevented from hardware
Program is tampered, it is ensured that the safety of delivery operation environment, prevents mobile payment information leakage there is provided the security of payment process,
The property safety during mobile payment is ensured.
It is the first embodiment structural representation of the system of mobile payment of the present invention referring to Fig. 3.Shifting described in the present embodiment
The dynamic system paid includes the U-shield 50 and mobile terminal 60 described in above-described embodiment, and the mobile terminal 60 is connect by its communication
Mouthful it is connected with the U-shield 50, is that the U-shield 50 provides the U-shield 50 and moves input instruction needed for payment process, and
Show that the U-shield 50 handles obtained mobile payment result.
In the specific implementation, the communication interface of mobile phone may include wired biography such as the Wi-Fi interface of the USB interface of mobile phone, mobile phone
Defeated interface and wireless transmission interface.U-shield can be set up with mobile phone by the USB interface of mobile phone and is connected, and U-shield and mobile phone set up connection
It can then be communicated afterwards by USB interface with mobile phone.In the specific implementation, the connecting interface of U-shield can be connect according to the USB of mobile phone
The size and shape design of mouth, can have a variety of designs, can be general or special.In addition, U-shield can be with
Connection is set up by the USB data line of multiple interfaces and the USB interface of mobile phone.For example, when the interface of the mobile phone of cellphone subscriber is
Flat small interface, and user now gathers around the U-shield for having plenty of flat big interface connecting interface, then can pass through multiplex roles
USB data line connects mobile phone and U-shield.
In the specific implementation, U-shield paid to encrypt to store U-shield in read-only hardware, its internal storage unit and move
System program necessary in journey.The system stored in U-shield is a mobile phone operating system simplified, including：Saipan,
The mobile phone operating systems such as Android operation system, MacOSX, system program necessary to moving payment including U-shield,
Do not include other more system programs unrelated with mobile payment, and these U-shields move system necessary to payment
Program has non-erasable property.In the memory cell of U-shield only comprising carry out the indispensable system program of mobile payment etc. it is limited be
System program, and these system programs have non-erasable property, effectively prevent the system program for moving payment to be tampered, move
The problems such as dynamic payment information leaks, prevents that user's property safety problem is harmed in virus, invasion of timber etc. during mobile payment.
The mobile phone operating system stored in above-mentioned mobile phone U-shield memory cell is only citing, and non exhaustive, including but not limited to above-mentioned mobile phone
Operating system.
U-shield and mobile phone, which are set up, starts U-shield after connection, it is defeated that U-shield then can obtain user after starting by the communication interface of mobile phone
The mobile payment information entered, and the mobile payment information inputted according to user, run corresponding processing in its built-in system program
Program, processing obtains corresponding mobile payment result, and mobile payment result is exported to the display of mobile phone, and user can pass through hand
Machine display obtains corresponding payment information during mobile payment.Mobile phone is U-shield by communication modules such as its network connecting modules
Move payment and network support is provided, and payment is moved for U-shield by input modules such as its input buttons and movement is provided
Payment data, moves payment for U-shield by display modules such as its display screens and provides presentation of information support.U-shield will be mobile
Payment information is exported to the display module of mobile phone and shown, user browses U-shield by mobile phone and moves payment in payment process
Information, including ask the mobile branch such as bank account information, the checking information and mobile payment result of asking bank account information
Pay information, bank's account that user is inputted needed for U-shield moves payment according to the mobile payment information that mobile phone is shown by mobile phone
The mobile payment information such as family information, bank account checking information, the mobile payment validation of information mobile payment shown by mobile phone
As a result etc..
For the course of work of the system that preferably describes above-mentioned mobile payment, described below by an example
It is bright.For example, when cellphone subscriber by mobile phone in online purchase one commodity, it is necessary to mobile phone come payment consumption charge when, hand
Machine user can be sent by mobile phone to U-shield needs the request of mobile-phone payment consumption charge, and U-shield is received after the request of mobile phone transmission
The processing routine that response pays request, and the solicited message of the net purchase accounts information to mobile phone transmission acquisition cellphone subscriber are run,
Solicited message is shown by mobile phone, read for user.User obtains defeated by the input module of mobile phone after information by mobile phone
Enter corresponding net purchase accounts information.U-shield runs account information after the net purchase accounts information of cellphone subscriber's input is obtained from mobile phone
Proving program, after verifying that the net purchase accounts information of cellphone subscriber's offer is errorless, runs payment affirmation program, will confirm that information is defeated
Go out to the display module of mobile phone and show, cellphone subscriber is received after confirmation by the payment information that confirms phone, U-shield, is also needed
Carry out taking off for consumption charge.Now, U-shield exports the mobile payment information for inputting bank account information to the display of mobile phone
Module, user is learnt by mobile phone display information to be needed to input silver by the input module of mobile phone after input bank account information
Capable accounts information, including the mobile payment information such as Bank Account Name and consumption password.U-shield obtains user's input from mobile phone
After bank account information, the payment client terminal of the corresponding bank of bank account is run by its built-in system program, and pass through fortune
Row bank account information proving program completes the checking of bank account information, the Information Authentication such as the authority checking of reimbursement of expense behaviour
Make, after bank account information checking is errorless, the processing module of U-shield then runs the program of deducting fees, and completes the deduction etc. of consumption charge
Mobile payment is operated, and mobile payment result is exported to the display module of mobile phone, and user confirms to move by mobile phone display module
Dynamic payment result.
The embodiment of the present invention completes mobile payment by increasing a U-shield, U-shield by running its built-in system program
Journey, and the result of mobile payment is exported to terminal shown.The embodiment of the present invention completes mobile payment process by U-shield, changes
The means of payment for completing mobile-phone payment process by mobile phone is in the past become, U-shield built-in system program is simple and non-erasable, has
Prevent to effect the virus in payment process, the invasion of wooden horse, ensure the safety of delivery operation environment, improve the safety of payment process
Property, ensure the property safety in payment process.
Device embodiment described above is only schematical, wherein the unit illustrated as separating component can
To be or may not be physically separate, the part shown as unit can be or may not be physics list
Member, you can with positioned at a place, or can also be distributed on multiple NEs.It can be selected according to the actual needs
In some or all of module realize the purpose of this embodiment scheme.Those of ordinary skill in the art are not paying creativeness
Work in the case of, you can to understand and implement.
The module or unit of the embodiment of the present invention, can be with universal integrated circuit (such as central processor CPU), or with special
Integrated circuit (ASIC) is realized.
Through the above description of the embodiments, those skilled in the art can be understood that each embodiment can
Realized by the mode of software plus required general hardware platform, naturally it is also possible to pass through hardware.Understood based on such, on
The part that technical scheme substantially in other words contributes to prior art is stated to embody in the form of software product, should
Computer software product can be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disc, CD, including some fingers
Order is to cause a computer equipment（Can be personal computer, server, or network equipment etc.）Perform each implementation
Method described in some parts of example or embodiment.
Embodiments described above, does not constitute the restriction to the technical scheme protection domain.It is any in above-mentioned implementation
Modifications, equivalent substitutions and improvements made within the spirit and principle of mode etc., should be included in the protection model of the technical scheme
Within enclosing.
Claims (7)
1. a kind of method of mobile payment, it is characterised in that including：
U-shield is set up with the mobile terminal by the communication interface of mobile terminal and is connected；
The U-shield is from the acquisition for mobile terminal input instruction, according to the input instruction, runs its plug-in, performs institute
Input instruction is stated, processing obtains corresponding mobile payment result, and the U-shield plug-in has non-erasable property；
The U-shield exports the mobile payment result to the mobile terminal, to show described move by the mobile terminal
Dynamic payment result；
Wherein, the plug-in is mobile terminal operating system program, including to move payment institute required for the U-shield
System program；
Wherein, system program necessary to the U-shield moves payment includes：Operation response pays the program of request, operation
Account information proving program, operation payment affirmation program and consumption charge take off operation.
2. the method as described in claim 1, it is characterised in that the U-shield is moved by the communication interface of mobile terminal with described
Dynamic terminal is set up after connection, in addition to：
The U-shield receives the startup order that starting switch is sent, and has started plug-in；Or
The U-shield receives the startup order that the mobile terminal is sent, and has started plug-in.
3. the method as described in claim any one of 1-2, it is characterised in that the mobile terminal, including：Mobile phone, flat board electricity
At least one of brain mobile terminal.
4. a kind of U-shield, the U-shield is used for mobile payment, it is characterised in that including：
Link block, sets up with the mobile terminal for the communication interface by mobile terminal and is connected；
Processing module, for from the acquisition for mobile terminal input instruction, according to the input instruction, runs built in the U-shield
Program, performs the input instruction, and processing obtains corresponding mobile payment result, and the U-shield plug-in has non-erasable
Property；
Output module, for the mobile payment result to be exported to the mobile terminal, to be shown by the mobile terminal
The mobile payment result；
Wherein, the processing module, including：
Memory cell, for storing system program necessary to the U-shield is moved in payment process；
System necessary to the U-shield stored in the memory cell moves payment is a mobile terminal operation system
System, including the U-shield move system program necessary to payment；
Wherein, system program necessary to the U-shield moves payment includes：Operation response pays the program of request, operation
Account information proving program, operation payment affirmation program and consumption charge take off operation.
5. U-shield as claimed in claim 4, it is characterised in that the U-shield, including：
Starting module, after setting up and being connected in link block and the mobile terminal, receives the startup that starting switch is sent
Order, runs the U-shield plug-in and starts the U-shield, or receives the startup order that the mobile terminal is sent, and runs institute
State U-shield plug-in and start the U-shield.
6. the U-shield as described in claim any one of 4-5, it is characterised in that the mobile terminal, including：Mobile phone, tablet personal computer
At least one of mobile terminal.
7. a kind of system of mobile payment, it is characterised in that including：Mobile terminal and the U-shield as described in claim 4-6, institute
State mobile terminal by its communication interface with the U-shield to be connected, providing the U-shield for the U-shield moves in payment process
Required input instruction, and show the mobile payment result that the U-shield processing is obtained.
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| CN201210551647.4A CN103020824B (en) | 2012-12-18 | 2012-12-18 | A kind of method and device of mobile payment |
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| CN201210551647.4A CN103020824B (en) | 2012-12-18 | 2012-12-18 | A kind of method and device of mobile payment |
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| CN103020824A CN103020824A (en) | 2013-04-03 |
| CN103020824B true CN103020824B (en) | 2017-09-12 |
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Families Citing this family (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103177365A (en) * | 2013-04-15 | 2013-06-26 | 姚彦林 | Intelligent device with USB (Universal Serial Bus) interface and safe transaction mode of intelligent device |
| CN103475479A (en) * | 2013-09-03 | 2013-12-25 | 天地融科技股份有限公司 | Intelligent secret key equipment, mobile terminal, dynamic password output method and system |
| CN103761806B (en) * | 2014-02-21 | 2017-01-18 | 北京握奇数据系统有限公司 | Financial security system used for mobile terminal |
| CN109145584A (en) * | 2018-08-03 | 2019-01-04 | 梁庆生 | A method of the safety input password without key for U-shield |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102136170A (en) * | 2011-01-05 | 2011-07-27 | 深圳市文鼎创数据科技有限公司 | Mobile payment device |
| CN102647275A (en) * | 2011-02-22 | 2012-08-22 | 深圳市文鼎创数据科技有限公司 | KEY for mobile terminal |
| CN102799828A (en) * | 2012-07-27 | 2012-11-28 | 郑州信大捷安信息技术股份有限公司 | Second-generation U-key supporting mobile terminal |
| CN102945526A (en) * | 2012-10-24 | 2013-02-27 | 北京深思洛克软件技术股份有限公司 | Device and method for improving online payment security of mobile equipment |
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Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102136170A (en) * | 2011-01-05 | 2011-07-27 | 深圳市文鼎创数据科技有限公司 | Mobile payment device |
| CN102647275A (en) * | 2011-02-22 | 2012-08-22 | 深圳市文鼎创数据科技有限公司 | KEY for mobile terminal |
| CN102799828A (en) * | 2012-07-27 | 2012-11-28 | 郑州信大捷安信息技术股份有限公司 | Second-generation U-key supporting mobile terminal |
| CN102945526A (en) * | 2012-10-24 | 2013-02-27 | 北京深思洛克软件技术股份有限公司 | Device and method for improving online payment security of mobile equipment |
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