CN107632758A - A kind of quick payment method, apparatus, computer installation and computer-readable recording medium - Google Patents

A kind of quick payment method, apparatus, computer installation and computer-readable recording medium Download PDF

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Publication number
CN107632758A
CN107632758A CN201710676836.7A CN201710676836A CN107632758A CN 107632758 A CN107632758 A CN 107632758A CN 201710676836 A CN201710676836 A CN 201710676836A CN 107632758 A CN107632758 A CN 107632758A
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CN
China
Prior art keywords
payment
event
response code
quick response
terminal
Prior art date
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CN201710676836.7A
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Chinese (zh)
Inventor
陈樾
Original Assignee
珠海市魅族科技有限公司
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Priority to CN201710676836.7A priority Critical patent/CN107632758A/en
Publication of CN107632758A publication Critical patent/CN107632758A/en

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Abstract

The present invention is applied to the communications field, there is provided a kind of quick payment method, including:Obtain the touch event that terminal receives;Judge whether the touch event and default payment function startup event are consistent;When the touch event that the terminal receives and the default payment function start event it is consistent when, obtain and pay Quick Response Code;The payment Quick Response Code is shown by the display interface of terminal, so that beneficiary can be collected by scanning the payment Quick Response Code realization.Quick payment method provided in an embodiment of the present invention, by when judging that touch event is consistent with default payment function startup event, obtain and pay Quick Response Code and by terminal display to beneficiary, simplify to transfer and pay Quick Response Code step, facilitate user quickly to start Quick Response Code payment, improve Consumer's Experience.

Description

A kind of quick payment method, apparatus, computer installation and computer-readable recording medium

Technical field

The invention belongs to the communications field, more particularly to a kind of quick payment method, apparatus, computer installation and computer can Read storage medium.

Background technology

Intelligent terminal is widely used in the life of people, and thing followed mobile payment function is also more and more diversified, Such as payment by the transfer of accounts, red packet are paid, e-Bank payment.Paid in order to facilitate user, some application programs can provide beneficiary and sweep The mode for retouching user's payment Quick Response Code realizes quick payment.

In the prior art, paying party offer payment Quick Response Code is usually for the mode of beneficiary scanning:User first unlocks hand After machine, into corresponding application program, then transfer out corresponding to application program payment Quick Response Code, e.g., wechat Quick Response Code branch Paying, user needs first to open wechat, clicks on the icon of " I ", then clicks on " wallet " icon, after finally clicking on " bank settlement " icon, Wechat can just be recalled and pay Quick Response Code, complex for operation step, poor user experience.

The content of the invention

The embodiment of the present invention provides a kind of quick payment method, it is intended to solves existing paying party and provides payment Quick Response Code Mode is complex for operation step, the problem of poor user experience.

The embodiment of the present invention is achieved in that a kind of method of quick payment, and the quick payment method includes:

Obtain the touch event that terminal receives;

Judge whether the touch event and default payment function startup event are consistent;

When the touch event that the terminal receives and the default payment function start event it is consistent when, obtain Pay Quick Response Code;

The payment Quick Response Code is shown by the display interface of the terminal, so that beneficiary can be by scanning the payment Quick Response Code is realized and collected.

The embodiment of the present invention also provides a kind of quick payment device, and the quick payment device includes:

Touch event acquiring unit, the touch event received for obtaining terminal;

Touch event judging unit, for judge the touch event and default payment function start event whether one Cause;

Quick Response Code acquiring unit is paid, for the touch event and the default payment received when the terminal When function on event is consistent, obtains and pay Quick Response Code;

Quick Response Code display unit is paid, for showing the payment Quick Response Code by the display interface of the terminal, so that Beneficiary can be collected by scanning the payment Quick Response Code realization.

The embodiment of the present invention also provides a kind of computer installation, and the computer installation includes processor, the processor The step as described in above-mentioned quick payment method is realized during for performing the computer program stored in memory.

The embodiment of the present invention also provides a kind of computer-readable recording medium, is stored thereon with computer program, the meter The step as described in above-mentioned quick payment method is realized when calculation machine program is executed by processor.

Quick payment method provided in an embodiment of the present invention, by judge by the touch event that terminal receives with it is default Payment function starts whether event is consistent, when the touch event that terminal receives and the default payment function start event one During cause, obtain and pay Quick Response Code and user is shown to by terminal, facilitate user quickly to start Quick Response Code payment, simplify payment Step, improve Consumer's Experience.In addition, by setting different fingerprint typing events, the payment Quick Response Code of different applications is obtained And user is shown to by intelligent terminal, facilitate the different fingerprint of user quickly to start corresponding Quick Response Code and pay, simplify branch Pay step;By setting the different fingerprint of different touch area typings, obtain the payment Quick Response Code of different applications and pass through intelligence Energy terminal is shown to user, further realizes the quick startup of different application Quick Response Code, and optimization payment function starts, and pay more just It is prompt.

Brief description of the drawings

Fig. 1 is a kind of implementation process figure of quick payment method provided in an embodiment of the present invention;

Fig. 2 is a kind of structural representation of quick payment device provided in an embodiment of the present invention;

Fig. 3 is a kind of structural representation of the payment Quick Response Code acquiring unit of quick payment device provided in an embodiment of the present invention Figure;

Fig. 4 is that the structure of the payment Quick Response Code acquiring unit of another quick payment device provided in an embodiment of the present invention is shown It is intended to;

Fig. 5 is that the structure of the payment Quick Response Code acquiring unit of another quick payment device provided in an embodiment of the present invention is shown It is intended to.

Embodiment

In order to make the purpose , technical scheme and advantage of the present invention be clearer, it is right below in conjunction with drawings and Examples The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and It is not used in the restriction present invention.

The embodiment of the present invention, when touch event is consistent with default payment function startup event, obtains branch by judging Pay Quick Response Code and by terminal display to beneficiary, simplify and transfer payment Quick Response Code step, facilitate user quickly to start Quick Response Code Pay, improve Consumer's Experience.

In embodiments of the present invention, quick payment method can apply in intelligent terminal, can also be applied to intelligence eventually Software unit, hardware cell or the software and combination of hardware unit at end, such as:Wechat, QQ, Alipay etc..

In embodiments of the present invention, intelligent terminal includes but is not limited to:Mobile phone, smart phone, notebook computer, The terminals such as TPC (Tablet Personal Computer, tablet personal computer).

Fig. 1 shows a kind of implementation process figure of quick payment method provided in an embodiment of the present invention, and details are as follows:

In step S101, the touch event that terminal receives is obtained;

In embodiments of the present invention, touch event includes:Fingerprint typing event.

In embodiments of the present invention, step S101 is specifically included:

Obtain terminal and be in the touch event for putting out and being received under screen or screen lock state.For example, user A is without using mobile phone When, mobile phone is in put out screen or screen locking in the state of, when user A can directly enter touch event, without screen is lighted Or unblock mobile phone screen, more convenient, Consumer's Experience is good.

In step s 102, judge whether touch event and default payment function startup event are consistent;Work as judged result During to be, step S103 is performed;When judged result is no, step S104 is performed, performs other operations.

In embodiments of the present invention, default payment function starts event and included:When the screen that user passes through intelligent terminal When typing fingerprint event matches with default fingerprint event, start payment function.

In step s 103, when the touch event that terminal receives is consistent with default payment function startup event, obtain Take payment Quick Response Code;

In embodiments of the present invention, paying Quick Response Code includes:Wechat pays Quick Response Code, Alipay pays Quick Response Code, wing branch Pay and pay Quick Response Code etc..

In step S105, Quick Response Code is paid by the display interface displaying of terminal, so that beneficiary can be by scanning branch Quick Response Code realization is paid to collect.

In embodiments of the present invention, Quick Response Code can be paid by the displaying of whole display interfaces of intelligent terminal, can be with Quick Response Code is paid by a part of display interface displaying of intelligent terminal.Such as it can show that wechat is paid in the top of mobile phone screen Quick Response Code.

In the practice of the present invention, cellphone subscriber B can directly pass through forefinger touch place when needing payment In the screen for the mobile phone for putting out screen or screen lock state, to start the wechat of mobile phone payment Quick Response Code and be illustrated in the screen of mobile phone On, beneficiary collects debt by scanning wechat payment Quick Response Code to user B.

In quick payment method provided in an embodiment of the present invention, by the touch event for judging to be received by terminal and preset Payment function start event it is whether consistent, when the touch event that terminal receives and default payment function startup event it is consistent When, obtain and pay Quick Response Code and user is shown to by terminal, facilitate user quickly to start Quick Response Code payment, simplify payment step Suddenly, Consumer's Experience is improved.

In one embodiment of the invention, when touch event includes fingerprint typing event, step S103, when terminal connects When the touch event received is consistent with default payment function startup event, the step of paying Quick Response Code is obtained, is specifically included:

When the first fingerprint typing event that terminal receives is consistent with the default first application payment function startup event, Obtain the payment Quick Response Code of the first application;

In embodiments of the present invention, the first application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

In embodiments of the present invention, the first fingerprint typing event can be user ten by the typing of intelligent terminal interface Any one of finger print, as user can set the right hand forefinger and middle finger as the first fingerprint typing event.

For example, cellphone subscriber C can be by the nameless fingerprint of mobile phone screen typing left hand, then when default mobile-phone payment is precious Payment function when to start event be corresponding left hand third finger fingerprint, start the payment Quick Response Code of the Alipay of mobile phone, and lead to Cross mobile phone terminal and be shown to user C, the payment Quick Response Code that can quickly start wechat realizes payment.

When the second fingerprint typing event that terminal receives is consistent with the default second application payment function startup event, Obtain the payment Quick Response Code of the second application.

In embodiments of the present invention, the second application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

In embodiments of the present invention, the second fingerprint typing event can be any one of ten finger prints, such as user Can set left hand forefinger and middle finger as the second fingerprint typing event.It is appreciated that in embodiments of the present invention, first refers to Line typing event and the typing event that the second fingerprint typing event is two kinds of different fingerprints;First application and the second application are two kinds Different applications.

It is right that the payment function of wechat, which starts event, in the practice of the present invention, in the default d mobile phones of user D Hand index fingerprint, when user D needs payment, it is only necessary to the touch area of d mobile phones is touched with right hand forefinger, you can in d mobile phones The payment Quick Response Code of wechat is shown on screen, scanning payment Quick Response Code for beneficiary collects debt, delivery operation simple and fast.

Quick payment method provided in an embodiment of the present invention, by judging by the fingerprint that terminal receives and default application Whether payment function startup fingerprint is consistent, when the fingerprint that terminal receives is consistent with default application payment function startup fingerprint When, obtain the payment Quick Response Code of corresponding application and user is shown to by terminal, facilitate user quickly to be opened by different fingerprints Dynamic corresponding Quick Response Code is paid, and simplifies payment step, improves Consumer's Experience.

In an embodiment of the present invention, when touch event includes fingerprint typing event, step S103, when terminal receives Touch event and default payment function start event it is consistent when, obtain the step of paying Quick Response Code, specifically also include:

When the fingerprint typing event that the first touch area of terminal receives and the default first application payment function start When event is consistent, the payment Quick Response Code of the first application is obtained;

In embodiments of the present invention, the first touch area includes:Under the top of intelligent terminal screen, intelligent terminal screen Side, the left side of intelligent terminal screen, the right etc. of intelligent terminal screen.

In embodiments of the present invention, fingerprint typing event can be any one of ten finger prints.

In embodiments of the present invention, the first application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

When the fingerprint typing event that the second touch area of terminal receives and the default second application payment function start When event is consistent, the payment Quick Response Code of the second application is obtained.

In embodiments of the present invention, the second touch area includes:Under the top of intelligent terminal screen, intelligent terminal screen Side, the left side of intelligent terminal screen, the right etc. of intelligent terminal screen.

In embodiments of the present invention, above-mentioned first touch area and the second touch area are arranged on the different positions of terminal screen Put, for receiving the startup fingerprint of corresponding application.For example, mobile phone screen is divided into two regions up and down, top is first tactile Region is controlled, is the second touch area below screen, for obtaining wechat for obtaining the startup fingerprint that Alipay pays Quick Response Code Pay the startup fingerprint of Quick Response Code.It is appreciated that the first touch area and the second touch area can also be arranged on terminal screen The left side and the right, set with specific reference to actual conditions, do not do concrete regulation, facilitate user to be received according to different touch areas The finger print information arrived quickly paid the bill by payment function corresponding to startup, the corresponding Quick Response Code that pays of display.

In embodiments of the present invention, the second fingerprint typing event can be any one of ten finger prints.

In embodiments of the present invention, the second application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

It is appreciated that in embodiments of the present invention, the first touch area and the second touch area represent that two different are touched Control region;First fingerprint typing event and the typing event that the second fingerprint typing event is two kinds of different fingerprints;First application and Second application is two kinds of different applications.

In the practice of the present invention, it is Alipay that user E, which pre-sets right hand forefinger and nameless fingerprint, The startup event of payment function, the startup event that right hand thumb fingerprint is wechat payment function is set, when user's E right hand forefingers Or when above nameless touch mobile phone screen, obtain the payment Quick Response Code of Alipay and be shown on interface, right hand thumb When touching below mobile phone screen, then obtain the payment Quick Response Code of wechat and be shown on interface, by by touch area and respectively should Payment Quick Response Code is carried out correspondingly, and user is in the corresponding fingerprint of different zones typing, it is possible to obtains corresponding payment Quick Response Code, it is simple and quick, improve Consumer's Experience.

Quick payment method provided in an embodiment of the present invention, pass through the fingerprint for judging to be received by terminal difference touch area Start whether fingerprint is consistent with the payment function of default application, when the fingerprint that terminal different zones receive and the branch of default application Pay function on fingerprint it is consistent when, the payment Quick Response Code for obtaining corresponding application is simultaneously shown to user by terminal, facilitates user to lead to Cross and touch the Quick Response Code payment that different touch areas quickly start respective application, simplify payment step, improve Consumer's Experience.

In an embodiment of the present invention, when touch event includes fingerprint typing event, step S103, when terminal receives Touch event and default payment function start event it is consistent when, obtain the step of paying Quick Response Code, specifically also include:

When the fingerprint typing event that terminal receives is consistent with default payment function startup event, the first application is obtained With the payment Quick Response Code of the second application.

In the embodiment of the present invention, default to start event using payment function can be any one of ten finger prints It is individual.

In embodiments of the present invention, the first application includes:Alipay, wechat wallet, wing payment etc..Second application includes: Alipay, wechat wallet, wing payment etc..No substantial difference is applied in first application and second, is used only as distinguishing different branch Pay the application corresponding to Quick Response Code.

In a preferred embodiment of the invention, also wrapped after obtaining the payment Quick Response Code of the first application and the second application Include:

Selection information is exported to user, to remind the payment for paying Quick Response Code or the second application of the application of user's selection first Quick Response Code is paid.

In embodiments of the present invention, selection information includes:Text information, pictorial information, audio-frequency information etc..

In the practice of the present invention, it is that payment function starts event that user F, which presets left hand thumb fingerprint, when When user F needs payment, left hand thumb touches the touch area on mobile phone, obtains Alipay and the payment Quick Response Code of wechat, Interface shows Alipay and the payment Quick Response Code of wechat simultaneously, and user can select information, choosing by the word shown in screen Select one of Quick Response Code that pays to be paid, facilitate user to carry out the payment Quick Response Code of different application according to actual conditions and select Select, design more hommization.

Quick payment method provided in an embodiment of the present invention, by judge by the touch event that terminal receives with it is default Whether payment function startup event is consistent, when the touch event that terminal receives is consistent with default payment function startup event When, obtain and pay Quick Response Code and user is shown to by terminal, facilitate user quickly to start Quick Response Code payment, simplify payment step Suddenly, Consumer's Experience is improved.In addition, by setting different fingerprint typing events, the payment Quick Response Code of different applications is obtained simultaneously User is shown to by intelligent terminal, facilitates the different fingerprint of user quickly to start corresponding Quick Response Code and pays, simplify payment Step;By setting the different fingerprint of different touch area typings, obtain the payment Quick Response Code of different applications and pass through intelligence Terminal is shown to user, further realizes the quick startup of different application Quick Response Code, and optimization payment function starts, and pay more just It is prompt.

Fig. 2 shows a kind of structural representation for quick payment device 200 that embodiments of the invention provide, for the ease of saying It is bright, it illustrate only the part related to the embodiment of the present invention.

The device 200 of quick payment provided in an embodiment of the present invention includes:

Touch event acquiring unit 210, the touch event received for obtaining terminal;

In embodiments of the present invention, touch event includes:Fingerprint typing event.

In embodiments of the present invention, touch event acquiring unit 210 specifically includes:

Touch event obtains subelement, puts out the touch thing received under screen or screen lock state for obtaining terminal and being in Part.For example, user A, when without using mobile phone, mobile phone is in the state of screen or screen locking is put out, when user A can be recorded directly Enter touch event, without lighting or unlocking mobile phone screen by screen, more convenient, Consumer's Experience is good.

Touch event judging unit 220, for judging that it is whether consistent that touch event and default payment function start event;

In embodiments of the present invention, default payment function starts event and included:When the screen that user passes through intelligent terminal When typing fingerprint event matches with default fingerprint event, start payment function.

Quick Response Code acquiring unit 230 is paid, touch event and the default payment function for being received when terminal start When event is consistent, obtains and pay Quick Response Code;

In embodiments of the present invention, paying Quick Response Code includes:Wechat pays Quick Response Code, Alipay pays Quick Response Code, wing branch Pay and pay Quick Response Code etc..

Quick Response Code display unit 240 is paid, Quick Response Code is paid for the display interface displaying by terminal, so that beneficiary It can be collected by scanning payment Quick Response Code realization.

In embodiments of the present invention, Quick Response Code can be paid by the displaying of whole display interfaces of intelligent terminal, can be with Quick Response Code is paid by a part of display interface displaying of intelligent terminal.Such as it can show that wechat is paid in the top of mobile phone screen Quick Response Code.

In the practice of the present invention, cellphone subscriber B can directly pass through forefinger touch place when needing payment In the screen for the mobile phone for putting out screen or screen lock state, to start the wechat of mobile phone payment Quick Response Code and be illustrated in the screen of mobile phone On, beneficiary collects debt by scanning wechat payment Quick Response Code to user B.

In quick payment device provided in an embodiment of the present invention, by the touch event for judging to be received by terminal and preset Payment function start event it is whether consistent, when the touch event that terminal receives and default payment function startup event it is consistent When, obtain and pay Quick Response Code and user is shown to by terminal, facilitate user quickly to start Quick Response Code payment, simplify payment step Suddenly, Consumer's Experience is improved.

Fig. 3 is a kind of structure of the payment Quick Response Code acquiring unit of quick payment device 200 provided in an embodiment of the present invention Schematic diagram, when touch event includes fingerprint typing event, pay Quick Response Code acquiring unit 230 and specifically include:

The payment two-dimensional code fingerprint of first application obtains subelement 231, for the first fingerprint typing received when terminal When event is consistent with the default first application payment function startup event, the payment Quick Response Code of the first application is obtained;

In embodiments of the present invention, the first application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

In embodiments of the present invention, the first fingerprint typing event can be user ten by the typing of intelligent terminal interface Any one of finger print, as user can set the right hand forefinger and middle finger as the first fingerprint typing event.

For example, cellphone subscriber C can be by the nameless fingerprint of mobile phone screen typing left hand, then when default mobile-phone payment is precious Payment function when to start event be corresponding left hand third finger fingerprint, start the payment Quick Response Code of the Alipay of mobile phone, and lead to Cross mobile phone terminal and be shown to user C, the payment Quick Response Code that can quickly start wechat realizes payment.

The payment two-dimensional code fingerprint of second application obtains subelement 232, for the second fingerprint typing received when terminal When event is consistent with the default second application payment function startup event, the payment Quick Response Code of the second application is obtained.

In embodiments of the present invention, the second application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

In embodiments of the present invention, the second fingerprint typing event can be any one of ten finger prints, such as user Can set left hand forefinger and middle finger as the second fingerprint typing event.It is appreciated that in embodiments of the present invention, first refers to Line typing event and the typing event that the second fingerprint typing event is two kinds of different fingerprints;First application and the second application are two kinds Different applications.

In the practice of the present invention, the payment function startup event that user D presets wechat wallet in d mobile phones is Right hand forefinger, when user D needs payment, it is only necessary to which the fingerprint that d mobile phones are touched with right hand forefinger obtains region, and d mobile phones obtain The payment Quick Response Code of wechat wallet is simultaneously illustrated on screen, and scanning payment Quick Response Code for beneficiary collects debt, delivery operation letter It is single quick.

Quick payment device provided in an embodiment of the present invention, by judging by the fingerprint that terminal receives and default application Whether payment function startup fingerprint is consistent, when the fingerprint that terminal receives is consistent with default application payment function startup fingerprint When, obtain the payment Quick Response Code of corresponding application and user is shown to by terminal, facilitate user quickly to be opened by different fingerprints Dynamic corresponding Quick Response Code is paid, and simplifies payment step, improves Consumer's Experience.

Fig. 4 shows the payment Quick Response Code acquiring unit of another quick payment device 200 provided in an embodiment of the present invention Structural representation, when touch event includes fingerprint typing event, paying Quick Response Code acquiring unit 230 also includes:

The payment Quick Response Code touch area of first application obtains subelement 233, is connect for the first touch area when terminal When the fingerprint typing event received is consistent with the default first application payment function startup event, the payment two of the first application is obtained Tie up code;

In embodiments of the present invention, the first touch area includes:Under the top of intelligent terminal screen, intelligent terminal screen Side, the left side of intelligent terminal screen, the right etc. of intelligent terminal screen.

In embodiments of the present invention, fingerprint typing event can be any one of ten finger prints.

In embodiments of the present invention, the first application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

The payment Quick Response Code touch area of second application obtains subelement 234, is connect for the second touch area when terminal When the fingerprint typing event received is consistent with the default second application payment function startup event, the payment two of the second application is obtained Tie up code.

In embodiments of the present invention, the second touch area includes:Under the top of intelligent terminal screen, intelligent terminal screen Side, the left side of intelligent terminal screen, the right etc. of intelligent terminal screen.

In embodiments of the present invention, above-mentioned first touch area and the second touch area are arranged on the different positions of terminal screen Put, for receiving the startup fingerprint of corresponding application.For example, mobile phone screen is divided into two regions up and down, top is first tactile Region is controlled, is the second touch area below screen, for obtaining wechat for obtaining the startup fingerprint that Alipay pays Quick Response Code Pay the startup fingerprint of Quick Response Code.It is appreciated that the first touch area and the second touch area can also be arranged on terminal screen The left side and the right, set with specific reference to actual conditions, do not do concrete regulation, facilitate user to be received according to different touch areas The finger print information arrived quickly paid the bill by payment function corresponding to startup, the corresponding Quick Response Code that pays of display.

In embodiments of the present invention, the second fingerprint typing event can be any one of ten finger prints.

In embodiments of the present invention, the second application includes:Wechat wallet, Alipay, the wing are paid and bag is paid etc..

It is appreciated that in embodiments of the present invention, the first touch area and the second touch area represent that two different are touched Control region;First fingerprint typing event and the typing event that the second fingerprint typing event is two kinds of different fingerprints;First application and Second application is two kinds of different applications.

In the practice of the present invention, it is Alipay that user E, which pre-sets right hand forefinger and nameless fingerprint, The startup event of payment function, the startup event that right hand thumb fingerprint is wechat payment function is set, when user's E right hand forefingers Or when above nameless touch mobile phone screen, obtain the payment Quick Response Code of Alipay and be shown on interface, right hand thumb When touching below mobile phone screen, then obtain the payment Quick Response Code of wechat and be shown on interface, by by touch area and respectively should Payment Quick Response Code is carried out correspondingly, and user is in the corresponding fingerprint of different zones typing, it is possible to obtains corresponding payment Quick Response Code, it is simple and quick, improve Consumer's Experience.

Quick payment device provided in an embodiment of the present invention, pass through the fingerprint for judging to be received by terminal difference touch area Start whether fingerprint is consistent with the payment function of default application, when the fingerprint that terminal different zones receive and the branch of default application Pay function on fingerprint it is consistent when, the payment Quick Response Code for obtaining corresponding application is simultaneously shown to user by terminal, facilitates user to lead to Cross and touch the Quick Response Code payment that different touch areas quickly start respective application, simplify payment step, improve Consumer's Experience.

Fig. 5 shows the payment Quick Response Code acquiring unit of another quick payment device 200 provided in an embodiment of the present invention Structural representation, when touch event includes fingerprint typing event, paying Quick Response Code acquiring unit 230 includes:

First application and the second application pay Quick Response Code acquiring unit 235, for the fingerprint typing thing received when terminal When part is consistent with default payment function startup event, the payment Quick Response Code of the first application and the second application is obtained.

In the embodiment of the present invention, default to start event using payment function can be any one of ten finger prints It is individual.

In embodiments of the present invention, the first application includes:Alipay, wechat wallet, wing payment etc..Second application includes: Alipay, wechat wallet, wing payment etc..No substantial difference is applied in first application and second, is used only as distinguishing different branch Pay the application corresponding to Quick Response Code.

In a preferred embodiment of the invention, also wrapped after obtaining the payment Quick Response Code of the first application and the second application Include:

Selection information is exported to user, to remind the payment for paying Quick Response Code or the second application of the application of user's selection first Quick Response Code is paid.

In embodiments of the present invention, selection information includes:Text information, pictorial information, audio-frequency information etc..

In the practice of the present invention, it is that payment function starts event that user F, which presets left hand thumb fingerprint, when When user F needs payment, left hand thumb touches the touch area on mobile phone, obtains Alipay and the payment Quick Response Code of wechat, Interface shows Alipay and the payment Quick Response Code of wechat simultaneously, and user can select information, choosing by the word shown on screen Select one of Quick Response Code that pays to be paid, facilitate user to carry out the payment Quick Response Code of different application according to actual conditions and select Select, design more hommization.

Quick payment device provided in an embodiment of the present invention, by judge by the touch event that terminal receives with it is default Whether payment function startup event is consistent, when the touch event that terminal receives is consistent with default payment function startup event When, obtain and pay Quick Response Code and user is shown to by terminal, facilitate user quickly to start Quick Response Code payment, simplify payment step Suddenly, Consumer's Experience is improved.In addition, by setting different fingerprint typing events, the payment Quick Response Code of different applications is obtained simultaneously User is shown to by intelligent terminal, facilitates the different fingerprint of user quickly to start corresponding Quick Response Code and pays, simplify payment Step;By setting the different fingerprint of different touch area typings, obtain the payment Quick Response Code of different applications and pass through intelligence Terminal is shown to user, further realizes the quick startup of different application Quick Response Code, and optimization pays startup function, and pay more just It is prompt.

The embodiment of the present invention provides a kind of computer installation, and the computer installation includes processor, and processor is used to perform The step of quick payment method that above-mentioned each embodiment of the method provides is realized during the computer program stored in memory.

Exemplary, computer program can be divided into one or more modules, and one or more module is stored In memory, and by computing device, to complete the present invention.One or more modules can complete specific function Series of computation machine programmed instruction section, the instruction segment are used to describe implementation procedure of the computer program in computer installation.Example Such as, computer program can be divided into the step of quick payment method that above-mentioned each embodiment of the method provides.

It will be understood by those skilled in the art that the description of above computer device is only example, do not form to calculating The restriction of machine device, parts more more or less than foregoing description can be included, either combine some parts or different portions Part, such as input-output equipment, network access equipment, bus etc. can be included.

Alleged processor can be CPU (Central ProcessingUnit, CPU), can also be other General processor, digital signal processor (Digital Signal Processor, DSP), application specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other PLDs, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor Deng the processor is the control centre of the computer installation, utilizes various interfaces and the whole user terminal of connection Various pieces.

The memory can be used for storing the computer program and/or module, and the processor is by running or performing The computer program and/or module being stored in the memory, and the data being stored in memory are called, described in realization The various functions of computer installation.The memory can mainly include storing program area and storage data field, wherein, storage program Area can storage program area, the application program (such as sound-playing function, image player function etc.) needed at least one function Deng;Storage data field can store uses created data (such as voice data, phone directory etc.) etc. according to mobile phone.In addition, Memory can include high-speed random access memory, can also include nonvolatile memory, such as hard disk, internal memory, grafting Formula hard disk, intelligent memory card (SmartMedia Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card), at least one disk memory, flush memory device or other volatile solid-state parts.

If the integrated module/unit of the computer installation is realized in the form of SFU software functional unit and as independent Production marketing in use, can be stored in a computer read/write memory medium.It is real based on such understanding, the present invention All or part of flow in existing above-described embodiment method, the hardware of correlation can also be instructed come complete by computer program Into described computer program can be stored in a computer-readable recording medium, and the computer program is being executed by processor When, can be achieved above-mentioned each embodiment of the method the step of.Wherein, the computer program includes computer program code, described Computer program code can be source code form, object identification code form, executable file or some intermediate forms etc..The meter Calculation machine computer-readable recording medium can include:Can carry any entity or device of the computer program code, recording medium, USB flash disk, Mobile hard disk, magnetic disc, CD, computer storage, read-only storage (ROM, Read-Only Memory), random access memory Device (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..

The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all essences in the present invention All any modification, equivalent and improvement made within refreshing and principle etc., should be included in the scope of the protection.

Claims (10)

  1. A kind of 1. quick payment method, it is characterised in that the quick payment method includes:
    Obtain the touch event that terminal receives;
    Judge whether the touch event and default payment function startup event are consistent;
    When the touch event that the terminal receives and the default payment function start event it is consistent when, obtain and pay Quick Response Code;
    The payment Quick Response Code is shown by the display interface of the terminal, so that beneficiary can be by scanning the payment two dimension Code is realized and collected.
  2. 2. quick payment method as claimed in claim 1, it is characterised in that the touch event for obtaining terminal and receiving Step specifically includes:
    Obtain the terminal and be in the touch event for putting out and being received under screen or screen lock state.
  3. 3. quick payment method as claimed in claim 1, it is characterised in that when the touch event includes fingerprint typing event When, when the touch event received when the terminal is consistent with default payment function startup event, obtains and pay two dimension The step of code, specifically include:
    When the first fingerprint typing event that the terminal receives is consistent with the default first application payment function startup event, Obtain the payment Quick Response Code of the first application;
    When the second fingerprint typing event that the terminal receives is consistent with the default second application payment function startup event, Obtain the payment Quick Response Code of the second application.
  4. 4. quick payment method as claimed in claim 1, it is characterised in that when the touch event includes fingerprint typing event When, when the touch event received when the terminal is consistent with default payment function startup event, obtains and pay two dimension The step of code, includes:
    When the fingerprint typing event and default first that the first touch area of the terminal receives applies payment function When startup event is consistent, the payment Quick Response Code of the first application is obtained;
    When the fingerprint typing event and default second that the second touch area of the terminal receives applies payment function When startup event is consistent, the payment Quick Response Code of the second application is obtained.
  5. 5. quick payment method as claimed in claim 1, it is characterised in that when the touch event includes fingerprint typing event When, when the touch event received when the terminal is consistent with default payment function startup event, obtains and pay two dimension The step of code, includes:
    When the fingerprint typing event that the terminal receives and the default payment function start event it is consistent when, obtain First application and the payment Quick Response Code of the second application.
  6. 6. a kind of quick payment device, it is characterised in that the quick payment device includes:
    Touch event acquiring unit, the touch event received for obtaining terminal;
    Touch event judging unit, for judging that it is whether consistent that the touch event and default payment function start event;
    Quick Response Code acquiring unit is paid, for the touch event and the default payment function received when the terminal When startup event is consistent, obtains and pay Quick Response Code;
    Quick Response Code display unit is paid, for showing the payment Quick Response Code by the display interface of the terminal, so that gathering It can be collected by scanning the payment Quick Response Code realization.
  7. 7. quick payment device as claimed in claim 6, it is characterised in that the touch event acquiring unit includes:
    Touch event obtains subelement, puts out the touch received under screen or screen lock state for obtaining the terminal and being in Event.
  8. 8. quick payment device as claimed in claim 6, it is characterised in that when the touch event includes fingerprint typing event When, the payment Quick Response Code acquiring unit includes:
    The payment two-dimensional code fingerprint of first application obtains subelement, for the first fingerprint typing event received when the terminal When consistent with the default first application payment function startup event, the payment Quick Response Code of the first application is obtained;
    The payment two-dimensional code fingerprint of second application obtains subelement, for the second fingerprint typing event received when the terminal When consistent with the default second application payment function startup event, the payment Quick Response Code of the second application is obtained.
  9. 9. a kind of computer installation, it is characterised in that the computer installation includes processor, and the processor is deposited for execution The step of any one methods described in such as claim 1-5 is realized during the computer program stored in reservoir.
  10. 10. a kind of computer-readable recording medium, is stored thereon with computer program, it is characterised in that:The computer program The step of any one methods described in such as claim 1-5 is realized when being executed by processor.
CN201710676836.7A 2017-08-09 2017-08-09 A kind of quick payment method, apparatus, computer installation and computer-readable recording medium CN107632758A (en)

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