CN111383012A - Payment method and device - Google Patents
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- CN111383012A CN111383012A CN201811645425.2A CN201811645425A CN111383012A CN 111383012 A CN111383012 A CN 111383012A CN 201811645425 A CN201811645425 A CN 201811645425A CN 111383012 A CN111383012 A CN 111383012A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
- H04M1/724—User interfaces specially adapted for cordless or mobile telephones
- H04M1/72484—User interfaces specially adapted for cordless or mobile telephones wherein functions are triggered by incoming communication events
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Abstract
The invention discloses a payment method, which comprises the following steps: monitoring whether a sliding cover sliding event occurs on the mobile terminal; and if the sliding cover sliding event of the mobile terminal is monitored, starting a payment function. By adopting the method, the sliding event of the sliding cover is taken as the starting condition for starting the payment function, and the payment function can be automatically started when the sliding event of the sliding cover is monitored, so that the problems of complicated payment operation process and low convenience caused by the fact that the payment function can be started only by clicking and skipping pages for many times in the payment process of the sliding mobile phone in the prior art are solved. The invention also discloses a payment device, a mobile terminal and a computer readable storage medium.
Description
Technical Field
The invention relates to the field of intelligent payment, in particular to a payment method, a payment device, a mobile terminal and a computer readable storage medium.
Background
With the improvement of the economic living standard, smart phones gradually enter our lives. Generally, in order to realize some basic functions of a smartphone, some devices (e.g., a camera) capable of realizing corresponding functions need to be arranged on a smartphone screen, however, the arrangement mode of such devices seriously hinders people's requirement for a full screen of the smartphone.
In order to solve the problem, a slider phone is provided in the prior art, and some devices on a desktop can be hidden when the slider phone is not used, so that the requirements of people on a full-screen are met, and the basic functions of the smart phone cannot be influenced. However, although the slider phone satisfies the requirement of the people for the full screen, the slider phone has many problems when the payment function is started.
For example, when the payment function is started, the payment function can be started only after multiple clicks and multiple page jumps, such as unlocking, searching for payment software, opening the payment software, and the like, so that the payment operation process is complex and the convenience is low.
Disclosure of Invention
The embodiment of the invention provides a payment method, which is used for solving the problems of complex payment operation process and lower convenience caused by the fact that a payment function can be started only through multiple clicks and multiple page jumps in the prior art.
The embodiment of the invention also provides a payment device, a mobile terminal and a computer readable storage medium.
The embodiment of the invention adopts the following technical scheme:
a payment method, comprising:
monitoring whether a sliding cover sliding event occurs on the mobile terminal;
and if the sliding cover sliding event of the mobile terminal is monitored, starting a payment function.
A payment device, comprising a monitoring module, an initiating module, wherein:
the monitoring module is used for monitoring whether the sliding cover sliding event occurs on the mobile terminal;
and the starting module is used for starting a payment function if the sliding cover sliding event of the mobile terminal is monitored.
A mobile terminal, comprising: a memory, a processor and a computer program stored on the memory and executable on the processor, which computer program, when executed by the processor, carries out the steps of the payment method as described above.
A computer-readable storage medium, characterized in that a computer program is stored thereon, which computer program, when being executed by a processor, realizes the steps of the payment method as described above.
The embodiment of the invention adopts at least one technical scheme which can achieve the following beneficial effects:
by adopting the method provided by the embodiment of the invention, whether the sliding cover sliding event occurs on the mobile terminal is monitored; and if the sliding cover sliding event of the mobile terminal is monitored, starting a payment function. In the invention, the sliding event of the sliding cover is used as the starting condition for starting the payment function, so that the user does not need to wake up, unlock, find the payment software, find the payment mode in the payment software and the like in sequence, and can start the payment function only by simply sliding the sliding cover, thereby simplifying the operation process for starting the payment function and improving the convenience.
Drawings
The accompanying drawings, which are included to provide a further understanding of the invention and are incorporated in and constitute a part of this specification, illustrate embodiments of the invention and together with the description serve to explain the invention and not to limit the invention. In the drawings:
fig. 1 is a schematic diagram illustrating an implementation flow of a payment method according to an embodiment of the present invention;
FIG. 1a is a diagram illustrating a sliding cover sliding event of a mobile terminal;
FIG. 1b is a schematic diagram of an interface for initiating a payment function of the mobile terminal;
FIG. 2a is a schematic view of a quick payment setup interface of a mobile terminal;
FIG. 2b is a diagram illustrating a code scanning interface of APP1 of the mobile terminal;
FIG. 2c is a diagram illustrating an APP1 code scanning setting interface of the mobile terminal;
FIG. 2d is a schematic diagram of a fingerprint setting interface of the mobile terminal;
FIG. 2e is a schematic view of a face setting interface of the mobile terminal;
FIG. 2f is a schematic view of an interface after the mobile terminal completes the setup of fast payment;
FIG. 2g is a diagram illustrating a code scanning interface of APP1 of the mobile terminal;
fig. 3 is a schematic structural diagram of a payment device according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of a mobile terminal according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the technical solutions of the present invention will be clearly and completely described below with reference to the specific embodiments of the present invention and the accompanying drawings. It is to be understood that the described embodiments are merely exemplary of the invention, and not restrictive of the full scope of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The technical solutions provided by the embodiments of the present invention are described in detail below with reference to the accompanying drawings.
Example 1
In order to solve the problems that in the existing payment mode, the payment function can be started only through multiple clicks and multiple page jumps, so that the payment operation process is complex and the convenience is low, the embodiment of the invention provides a payment method.
The execution subject of the method may be various types of computing devices, or may be an Application program or Application (APP) installed on the computing device. The computing device may be, for example, a user terminal such as a mobile phone, a tablet computer, and a smart wearable device, or a server.
For convenience of description, the embodiment of the present invention takes the execution subject of the method as an example of the mobile terminal, and introduces the method. It can be understood by those skilled in the art that the embodiment of the present invention introduces the method by taking the mobile terminal as an example, which is only an exemplary illustration and does not limit the protection scope of the claims corresponding to the present invention.
Specifically, an implementation flow of the method provided by the embodiment of the present invention is shown in fig. 1, and includes the following steps:
the sliding event of the sliding cover may refer to an event that the sliding cover in the mobile terminal is displaced and changed, for example, it is assumed that an event a or an event B occurs in the mobile terminal is monitored, where the event a is that the sliding cover in the mobile terminal slides upward by 0.5 cm; event B is that the sliding cover slides downwards for 1.0 cm in the mobile terminal; according to the definition of the sliding time of the sliding cover, the event a and the event B both cause the sliding cover in the mobile terminal to move and change, and therefore the event a and the event B are both called sliding cover sliding events. In the implementation of the present invention, as shown in fig. 1a, the sliding event of the sliding cover is independent of the sliding direction of the sliding cover, and the sliding cover can slide up and down or left and right. The two sliding manners described above are merely exemplary illustrations of the sliding event of the sliding cover, and do not set any limit to the specific sliding manner of the sliding event of the sliding cover in the embodiment of the present invention.
In the embodiment of the invention, the mobile terminal can monitor whether the sliding cover sliding event occurs through a sensor (such as a hall sensor) carried by the mobile terminal.
In one or more embodiments, in the embodiments of the present invention, a sliding distance threshold may also be set, and whether a sliding event of the sliding cover occurs is determined by the sliding distance threshold. For example, when the sliding distance of the sliding cover is greater than the sliding distance threshold value, the sliding event of the sliding cover is judged to occur. The method for judging whether the sliding cover sliding event occurs or not through the sliding cover sliding threshold value can avoid that misoperation is judged to be the sliding cover sliding event in the implementation process.
And 12, when the sliding cover sliding event of the mobile terminal is monitored by executing the step 11, starting the payment function of the mobile terminal.
For example, as shown in the interface diagram of fig. 1b below, assuming that the mobile terminal does not perform any operation, the blank screen interface in fig. 1b is presented (here, the blank screen refers to being in a sleep mode, and not a failure of the mobile terminal), when the user starts to slide upwards (i.e., when a sliding cover sliding event occurs), the second interface in fig. 1b is entered, the interface is a screen locking interface, and in the process, when the user slides upwards, the payment function is simultaneously started, as shown in the third interface diagram in fig. 1 b. The payment method in the third interface diagram in fig. 1b is only an exemplary illustration of the embodiment of the present invention.
Specifically, since the starting of the payment function of the mobile terminal may involve the property security of the user of the mobile terminal, in order to ensure the property security of the user, in the embodiment of the present invention, when the payment function of the mobile terminal is started, the user identity may be verified through the following sub-steps, and the payment function is restarted after the identity verification.
A substep 121, when it is monitored that a sliding cover sliding event occurs on the mobile terminal, acquiring biological characteristic information of a user;
in the embodiment of the invention, the biological characteristic information of the user is collected to verify the identity information of the user, for example, when the identity information is not verified, the payment function is not started even if a sliding cover sliding event occurs. And starting the payment function of the mobile terminal only when the sliding event of the sliding cover occurs and the collected biological characteristic information of the user passes the verification.
The biometric information of the user can be at least one of fingerprint characteristics of the user, face characteristics of the user, palm print characteristics of the user, iris characteristics of the user and voiceprint characteristics of the user.
And a substep 122 of verifying the biometric information of the user collected by the substep 121, and starting the payment function of the mobile terminal after the biometric information is verified.
In the embodiment of the invention, the collected biological characteristic information of the user can be verified according to the biological characteristic information of the owner of the mobile terminal which is stored in advance. Judging whether the collected biological characteristic information of the user is matched with the biological characteristic information of the mobile terminal owner which is stored in advance, if so, indicating that the biological characteristic information passes the verification; if not, the verification of the biological characteristic information is not passed. When the biological characteristic information passes the verification, starting a payment function of the mobile terminal; and when the biological characteristic information is not verified, the payment function of the mobile terminal is not started.
For example, if the collected biometric information of the user is fingerprint information of the user, the collected fingerprint information of the user is verified according to the fingerprint information in the biometric information of the mobile terminal owner stored in advance, and when the collected fingerprint information of the user is matched with the fingerprint information in the biometric information of the mobile terminal owner stored in advance, the biometric information is verified to be passed, and the payment function of the mobile terminal is started. In the embodiment of the present invention, other biometric information other than the fingerprint information of the user, such as the face feature information of the user or the palm print feature information of the user, is verified, and the corresponding verification manner is similar to that described above, and is not described herein again.
In addition, because there are various payment methods in the prior art, for example, APP1 code scanning payment, APP1 two-dimensional code payment, APP2 code scanning payment, APP2 two-dimensional code payment, etc., in order to quickly identify which payment method should be started when the payment function is started, in the embodiment of the present invention, the payment method may be set in advance according to the following steps:
receiving a setting instruction of the preset corresponding relation;
and responding to the setting instruction, guiding the user to set the corresponding relation between the information combination and the payment mode, and storing the preset corresponding relation input by the user.
The preset corresponding relation refers to a corresponding relation between the information combination and the payment mode, and the corresponding relation between the information combination and the payment mode is set in advance so that the corresponding payment mode can be determined through the monitored information in the sliding event of the sliding cover in the subsequent process.
In the embodiment of the invention, the user can set the corresponding relation according to the sliding direction of the sliding cover and/or the biological characteristic information of the user.
For example, in the embodiment of the present invention, the correspondence between the information and the payment method may be set only according to the biometric information of the user, for example, the left thumb fingerprint plus face recognition is used to start APP1 to scan the code for payment; the fingerprint of the index finger of the left hand and the face recognition are used for starting APP1 two-dimensional code payment; the right-hand thumb fingerprint and face recognition are used for starting APP2 code scanning payment; and the fingerprint of the index finger of the right hand and the face recognition are used for starting APP2 two-dimensional code payment. Therefore, when the setting process is only set according to the user biological characteristic information, the sliding direction of the sliding cover, the sliding distance of the sliding cover, the sliding information of the sliding cover such as the pressing force degree of the sliding cover and the like are not involved, and the user biological characteristic information cannot be easily changed under normal conditions and has high accuracy, so that misoperation can be avoided in the sliding process of the sliding cover to the greatest extent.
In addition, in the embodiment of the invention, the corresponding relation between the information combination and the payment mode can be set according to the sliding direction of the sliding cover and the biological characteristic information of the user.
For example, a combines: the sliding direction of the sliding cover is upward, the user biological characteristic information is the fingerprint of the left thumb, and code scanning payment is carried out corresponding to APP 1; b, combination: the sliding direction of the sliding cover is upward, the user biological characteristic information is the fingerprint of the right hand thumb, and payment is carried out corresponding to the APP1 two-dimensional code; c, combination: the sliding direction of the sliding cover is downward, the user biological characteristic information is the fingerprint of the left thumb, and code scanning payment is carried out corresponding to APP 2; d, combination: the sliding direction of the sliding cover is downward, the biological features of the user are face features, and payment is carried out on the two-dimensional code corresponding to the APP 2.
It should be noted that, the setting of the corresponding relationship according to the sliding direction of the sliding cover and the user biometric information, and the setting of the corresponding relationship between the information and the payment method according to the user biometric information are only schematic illustrations of the embodiment of the present invention, and do not limit any corresponding relationship between the information combination and the payment method in the implementation process of the present invention. In the embodiment of the present invention, the information combination used when setting the corresponding relationship is not limited at all, for example, the information combination used when setting the corresponding relationship may be set according to the sliding distance of the sliding cover and the fingerprint information, or may be set according to the sliding distance of the sliding cover and the face information. In addition to the above information combination manner, in the embodiment of the present invention, according to actual needs, the information combination manner may be any two or more information combinations, such as force for pressing the sliding cover and face information, and is not described herein again.
In the embodiment of the present invention, if the corresponding relationship is set according to the sliding direction of the sliding cover and the sliding distance of the sliding cover, the setting may be: sliding the sliding cover by 0.5 cm for starting APP1 code scanning payment; sliding the sliding cover 1 cm upwards to start APP1 two-dimensional code payment; sliding the sliding cover by 0.5 cm to start APP2 code scanning payment; the sliding cover slides downwards by 1 cm to start APP1 two-dimensional code payment. The sliding direction of the sliding cover can be left and right sliding besides up and down, for example, the sliding direction is set as follows: sliding the sliding cover left for 0.5 cm to start APP1 code scanning payment; sliding the sliding cover to the right for 1 cm to start APP1 two-dimensional code payment. In addition, in the embodiment of the present invention, the corresponding relationship may be set according to the pressing force of the slider, the sliding speed of the sliding cover, and the like, and the corresponding setting method is similar to the setting method described above, and is not described herein again.
By adopting the method provided by the embodiment of the invention, whether the sliding cover sliding event occurs on the mobile terminal is monitored; and if the sliding cover sliding event of the mobile terminal is monitored, starting a payment function. In the invention, the sliding event of the sliding cover is used as the starting condition for starting the payment function, so that the user does not need to wake up, unlock, find the payment software, find the payment mode in the payment software and the like in sequence, and can start the payment function only by simply sliding the sliding cover, thereby simplifying the operation process for starting the payment function and improving the convenience.
Example 2
How the method provided by the embodiment of the invention is applied in practice is described below in combination with an actual scene.
In the embodiment of the invention, the user is guided to set the corresponding relation between the information combination and the payment mode in response to the setting instruction, and the preset corresponding relation input by the user is stored.
Specifically, if the corresponding relationship is set according to the sliding direction of the sliding cover and the user biometric information, the user is guided to set the corresponding relationship between the information combination and the payment method, and a flow diagram of the preset corresponding relationship entered by the user is stored, as shown in fig. 2a to 2f below.
The user clicks the setting of the quick payment mode, and enters the interface shown in fig. 2a, wherein the interface shown in fig. 2a contains four payment modes to be set, namely an APP1 code scanning mode, an APP1 two-dimensional code, an APP2 code scanning mode and an APP2 two-dimensional code.
For example, it is assumed that the payment method is set according to four payment methods, i.e., APP1 code scanning payment, APP1 two-dimensional code payment, APP2 code scanning payment, and APP2 two-dimensional code payment, for the combination a, the combination B, the combination C, and the combination D in the above embodiment 1.
The APP1 code scanning payment method in the shortcut setting window can be set in sequence, then the corresponding APP1 code scanning payment setting option is clicked first, and the interface shown in fig. 2b is entered, the interface is an APP1 code scanning payment setting interface, the interface includes two setting options of a sliding direction of a sliding cover and a security verification method, wherein the sliding direction setting option of the sliding cover includes an upward sliding option and a downward sliding option, as shown in a third interface, a circle mark is behind each option, and if the option is selected, the circle mark behind the corresponding option is marked; the security verification mode setting options comprise a fingerprint option and a face recognition option.
When the APP1 scans the code according to the combination a, since the sliding direction of the slide cover is upward and the biometric information of the user is the fingerprint of the left thumb in the combination a, the sliding direction of the slide cover is set to be upward and the fingerprint is selected in the security authentication mode option, as shown in fig. 2 c. If a fingerprint mode is selected from the security verification mode options, entering a second interface shown in fig. 2d, wherein the interface is used for inputting fingerprint information, when a fingerprint is input, the finger needs to be placed in a fingerprint button area, and when the fingerprint completely appears in the fingerprint button area, the fingerprint input is completed; correspondingly, if the face recognition mode is selected, the interface shown in fig. 2f is entered, the interface is used for entering face information, when the face information is entered, the face needs to be prevented from being shielded, the face features are completely exposed in the face feature entry area, and when the entry progress prompt is completed, the face information entry is finished. If the setting of the APP1 code scanning payment, the APP1 two-dimensional code payment, the APP2 code scanning payment and the APP2 two-dimensional code payment is completed in sequence according to the four combination modes of the information combination A, B, C, D, an interface as shown in fig. 2e appears, and thus, the setting of the corresponding relationship between the information combination and the payment mode is completed.
In the embodiment of the present invention, after the corresponding relationship is set, if the biometric information passes the verification, the payment method matched with the associated information may be further determined according to the following steps:
firstly, reading the associated information of the sliding event of the sliding cover;
secondly, determining a payment mode matched with the associated information according to the read associated information;
and thirdly, starting a payment function matched with the payment mode according to the payment mode.
Wherein the associated information includes at least one of sliding information of the sliding cover and biometric information of the user. The sliding information of the sliding cover comprises the sliding direction of the sliding cover; the user biometric information comprises user fingerprint characteristics; the face characteristics of the user; a user palmprint feature; iris features of the user; at least one of a user voiceprint feature.
For example, following the above example describing the correspondence relationship, assuming that the acquired association information indicates that the sliding direction of the sliding cover is upward, and the fingerprint is a left thumb fingerprint, it may be determined that the acquired association information matches the combination a, and after determining that the association information matches the combination a, the APP1 code scanning interface may be opened according to a specified manner of the combination a (the combination a corresponds to APP1 code scanning payment), as shown in fig. 2g below.
In an embodiment of the invention, the sliding information of the sliding cover may also be a sliding distance of the sliding cover, a sliding speed of the sliding cover, and a force for pressing the sliding cover.
In addition, the payment mode in the embodiment of the invention can be any one of modes such as APP1 code scanning payment, APP1 two-dimensional code payment, APP2 code scanning payment and APP2 two-dimensional code payment.
Specifically, assuming that the associated information includes sliding information of the sliding cover and a user biometric characteristic, determining a payment method matching the associated information based on the obtained associated information may include the following steps:
determining a target information combination formed by the sliding information of the sliding cover and the biological characteristics of the user based on the read associated information;
and determining the payment mode corresponding to the target information combination as the payment mode matched with the associated information according to the preset corresponding relation between the information combination stored in the preset list and the payment mode.
It should be noted that, in the embodiment of the present invention, if the sliding information of the sliding cover and the biometric characteristic of the user form at least two different target information combinations, when determining the payment method corresponding to the target information combination according to the preset corresponding relationship and the target information combination, the payment method corresponding to the target information combination with a higher priority may be determined according to the preset corresponding relationship and the target information combination with a higher priority in the at least two different target information combinations.
For example, if the pre-stored priority is that the priority of the fingerprint is higher than the priority of face recognition, if the sliding direction of the sliding cover is downward, the fingerprint is the left thumb, and the face recognition is successful, the APP2 is started to scan the code for payment if the fingerprint is determined to be matched with the combination C according to the pre-stored priority and the priority of the fingerprint is higher than the priority of the face recognition. Or, for example, if the sliding cover slides downwards, no fingerprint is recognized, but the face recognition matches a preset D combination, then the APP2 two-dimensional code payment mode corresponding to the D combination is started. In addition, if the sliding direction of the sliding cover is downward, but the fingerprint feature and the face feature are not matched with any combination, the payment function of the mobile terminal is not started.
By adopting the method provided by the embodiment of the invention, whether the sliding cover sliding event occurs on the mobile terminal is monitored; and when the sliding cover sliding event of the mobile terminal is monitored, starting the payment function of the mobile terminal. The embodiment of the invention takes the sliding cover sliding event as the starting condition for starting the payment function of the mobile terminal, and the payment function can be automatically started when the sliding cover sliding event is monitored, thereby solving the problems of complicated payment operation process and lower convenience caused by the fact that the payment function can be started only by clicking and skipping pages for many times in the prior art.
Example 3
In order to solve the problems that in the prior art, the payment function needs to be started through multiple clicks and multiple page jumps, which results in a complex payment operation process and low convenience, an embodiment of the invention provides a payment device 30, which has a specific structural schematic diagram shown in fig. 3 and includes a monitoring module 31 and a starting module 32. The functions of the modules are as follows:
the monitoring module 31 is used for monitoring whether the sliding cover sliding event occurs on the mobile terminal;
the starting module 32 is configured to start a payment function of the mobile terminal when it is monitored that the sliding cover sliding event occurs on the mobile terminal.
In the embodiment of the present invention, the starting module 32 is specifically configured to:
when the sliding cover sliding event of the mobile terminal is monitored, collecting biological characteristic information of a user;
and when the biological characteristic information passes the verification, starting the payment function of the mobile terminal.
It should be noted that, when the payment function of the mobile terminal is started, a payment mode matched with the associated information may be determined based on the acquired associated information; and then, starting a payment function matched with the payment mode according to the payment mode.
Wherein the associated information includes at least one of sliding information of the sliding cover and biometric information of the user.
For example, assuming that the associated information includes sliding information of a sliding cover and a user biological characteristic, a payment method corresponding to a target information combination is determined as a payment method matched with the associated information according to a preset corresponding relationship between the information combination and the payment method and the target information combination formed by the sliding information of the sliding cover and the user biological characteristic. And if the sliding information of the sliding cover and the biological characteristics of the user form at least two different target information combinations, determining a payment mode corresponding to the target information combination with higher priority according to the preset corresponding relation and the target information combination with higher priority in the at least two different target information combinations.
By adopting the device provided by the embodiment of the invention, the monitoring module monitors whether the sliding cover sliding event occurs on the mobile terminal; and when the sliding cover sliding event of the mobile terminal is monitored, starting the payment function of the mobile terminal by the starting module. In the device provided by the embodiment of the invention, the sliding event of the sliding cover is used as the starting condition for starting the payment function of the mobile terminal, when the sliding event of the sliding cover is monitored, a user does not need to sequentially wake up and unlock the mobile phone, find the payment software, find the payment mode in the payment software and the like, and can start the payment function only by simply sliding the sliding cover, so that the operation process of starting the payment function is simplified, and the convenience is improved.
Example 4
Fig. 4 is a schematic diagram of a hardware structure of a mobile terminal for implementing various embodiments of the present invention, where the mobile terminal 400 includes, but is not limited to: radio frequency unit 401, network module 402, audio output unit 403, input unit 404, sensor 405, display unit 406, user input unit 407, interface unit 408, memory 409, processor 410, and power supply 411. Those skilled in the art will appreciate that the mobile terminal architecture shown in fig. 4 is not intended to be limiting of mobile terminals, and that a mobile terminal may include more or fewer components than shown, or some components may be combined, or a different arrangement of components. In the embodiment of the present invention, the mobile terminal includes, but is not limited to, a mobile phone, a tablet computer, a notebook computer, a palm computer, a vehicle-mounted terminal, a wearable device, a pedometer, and the like.
The processor 410 is configured to monitor whether a sliding cover sliding event occurs on the mobile terminal; and when the sliding cover sliding event of the mobile terminal is monitored, starting the payment function of the mobile terminal.
A memory 409 for storing a computer program operable on the processor 410, the computer program, when executed by the processor 410, performing the above-described functions performed by the processor 410.
It should be understood that, in the embodiment of the present invention, the radio frequency unit 401 may be used for receiving and sending signals during a message sending and receiving process or a call process, and specifically, receives downlink data from a base station and then processes the received downlink data to the processor 410; in addition, the uplink data is transmitted to the base station. Typically, radio unit 401 includes, but is not limited to, an antenna, at least one amplifier, a transceiver, a coupler, a low noise amplifier, a duplexer, and the like. Further, the radio unit 401 can also communicate with a network and other devices through a wireless communication system.
The mobile terminal provides the user with wireless broadband internet access through the network module 402, such as helping the user send and receive e-mails, browse web pages, and access streaming media.
The audio output unit 403 may convert audio data received by the radio frequency unit 401 or the network module 402 or stored in the memory 409 into an audio signal and output as sound. Also, the audio output unit 403 may also provide audio output related to a specific function performed by the mobile terminal 400 (e.g., a call signal reception sound, a message reception sound, etc.). The audio output unit 403 includes a speaker, a buzzer, a receiver, and the like.
The input unit 404 is used to receive audio or video signals. The input Unit 404 may include a Graphics Processing Unit (GPU) 4041 and a microphone 4042, and the Graphics processor 4041 processes image data of a still picture or video obtained by an image capturing apparatus (such as a camera) in a video capturing mode or an image capturing mode. The processed image frames may be displayed on the display unit 406. The image frames processed by the graphic processor 4041 may be stored in the memory 409 (or other storage medium) or transmitted via the radio frequency unit 401 or the network module 402. The microphone 4042 may receive sound, and may be capable of processing such sound into audio data. The processed audio data may be converted into a format output transmittable to a mobile communication base station via the radio frequency unit 401 in case of the phone call mode.
The mobile terminal 400 also includes at least one sensor 405, such as a light sensor, motion sensor, and other sensors. Specifically, the light sensor includes an ambient light sensor that can adjust the brightness of the display panel 4061 according to the brightness of ambient light, and a proximity sensor that can turn off the display panel 4061 and/or the backlight when the mobile terminal 400 is moved to the ear. As one of the motion sensors, the accelerometer sensor can detect the magnitude of acceleration in each direction (generally three axes), detect the magnitude and direction of gravity when stationary, and can be used to identify the posture of the mobile terminal (such as horizontal and vertical screen switching, related games, magnetometer posture calibration), and vibration identification related functions (such as pedometer, tapping); the sensors 405 may also include a fingerprint sensor, a pressure sensor, an iris sensor, a molecular sensor, a gyroscope, a barometer, a hygrometer, a thermometer, an infrared sensor, etc., which will not be described in detail herein.
The display unit 406 is used to display information input by the user or information provided to the user. The Display unit 406 may include a Display panel 4061, and the Display panel 4061 may be configured in the form of a Liquid Crystal Display (LCD), an Organic Light-Emitting Diode (OLED), or the like.
The user input unit 407 may be used to receive input numeric or character information and generate key signal inputs related to user settings and function control of the mobile terminal. Specifically, the user input unit 407 includes a touch panel 4071 and other input devices 4072. Touch panel 4071, also referred to as a touch screen, may collect touch operations by a user on or near it (e.g., operations by a user on or near touch panel 4071 using a finger, a stylus, or any suitable object or attachment). The touch panel 4071 may include two parts, a touch detection device and a touch controller. The touch detection device detects the touch direction of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch sensing device, converts the touch information into touch point coordinates, sends the touch point coordinates to the processor 410, receives a command from the processor 410, and executes the command. In addition, the touch panel 4071 can be implemented by using various types such as a resistive type, a capacitive type, an infrared ray, and a surface acoustic wave. In addition to the touch panel 4071, the user input unit 407 may include other input devices 4072. Specifically, the other input devices 4072 may include, but are not limited to, a physical keyboard, function keys (such as volume control keys, switch keys, etc.), a track ball, a mouse, and a joystick, which are not described herein again.
Further, the touch panel 4071 can be overlaid on the display panel 4061, and when the touch panel 4071 detects a touch operation thereon or nearby, the touch operation is transmitted to the processor 410 to determine the type of the touch event, and then the processor 410 provides a corresponding visual output on the display panel 4061 according to the type of the touch event. Although in fig. 4, the touch panel 4071 and the display panel 4061 are two separate components to implement the input and output functions of the mobile terminal, in some embodiments, the touch panel 4071 and the display panel 4061 may be integrated to implement the input and output functions of the mobile terminal, which is not limited herein.
The interface unit 408 is an interface through which an external device is connected to the mobile terminal 400. For example, the external device may include a wired or wireless headset port, an external power supply (or battery charger) port, a wired or wireless data port, a memory card port, a port for connecting a device having an identification module, an audio input/output (I/O) port, a video I/O port, an earphone port, and the like. The interface unit 408 may be used to receive input (e.g., data information, power, etc.) from external devices and transmit the received input to one or more elements within the mobile terminal 400 or may be used to transmit data between the mobile terminal 400 and external devices.
The memory 409 may be used to store software programs as well as various data. The memory 409 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, a phonebook, etc.) created according to the use of the cellular phone, and the like. Further, the memory 409 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.
The processor 410 is a control center of the mobile terminal, connects various parts of the entire mobile terminal using various interfaces and lines, and performs various functions of the mobile terminal and processes data by operating or executing software programs and/or modules stored in the memory 409 and calling data stored in the memory 409, thereby integrally monitoring the mobile terminal. Processor 410 may include one or more processing units; preferably, the processor 410 may integrate an application processor, which mainly handles operating systems, user interfaces, application programs, etc., and a modem processor, which mainly handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 410.
The mobile terminal 400 may further include a power supply 411 (e.g., a battery) for supplying power to various components, and preferably, the power supply 411 may be logically connected to the processor 410 through a power management system, so as to implement functions of managing charging, discharging, and power consumption through the power management system.
In addition, the mobile terminal 400 includes some functional modules that are not shown, and thus, are not described in detail herein.
Preferably, an embodiment of the present invention further provides a mobile terminal, which includes a processor 410, a memory 409, and a computer program stored in the memory 409 and capable of being executed on the processor 410, where the computer program, when executed by the processor 410, implements each process of the above payment method embodiment, and can achieve the same technical effect, and in order to avoid repetition, details are not described here again.
In an implementation manner, an embodiment of the present invention further provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, the computer program implements each process of any one of the method embodiments described in the foregoing embodiments, and can achieve the same technical effect, and in order to avoid repetition, details are not described here again. The computer-readable storage medium may be a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The above description is only an example of the present invention, and is not intended to limit the present invention. Various modifications and alterations to this invention will become apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention should be included in the scope of the claims of the present invention.
Claims (15)
1. A payment method, comprising:
monitoring whether a sliding cover sliding event occurs on the mobile terminal;
and when the sliding cover sliding event of the mobile terminal is monitored, starting the payment function of the mobile terminal.
2. The method of claim 1, further comprising:
when the sliding cover sliding event of the mobile terminal is monitored, collecting biological characteristic information of a user;
and when the biological characteristic information passes the verification, starting the payment function of the mobile terminal.
3. The method of claim 1 or 2, wherein initiating a payment function comprises:
reading the associated information of the sliding event of the sliding cover;
determining a payment mode matched with the associated information according to the read associated information;
and starting a payment function matched with the payment mode according to the payment mode.
4. The method of claim 3, wherein the information comprises at least one of:
sliding information of the sliding cover;
user biometric information.
5. The method of claim 4, wherein when the associated information includes slide information of a slide cover and user biometric information, the determining a payment method matching the associated information based on the obtained associated information comprises:
determining a target information combination formed by the sliding information of the sliding cover and the biological characteristics of the user based on the read associated information;
and determining the payment mode corresponding to the target information combination as the payment mode matched with the associated information according to the preset corresponding relation between the information combination stored in the preset list and the payment mode.
6. The method as claimed in claim 5, wherein if the sliding information of the sliding cover and the biometric information of the user form at least two different target information combinations, determining the payment method corresponding to the target information combination according to the preset correspondence and the target information combination comprises:
and determining a payment mode corresponding to the target information combination with higher priority according to the preset corresponding relation and the target information combination with higher priority in the at least two different target information combinations.
7. The method of claim 1, wherein before listening whether a slide event occurs on the mobile terminal, the method further comprises:
receiving a setting instruction of the corresponding relation;
and responding to the setting instruction, and setting and saving the corresponding relation.
8. The method of any of claims 4 to 7, wherein:
the sliding information of the sliding cover includes: the sliding direction of the sliding cover;
the user biological feature information comprises at least one of the following features:
a user fingerprint feature; the face characteristics of the user; a user palmprint feature; iris features of the user; a user voiceprint feature.
9. A payment device, comprising:
the monitoring module is used for monitoring whether the sliding cover sliding event occurs on the mobile terminal;
and the starting module is used for starting the payment function of the mobile terminal when the sliding cover sliding event of the mobile terminal is monitored.
10. The apparatus of claim 9, wherein the apparatus is further configured to:
when the sliding cover sliding event of the mobile terminal is monitored, collecting biological characteristic information of a user;
and when the biological characteristic information passes the verification, starting the payment function of the mobile terminal.
11. The apparatus of claim 9 or 10, wherein initiating a payment function comprises:
reading the associated information of the sliding event of the sliding cover;
determining a payment mode matched with the associated information according to the read associated information;
wherein the associated information includes at least one of sliding information of the sliding cover and biometric information of the user;
and starting a payment function matched with the payment mode according to the payment mode.
12. The apparatus of claim 11, wherein when the associated information includes slide information of a slide cover and user biometric information, the determining a payment method matching the associated information based on the obtained associated information comprises:
determining a target information combination formed by the sliding information of the sliding cover and the biological characteristics of the user based on the read associated information;
and determining the payment mode corresponding to the target information combination as the payment mode matched with the associated information according to the preset corresponding relation between the information combination stored in the preset list and the payment mode.
13. The apparatus of claim 12, wherein the association information includes sliding information of a slider and a user biometric characteristic; then
Determining a payment mode matched with the associated information based on the acquired associated information, wherein the payment mode comprises the following steps:
and determining a payment mode corresponding to the target information combination as a payment mode matched with the associated information according to a preset corresponding relation between the information combination and the payment mode and a target information combination formed by the sliding information of the sliding cover and the biological characteristics of the user.
14. A mobile terminal, comprising: memory, processor and computer program stored on the memory and executable on the processor, which computer program, when executed by the processor, carries out the steps of the payment method according to any one of claims 1 to 8.
15. A computer-readable storage medium, characterized in that a computer program is stored on the computer-readable storage medium, which computer program, when being executed by a processor, carries out the steps of the payment method according to one of the claims 1 to 8.
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| CN201811645425.2A CN111383012A (en) | 2018-12-29 | 2018-12-29 | Payment method and device |
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| CN201811645425.2A CN111383012A (en) | 2018-12-29 | 2018-12-29 | Payment method and device |
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Application publication date: 20200707 |