CN103455840A - 交易卡及相关联的方法 - Google Patents

交易卡及相关联的方法 Download PDF

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CN103455840A
CN103455840A CN2013101733185A CN201310173318A CN103455840A CN 103455840 A CN103455840 A CN 103455840A CN 2013101733185 A CN2013101733185 A CN 2013101733185A CN 201310173318 A CN201310173318 A CN 201310173318A CN 103455840 A CN103455840 A CN 103455840A
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斯科特·艾伦·布卢姆
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    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B15/00—Layered products comprising a layer of metal
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    • G06—COMPUTING; CALCULATING OR COUNTING
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    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
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    • B32B15/00—Layered products comprising a layer of metal
    • B32B15/14—Layered products comprising a layer of metal next to a fibrous or filamentary layer
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
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    • B42D25/40—Manufacture
    • B42D25/405—Marking
    • B42D25/43—Marking by removal of material
    • B42D25/445—Marking by removal of material using chemical means, e.g. etching
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
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    • B42D25/40—Manufacture
    • B42D25/45—Associating two or more layers
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    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
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    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/0772—Physical layout of the record carrier
    • G06K19/07722—Physical layout of the record carrier the record carrier being multilayered, e.g. laminated sheets

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Abstract

本申请案涉及交易卡及相关联的方法。交易卡具有第一层及第二层，其中所述第一层为金属且所述第二层为碳。

Description

交易卡及相关联的方法
相关申请案的交叉参考
本申请案主张2012年5月30日申请的第61/653，260号临时申请案的优先权，该案的全部内容以引用的方式并入本文。
技术领域
本实施例涉及用于代替现金的交易卡，例如信用卡及借记卡。
背景技术
相关技术描述
现今使用的绝大多数交易卡是用塑料做的。这些卡具有易损坏、易磨损或易折断的倾向。
发明内容
本发明交易卡的优选实施例具有若干特征，这些特征中的任一者都不能单独获得所需属性。在不限制由以下的权利要求书所表示的本实施例的范围的情况下，现在将简要地论述其更加突出的特征。在考虑此论述之后，且特别是在读了标题为“具体实施方案”的部分之后，读者将了解本实施例的特征如何提供优点，所述优点包含强度及耐用度增加、刚性增加、重量减轻、寿命更长、感触性增强及高科技外观。
本发明交易卡的一个实施例包括具有前表面、后表面及连续外围边缘的实质上平坦的薄片。所述平坦薄片包含第一层及第二层。第一层为金属且第二层为碳。
本实施例的另一者包括制造交易卡的方法。所述方法包括将文字印制在平坦碳薄片的后表面、用黑色涂层涂覆不锈钢薄片、将经印制的碳薄片粘着到经涂覆不锈钢薄片以及将签名栏、磁条及全息图热压印到所述卡的后表面上。
附图说明
现在将以着重突出有利特征的方式详细论述本发明交易卡的优选实施例。这些实施例仅出于说明的目的描述展示于附图中的新颖且有特色的交易卡。这些图式包含以下图形，其中相同数字指示相同部分：
图1为本发明交易卡的一个实施例的前端正视图；
图2为图1的交易卡的后端正视图；
图3为图1的交易卡的侧面正视图；及
图4为根据本实施例阐明用以制造交易卡的方法的流程图。
具体实施方式
参考图1及2，本发明交易卡10为具有前表面12及后表面14的实质上平坦的薄片11。卡10包含连续的外围边缘16，其在所阐明的实施例中实质上为矩形。然而，所属领域的技术人员应了解，事实上卡10可具有任意形状，例如正方形、圆形或六边形。本卡10的范围不限于任何特定形状。
在所阐明的实施例中，交易卡10带有数字18(图1)，其将卡10识别为与特定账户相关联。在所阐明的实施例中，账号18具有16位数字。然而，在替代实施例中，卡10可具有更少或更多位的数字。卡10还带有持卡人的名字20及有效期22。在某些实施例中，卡10还带有持卡人首次获得卡10的年份24或日期。卡10上显示的信息可以任何合适的方式加以施加，例如压刻、印制、雕刻、蚀刻等等。卡10的前表面12进一步包含全部大写的单词“黑卡(BLACK CARD)”的重复字符串的联锁条，使前表面12具有编织物外观。
参考图2，本发明交易卡10的后表面14包含磁条26。磁条26存储可由磁性阅读机读取的信息。举例来说，磁条26可含有一串数字，而磁卡阅读机可从所述数字获取有关与卡10及/或持卡人相关联的账户的信息。本发明交易卡10的后表面14进一步包含签名栏28。
本发明交易卡10进一步包含嵌入式芯片30，例如射频识别(RFID)芯片或EMV(欧陆卡、万事达信用卡及VISA)芯片30。RFID为使用射频电磁场将数据从芯片30传送到接收器以用于自动识别及追踪的无线非接触系统。EMV为针对集成电路卡(IC卡或“芯片卡”)及可使用IC卡的销售点(POS)终端及自动取款机(ATM)的互操作的全球标准，其用于认证信用卡及借记卡交易。卡10进一步包含全息图像32，其可用于阻止伪造。虽然未图示，但卡10可进一步包含一个或一个以上透明部分。此些透明部分可包含一个或一个以上可光学辨识的层或红外阻隔油墨以允许透明部分被光学读卡机辨识。这些额外的特征可允许交易卡10使用起来更便捷、更高效及/或更安全。
参考图3，平坦薄片11由前层34及后层36构造而成。在所阐明的实施例中，前层34为金属(例如不锈钢)，且后层36为碳。前层34可包括不同的金属(例如，镍银或任何其它金属或合金)。前层及后层34、36可(例如)用粘着剂彼此粘着或以其它方式彼此固持。
碳层36可采取多种形式中的任一种，例如碳石墨及/或碳纤维。在碳纤维的实施例中，碳层36可包括碳编织物。在某些实施例中，碳层36可全部为碳。碳层36中的碳及/或碳石墨的百分比可改变且可高达100％。然而，适应性实施例并不限于任何特定的碳/碳石墨的比率或百分比或者碳的类型及形式。
在所阐明的实施例中，针对总厚度为0.033″的卡10来说，前层34的厚度可约为0.02″，且后层36的厚度可约为0.013″。在另一实施例中，针对总厚度为0.027″的卡10来说，前层34的厚度可约为0.02″，且后层36的厚度可约为0.007″。在又其它实施例中，卡的总厚度可在0.0315″至0.032″的范围内。然而，前述尺寸并非限制，因为卡10及/或其层34、36可具有任何厚度。
在一些实施例中，前层34可包含涂层，例如物理气相沉积(PVD)涂层。PVD涂层的颜色可为(例如)黑色，以使金属层34与碳层36的天然黑色相匹配。在某些其它实施例中，卡10可包含额外层，其中所述层中的至少一者为一种或一种以上聚合材料。举例来说，卡10的外层可为聚合物而卡10的内层为碳或金属，反之亦然。
现今的绝大多数交易卡由塑料构造而成。本发明交易卡10有利地比此等塑料卡更坚固且更耐用。其还更刚硬、更轻，且具有更长的寿命。除了这些益处，碳/金属组合还使卡10具有独特触感及高科技外观。由于其独特性，卡10比典型塑料卡更合意。
如框B402处所展示，制造本卡10的方法可包括将文字印制在平坦碳薄片的后表面。文字可包含图2中所展示的文字、及/或具有与卡10相关的信息的网址、及/或一个或一个以上顾客服务电话号码、及/或其它文字。可在最终将以栅格式样进行切割以将多张卡10彼此分开的碳层36的薄片上进行印制。
如框B404处所展示，所述方法进一步包括使用PVD方法用黑色涂层涂覆不锈钢薄片。同样，可在最终将以栅格式样进行切割以将多个卡10彼此分开的金属层34的薄片上进行涂覆。在替代实施例中，薄片可为除不锈钢之外的金属，且涂覆方法可为除PVD之外的方法，例如类金刚石碳(DLC)应用方法。此外，在替代实施例中，涂层可为除黑色之外的颜色。
如框B406处所展示，所述方法进一步包括将印制碳薄片粘着到经涂覆不锈钢薄片。如框B408处所展示，接着以图1中展示的联锁“黑卡(BLACK CARD)”设计蚀刻卡10的前表面12。在替代实施例中，可以除了蚀刻之外的方法(例如雕刻)来施加“黑卡(BLACK CARD)”设计。也可蚀刻/雕刻较大的“黑卡(BLACK CARD)”标志。
如框B410及B412处分别所展示，所述方法进一步包括将签名栏、磁条及全息图热压印到卡10的后表面上，且附接RFID芯片。如框B414处所展示，接着切割薄片以产生多张卡10。在一个实施例中，金属及碳薄片的尺寸可为19.875″x25.20″，且当切割时，每一卡10的尺寸为3.370″x2.125″。如框B416处所展示，接着以前表面10上的持卡人信息来最终确定每一卡10，将账号的最后四位数字及卡安全码压刻在签名栏上，以及处理磁条及RFID芯片。
以上描述展示了预期用于实现本发明交易卡的最佳模式以及制造及使用所述卡的最佳方式及方法，所述描述使用此些全面的、清楚的、简练的且准确的术语以使所属领域的技术人员都能够制造且使用此交易卡。然而，相比于以上的论述，此交易卡易于进行完全等效的修改及结构替换。因此，此交易卡并不限于所揭示的特定实施例。相反，此交易卡涵盖属于由所附权利要求书所大体表示的交易卡的精神及范围内的全部修改及结构替换，所述权利要求书特别指出且明确主张所述交易卡的主旨。

Claims (10)

1.一种交易卡，其包括：
实质上平坦的薄片，其具有前表面、后表面及连续外围边缘；
其中所述平坦薄片包含第一层及第二层。
2.根据权利要求1所述的交易卡，其中所述第一层为金属且所述第二层为碳。
3.根据权利要求2所述的交易卡，其中所述金属层为不锈钢。
4.根据权利要求2所述的交易卡，其中所述金属层为镍银。
5.一种制造交易卡的方法，所述方法包括：
将文字印制在平坦碳薄片的后表面；
使用黑色涂层涂覆不锈钢薄片；
将所述印制碳薄片粘着到所述经涂覆不锈钢薄片；及
将签名栏、磁条及全息图热压印到所述卡的后表面上。
6.根据权利要求5所述的方法，其进一步包括将设计施加到所述卡的前表面。
7.根据权利要求6所述的方法，其中所述设计包括“黑卡(BLACK CARD)”的联锁详述。
8.根据权利要求6所述的方法，其中施加所述设计包括蚀刻。
9.根据权利要求6所述的方法，其中施加所述设计包括雕刻。
10.根据权利要求5所述的方法，其进一步包括将射频识别RFID芯片附接至所述卡。
CN2013101733185A 2012-05-30 2013-05-10 交易卡及相关联的方法 Pending CN103455840A (zh)

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