CN101632103B - 便携式支付设备 - Google Patents
便携式支付设备 Download PDFInfo
- Publication number
- CN101632103B CN101632103B CN2007800467479A CN200780046747A CN101632103B CN 101632103 B CN101632103 B CN 101632103B CN 2007800467479 A CN2007800467479 A CN 2007800467479A CN 200780046747 A CN200780046747 A CN 200780046747A CN 101632103 B CN101632103 B CN 101632103B
- Authority
- CN
- China
- Prior art keywords
- payment device
- portable payment
- payment
- described portable
- microprocessor
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Images
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Telephone Function (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Description
Claims (9)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ZA2006/10619 | 2006-12-18 | ||
ZA200610619 | 2006-12-18 | ||
PCT/IB2007/002415 WO2008075143A1 (en) | 2006-12-18 | 2007-08-23 | Portable payment device |
Publications (2)
Publication Number | Publication Date |
---|---|
CN101632103A CN101632103A (zh) | 2010-01-20 |
CN101632103B true CN101632103B (zh) | 2011-06-01 |
Family
ID=39536033
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN2007800467479A Expired - Fee Related CN101632103B (zh) | 2006-12-18 | 2007-08-23 | 便携式支付设备 |
Country Status (7)
Country | Link |
---|---|
US (1) | US7992792B2 (zh) |
EP (1) | EP2126856A4 (zh) |
JP (2) | JP2010514312A (zh) |
CN (1) | CN101632103B (zh) |
HK (1) | HK1138096A1 (zh) |
IL (1) | IL199452A0 (zh) |
WO (1) | WO2008075143A1 (zh) |
Families Citing this family (31)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20060064391A1 (en) * | 2004-09-20 | 2006-03-23 | Andrew Petrov | System and method for a secure transaction module |
US8290433B2 (en) * | 2007-11-14 | 2012-10-16 | Blaze Mobile, Inc. | Method and system for securing transactions made through a mobile communication device |
US8249935B1 (en) | 2007-09-27 | 2012-08-21 | Sprint Communications Company L.P. | Method and system for blocking confidential information at a point-of-sale reader from eavesdropping |
US9883381B1 (en) | 2007-10-02 | 2018-01-30 | Sprint Communications Company L.P. | Providing secure access to smart card applications |
SG170074A1 (en) * | 2007-10-22 | 2011-04-29 | Microlatch Pty Ltd | A transmitter for transmitting a secure access signal |
US8126806B1 (en) | 2007-12-03 | 2012-02-28 | Sprint Communications Company L.P. | Method for launching an electronic wallet |
US8055184B1 (en) | 2008-01-30 | 2011-11-08 | Sprint Communications Company L.P. | System and method for active jamming of confidential information transmitted at a point-of-sale reader |
WO2009096566A1 (ja) * | 2008-01-30 | 2009-08-06 | Kyocera Corporation | 携帯端末装置およびその通信許可判定方法 |
US8083140B1 (en) | 2008-02-05 | 2011-12-27 | Sprint Communications Company L.P. | System and method of over-the-air provisioning |
US8655310B1 (en) | 2008-04-08 | 2014-02-18 | Sprint Communications Company L.P. | Control of secure elements through point-of-sale device |
CN104156867B (zh) | 2008-06-09 | 2018-01-23 | 佳售乐公司 | 促进可移动零售环境的系统和方法 |
US8706588B1 (en) | 2008-10-20 | 2014-04-22 | Sprint Communications Company L.P. | System and method of provisioning confidential information via a mobile device |
US8200582B1 (en) | 2009-01-05 | 2012-06-12 | Sprint Communications Company L.P. | Mobile device password system |
US8060449B1 (en) | 2009-01-05 | 2011-11-15 | Sprint Communications Company L.P. | Partially delegated over-the-air provisioning of a secure element |
US8768845B1 (en) * | 2009-02-16 | 2014-07-01 | Sprint Communications Company L.P. | Electronic wallet removal from mobile electronic devices |
CN201532668U (zh) * | 2009-08-12 | 2010-07-21 | 钒创科技股份有限公司 | 电子钱包装置 |
CA2714784A1 (en) * | 2009-09-17 | 2011-03-17 | Royal Canadian Mint/Monnaie Royale Canadienne | Message storage and transfer system |
CN102630371B (zh) | 2009-09-17 | 2015-06-17 | 加拿大皇家铸币厂 | 可信消息存储和传输协议和系统 |
WO2011032257A1 (en) * | 2009-09-17 | 2011-03-24 | Royal Canadian Mint/Monnaie Royale Canadienne | Asset storage and transfer system for electronic purses |
US10878404B2 (en) * | 2010-06-29 | 2020-12-29 | Feitian Technologies Co., Ltd. | Method for operating an e-purse |
JP2014505305A (ja) * | 2011-01-28 | 2014-02-27 | ロイヤル カナディアン ミント | 電子取引リスク管理 |
WO2012142315A2 (en) | 2011-04-13 | 2012-10-18 | Visa International Service Association | Message routing using logically independent recipient identifiers |
PT105677A (pt) * | 2011-05-06 | 2012-11-06 | Manuel Janssen Valadas Preto | Cartão de pagamento telemático |
GB2497309A (en) * | 2011-12-06 | 2013-06-12 | Barclays Bank Plc | Mobile wallet system for offline payments |
US20160171480A1 (en) * | 2013-08-21 | 2016-06-16 | Visa International Service Association | Methods and systems for transferring electronic money |
AP2016009560A0 (en) * | 2014-04-16 | 2016-11-30 | Nucleus Software Exp Ltd | Method and system for implementing a wireless digital wallet |
EA201692087A1 (ru) * | 2014-04-16 | 2017-04-28 | Ньюклиус Софтвэар Экспортс Лимитед | Устройство, система и способ для эффективного обслуживания крупномасштабных электронных транзакций |
CN105096452A (zh) * | 2014-05-22 | 2015-11-25 | 中兴通讯股份有限公司 | 短距离通信终端、智能卡充值系统及方法 |
WO2018151953A1 (en) | 2017-02-15 | 2018-08-23 | Mastercard International Incorporated | Offline transaction system and method |
WO2018187700A1 (en) * | 2017-04-06 | 2018-10-11 | Peter Muscat | Method and hand held electronic device for executing cashless and creditless financial transactions |
CN110378683A (zh) * | 2019-07-26 | 2019-10-25 | 山东健康医疗大数据有限公司 | 一种互联网架构下的电商平台提现方法 |
Citations (9)
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CN1259215A (zh) * | 1997-04-01 | 2000-07-05 | 卡迪斯企业国际公司 | 可计数的电子货币系统及其方法 |
CN1351738A (zh) * | 1999-05-03 | 2002-05-29 | 美国大通银行 | 利用电子资金传送网络处理互联网付款的方法和系统 |
CN1397052A (zh) * | 2000-01-28 | 2003-02-12 | 梵达摩(私人)有限公司 | 具有增强的金融帐户标识的银行系统 |
CN1454364A (zh) * | 2000-06-22 | 2003-11-05 | Jp莫根大通银行 | 处理因特网支付的方法与系统 |
CN1527991A (zh) * | 2001-03-16 | 2004-09-08 | G・控股有限公司 | 在便携式标识装置上替换标识数据的系统和方法 |
CN1599920A (zh) * | 1999-08-25 | 2005-03-23 | Jp摩根蔡斯银行 | 虚拟专用锁码盒 |
CN1777911A (zh) * | 2003-04-30 | 2006-05-24 | 比特瓦雷特股份有限公司 | 电子货币管理系统、电子货币管理方法及计算机程序 |
CN1849630A (zh) * | 2003-08-27 | 2006-10-18 | J·T·弗拉纳根 | 敦促负责行为的系统和方法 |
CN1908981A (zh) * | 2005-08-01 | 2007-02-07 | 富士通株式会社 | 用于物理销售点交易的无线计算机钱包 |
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GB2272552B (en) | 1991-07-17 | 1996-04-10 | John Wolfgang Halpern | Electronic travel pass |
GB9619708D0 (en) * | 1996-09-20 | 1996-11-06 | Wave Holdings Ltd | Pocket value terminal |
CA2404481A1 (en) | 2000-03-27 | 2001-10-04 | Steven B. Smith | Methods and apparatus for wireless point-of-sale transactions |
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US20020002534A1 (en) * | 2000-06-27 | 2002-01-03 | Davis Terry L. | Method and system for managing transactions |
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JP2002109427A (ja) * | 2000-10-02 | 2002-04-12 | Industrial Bank Of Japan Ltd | 携帯電話機、携帯電話機を用いた決済システム及び携帯電話機を用いた決済方法 |
JP2002117303A (ja) * | 2000-10-04 | 2002-04-19 | I Convenience:Kk | 電子バリュー利用システム |
AU2001296201A1 (en) * | 2001-10-11 | 2003-06-10 | Trustcopy Pte Ltd | Apparatus, method and system for payment using a mobile device |
JP2003224886A (ja) * | 2002-01-31 | 2003-08-08 | Toshiba Corp | 通信システム及び移動通信端末 |
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JP2004145477A (ja) * | 2002-10-22 | 2004-05-20 | Nippon Conlux Co Ltd | 電子通貨装置を使用した商品自動購入システムおよび電子通貨装置による商品自動購入方法および電子通貨装置 |
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US7657486B2 (en) * | 2005-12-09 | 2010-02-02 | Mastercard International Incorporated | Techniques for co-existence of multiple stored value applications on a single payment device managing a shared balance |
US7527208B2 (en) * | 2006-12-04 | 2009-05-05 | Visa U.S.A. Inc. | Bank issued contactless payment card used in transit fare collection |
-
2007
- 2007-08-23 CN CN2007800467479A patent/CN101632103B/zh not_active Expired - Fee Related
- 2007-08-23 WO PCT/IB2007/002415 patent/WO2008075143A1/en active Application Filing
- 2007-08-23 EP EP07804802A patent/EP2126856A4/en not_active Withdrawn
- 2007-08-23 JP JP2009542245A patent/JP2010514312A/ja not_active Withdrawn
- 2007-08-23 US US12/448,454 patent/US7992792B2/en not_active Expired - Fee Related
-
2009
- 2009-06-18 IL IL199452A patent/IL199452A0/en unknown
-
2010
- 2010-05-21 HK HK10104993.7A patent/HK1138096A1/xx not_active IP Right Cessation
-
2013
- 2013-05-23 JP JP2013108750A patent/JP2013229879A/ja active Pending
Patent Citations (9)
Publication number | Priority date | Publication date | Assignee | Title |
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CN1259215A (zh) * | 1997-04-01 | 2000-07-05 | 卡迪斯企业国际公司 | 可计数的电子货币系统及其方法 |
CN1351738A (zh) * | 1999-05-03 | 2002-05-29 | 美国大通银行 | 利用电子资金传送网络处理互联网付款的方法和系统 |
CN1599920A (zh) * | 1999-08-25 | 2005-03-23 | Jp摩根蔡斯银行 | 虚拟专用锁码盒 |
CN1397052A (zh) * | 2000-01-28 | 2003-02-12 | 梵达摩(私人)有限公司 | 具有增强的金融帐户标识的银行系统 |
CN1454364A (zh) * | 2000-06-22 | 2003-11-05 | Jp莫根大通银行 | 处理因特网支付的方法与系统 |
CN1527991A (zh) * | 2001-03-16 | 2004-09-08 | G・控股有限公司 | 在便携式标识装置上替换标识数据的系统和方法 |
CN1777911A (zh) * | 2003-04-30 | 2006-05-24 | 比特瓦雷特股份有限公司 | 电子货币管理系统、电子货币管理方法及计算机程序 |
CN1849630A (zh) * | 2003-08-27 | 2006-10-18 | J·T·弗拉纳根 | 敦促负责行为的系统和方法 |
CN1908981A (zh) * | 2005-08-01 | 2007-02-07 | 富士通株式会社 | 用于物理销售点交易的无线计算机钱包 |
Also Published As
Publication number | Publication date |
---|---|
US7992792B2 (en) | 2011-08-09 |
HK1138096A1 (en) | 2010-08-13 |
IL199452A0 (en) | 2010-03-28 |
US20100133337A1 (en) | 2010-06-03 |
EP2126856A4 (en) | 2012-08-08 |
CN101632103A (zh) | 2010-01-20 |
JP2010514312A (ja) | 2010-04-30 |
JP2013229879A (ja) | 2013-11-07 |
EP2126856A1 (en) | 2009-12-02 |
WO2008075143A1 (en) | 2008-06-26 |
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