BR9917432A - Conversão dinâmica de dinheiro para sistemas de pagamento por cartão - Google Patents
Conversão dinâmica de dinheiro para sistemas de pagamento por cartãoInfo
- Publication number
- BR9917432A BR9917432A BR9917432-4A BR9917432A BR9917432A BR 9917432 A BR9917432 A BR 9917432A BR 9917432 A BR9917432 A BR 9917432A BR 9917432 A BR9917432 A BR 9917432A
- Authority
- BR
- Brazil
- Prior art keywords
- card
- payment
- card payment
- payment systems
- currency
- Prior art date
Links
- 238000006243 chemical reaction Methods 0.000 title abstract 2
- UFULAYFCSOUIOV-UHFFFAOYSA-N cysteamine Chemical compound NCCS UFULAYFCSOUIOV-UHFFFAOYSA-N 0.000 abstract 1
- 238000000034 method Methods 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/18—Legal services
- G06Q50/188—Electronic negotiation
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Tourism & Hospitality (AREA)
- Technology Law (AREA)
- Marketing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Health & Medical Sciences (AREA)
- General Health & Medical Sciences (AREA)
- Human Resources & Organizations (AREA)
- Primary Health Care (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
"CONVERSãO DINâMICA DE DINHEIRO PARA SISTEMAS DE PAGAMENTO POR CARTãO". A presente invenção se refere a sistemas de pagamento com cartão para uso em um ambiente de várias unidades monetárias. Em particular, a presente invenção refere-se a um sistema e um método para identificar uma moeda apropriada para transações individuais realizada empregando um sistema de cartão de pagamento, apresentando as etapas de identificar (50) um código de identificação (60(1n)) de um cartão de pagamento e determinar (52) a partir do código de identificação (60(1-n)) uma moeda apropriada (61(1-n)) para associação com dita transação de pagamento a cartão. O código de identificação é preferencialmente uma parte do número do cartão do cartão de pagamento. A transação pode ser realizada (54) na moeda apropriada ou os montantes da transação podem ser mostrados na moeda apropriada para fins de informação.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
IE19990584A IES990584A2 (en) | 1999-07-12 | 1999-07-12 | Dynamic currency conversion for card payment systems |
PCT/IE1999/000088 WO2001004846A1 (en) | 1999-07-12 | 1999-09-01 | Dynamic currency conversion for card payment systems |
Publications (1)
Publication Number | Publication Date |
---|---|
BR9917432A true BR9917432A (pt) | 2004-08-24 |
Family
ID=11042101
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR9917432-4A BR9917432A (pt) | 1999-07-12 | 1999-09-01 | Conversão dinâmica de dinheiro para sistemas de pagamento por cartão |
Country Status (35)
Country | Link |
---|---|
US (1) | US7328188B1 (pt) |
EP (2) | EP1240629A1 (pt) |
JP (4) | JP2003504742A (pt) |
KR (1) | KR20020030081A (pt) |
CN (2) | CN1367914A (pt) |
AP (1) | AP1384A (pt) |
AR (1) | AR030530A1 (pt) |
AT (1) | ATE210327T1 (pt) |
AU (2) | AU763008B9 (pt) |
BG (1) | BG64914B1 (pt) |
BR (1) | BR9917432A (pt) |
CA (1) | CA2383173C (pt) |
CZ (1) | CZ200230A3 (pt) |
DE (2) | DE29924300U1 (pt) |
DK (1) | DK1018711T3 (pt) |
EA (1) | EA003766B1 (pt) |
EG (1) | EG23213A (pt) |
ES (1) | ES2169587T3 (pt) |
HK (1) | HK1030827A1 (pt) |
HU (1) | HU226914B1 (pt) |
IE (1) | IES990584A2 (pt) |
IL (1) | IL147603A (pt) |
IS (1) | IS6226A (pt) |
MX (1) | MXPA02000486A (pt) |
MY (1) | MY125020A (pt) |
NO (1) | NO327478B1 (pt) |
NZ (1) | NZ517105A (pt) |
OA (1) | OA11989A (pt) |
PL (1) | PL352677A1 (pt) |
PT (1) | PT1018711E (pt) |
SI (1) | SI1018711T1 (pt) |
TR (1) | TR200200711T2 (pt) |
TW (1) | TWI229277B (pt) |
WO (1) | WO2001004846A1 (pt) |
ZA (1) | ZA200202069B (pt) |
Families Citing this family (38)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5897621A (en) * | 1996-06-14 | 1999-04-27 | Cybercash, Inc. | System and method for multi-currency transactions |
AU2002212633B2 (en) * | 2000-11-17 | 2007-08-09 | Edward Murphy | Inter-computer communications |
AU1263302A (en) * | 2000-11-13 | 2002-05-21 | Francis Enda Murphy | Transaction processing and inter-computer communications |
AU2007203290B2 (en) * | 2000-11-13 | 2009-02-26 | Francis Enda Murphy | Transaction processing |
AUPS033502A0 (en) * | 2002-02-05 | 2002-02-28 | Pure Commerce | Transaction processing system |
IES20020579A2 (en) | 2002-07-12 | 2004-01-14 | Mainline Corporate Holdings | Methods and systems for effecting payment card transactions |
IES20020712A2 (en) * | 2002-09-04 | 2004-03-10 | Mainline Corporate Holdings | A method and system for transferring funds |
KR20050074986A (ko) | 2002-11-07 | 2005-07-19 | 플래닛 그룹 인코포레이티드 | 트랜잭션 시점의 외화 변환 |
US7219832B2 (en) * | 2004-06-17 | 2007-05-22 | First Data Corporation | ATM machine and methods with currency conversion capabilities |
CA2573632A1 (en) | 2004-07-12 | 2006-01-19 | Fexco | Direct currency conversion |
US8874477B2 (en) | 2005-10-04 | 2014-10-28 | Steven Mark Hoffberg | Multifactorial optimization system and method |
US9747599B2 (en) * | 2006-03-31 | 2017-08-29 | Mastercard International Incorporated | Method and system for identifying and processing currency conversion in a financial transaction |
NZ555036A (en) * | 2006-05-16 | 2008-09-26 | Travelex Outsourcing Pty Ltd | Transaction system supporting dynamic currency conversion |
AU2007100392A4 (en) * | 2006-05-16 | 2007-06-14 | Travelex Outsourcing Pty Limited | Transaction system supporting dynamic currency conversion |
AU2015275305B2 (en) * | 2006-05-16 | 2016-10-20 | Global Blue Payments (Australia) Pty Ltd | Transaction system supporting dynamic currency conversion |
US7933835B2 (en) | 2007-01-17 | 2011-04-26 | The Western Union Company | Secure money transfer systems and methods using biometric keys associated therewith |
US8818904B2 (en) | 2007-01-17 | 2014-08-26 | The Western Union Company | Generation systems and methods for transaction identifiers having biometric keys associated therewith |
NZ554222A (en) * | 2007-03-28 | 2010-02-26 | Pure Commerce Pty Ltd | A system for managing transactions in a foreign currency at point of sale |
US8504473B2 (en) | 2007-03-28 | 2013-08-06 | The Western Union Company | Money transfer system and messaging system |
US7783571B2 (en) | 2007-05-31 | 2010-08-24 | First Data Corporation | ATM system for receiving cash deposits from non-networked clients |
WO2009014538A1 (en) * | 2007-07-25 | 2009-01-29 | Goldmine World, Inc. D/B/A World Bankcard Services | Method and apparatus for multi-language user selection and currency conversion |
EP2232749A4 (en) * | 2008-01-04 | 2012-02-22 | Planet Payment Inc | MERCHANT RATE SEARCH |
EP3012791A1 (en) | 2008-03-10 | 2016-04-27 | Global Blue S.A. | Dynamic currency conversion system and method |
AU2013201182C1 (en) * | 2008-03-10 | 2017-03-09 | Global Blue Sa | Dynamic currency conversion system and method |
US20110016043A1 (en) * | 2009-07-20 | 2011-01-20 | Barbara Dornseif | Account transaction value added tax reimbursement |
GB2478993A (en) * | 2010-03-26 | 2011-09-28 | Global Blue Currency Choice Holdings Bv | Dynamic currency conversion |
US8666860B2 (en) * | 2010-07-06 | 2014-03-04 | International Monetary Specialists | Method and system for currency exchange by point of conversion |
JP5527820B2 (ja) * | 2010-12-03 | 2014-06-25 | Necインフロンティア株式会社 | 決済端末 |
US8949150B2 (en) | 2011-12-30 | 2015-02-03 | Visa International Service Association | Fraud detection system automatic rule manipulator |
US9043225B2 (en) | 2012-11-30 | 2015-05-26 | Wal-Mart Stores, Inc. | Approximating alternate currency equivalents in digital receipts |
JP5745551B2 (ja) * | 2013-01-22 | 2015-07-08 | ゴールドマイン・ワールド,インコーポレーテッド ディー/ビー/エイワールド・バンクカード・サーヴィシズ | 複数言語ユーザ選択及び通貨換算のための方法及び装置 |
WO2015080725A1 (en) * | 2013-11-27 | 2015-06-04 | Hewlett-Packard Development Company, L.P. | Method and system for facilitating multi-currency card payment transactions |
CN104036596B (zh) * | 2014-06-13 | 2016-01-13 | 张金木 | 一种开放式小额收付款机 |
SG10201501048XA (en) * | 2015-02-11 | 2016-09-29 | Global Blue Sa | System and method for conducting a transaction |
US11023968B2 (en) * | 2015-03-05 | 2021-06-01 | Goldman Sachs & Co. LLC | Systems and methods for updating a distributed ledger based on partial validations of transactions |
CN109242682B (zh) * | 2018-08-23 | 2023-05-02 | 中国平安财产保险股份有限公司 | 货币汇率转换方法、装置、计算机设备及存储介质 |
JP7278609B2 (ja) | 2020-08-07 | 2023-05-22 | 有限会社オペックスエンタープライズ | A4サイズを超える用紙の保管方法、及び綴じ込みファイル |
US11468430B2 (en) * | 2020-08-28 | 2022-10-11 | The Toronto-Dominion Bank | Value transfer card management system |
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JPH0520176U (ja) * | 1991-08-22 | 1993-03-12 | ブラザー工業株式会社 | クレジツト取引処理装置 |
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JPH05189664A (ja) | 1992-01-13 | 1993-07-30 | Fujitsu Ltd | 貨幣単位変換機能付pos端末 |
WO1994010649A1 (en) | 1992-10-30 | 1994-05-11 | Microbilt Corporation | Multi-reader transaction terminal |
JPH06203273A (ja) * | 1992-11-30 | 1994-07-22 | Omron Corp | 取引処理装置 |
JPH06215204A (ja) * | 1993-01-20 | 1994-08-05 | Nec Commun Syst Ltd | クレジットカード番号の合理性チェック方式 |
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JPH0725459U (ja) * | 1993-02-18 | 1995-05-12 | 秀功 宇久田 | トラベラーズ デノミネイション バンクカード |
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JPH1166208A (ja) | 1997-08-27 | 1999-03-09 | Oki Electric Ind Co Ltd | 電子マネーの両替方法及び電子マネーシステム |
EP0935793A1 (en) | 1997-08-29 | 1999-08-18 | Koninklijke Philips Electronics N.V. | Method of, and system for, effecting cashless transactions and a device for use in such a system |
US6721715B2 (en) * | 1998-03-30 | 2004-04-13 | Martin A. Nemzow | Method and apparatus for localizing currency valuation independent of the original and objective currencies |
US6546373B1 (en) * | 1999-01-18 | 2003-04-08 | Mastercard International Incorporated | System and method for recovering refundable taxes |
-
1999
- 1999-07-12 IE IE19990584A patent/IES990584A2/en not_active IP Right Cessation
- 1999-09-01 TR TR2002/00711T patent/TR200200711T2/xx unknown
- 1999-09-01 BR BR9917432-4A patent/BR9917432A/pt not_active Application Discontinuation
- 1999-09-01 EA EA200200150A patent/EA003766B1/ru not_active IP Right Cessation
- 1999-09-01 IL IL14760399A patent/IL147603A/xx not_active IP Right Cessation
- 1999-09-01 CZ CZ200230A patent/CZ200230A3/cs unknown
- 1999-09-01 CA CA002383173A patent/CA2383173C/en not_active Expired - Lifetime
- 1999-09-01 AU AU1999054413A patent/AU763008B9/en active Active
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