BRPI0513357A - sistema de dispositivos de pagamento sem contato e método para aumentar a capacidade de interoperação de um dispositivo de transmissão de pagamento - Google Patents

sistema de dispositivos de pagamento sem contato e método para aumentar a capacidade de interoperação de um dispositivo de transmissão de pagamento

Info

Publication number
BRPI0513357A
BRPI0513357A BRPI0513357-2A BRPI0513357A BRPI0513357A BR PI0513357 A BRPI0513357 A BR PI0513357A BR PI0513357 A BRPI0513357 A BR PI0513357A BR PI0513357 A BRPI0513357 A BR PI0513357A
Authority
BR
Brazil
Prior art keywords
payment
interoperability
readers
developed
reader
Prior art date
Application number
BRPI0513357-2A
Other languages
English (en)
Inventor
Patrick Smets
Eddy Lodewijk Hortensia Velde
Duncan Garrett
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BRPI0513357A publication Critical patent/BRPI0513357A/pt

Links

Classifications

    • G—PHYSICS
    • G01—MEASURING; TESTING
    • G01R—MEASURING ELECTRIC VARIABLES; MEASURING MAGNETIC VARIABLES
    • G01R31/00—Arrangements for testing electric properties; Arrangements for locating electric faults; Arrangements for electrical testing characterised by what is being tested not provided for elsewhere
    • G01R31/28—Testing of electronic circuits, e.g. by signal tracer
    • G01R31/302—Contactless testing
    • G01R31/308—Contactless testing using non-ionising electromagnetic radiation, e.g. optical radiation
    • G—PHYSICS
    • G01—MEASURING; TESTING
    • G01R—MEASURING ELECTRIC VARIABLES; MEASURING MAGNETIC VARIABLES
    • G01R31/00—Arrangements for testing electric properties; Arrangements for locating electric faults; Arrangements for electrical testing characterised by what is being tested not provided for elsewhere
    • G01R31/28—Testing of electronic circuits, e.g. by signal tracer
    • G01R31/302—Contactless testing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0008—General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0095—Testing the sensing arrangement, e.g. testing if a magnetic card reader, bar code reader, RFID interrogator or smart card reader functions properly
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10019—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves resolving collision on the communication channels between simultaneously or concurrently interrogated record carriers.
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10316—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
    • G06K7/10336—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers the antenna being of the near field type, inductive coil
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10366—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications
    • G06K7/10465—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the interrogation device being adapted for miscellaneous applications the interrogation device being capable of self-diagnosis, e.g. in addition to or as part of the actual interrogation process
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0833—Card having specific functional components
    • G07F7/084—Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • H04B5/48—

Abstract

SISTEMA DE DISPOSITIVOS DE PAGAMENTO SEM CONTATO E MéTODO PARA AUMENTAR A CAPACIDADE DE INTEROPERAçãO DE UM DISPOSITIVO DE TRANSMISSãO DE PAGAMENTO. Refere a um sistema e método para aumentar a capacidade de interoperação funcional de dispositivos de pagamento sem contato que são usados para conduzir transações eletrónicas de pagamentos entre consumidores e comerciantes. Os dispositivos de pagamento sem contato incluem cartões embutidos com RFID (Identificação por Radiofreqüência) emitidos para os consumidores e dispositivos de acoplamento de proximidade, tais como, as leitoras habilitadas para RFID desenvolvidas pelos comerciantes. O sistema e método envolve o uso de um cartão de referência e uma leitora de referência para o estabelecimento de especificações aceitáveis para os cartões emitidos e leitoras desenvolvidas, respectivamente. O cartão de referência e a leitora de referência são calibrados cruzados para ligar as especificações operacionais para os cartões e leitoras. A invenção proporciona ainda uma adequada seleção de sobreposições de faixas ou tolerâncias de especificações para apropriadas funções de cartão e leitora, a intensificação da capacidade de interoperação dos cartões emitidos com uma leitora desenvolvida e também a capacidade de interoperação de leitoras desenvolvidas com um cartão emitido.
BRPI0513357-2A 2004-07-15 2005-07-15 sistema de dispositivos de pagamento sem contato e método para aumentar a capacidade de interoperação de um dispositivo de transmissão de pagamento BRPI0513357A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US58827004P 2004-07-15 2004-07-15
PCT/US2005/025119 WO2006019997A2 (en) 2004-07-15 2005-07-15 Method and system for conducting contactless payment card transactions

Publications (1)

Publication Number Publication Date
BRPI0513357A true BRPI0513357A (pt) 2008-05-06

Family

ID=35907917

Family Applications (5)

Application Number Title Priority Date Filing Date
BRPI0513354-8A BRPI0513354A (pt) 2004-07-15 2005-07-15 sistema eletrÈnico de pagamentos e método de detecção de colisão e de vacáncia para processamento de uma transação de cartão de pagamentos sem contato
BRPI0513357-2A BRPI0513357A (pt) 2004-07-15 2005-07-15 sistema de dispositivos de pagamento sem contato e método para aumentar a capacidade de interoperação de um dispositivo de transmissão de pagamento
BRPI0513349-1A BRPI0513349A (pt) 2004-07-15 2005-07-15 disposição de leitora para leitura de cartões de pagamento sem contato, leitora de referência e método para testar um cartão de pagamentos sem contato
BRPI0513356-4A BRPI0513356A (pt) 2004-07-15 2005-07-15 leitora de referência para testar um cartão de pagamentos e método para testar funções de transmissão de dados de um cartão de pagamentos sem contato
BRPI0513358-0A BRPI0513358A (pt) 2004-07-15 2005-07-15 cartão e leitora de referência para teste de um sistema eletrÈnico de pagamentos

Family Applications Before (1)

Application Number Title Priority Date Filing Date
BRPI0513354-8A BRPI0513354A (pt) 2004-07-15 2005-07-15 sistema eletrÈnico de pagamentos e método de detecção de colisão e de vacáncia para processamento de uma transação de cartão de pagamentos sem contato

Family Applications After (3)

Application Number Title Priority Date Filing Date
BRPI0513349-1A BRPI0513349A (pt) 2004-07-15 2005-07-15 disposição de leitora para leitura de cartões de pagamento sem contato, leitora de referência e método para testar um cartão de pagamentos sem contato
BRPI0513356-4A BRPI0513356A (pt) 2004-07-15 2005-07-15 leitora de referência para testar um cartão de pagamentos e método para testar funções de transmissão de dados de um cartão de pagamentos sem contato
BRPI0513358-0A BRPI0513358A (pt) 2004-07-15 2005-07-15 cartão e leitora de referência para teste de um sistema eletrÈnico de pagamentos

Country Status (12)

Country Link
US (6) US7431217B2 (pt)
EP (5) EP1810213A2 (pt)
JP (5) JP2008507047A (pt)
KR (5) KR20070039144A (pt)
CN (5) CN101052961A (pt)
AU (5) AU2005274851A1 (pt)
BR (5) BRPI0513354A (pt)
CA (5) CA2573814A1 (pt)
IL (5) IL180695A0 (pt)
MX (5) MX2007000546A (pt)
WO (5) WO2006019990A2 (pt)
ZA (4) ZA200701125B (pt)

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CA2573799A1 (en) 2006-02-23
US20060027655A1 (en) 2006-02-09
EP2113104A2 (en) 2009-11-04
IL180697A0 (en) 2007-06-03
CA2573773A1 (en) 2006-02-23
JP2008507046A (ja) 2008-03-06
CA2573805A1 (en) 2006-02-23
BRPI0513354A (pt) 2008-05-06
WO2006019997A3 (en) 2007-04-12
WO2006020144A3 (en) 2006-04-06
JP2008507042A (ja) 2008-03-06
IL180700A0 (en) 2007-06-03
CN101023434A (zh) 2007-08-22
US7520435B2 (en) 2009-04-21
MX2007000544A (es) 2007-03-30
CA2573814A1 (en) 2006-02-23
WO2006019989A2 (en) 2006-02-23
IL180699A0 (en) 2007-06-03
US20060022042A1 (en) 2006-02-02
JP2008507047A (ja) 2008-03-06
MX2007000542A (es) 2007-03-30
BRPI0513356A (pt) 2008-05-06
CN101080729A (zh) 2007-11-28
EP1810213A2 (en) 2007-07-25
EP1782332A2 (en) 2007-05-09
KR20070039144A (ko) 2007-04-11
JP2008507044A (ja) 2008-03-06
WO2006020144A2 (en) 2006-02-23
WO2006020072A3 (en) 2007-08-16
EP1784760A2 (en) 2007-05-16
US7431217B2 (en) 2008-10-07
WO2006019997A9 (en) 2006-03-23
AU2005275050A1 (en) 2006-02-23
CN101305381A (zh) 2008-11-12
BRPI0513349A (pt) 2008-05-06
AU2005274851A1 (en) 2006-02-23
IL180695A0 (en) 2007-06-03
US20060022045A1 (en) 2006-02-02
BRPI0513358A (pt) 2008-05-06
US7422157B2 (en) 2008-09-09
AU2005274949A1 (en) 2006-02-23
KR20070039142A (ko) 2007-04-11
WO2006020072A2 (en) 2006-02-23
US7424977B2 (en) 2008-09-16
MX2007000546A (es) 2007-03-30
WO2006019990A3 (en) 2006-06-15
EP1807789A2 (en) 2007-07-18
WO2006019989A3 (en) 2007-06-21
US20080191031A1 (en) 2008-08-14
ZA200701121B (en) 2008-07-30
CN101014968A (zh) 2007-08-08
AU2005275058A1 (en) 2006-02-23
KR20070039143A (ko) 2007-04-11
WO2006019997A2 (en) 2006-02-23
MX2007000538A (es) 2007-03-30
CN101052961A (zh) 2007-10-10

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