CY1114516T1 - Συσκευη συναλλαγης, συστηματα και μεθοδοι - Google Patents

Συσκευη συναλλαγης, συστηματα και μεθοδοι

Info

Publication number
CY1114516T1
CY1114516T1 CY20121100919T CY121100919T CY1114516T1 CY 1114516 T1 CY1114516 T1 CY 1114516T1 CY 20121100919 T CY20121100919 T CY 20121100919T CY 121100919 T CY121100919 T CY 121100919T CY 1114516 T1 CY1114516 T1 CY 1114516T1
Authority
CY
Cyprus
Prior art keywords
transaction
certification information
customer
security
pin
Prior art date
Application number
CY20121100919T
Other languages
English (en)
Inventor
Stephen Rothwell
Edwood James Pippin
Original Assignee
Eagle Eye Solutions Limited
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Eagle Eye Solutions Limited filed Critical Eagle Eye Solutions Limited
Publication of CY1114516T1 publication Critical patent/CY1114516T1/el

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G06Q30/0233—Method of redeeming a frequent usage reward
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees

Abstract

Πτυχές και εφαρμογές της παρούσας εφεύρεσης σχετίζονται με εναλλακτικά είδη συναλλαγής, τα οποία δεν περιλαμβάνουν πληρωμή, χρησιμοποιώντας μόνο μετρητά ή μία Συσκευή Πρόσθετου Κωδικού Ασφαλείας, όπως είναι μία έξυπνη κάρτα ή ένα τσιπ και μια κάρτα PIN. Σε κάποιες εφαρμογές, οι συναλλαγές περιλαμβάνουν έναν πελάτη που παρέχει πληροφορίες πιστοποίησης συναλλαγής χωρίς Πρόσθετο Κωδικό Ασφαλείας, χρησιμοποιώντας μέσα διεπαφής πελάτη (150) που είναι προσαρμοσμένα να λαμβάνουν, από έναν πελάτη, σε ένα πρώτο τρόπο λειτουργίας, PIN ή άλλες πληροφορίες πιστοποίησης Συσκευής Πρόσθετου Κωδικού Ασφαλείας, για χρήση σε συναλλαγή μιας Συσκευής Πρόσθετου Κωδικού Ασφαλείας, και πληροφορίες πιστοποίησης συναλλαγής χωρίς Πρόσθετο Κωδικό Ασφαλείας, όταν λειτουργεί με άλλον τρόπο λειτουργίας. Σε κάποιες εφαρμογές, τα μέσα διεπαφής πελάτη μπορεί να είναι μία, συγκεκριμένα προσαρμοσμένη, συσκευή ανάγνωσης καρτών τσιπ και PIN. Αναλόγως, τέτοια μέσα εισαγωγής δεδομένων πελάτη διευκολύνει την χειροκίνητη εισαγωγή από τον πελάτη, πληροφοριών πιστοποίησης μίας δωροεπιταγής, ενός κουπονιού, συγκεντρωμένων πόντων επιβράβευσης, «Αεροπορικών Μιλίων», εισιτηρίου, ή άδειας εισόδου, χωρίς να αναγκαστεί ένας λιανοπωλητής να εγκαταστήσει νέο εξοπλισμό ή υποδομή IT.
CY20121100919T 2005-09-16 2012-10-03 Συσκευη συναλλαγης, συστηματα και μεθοδοι CY1114516T1 (el)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
GBGB0518963.4A GB0518963D0 (en) 2005-09-16 2005-09-16 Transaction apparatus,systems and methods
US71847005P 2005-09-19 2005-09-19
EP06779453A EP1934964B1 (en) 2005-09-16 2006-09-15 Transaction apparatus, systems and methods

Publications (1)

Publication Number Publication Date
CY1114516T1 true CY1114516T1 (el) 2016-10-05

Family

ID=35248923

Family Applications (1)

Application Number Title Priority Date Filing Date
CY20121100919T CY1114516T1 (el) 2005-09-16 2012-10-03 Συσκευη συναλλαγης, συστηματα και μεθοδοι

Country Status (12)

Country Link
US (4) US8353451B2 (el)
EP (2) EP2357624A1 (el)
AU (1) AU2006290510B2 (el)
CY (1) CY1114516T1 (el)
DK (1) DK1934964T3 (el)
ES (1) ES2390893T3 (el)
GB (2) GB0518963D0 (el)
NZ (1) NZ567107A (el)
PL (1) PL1934964T3 (el)
PT (1) PT1934964E (el)
SI (1) SI1934964T1 (el)
WO (1) WO2007031776A1 (el)

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Also Published As

Publication number Publication date
US9317866B2 (en) 2016-04-19
EP2357624A1 (en) 2011-08-17
NZ567107A (en) 2010-08-27
GB0518963D0 (en) 2005-10-26
WO2007031776A1 (en) 2007-03-22
EP1934964B1 (en) 2012-07-04
US20140124574A1 (en) 2014-05-08
US20130097035A1 (en) 2013-04-18
ES2390893T3 (es) 2012-11-19
US20150262215A1 (en) 2015-09-17
AU2006290510A1 (en) 2007-03-22
PT1934964E (pt) 2012-10-09
EP1934964A1 (en) 2008-06-25
US9076141B2 (en) 2015-07-07
GB2430297A (en) 2007-03-21
GB0618220D0 (en) 2006-10-25
PL1934964T3 (pl) 2012-12-31
SI1934964T1 (sl) 2012-12-31
US8353451B2 (en) 2013-01-15
AU2006290510B2 (en) 2010-09-30
GB2430297B (en) 2008-09-10
GB2430297A8 (en) 2007-05-08
DK1934964T3 (da) 2012-11-26
US20080257958A1 (en) 2008-10-23
US8636206B2 (en) 2014-01-28

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