BRPI0515257A - método de alerta de aquisição, artigo, e, sistema - Google Patents

método de alerta de aquisição, artigo, e, sistema

Info

Publication number
BRPI0515257A
BRPI0515257A BRPI0515257-7A BRPI0515257A BRPI0515257A BR PI0515257 A BRPI0515257 A BR PI0515257A BR PI0515257 A BRPI0515257 A BR PI0515257A BR PI0515257 A BRPI0515257 A BR PI0515257A
Authority
BR
Brazil
Prior art keywords
article
alert method
alerts
transaction information
acquisition alert
Prior art date
Application number
BRPI0515257-7A
Other languages
English (en)
Inventor
David S Grant
Original Assignee
Ixept Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ixept Inc filed Critical Ixept Inc
Publication of BRPI0515257A publication Critical patent/BRPI0515257A/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/56Provisioning of proxy services
    • H04L67/565Conversion or adaptation of application format or content
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/56Provisioning of proxy services
    • H04L67/565Conversion or adaptation of application format or content
    • H04L67/5651Reducing the amount or size of exchanged application data
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68Payment of value-added services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01Details of billing arrangements
    • H04M2215/0196Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

MéTODO DE ALERTA DE AQUISIçãO, ARTIGO, E, SISTEMA Sistemas e técnicas para receber informação de transação em sistema de autenticação. A informação de transação pode ser processada usando conjunto de regras diferentes, baseada no instrumento financeiro usado para a transação (por exemplo, um cartão de crédito particular, cartão de débito, conta bancária, conta de corretagem, e similares). Um ou mais alertas podem ser gerados e comunicados para o usuário. Os alertas podem ser formatados baseados na informação de configuração do dispositivo do usuário, tal como um tipo de telefone celular, tipo de correio eletrónico, e similares.
BRPI0515257-7A 2004-09-13 2005-09-09 método de alerta de aquisição, artigo, e, sistema BRPI0515257A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US60959104P 2004-09-13 2004-09-13
PCT/US2005/032068 WO2006031626A2 (en) 2004-09-13 2005-09-09 Purchase notication alert forwarding system and method for preventing fraud

Publications (1)

Publication Number Publication Date
BRPI0515257A true BRPI0515257A (pt) 2008-07-15

Family

ID=36060562

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0515257-7A BRPI0515257A (pt) 2004-09-13 2005-09-09 método de alerta de aquisição, artigo, e, sistema

Country Status (13)

Country Link
US (3) US8311941B2 (pt)
EP (1) EP1810244A4 (pt)
JP (1) JP2008512790A (pt)
KR (1) KR20070065358A (pt)
CN (1) CN101057253A (pt)
AU (1) AU2005285125A1 (pt)
BR (1) BRPI0515257A (pt)
CA (1) CA2580005C (pt)
IL (1) IL181860A0 (pt)
MX (1) MX2007002983A (pt)
RU (1) RU2007113804A (pt)
WO (1) WO2006031626A2 (pt)
ZA (2) ZA200702524B (pt)

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CN101057253A (zh) 2007-10-17
US20080167990A1 (en) 2008-07-10
IL181860A0 (en) 2007-07-04
WO2006031626A3 (en) 2007-04-26
ZA200702524B (en) 2009-02-25
MX2007002983A (es) 2007-09-11
US8554676B2 (en) 2013-10-08
AU2005285125A1 (en) 2006-03-23
CA2580005C (en) 2014-03-18
US8311941B2 (en) 2012-11-13
EP1810244A4 (en) 2009-07-01
WO2006031626A2 (en) 2006-03-23
ZA200808230B (en) 2009-08-26
KR20070065358A (ko) 2007-06-22
EP1810244A2 (en) 2007-07-25
US8024271B2 (en) 2011-09-20
CA2580005A1 (en) 2006-03-23
US20080010203A1 (en) 2008-01-10
RU2007113804A (ru) 2008-10-20
JP2008512790A (ja) 2008-04-24

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