BR0009714A - Formato de número de pagamento pessoal, sistema e método de processamento do número de pagamento pessoal - Google Patents

Formato de número de pagamento pessoal, sistema e método de processamento do número de pagamento pessoal

Info

Publication number
BR0009714A
BR0009714A BR0009714-4A BR0009714A BR0009714A BR 0009714 A BR0009714 A BR 0009714A BR 0009714 A BR0009714 A BR 0009714A BR 0009714 A BR0009714 A BR 0009714A
Authority
BR
Brazil
Prior art keywords
payment number
personal payment
company
person
processing
Prior art date
Application number
BR0009714-4A
Other languages
English (en)
Inventor
Daniel Ian Flitcroft
Graham O'donnell
Original Assignee
Orbis Patents Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Orbis Patents Ltd filed Critical Orbis Patents Ltd
Publication of BR0009714A publication Critical patent/BR0009714A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Abstract

"FORMATO DE NúMERO DE PAGAMENTO PESSOAL, SISTEMA E MéTODO DE PROCESSAMENTO DO NúMERO DE PAGAMENTO PESSOAL". O envio de um método seguro e de um sistema de geração de pessoa para pessoa, de empresa para empresa, de empresa para pessoa e de pessoa para empresa, envolvendo uma transferência de fundos de uma parte (o comprador) para uma segunda parte (o vendedor). Esta invenção estende a funcionalidade de cartões existentes de crédito / débito e a infra-estrutura associada, para prover um mecanismo global seguro para indivíduos empresas, para o recebimento de fundos, sem revelar uma informação confidencial ou ter de se tornar comerciantes que aceitam crédito / débito.
BR0009714-4A 1999-04-13 2000-04-13 Formato de número de pagamento pessoal, sistema e método de processamento do número de pagamento pessoal BR0009714A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US12903399P 1999-04-13 1999-04-13
PCT/IE2000/000044 WO2000062259A1 (en) 1999-04-13 2000-04-13 Person-to-person, person-to-business, business-to-person, and business-to-business financial transaction system

Publications (1)

Publication Number Publication Date
BR0009714A true BR0009714A (pt) 2002-01-08

Family

ID=22438165

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0009714-4A BR0009714A (pt) 1999-04-13 2000-04-13 Formato de número de pagamento pessoal, sistema e método de processamento do número de pagamento pessoal

Country Status (15)

Country Link
US (2) US7433845B1 (pt)
EP (1) EP1179206A1 (pt)
JP (1) JP2002541601A (pt)
KR (1) KR20010110740A (pt)
CN (1) CN1355910A (pt)
AU (1) AU3833400A (pt)
BR (1) BR0009714A (pt)
CA (1) CA2366517C (pt)
HK (1) HK1044400A1 (pt)
IL (1) IL145664A0 (pt)
NZ (1) NZ514454A (pt)
PL (1) PL351167A1 (pt)
TR (1) TR200102909T2 (pt)
WO (1) WO2000062259A1 (pt)
ZA (1) ZA200107952B (pt)

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IL145664A0 (en) 2002-06-30
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HK1044400A1 (zh) 2002-10-18
US20090012897A1 (en) 2009-01-08

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