WO2019189949A1

WO2019189949A1 - Transaction cost compensation system and method for compensating for transaction cost by using same

Info

Publication number: WO2019189949A1
Application number: PCT/KR2018/003547
Authority: WO
Inventors: 김윤석; 안광모; 이성진
Original assignee: 주식회사 리프
Priority date: 2018-03-26
Filing date: 2018-03-26
Publication date: 2019-10-03
Also published as: KR102061295B1

Abstract

Disclosed are a transaction cost compensation system and a method for compensating for a transaction cost by using same. More specifically, the present invention relates to a system wherein, while multiple company and individual members who are subscribed to a service of service users are connected on the basis of a reference relationship, costs resulting from transactions are compensated for according to behaviors of the member, and a method for compensating for costs according to behaviors of members by using same. Disclosed is a transaction compensation system between a service provider who can secure a server to provide a service, and who can provide a smartphone application or a computer program, and at least one normal member or company members having terminals capable of wired/wireless communication such that the service can be used. The server of the service provider compensates for transaction costs in various types by using a system comprising: a company member DB comprising at least one company member individual DB such that the company member individual DBs can be individually separated and stored; a normal member DB comprising at least one normal member individual DB such that the normal member individual DBs can be individually separated and stored; an adjustment program comprising at least one program and data so as to perform a function of adjusting and compensating for costs earned by the normal members and company members under specific conditions; a corporation account portion comprising account information or the like such that corporation profit money can be stored; and an administration/control portion comprising programs and data necessary for server management, service administration, and maintenance by the service provider.

Description

Transaction cost compensation system and transaction cost compensation method using the same

The present invention relates to a transaction cost compensation system and a method for compensating transaction costs using the same, and more particularly, in a state in which a plurality of companies and individual members who are members of a service user are connected in a reference relationship. In addition, the present invention relates to a system for compensating for expenses in accordance with the actions of members and a method for compensating for expenses according to the actions of members using the same.

Business models for benefiting and distributing profits by using the Internet communication network are currently disclosed in various forms. For example, KR Patent Publication No. 10-2001-0097388 discloses a method for distributing profits generated by joint purchase of members according to each hierarchy as a member management and profit distribution method using the Internet.

In a different manner from the above, KR Patent Publication No. 10-2017-0093611 discloses an apparatus and a method for distributing goods sales profits. The disclosed patent discloses a series of devices and methods for distributing points according to the contents of the disclosed patent to subscribers, and calculating and paying the points.

In addition, KR Patent Publication No. 10-2006-0113596 discloses a method for distributing sales profits of a shopping mall. The disclosed patent discloses a method of distributing profits by receiving a part of a member who is subscribed to a shopping mall by returning a stake in a manner in which a member, a company, and an organization share a part of a profit generated by a company when purchasing a product.

As another method, Korean Patent No. 10-0405170 discloses a product purchase method through profit redistribution. The registered patent is to redistribute the profit of the merchandise sales according to the order of the account opened by the buyer to provide the buyer's profit and a new product purchase method.

As described above, various business models for distributing profits among members in various ways are patented and published or registered. The above-mentioned publications and registered patents are completely different from the present invention in the configuration and operation method.

It is an object of the present invention to provide a transaction compensation system and method that can reward members who subscribe to a service in a manner different from the prior art as described above.

The present invention to achieve the object of the present invention as described above,

As a transaction compensation system between a service provider who can secure a server to provide a service and provide an application or a computer program for a smartphone, and one or more general members or business members having a wired or wireless communication terminal that can use the service. The service provider's server may include one or more company member DBs, and a company member DB capable of separately storing each of the company member DBs; A general member DB including one or more general member individual DBs, and separately storing the general member individual DBs individually; A settlement program including one or more programs and data in order to function to compensate and compensate for the costs earned by the general member and the company member under specific conditions; A company account unit including account information for storing company profits; And an operation control unit including a program and data necessary for server management, service operation, and maintenance of the service provider.

The individual company DB includes a member flag including a general member flag and a regular member flag, respectively, to indicate login information of the corresponding company member, information for specifying the corresponding company, and whether the corresponding company is a general member or a regular member. Business member ID data; Enter the service data including data about the service that the company member wants to sell or provide to the consumer, the setting percentage which stores a certain percentage value, and the purchaser's ID to input other member's identifiable ID or unique number. Company service data including wealth; Recommender ID data that can be stored by inputting an identifiable ID or unique number of another member; And it includes the transaction account information used by the company member, and the cumulative settlement information for cumulatively updating and storing the total amount of compensation received when the compensation was provided,

The general member individual DB includes general member ID data including login information, personal information of the general member, and a member flag including a general member flag and a regular member flag to indicate whether the corresponding member is a general member or a regular member. ; Recommender ID data that can be stored by inputting an identifiable ID or unique number of another member; In addition, it provides a transaction cost compensation system including transaction account information used by the general member and settlement cumulative information that accumulatively updates and stores the total amount of compensation received when a reward is provided.

As a method of compensating the transaction cost using the transaction compensation system,

An individual DB of the general member or company member is generated, and the ID or unique number of another member who is already subscribed to the recommender ID data of the general member or company member is stored and stored, and the general member in the member flag of the individual DB. Account creation step of activating the flag and deactivating the regular member flag (S11); Membership purchase step (S12) of transmitting a request for membership upgrade and a predetermined predetermined cost a to the settlement program of the service provider in the settlement account of the individual DB of the general member or the company member created according to the step (S11); A regular member upgrade step (S13) for recognizing the member upgrade request transmitted in the step (S12) by the operation control unit of the service provider, deactivating the general member flag in the member flag of the corresponding member and activating the regular member flag; After the execution of the step S13, the settlement program of the service calculates the compensation fee b, which is preset among the expenses a transferred in the step S12, in the recommendation ID data of the corresponding member in the step S11, and stores the other member. Cost compensation step (S14) for transmitting to the account unit; And the transaction cost through the company cost settlement step (S15) of depositing the remaining cost c to the company account of the service provider, except for the compensation cost b in the predetermined cost a transmitted in the step (S12) through the step (S14) To compensate for the transaction costs using the transaction compensation system provides a method.

The service provider step of joining the service provider, the individual company DB is generated, and the company member whose a% is entered in the set percentage in the individual company DB provides the service to the consumer or sells the goods and receives the cost (S21). ; When the step (S21) is performed, the individual company member DB calculates a% of the cost of providing the service or the sale of goods with an advertising fee X by referring to the set percentage (the settlement program of the service provider 10) ( 13) the advertisement fee payment step of transmitting to (S22); With respect to the advertisement fee X transmitted in the step S22, the settlement program multiplies a preset value b% input in the advertisement fee X to calculate a membership compensation fee Y, and calculates the membership compensation fee Y in the step ( S21) is compensated by transmitting to the settlement account in the individual DB of the member # 1 stored in the individual DB of the company member of the company member received the cost in reference to the reference ID data stored in the company DB, the settlement in the settlement account of the member # 1 The cost payment step (S23) for updating the cumulative information; And after the step (S23) is performed, the settlement program calculates the remainder minus the member compensation fee Y from the advertising fee X, the service provider cost receiving step of remitting to the company account of the service provider to the company account B Provides a transaction cost compensation method using a transaction compensation system that compensates the transaction cost through (S24).

The service provider step of joining the service provider to create a company-specific DB, a company member whose a% is entered in the set percentage in the company-specific DB, provides the service or sells the goods to the consumer and receives the cost (S31). ; When the step (S31) is performed, the individual company member DB calculates a% of the cost of providing the service or the sale of goods with the advertising fee X by referring to the set percentage, the settlement program of the service provider 10 ( 13) the advertisement fee payment step of transmitting to (S32); With respect to the advertisement fee X transmitted in the step S32, the settlement program calculates a first member compensation fee Y by multiplying a preset value b% input in the advertisement fee X, and the first member compensation fee Y. Is compensated by sending to the settlement account in the individual DB of the member # 1 stored in the step (S31) of the member member of the company member received the cost in the reference ID data in the individual DB of the company member, the settlement of the member # 1 The first cost payment step (S33) for updating the cumulative settlement information in the account book; After the step S33, the settlement program calculates a second member compensation fee Z by multiplying the set value c% previously input in the advertisement fee X with respect to the advertisement fee X transmitted in the step S32, The second member compensation fee Z is settled in the individual DB of the member # 2 stored in a reference to the recommender ID data in the individual DB of the member # 1 that has received the first member compensation fee Y in the step S32. The second expense payment step (S34) of transmitting to the unit for compensation and updating settlement accumulation information in the settlement accounting unit of the member # 2; After the step S34 is performed, the settlement program calculates the company fee B by subtracting the sum of the first member compensation fee Y and the second member compensation fee Z from the advertising fee X to the company fee B. It provides a transaction cost compensation method using a transaction compensation system, which compensates the transaction cost through the service provider cost receiving step (S34) to transfer to the company account.

The company's individual DB is created by joining the service provider, and the company member whose a% is entered in the set percentage in the company's individual DB sells the service to the consumer or receives the goods, and receives the cost. A service providing step of inputting an identifiable ID or a unique number of the member # 2 provided by the consumer to a purchasing member ID input unit (S41); When the step (S41) is carried out, the company member individual DB calculates a% of the cost according to the service provision or sale of goods with an advertisement fee X by referring to the set percentage, the advertisement fee X and the company individual DB An advertisement fee payment step (S42) of transmitting an identifiable ID or a unique number of the member # 2 entered in the purchase member ID input unit to the settlement program 13 of the service provider 10; With respect to the advertisement fee X transmitted in the step S42, the settlement program calculates a first member compensation fee Y by multiplying a preset value b% input in the advertisement fee X, and the first member compensation fee Y. Is compensated by sending to the settlement account in the individual DB of the member # 1 stored in the step (S31) of the member member of the company member received the cost in the reference ID data in the individual DB of the company member, the settlement of the member # 1 The first cost payment step (S43) for updating the cumulative settlement information in the account book; After the step S43, the settlement program calculates a second member compensation fee Z by multiplying the set value c% previously input in the advertisement fee X with respect to the advertisement fee X transmitted in the step S42. The second member compensation fee Z is compensated by transmitting to the settlement account in the individual DB of the member # 2 stored in the step (S41) for reference in the purchase member ID input unit of the company member in the step S41, and the member # The second cost payment step (S44) for updating the cumulative settlement information in the settlement account unit of 2; After the step S44 is performed, the settlement program calculates the company fee B by subtracting the sum of the first member compensation fee Y and the second member compensation fee Z from the advertising fee X to the company fee B. It provides a transaction cost compensation method using a transaction compensation system, which compensates the transaction costs through the service provider cost receiving step (S44) to transfer to the company account.

The service provider's settlement program is a cumulative request for the provision of the cumulative total information stored in the cumulative information of each of one or more members who store member # 1, which is a general member or a business member, in their recommender ID data for reference. Total information request step (S51); After the step S51, at least one member receiving the request from the settlement program transmits the accumulated total information stored in the settlement accumulated information to the settlement program, and initializes its own accumulated total information to "0". Cumulative total information providing step (S52); For one or more cumulative total information collected according to the step (S52), the settlement program includes a cumulative total information collecting step (S53) that adds all of the collected one or more cumulative total information; A cumulative compensation amount determining step (S54) of calculating a cumulative compensation final amount a by multiplying the previously added percentage x% by the cumulative total information value added according to the step (S53); And it provides a transaction cost compensation method using a transaction compensation system that compensates by depositing the cumulative compensation final amount a determined in the step (S54) to the settlement account of the member # 1 in the step (S51).

In the above, the steps S51 to S54 are continuously executed, and the period in which the cumulative total information requesting step S51 is performed is the next day from the day when the cumulative total information requesting step S51 is executed. It is preferable to make it more than one day.

According to the present invention, it is possible to benefit members by compensating part of the transaction cost in various ways, and also to induce voluntary participation of members.

1 is a structural diagram of a transaction compensation system of the present invention.

Figure 2a is a DB structure diagram of the company member.

2b is a DB structure diagram of a general member.

3 is a structural diagram of a process of converting a general member into a regular member in the system of the present invention.

4 is a flowchart of a process of converting a general member into a full member in the system of the present invention.

5 is a structural diagram of a first aspect of a transaction cost compensation method in the system of the present invention;

6 is a flowchart of a method first method for compensating transaction costs in the system of the present invention.

7 is a structural diagram of a second type of transaction cost compensation method in the system of the present invention;

8 is a flowchart illustrating a second type of transaction cost compensation method in the system of the present invention.

9 is a structural diagram of a method 3 of transaction cost compensation in the system of the present invention;

10 is a flowchart illustrating a third type of transaction cost compensation method in the system of the present invention.

11 is a structural diagram that compensates by calculating the cumulative total of the members in the system of the present invention.

Figure 12 is a flow chart for the compensation by calculating the cumulative total of the members in the system of the present invention.

[Description of the code]

10: Service Provider. 11: Company member DB.

12: General member DB. 13: Settlement program.

14: Company account book. 15: operation control unit.

111, 121: Member individual DB. 1111, 1211: Member ID data.

1112, 1213: member flags. 1113: Vendor service data.

1114: service data. 1115: Set percentage.

1116: Purchaser ID input unit. 1117, 1213: Referrer ID data.

1118, 1214: Settlement Account. 1119, 1215: Accumulated settlement information.

Hereinafter, the present invention will be described in more detail with reference to preferred embodiments. The following description is to aid the understanding and practice of the present invention, but not to limit the present invention thereto. Those skilled in the art will appreciate that various modifications and changes can be made within the spirit of the invention as set forth in the claims below.

1 is a schematic structural diagram of a transaction compensation system of the present invention, Figure 2a is a DB structure diagram of the company member, Figure 2b is a DB structure diagram of the general member. Hereinafter, a schematic structure and components of the transaction compensation system of the present invention will be described with reference to FIGS. 1 and 2A and 2B.

As shown in FIG. 1, the transaction compensation system of the present invention is a service provider 10 that provides a service, and at least one general member and a company member are subjects of use. The service provider 10 secures a server for providing a service and provides smartphone applications or computer programs for the general member and company members to use the service, and the general member and the company member provide the service provider 10. In order to use the service of), a program provided by the service provider 10 should be installed in a terminal capable of wired or wireless communication such as a smart phone or a computer. Since the service provider 10 provides an application or a program, a general application market or the Internet may be used, and a description thereof will be omitted.

In addition, the service provider 10 should have a server capable of classifying and storing information of at least one or more general members and company members, which are members. The server of the service provider 10 may store the DB of the company members in a storage space in the server of the service provider 10 so as to distinguish and store the company members and the general members. And a general member DB 12 that can store the DB of the general member is formed.

In addition, in the company member DB 11, a database of

several company members

111 and 112 is separately stored, and the general member DB 12 also has a database of several

general members

121 and 122 individually. It is stored separately.

Here, in FIG. 1, the

company members

111 and 112 are disclosed in two, and the

general members

121 and 122 are also shown in two, but in reality, the company member DB 11 and the general member DB 12 are illustrated. The number of members to be stored in will be more than this, but it is shown in Figure 1 as shown for convenience of description.

In addition, the server of the service provider 10 is a settlement program including one or more programs and data, which functions to settle and compensate the costs earned by the

various members

111, 112, 121, 122 under specific conditions ( 13), the company account unit 14, which includes account information for allowing the service provider 10 to store company profits for use as operating funds, etc., and server management of the service provider 10 and An operation control unit 15 including programs and data necessary for service operation, maintenance, and the like is included.

Figure 2a is a structural diagram showing the contents of the information stored in the individual DB 111 of the company member. Hereinafter, the contents of the information stored in the individual DB 111 of the company member will be described with reference to FIG. 2A.

Prior to the description, the types of information stored in the individual DBs of the company members are all the same, and therefore, any one of the individual DBs of the company members is illustrated in FIG. 2A. Since the contents are the same, the description of individual DB of other company members is omitted.

The individual DB 111 of the company member # 1, first, the company member ID data including information for specifying the company such as login information such as ID and password, a unique number of the company member # 1, and a company name and address ( 1111).

Here, the company member ID data 1111 includes a member flag 1112 that can indicate whether the corresponding company is a general member or a regular member. The member flag 1112 is composed of a general member flag 1112a and a regular member flag 1112b. The member flag 1112 indicates which member the corresponding company belongs to by activating either one according to which member the corresponding company is.

The company member individual DB 111 includes company service data 1113.

The company service data 1113 includes service data 1114 including data of descriptions, photographs, contents, and the like, of services to be sold or provided to consumers by the corresponding company members.

In addition, the company set up and received from consumers in exchange for providing services or selling goods on the service data 1114, the service member (1114) is a member of the service subscription to the service provided by the system of the present invention; Part of the money received when providing the service of goods or the sale of goods should be paid to the service provider 10 as an advertisement fee. At this time, the advertising fee to be paid to the service provider 10 is a certain percentage of the received money, this percentage value can be determined by the company member. In order to store the predetermined percentage value as described above, the company service data 1113 includes a setting percentage 1115 which is a space for storing the predetermined percentage value.

For example, if the price of selling the goods on the service data 1114 was 10,000 won, and the value of the 10,000 won was set as an advertisement fee and stored in the setting percentage 1115 was 20%, the company member It is necessary to provide the service provider 10 with 2,000 won, which is 20% of the selling price of 10,000 won.

In addition, the company service data 1113 includes a purchase member ID input unit 1116.

The purchase member ID input unit 1116, when a consumer for using the service data 1114 is used as an introduction or recommendation of a general or company member belonging to the system of the present invention, the member who made the introduction or recommendation or the like. It is a space for compensating by describing identifiable ID or unique number. The detailed operation of the purchase member ID input unit 1116 will be described later.

The company member individual DB 111 includes recommender ID data 1117. The recommender ID data 1117 is a space for describing an ID or a unique number of a general or company member who recommended the service provided by the system of the present invention to the corresponding company member.

The other members recorded and stored in the recommender ID data 1117 as described above may be connected to the corresponding company member in a referenceable relationship, which is used when rewarding the service of the present invention. More specific usage will be described later.

And a settlement accounting unit 1118 including a series of programs used during a transaction with a consumer and a monetary transaction with the service provider 10, including information such as a transaction account used by the company member. In this case, the settlement accounting unit 1118 accumulates and updates and stores the total amount of compensation received when the compensation is provided according to the system of the present invention from the service provider 10, rather than the company member obtained from the consumer. Information 1119. The detailed use and operation form of the settlement accumulation information 1119 will be described later.

2B is a structural diagram showing the contents of information stored in the individual DB 121 of the general member. As shown in FIG. 2B, the individual DB 121 of the general member is also the general member ID data 1211 including the member flag 1212 and the recommender ID data 1213, similarly to the company member individual DB 111. And a settlement account portion 1214 including settlement accumulation information 1215. Their function is the same as the company member individual DB 111, and description thereof will be omitted.

However, in the case of a company, if the company name, address, etc. are included in the company member ID data 1111 as an element for specifying the company, in the case of a general member, basic personal information such as a name is included in the general member ID data 1211. Will be included.

Accordingly, the general member individual DB 121 is configured in the same manner as the rest of the company member individual DB 111 except for the company service data 1113.

3 is a structural diagram illustrating a process of converting a general member into a regular member in the system of the present invention, and FIG. 4 is a flowchart illustrating the process. Hereinafter, the steps of converting a general member into a full member in the system of the present invention will be described with reference to FIGS. 3 and 4.

Prior to the description, in the drawings to be described below, the solid arrows indicate that services or costs according to significant data or transactions come and go, and the dotted arrows indicate that the members are connected in a referenceable relationship.

In addition, in the drawings to be described below, components shown in a circle and having only the numbering of members therein are illustrated by abstracting the member's DB, and all components described in FIG. I have it all.

In the system of the present invention, a person who basically wants to register as a member should be able to designate another member as a recommender for membership. Therefore, the member # 1 in FIG. 3 joins the system of the present invention as a general member, and at the same time, an individual DB 121 of the member # 1 is generated, and the identifiable ID or uniqueness of the member # 2 designated by the member # 1. The account creation step (S11) in which the number is stored in the ID data 1213 which is the recommendation of the member # 1 is performed. Accordingly, the member # 2 is connected to the member # 1 in a referenceable manner.

As described above, when member # 1 is a member and his DB 121 is generated, he is classified as a general member and has a DB 121 having a form as shown in FIG. Accordingly, the member flag 1212 of the member # 1 has the general member flag 1212a activated and the regular member flag 1212b remains inactive.

In the system of the present invention, in order for a general member to be promoted to a full member, the membership must be purchased at a certain cost. Therefore, as shown in Figure 3, by paying the cost a member # 1 performs a membership purchase step (S12) to purchase a membership.

At this time, the purchase of membership in the step (S12) is preferably made in the system of the present invention. Accordingly, the settlement account unit 1214 of the individual DB 121 generated in the step S12 sends a request for the upgrade of the regular member at the same time as transferring the cost a to the settlement program 13, and the settlement program transmits the request. It is preferable to carry out the step S12 by recognizing and processing the requested request.

Accordingly, the settlement program 13 of the service provider 10 recognizes that the member # 1 purchased the membership by paying the cost a, and converts the member # 1 from the general member to the full member according to the following steps. do.

First, the operation control unit 15 recognizes that the member # 1 purchased the membership by paying the cost a, and then changes the state of the member flag 1212 of the member # 1 to change the general member flag 1212a. By deactivating and activating the regular member flag 1212b, the regular member upgrade step S13 is performed to change to the DB 121 in the form as shown in FIG.

In addition, a cost compensation step (S14) of depositing a cost b, which is a part of the cost a, into a settlement account of the member # 2, which is connected to the member # 1 in a referenceable relationship, is performed, and the cost a to b The cost c after subtracting the amount is completed by performing the company cost settlement step (S15) of depositing the company account portion 14 as the share of the company.

At this time, the cumulative settlement information in the settlement account of the member # 2 is updated and stored by adding the cost b to the settlement amount previously stored.

Through this process, the member # 1 may be converted and maintained from a general member to a regular member.

Prior to the description, in the drawings used in the following description, a portion denoted as 'null' means that the portion is maintained as an empty space without inputting anything.

FIG. 5 is a structural diagram showing a first form in which a company distributes and compensates a fee paid by a company to a service provider 10 with respect to a cost obtained by a registered company member in the system of the present invention, and FIG. 6 is a first diagram of FIG. 5. It is a flowchart showing the form compensation order. Hereinafter, a first aspect of distributing and compensating a fee generated in the system of the present invention will be described with reference to FIGS. 5 and 6.

The first type of compensation of the system of the present invention shown in Figs. 5 and 6 is applied when the member, ie, the referrer, who is referentially connected to the company member generating the fee is a general member.

In more detail, first, the company member # 1 111 receives a transaction price from the consumer through a transaction with the consumer C. At this time, the type of service or the goods sold to the consumer C will be provided to the consumer C through the service data 1114.

At this time, the company member # 1 (111) pays the service fee to the service provider 10 as the advertising fee for the transaction price, the company member # 1 (111) is directly set in the portion of the set percentage (1115). Calculate with reference to a percentage. For example, if the company member # 1 111 sets the set percentage 1115 to 20% for the service or the product sold to the consumer C, the service provider 10 may serve as an advertisement fee. The cost to be paid is 20% of the price received from the consumer (C).

In this case, since the consumer C is a third party irrelevant to the system of the present invention, the purchase member ID input unit 1116 is processed to be empty.

In the state where the set percentage 1115 is set as described above, when the company member # 1 provides a service or sells goods to the consumer C and receives a cost, the service provider step S21 is performed. The individual DB 111 of # 1 automatically calculates the advertisement fee 'X' to be paid to the service provider 10 according to the set percentage 1115 that is previously inputted with 'a%', and thus a The advertising fee payment step (S22) is performed by sending the advertising fee X to the settlement program 13 of the service provider 10 as much as%.

When the service provider 10 receives the advertising fee X through the step S22, the settlement program 13 of the service provider 10 receives the advertising fee X and receives the advertising fee X. The member compensation fee 'Y', which is b% of X), is calculated, so that the member compensation fee Y can be identified in the ID number 1117 of the recommendation ID data 1117 of the individual DB 111 of the company # 1. Perform the payment step (S23) to compensate for the paid to the member # 1 stored and referenced.

According to the step (S23), the member compensation fee (Y) which is a part of the advertising fee (X) is stored in the settlement account unit 1214 of the individual DB 121 of the member # 1, the settlement account unit 1214 In the accumulated accumulation information 1215, the accumulated value AC is added to the accumulated accumulation value AC, and the cumulative value AC is updated and stored.

As described above, after the member compensation fee Y is transferred to the settlement account part 1214 of the member # 1 and paid, the settlement program 13 is a member paid to the member # 1 in the advertisement fee X. Completion of the steps by carrying out the service provider cost receiving step (S24) to deliver the remaining cost minus the compensation fee (Y) to the company fee '14'.

In the first aspect of the reward of the system of the present invention, since the member # 1 is a general member, the recommender stored so that the member # 1 can be referred to his / her recommender ID data 1213 cannot receive the reward separately.

FIG. 7 is a structural diagram showing a second form in which a company distributes and compensates a fee paid by a company to a service provider 10 with respect to a cost obtained by a subscribed company member in the system of the present invention, and FIG. 8 is a second view of FIG. It is a flowchart showing the form compensation order. Hereinafter, a second aspect of distributing and compensating for a fee generated in the system of the present invention will be described with reference to FIGS. 7 and 8.

The second form of compensation of the system of the present invention shown in Figs. 7 and 8 is applied when the member, ie, the referrer, who is referably connected to the company member who generates the fee, is the active member.

At this time, the company member # 1 111 pays the service fee to the service provider 10 as the advertising fee for the transaction price, as in the above-described first embodiment, the company member # 1 111 has its own set percentage. Calculate with reference to the percentage set directly in (1115). For example, if the company member # 1 111 sets the set percentage 1115 to 20% for the service or the product sold to the consumer C, the service provider 10 may serve as an advertisement fee. The cost to be paid is 20% of the price received from the consumer (C).

In the state where the set percentage 1115 is set as described above, when the service providing step S31 of providing the service to the customer C is performed by the company member # 1, the individual DB 111 of the company # 1 is performed. Automatically calculates the advertisement fee 'X' to be paid to the service provider 10 according to the set percentage 1115, which is previously inputted as 'a%', and calculates the advertising fee X as much as a% of the obtained transaction price. In step S32, the advertisement fee payment step of paying the service provider 10 is performed.

When the service provider 10 receives the advertising fee X by performing the step S32, the settlement program 13 of the service provider 10 receives the advertising fee X to receive a member compensation fee. In this case, since the identifiable ID or unique number is stored in the recommender ID data 1117 of the company # 1 and the member # 1 that can be referred to is a full member, it can be referred to through the member # 1 and the member # 1. Reward to member # 2 who is present.

Therefore, the settlement program 13 performs the first cost payment step (S33) of compensating by paying the member # 1 the first member compensation fee 'Y' calculated by multiplying b% in the advertisement fee (X). The second member payment fee 'S' calculated by multiplying the advertisement fee (X) by multiplying by c% is paid to the member # 2 which is connected to the member # 1 connected in a reference relationship with the member # 1 and compensates for the second cost (S34). ).

According to the step (S33), the first member compensation fee (Y) which is part of the advertising fee (X) is stored in the settlement account unit 1214 of the individual DB 121 of the member # 1, the settlement account unit In 1212, the accumulated accumulation information 1215 is updated to store the accumulated value AC1 by adding the first member compensation fee Y to the accumulated value AC1.

Similarly, according to the step (S34), the second member compensation fee (Z) which is a part of the advertising fee (X) is stored in the settlement account unit 1214 of the individual DB 121 of the member # 1, the settlement In the account accumulation 1212 in the account unit 1214, the accumulated value AC2 is added to the accumulated value AC2, which is originally input, to update and store the accumulated value AC2.

As described above, after the member compensation fees Y and Z are transferred and paid to the accounting accounts 1214 and 1224 of the members # 1 and # 2, respectively, the settlement program 13 receives the advertisement fee X. The service provider cost receiving step of delivering the remaining expenses minus the sum of the member compensation fees (Y, Z) paid to the members # 1 and # 2 as the company fee 'B' to the company accounting unit 14 (S35). To complete the steps.

FIG. 9 is a structural diagram illustrating a third form in which a company distributes and compensates a fee paid by a company to a service provider 10 for a cost obtained by a company member subscribed in the system of the present invention, and FIG. 10 is a third diagram of FIG. 9. It is a flowchart showing the form compensation order. Hereinafter, a third aspect of distributing and compensating for a fee generated in the system of the present invention will be described with reference to FIGS. 9 and 10.

In the third embodiment of the system of the present invention shown in Figs. 9 and 10, the consumer (C) who has dealt with the company member who generates the fee is a member of the system of the present invention or the referral or recommendation of the member This applies when you know the identifiable ID or unique number of the member who received and introduced or recommended you.

At this time, the company member # 1 111 pays the service fee to the service provider 10 as the advertising fee for the transaction price, as in the first and second forms described above, the company member # 1 111 is himself / herself. The calculation is made by referring to the percentage set directly in the set percentage 1115 of. For example, if the company member # 1 111 sets the set percentage 1115 to 20% for the service or the product sold to the consumer C, the service provider 10 may serve as an advertisement fee. The cost to be paid is 20% of the price received from the consumer (C).

In this case, the consumer (C) is a member using the system of the present invention, or by receiving a recommendation or introduction of a member who is subscribed to the system of the present invention, the identification or ID number of the member who introduced the recommendation or introduction, etc. Knowing this, it can be informed to the company member # 1 (111).

For example, as shown in FIG. 9, when the consumer C receives an introduction from member # 2 and is provided with an identifiable ID or a unique number of the member # 2, the consumer C is the company. In the transaction with the member # 1, it is possible to provide an identification ID or a unique number, etc. of the member # 2, the company member # 1 to the purchase member ID input unit 1116 in its DB (111) the member # 2 Identifiable ID or unique number, etc. are described.

If the consumer (C) and the member # 2 is the same person, the member # 2 may be rewarded by providing its ID or unique number while using the service of the company # 1.

If the set percentage 1115 is set as described above and an identifiable ID or a unique number of member # 2 is input to the purchase member ID input unit 1116, the company member # 1 provides a service to the consumer C. The service providing step S41 is provided.

In this case, the point in time of inputting the identifiable ID or the unique number of the member # 2 into the purchase member ID input unit 1116 may be performed in the service providing step S42 or may be previously input before the step S42. It is preferable to input in the step S42.

Then, the individual DB 111 of the company # 1 automatically calculates the advertisement fee 'X' to be paid to the service provider 10 according to the set percentage 1115, which is input in advance 'a%', The advertisement fee payment step (S42) of paying the service fee 10 to the service provider 10 is performed as much as a% of the obtained transaction price as the advertisement fee X.

In the above step (S42), since the purchase member ID input unit 1116, the identifiable ID or unique number of the member # 2 is described differently from the above-described first or second form of compensation, the advertising fee ( X) and at the same time transmit the identifiable ID or unique number of the member # 2 referred to by the consumer (C).

When the service provider 10 receives the advertising fee X by performing the step S42, the settlement program 13 of the service provider 10 receives the advertising fee X to receive the member compensation fee. At this time, since the ID # 1117 of the company # 1 is transmitted from the company # 1 together with the advertisement fee X together with the identifiable ID or the unique number of the member # 2 referred to by the consumer C. In addition to Member # 1, which can be identified and listed, Member # 2 must be compensated. At this time, since the member who can refer to the member # 1 is not compensated, the member # 1 may be either a general member or a regular member.

Therefore, the settlement program 13 performs a first cost payment step S43 of rewarding the member # 1 by paying the first member compensation fee 'Y' calculated by multiplying b% in the advertisement fee X. .

According to the step (S43), the first member compensation fee (Y) that is part of the advertising fee (X) is stored in the settlement account unit 1214 of the individual DB 121 of the member # 1, the settlement account unit In 1212, the accumulated accumulation information 1215 is updated to store the accumulated value AC1 by adding the first member compensation fee Y to the accumulated value AC1.

And a second cost payment step in which the second member compensation fee 'Z' calculated by multiplying c% in the advertisement fee (X) is paid to the member # 2 provided with an ID or a unique number that can be referred from the company # 1 and compensated. (S44) is performed.

Similarly, according to the step (S44), the second member compensation fee (Z) which is a part of the advertising fee (X) is stored in the settlement account unit 1214 of the individual DB 121 of the member # 1, the settlement In the account accumulation 1212 in the account unit 1214, the accumulated value AC2 is added to the accumulated value AC2, which is originally input, to update and store the accumulated value AC2.

FIG. 11 is a structural diagram illustrating a structure in which a cumulative total of members is compensated and compensated in the system of the present invention, and FIG. 12 is a flowchart illustrating a cumulative total settlement procedure of FIG. 11. Hereinafter, a structure and a method of calculating and compensating using the cumulative total by the system of the present invention will be described with reference to FIGS. 11 and 12.

As described with reference to FIGS. 2A and 2B, both the company member and the general member have settlement accumulation information 1119 and 1215 in their accounting accounts 1118 and 1214. The settlement cumulative information (1119, 1215) is cumulatively summed and updated through the compensation first, second, and third forms of the present invention, and also cumulatively summed and updated with the compensation according to the purchase of the full membership described with reference to FIG. Can be.

As described above, the accumulated accumulation information 1119 and 1215 are accumulated and updated in real time, and are updated and stored. The settlement accumulated information 1119 and 1215 are transmitted to the settlement program 13 at regular intervals, and the settlement program 13 transfers some of these sums to other members. To either reward.

Referring to FIGS. 11 and 12, first, the compensation targets are at least one or more members who list the compensation target members in their recommender ID data 1117 and 1213. As shown by way of example in FIG. 11, members # 2 and members # 3 are stored in their recommendation ID data 1223 and 1233 with a referenceable ID or a unique number of member # 1 and stored. # 4, # 5, # 6 In addition, the reference ID or the unique number of the member # 1 is described in their recommender ID data. Other members including the referenceable ID or unique number of the member # 1 may be more or less than the member # 2 to the member # 6, but the following five members (member # 2) are provided as examples for convenience of explanation. , # 3, # 4, # 5, # 6) will be described in the state in which a referenceable ID or a unique number of the member # 1 is inputted into their recommendation ID data.

For five members (members # 2, # 3, # 4, # 5, # 6) who have stored the member # 1 for reference, the compensation object becomes the member # 1. In these settlement accounting information (1225, 1235 ...), the settlement accumulation total information 'b', 'c', 'd', 'e' and 'f' are updated and stored in real time. .

In the above state, the settlement program 13 is provided to the five members (members # 2, # 3, # 4, # 5, # 6) that have stored the member # 1 for reference in a predetermined period. A cumulative total information request step (S51) for requesting each cumulative total information is performed.

Here, it is preferable that the predetermined period is 14 days or more the next day from the day before the step S51 is performed or the day when the cumulative total information is first generated.

This is because when the predetermined period is too short, if the customer changes his mind and requests a refund or exchange from another item, the calculation may be complicated and volatility may occur when the system of the present invention setstles and compensates using the cumulative total. Since members may incur damages, it is desirable to have a sufficient period of time so that it is 14 days or more.

When the five members (members # 2, # 3, # 4, # 5, # 6) receive the request for cumulative total information according to the step (S51), the five members (members # 2, # 3, #). 4, # 5, # 6 transmits the cumulative total information (b, c, d, e, f) stored in their own settlement

cumulative information

1225, 1235, ... to the settlement program 13, A cumulative total information providing step (S52) of initializing the accumulated total information in the own settlement

cumulative information

1225, 1235 ... to "0" is performed.

In this step, the accumulated

accumulation information

1225, 1235, ... of the five members (members # 2, # 3, # 4, # 5, # 6) is initialized to "0", where the stored cost is initialized. It does not mean that the internal data is completely disappeared, but as the compensation made by the aforementioned compensation form and the purchase of a full membership is made, the data is summed up again and updated and stored.

When the cumulative totals b, c, d, e, and f are transferred to the settlement program 13 according to the step S52, the settlement program 13 collects the cumulative total information that adds all the accumulated total information. After performing S53, the cumulative compensation amount determining step of calculating a cumulative compensation final amount a to be compensated to the member # 1 by multiplying a predetermined percentage x% previously input to the cumulative total information added through the step S53 ( S54) is performed.

In this case, the predetermined percentage x% is input by the service provider 10 in advance and may vary according to a service provided by the service provider 10. For example, if the service provider 10 inputs the x% as 20%, the cumulative compensation amount a is multiplied by 20%, that is, 0.2 by the sum of b, c, d, e, and f. will be.

When the cumulative compensation amount a is determined through the step (S54) as described above, the compensation using the cumulative settlement information through the cumulative compensation payment step (S55) to provide the compensation to the settlement account unit 1214 of the member # 1 Let's finish up.

Claims

As a transaction compensation system between a service provider who can secure a server to provide a service and provide an application or a computer program for a smartphone, and one or more general members or business members having a wired or wireless communication terminal that can use the service. The server of the service provider

A company member DB including one or more company member individual DBs, and separately storing the company member individual DBs separately;

A general member DB including one or more general member individual DBs, and separately storing the general member individual DBs individually;

A settlement program including one or more programs and data in order to function to compensate and compensate for the costs earned by the general member and the company member under specific conditions;

A company account unit including account information for storing company profits;

And an operation control unit including a program and data necessary for server management, service operation, and maintenance of the service provider.

Each company member DB is

A company member ID data including login information of the company member, information for specifying the company, and a member flag including a general member flag and a regular member flag to indicate whether the company is a general member or a regular member;

Enter the service data including data about the service that the company member wants to sell or provide to the consumer, the setting percentage which stores a certain percentage value, and the purchaser's ID to input other member's identifiable ID or unique number. Company service data including wealth;

Recommender ID data that can be stored by inputting an identifiable ID or unique number of another member;

And it includes the transaction account information used by the company member, and the cumulative settlement information for cumulatively updating and storing the total amount of compensation received when the compensation was provided,

The general member individual DB is

General member ID data including login information, personal information of the general member, and a member flag including the general member flag and the regular member flag to indicate whether the member is a general member or a regular member;

Recommender ID data that can be stored by inputting an identifiable ID or unique number of another member;

And transaction account information used by the general member and settlement cumulative information for cumulatively updating and storing the total amount of compensation received when the reward is provided.
As a method of compensating a transaction cost using the transaction compensation system of claim 1,

An individual DB of the general member or company member is generated, and the ID or unique number of another member who is already subscribed to the recommender ID data of the general member or company member is stored and stored, and the general member in the member flag of the individual DB. Account creation step of activating the flag and deactivating the regular member flag (S11);

Membership purchase step (S12) of transmitting a request for membership upgrade and a predetermined predetermined cost a to the settlement program of the service provider in the settlement account of the individual DB of the general member or the company member created according to the step (S11);

A regular member upgrade step (S13) for recognizing the member upgrade request transmitted in the step (S12) by the operation control unit of the service provider, deactivating the general member flag in the member flag of the corresponding member and activating the regular member flag;

After the execution of the step S13, the settlement program of the service calculates the compensation fee b, which is preset among the expenses a transferred in the step S12, in the recommendation ID data of the corresponding member in the step S11, and stores the other member. Cost compensation step (S14) for transmitting to the account unit;

And the transaction cost through the company cost settlement step (S15) of depositing the remaining cost c to the company account of the service provider, except for the compensation cost b in the predetermined cost a transmitted in the step (S12) through the step (S14) Compensating the transaction cost, characterized in that for using the transaction compensation system.
As a method of compensating a transaction cost using the transaction compensation system of claim 1,

The service provider step of joining the service provider, the individual company DB is generated, and the company member whose a% is entered in the set percentage in the individual company DB provides the service to the consumer or sells the goods and receives the cost (S21). ;

When the step (S21) is performed, the individual company member DB calculates a% of the cost of providing the service or the sale of goods with an advertising fee X by referring to the set percentage (the settlement program of the service provider 10) ( 13) the advertisement fee payment step of transmitting to (S22);

With respect to the advertisement fee X transmitted in the step S22, the settlement program multiplies a preset value b% input in the advertisement fee X to calculate a membership compensation fee Y, and calculates the membership compensation fee Y in the step ( S21) is compensated by transmitting to the settlement account in the individual DB of the member # 1 stored in the individual DB of the company member of the company member received the cost in reference to the reference ID data stored in the company DB, the settlement in the settlement account of the member # 1 The cost payment step (S23) for updating the cumulative information;

And after the step (S23) is performed, the settlement program calculates the remainder minus the member compensation fee Y from the advertising fee X, the service provider cost receiving step of remitting to the company account of the service provider to the company account B The transaction cost compensation method using a transaction compensation system, characterized in that for compensating the transaction cost through (S24).
As a method of compensating a transaction cost using the transaction compensation system of claim 1,

The service provider step of joining the service provider to create a company-specific DB, a company member whose a% is entered in the set percentage in the company-specific DB, provides the service or sells the goods to the consumer and receives the cost (S31). ;

When the step (S31) is performed, the individual company member DB calculates a% of the cost of providing the service or the sale of goods with the advertising fee X by referring to the set percentage, the settlement program of the service provider 10 ( 13) the advertisement fee payment step of transmitting to (S32);

With respect to the advertisement fee X transmitted in the step S32, the settlement program calculates a first member compensation fee Y by multiplying a preset value b% input in the advertisement fee X, and the first member compensation fee Y. Is compensated by sending to the settlement account in the individual DB of the member # 1 stored in the step (S31) of the member member of the company member received the cost in the reference ID data in the individual DB of the company member, the settlement of the member # 1 The first cost payment step (S33) for updating the cumulative settlement information in the account book;

After the step S33, the settlement program calculates a second member compensation fee Z by multiplying the set value c% previously input in the advertisement fee X with respect to the advertisement fee X transmitted in the step S32, The second member compensation fee Z is settled in the individual DB of the member # 2 stored in a reference to the recommender ID data in the individual DB of the member # 1 that has received the first member compensation fee Y in the step S32. The second expense payment step (S34) of transmitting to the unit for compensation and updating settlement accumulation information in the settlement accounting unit of the member # 2;

After the step S34 is performed, the settlement program calculates the company fee B by subtracting the sum of the first member compensation fee Y and the second member compensation fee Z from the advertising fee X to the company fee B. The transaction cost compensation method using a transaction compensation system, characterized in that for compensating the transaction cost through the service provider cost receiving step (S34) to transfer to the company account.
As a method of compensating a transaction cost using the transaction compensation system of claim 1,

The company's individual DB is created by joining the service provider, and the company member whose a% is entered in the set percentage in the company's individual DB sells the service to the consumer or receives the goods, and receives the cost. A service providing step of inputting an identifiable ID or a unique number of the member # 2 provided by the consumer to a purchasing member ID input unit (S41);

When the step (S41) is carried out, the company member individual DB calculates a% of the cost according to the service provision or sale of goods with an advertisement fee X by referring to the set percentage, the advertisement fee X and the company individual DB An advertisement fee payment step (S42) of transmitting an identifiable ID or a unique number of the member # 2 entered in the purchase member ID input unit to the settlement program 13 of the service provider 10;

With respect to the advertisement fee X transmitted in the step S42, the settlement program calculates a first member compensation fee Y by multiplying a preset value b% input in the advertisement fee X, and the first member compensation fee Y. Is compensated by sending to the settlement account in the individual DB of the member # 1 stored in the step (S31) of the member member of the company member received the cost in the reference ID data in the individual DB of the company member, the settlement of the member # 1 The first cost payment step (S43) for updating the cumulative settlement information in the account book;

After the step S43, the settlement program calculates a second member compensation fee Z by multiplying the set value c% previously input in the advertisement fee X with respect to the advertisement fee X transmitted in the step S42. The second member compensation fee Z is compensated by transmitting to the settlement account in the individual DB of the member # 2 stored in the step (S41) for reference in the purchase member ID input unit of the company member in the step S41, and the member # The second cost payment step (S44) for updating the cumulative settlement information in the settlement account unit of 2;

After the step S44 is performed, the settlement program calculates the company fee B by subtracting the sum of the first member compensation fee Y and the second member compensation fee Z from the advertising fee X to the company fee B. Transaction cost compensation method using a transaction compensation system, characterized in that for compensating the transaction costs through the service provider cost receiving step (S44) to transfer to the company account.
As a method of compensating transaction costs using the transaction compensation system of claim 1,

The service provider's settlement program is a cumulative request for the provision of the cumulative total information stored in the cumulative information of each of one or more members who store member # 1, which is a general member or a business member, in their recommender ID data for reference. Total information request step (S51);

After the step S51, at least one member receiving the request from the settlement program transmits the accumulated total information stored in the settlement accumulated information to the settlement program, and initializes its own accumulated total information to "0". Cumulative total information providing step (S52);

For one or more cumulative total information collected according to the step (S52), the settlement program includes a cumulative total information collecting step (S53) that adds all of the collected one or more cumulative total information;

A cumulative compensation amount determining step (S54) of calculating a cumulative compensation final amount a by multiplying the previously added percentage x% by the cumulative total information value added according to the step (S53);

And the cumulative compensation final amount a determined in accordance with the step (S54) characterized in that the compensation by depositing in the settlement account of the member # 1 in the step (S51), transaction cost compensation method using a transaction compensation system.
The method of claim 6,

The steps S51 to S54 are continuously executed, and the period during which the cumulative total information requesting step S51 is performed is 14 days or more the next day from the day when the cumulative total information requesting step S51 is executed. Characterized in that, the transaction cost compensation method using a transaction compensation system.