WO2018201696A1 - Procédé, appareil et dispositif de paiement de prime de renouvellement de police de carte d'assurance sociale, et support d'informations - Google Patents

Procédé, appareil et dispositif de paiement de prime de renouvellement de police de carte d'assurance sociale, et support d'informations Download PDF

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Publication number
WO2018201696A1
WO2018201696A1 PCT/CN2017/111904 CN2017111904W WO2018201696A1 WO 2018201696 A1 WO2018201696 A1 WO 2018201696A1 CN 2017111904 W CN2017111904 W CN 2017111904W WO 2018201696 A1 WO2018201696 A1 WO 2018201696A1
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WO
WIPO (PCT)
Prior art keywords
social security
renewal
security card
premium
policy
Prior art date
Application number
PCT/CN2017/111904
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English (en)
Chinese (zh)
Inventor
丘健
徐广�
Original Assignee
平安科技（深圳）有限公司
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Filing date
Publication date
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Publication of WO2018201696A1 publication Critical patent/WO2018201696A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24—Querying
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/25—Integrating or interfacing systems involving database management systems
    • G06F16/252—Integrating or interfacing systems involving database management systems between a Database Management System and a front-end application
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/26—Government or public services

Definitions

  • the present invention relates to the field of communications, and in particular, to a method, device, device and storage medium for premium payment of a social security card policy.
  • the main object of the present invention is to provide a method, a device, a device and a storage medium for a premium payment of a social security card policy, which is intended to solve the technical problem of inconvenience caused to the user when the number of customers who renew the payment is large.
  • the present invention provides a premium payment method for a social security card policy, and the premium renewal method of the social security card policy includes the following steps:
  • the renewal insurance premium is deducted from the social security card account to complete the renewal of the social security card policy.
  • the premium renewal method of the social security card policy further includes:
  • the renewal request of the social security card policy is sent to the client associated with the social security card account;
  • the social security card policy After the step of querying the available balance in the social security card account associated with the social security card policy, and comparing the renewal premium of the social security card policy with the size of the available balance, the social security card policy
  • the premium renewal method also includes:
  • the renewal insurance premium is deducted from the bank card to complete the social security card policy. Renewal.
  • the premium renewal method of the social security card policy further includes:
  • the renewal success information is sent to the client.
  • the social security card policy After the step of querying the available balance in the social security card account associated with the social security card policy, and comparing the renewal premium of the social security card policy with the size of the available balance, the social security card policy
  • the premium renewal method also includes:
  • the available balance is less than the renewal premium, the available balance is deducted from the social security card account, and the premium to be renewed is calculated;
  • the to-be-renewed premium is deducted from the bank card to complete the social security Renewal of the card policy.
  • the present invention further provides a premium renewal device for a social security card policy, the premium renewal device of the social security card policy comprising: a memory, a processor, and a memory stored in the memory and in the processor
  • the premium renewal procedure of the social security card policy that is run, and the premium renewal procedure of the social security card policy is implemented by the processor to implement the following steps:
  • the renewal insurance premium is deducted from the social security card account to complete the renewal of the social security card policy.
  • the renewal request of the social security card policy is sent to the client associated with the social security card account;
  • the renewal insurance premium is deducted from the bank card to complete the social security card policy. Renewal.
  • the renewal success information is sent to the client.
  • the present invention also provides a premium renewal device for a social security card policy, and the premium renewal device of the social security card policy includes:
  • the obtaining module is configured to obtain, from the database, a social security card policy within a renewal period, every preset time period;
  • the query comparison module is configured to query the available balance in the social security card account associated with the social security card policy, and compare the available balance with the corresponding renewal premium of the social security card policy;
  • a verification module configured to verify the renewal authority of the social security card policy when the available balance is greater than or equal to the renewal premium
  • the premium deduction module is configured to deduct the renewal premium from the social security card account to complete the renewal of the social security card policy when the renewal authority of the social security card policy is verified
  • the present invention further provides a computer readable storage medium, wherein the computer readable storage medium stores a premium renewal procedure of a social security card policy, and the premium renewal procedure of the social security card policy is executed by a processor The step of realizing the premium renewal method of the social security card policy as described above.
  • the server of the present invention obtains the social security card policy within the renewal period from the database every preset time period, and then queries the available balance in the social security card account associated with the social security card policy, and compares the renewal premium of the social security card policy with The size of the available balance, when the available balance is greater than or equal to the renewal premium, verify the renewal of the social security policy, and when the renewal of the social security policy is verified, the continuation of the social security card account
  • the insurance premium is completed to complete the renewal of the social security policy.
  • This program automatically obtains the social security card policy to be renewed, and deducts the renewal fee from the associated social security card account when the social security policy has automatic renewal rights. In order to realize the automatic renewal of the social security card policy, it is conducive to the promotion and landing of the business social security policy, so that the customer can renew the premium and facilitate the insurance company to collect the premium.
  • FIG. 1 is a schematic structural diagram of a device in a hardware operating environment according to an embodiment of the present invention
  • FIG. 2 is a schematic flow chart of a first embodiment of a premium payment method for a social security card policy according to the present invention
  • FIG. 3 is a schematic flow chart of a second embodiment of a premium payment method for a social security card policy according to the present invention.
  • FIG. 4 is a schematic flow chart of a third embodiment of a premium payment method for a social security card policy according to the present invention.
  • FIG. 5 is a schematic flow chart of a fourth embodiment of a premium payment method for a social security card policy according to the present invention.
  • FIG. 6 is a schematic flow chart of a fifth embodiment of a premium payment method for a social security card policy according to the present invention.
  • Figure 7 is a schematic diagram of the functional modules of the first embodiment of the premium renewal device of the social security card policy of the present invention.
  • the main solution of the embodiment of the present invention is: obtaining a social security card policy within the renewal period from the database every preset time period; querying the available balance in the social security card account associated with the social security card policy, and comparing the The available balance and the corresponding renewal premium of the social security card policy; when the available balance is greater than or equal to the renewal premium, verifying the renewal authority of the social security card policy; when the social security card policy is When the renewal authority is verified, the renewal insurance premium is deducted from the social security card account to complete the renewal of the social security card policy.
  • the customer must go to the payment counter to pay the renewal of the social security card policy, but the number of the payment counter is limited, and when the number of customers who renew the payment is large, it is easy to cause congestion, and it is not convenient for the user to renew the premium of the social security card policy.
  • the invention provides a premium payment method for a social security card policy, which automatically obtains a social security card policy to be renewed, and deducts the renewal insurance fee from the associated social security card account when the social security card policy has the automatic renewal authority.
  • a premium payment method for a social security card policy which automatically obtains a social security card policy to be renewed, and deducts the renewal insurance fee from the associated social security card account when the social security card policy has the automatic renewal authority.
  • FIG. 1 is a schematic structural diagram of a device in a hardware operating environment according to an embodiment of the present invention.
  • the premium renewal device of the social security card policy of the embodiment of the invention may be a PC, or may be a portable terminal device with a display function such as a smart phone, a tablet computer, an e-book reader, a portable computer or the like.
  • the premium renewal device of the social security card policy may include a processor 1001, such as a CPU, a network interface 1004, a user interface 1003, a memory 1005, and a communication bus 1002.
  • the communication bus 1002 is used to implement connection communication between these components.
  • the user interface 1003 can include a display, an input unit such as a keyboard, and the optional user interface 1003 can also include a standard wired interface, a wireless interface.
  • the network interface 1004 can optionally include a standard wired interface, a wireless interface (such as a WI-FI interface).
  • the memory 1005 may be a high speed RAM memory or a stable memory (non-volatile) Memory), such as disk storage.
  • the memory 1005 can also optionally be a storage device independent of the aforementioned processor 1001.
  • the premium renewal device of the social security card policy may further include a user interface, a camera, and an RF (Radio) Frequency, RF) circuits, sensors, audio circuits, WiFi modules, and more.
  • the user interface may include a display, an input unit such as a keyboard, and the optional user interface may also include a standard wired interface and a wireless interface.
  • the premium renewal device structure of the social security card policy shown in FIG. 1 does not constitute a limitation on the premium renewal device of the social security card policy, and may include more or less components than the illustration. Or combine some parts, or different parts.
  • a memory 1005 as a computer storage medium may include an operating system, a network communication module, a user interface module, and a premium renewal program for a social security card policy.
  • the operating system is a program for managing and controlling the security of the social security card policy to renew the hardware and software resources of the device, supporting the network communication module, the premium renewal procedure of the social security card policy, and the operation of other programs or software; the network communication module is used for management And control network interface 1004.
  • the network interface 1004 is mainly used to connect to the background server and perform data communication with the background server;
  • the user interface 1003 is mainly used to connect the client (user end) with the client.
  • the data communication is performed; and the processor 1001 can be used to call the premium renewal procedure of the social security card policy stored in the memory 1005, and perform the following operations:
  • the renewal insurance premium is deducted from the social security card account to complete the renewal of the social security card policy.
  • processor 1001 may invoke the premium renewal procedure of the social security card policy stored in the memory 1005, and also perform the following operations:
  • the renewal request of the social security card policy is sent to the client associated with the social security card account;
  • processor 1001 may invoke the premium renewal procedure of the social security card policy stored in the memory 1005, and also perform the following operations:
  • the renewal insurance premium is deducted from the bank card to complete the social security card policy. Renewal.
  • processor 1001 may invoke the premium renewal procedure of the social security card policy stored in the memory 1005, and also perform the following operations:
  • the renewal success information is sent to the client.
  • FIG. 2 is a schematic flowchart of a first embodiment of a method for renewing a premium for a social security card policy according to the present invention, and the method for renewing the premium of the social security card policy includes:
  • Step S10 Obtain a social security card policy within a renewal period from the database every preset time period;
  • the premium renewal method of the social security card policy is applied to the premium renewal system of the social security card policy, and the system obtains the social security card policy within the renewal period from the database every preset time period, and continues The social security card policy within the warranty period is the policy to be renewed.
  • the database stores the social security card policy sold by each sales channel.
  • the sales channel includes telephone sales, APP sales and official website sales.
  • the preset duration can be 1 Hours, 3 hours or 6 hours, etc., can be set according to actual needs.
  • the status of the social security policy includes the state to be insured, the insured state, the renewal status, and the status to be renewed.
  • the renewal period may be the week before the premium of the social security card policy to the date of delivery of the premium, or the day of the premium of the social security card policy to the week after the delivery date of the premium.
  • the renewal period may be as needed.
  • the premium of the social security card policy should be paid on June 20 of a certain year, and the renewal period may be June 14-June 20 or may be June 21-June 27.
  • the customer information can be notified through the reserved customer information, so that the customer knows the renewal period, and the customer can go to the counter to pay the payment, and the payment method includes the social security card payment (systematic A social security card payment portal is added to the renewal payment page.
  • the renewal payment page displays the policy information of the policyholder, the renewal time, the premium to be paid, the available balance in the social security card account, cash payment, bank card payment, WeChat or Alipay payment, when the customer chooses social security card payment, the system reads the social security card account information through the card reader, inquires about the available balance in the social security card, and deducts the renewal fee that needs to be paid. When the available balance is insufficient, the customer can choose Other payment methods are used to renew the payment.
  • Step S20 querying the available balance in the social security card account associated with the social security card policy, and comparing the available balance with the corresponding renewal premium of the social security card policy;
  • the system After screening the social security card policy within the renewal period, the system obtains the social security card account associated with the social security card policy, and queries the available balance in the social security card account, and obtains the renewal premium of the social security card policy, and then Compare the available balance with the renewed premium of the corresponding social security card policy, and filter out the social security card policy with the available balance greater than or equal to the renewal premium and the social security card policy with the available balance less than the renewal premium, and save them separately.
  • Step S30 verifying the renewal authority of the social security card policy when the available balance is greater than or equal to the renewal premium
  • step S40 When the renewal right of the social security card policy is verified, the renewal insurance premium is deducted from the social security card account to complete the renewal of the social security card policy.
  • the insurance company can agree with the customer on the renewal of the social insurance policy, that is, the customer can authorize the insurance company to automatically renew the insurance.
  • the customer may not authorize the insurance company to automatically renew the insurance.
  • customers need to renew their premiums by themselves through other payment methods.
  • verify the renewal authority of the social security card policy that is, whether the system has the deduction authority for automatically deducting the renewal premium of the social security card policy.
  • the system automatically deducts the corresponding renewal insurance premium from the corresponding social security card account to complete the renewal of the social security card policy, and updates the status of the social security card policy after renewal to The status has been renewed.
  • the customer can also inform the customer of the completion of the deduction. For example, the customer's renewal is successful through the reserved contact information (mail or mobile phone number).
  • the social security card policy that has not passed the renewal authority verification may be screened out and separately saved, and the corresponding customer is notified by a preset manner, and the notified content includes the social security card policy information, the renewal period and the renewal premium. And the available balance in the associated social security card account, so that the customer knows the status of the current social security card policy, and is convenient for the customer to pay.
  • the present invention obtains the social security card policy within the renewal period from the database every preset time period, and then queries the available balance in the social security card account associated with the social security card policy, and compares the social security card.
  • the renewal premium of the policy and the size of the available balance when the available balance is greater than or equal to the renewal premium, verify the renewal of the social security policy, and when the renewal of the social security policy is verified, the social security
  • the renewal of the social security card policy is completed by deducting the renewal insurance premium from the card account.
  • the scheme automatically obtains the social security card policy to be renewed, and when the social security card policy has automatic renewal permission, the associated social security card account Deducting the renewal fee to realize the automatic renewal of the social security card policy is conducive to the promotion and landing of the business social security policy, facilitating the customer to renew the premium, and facilitating the insurance company to collect the premium.
  • a second embodiment of the premium payment method of the social security card policy of the present invention is proposed, which is different from the foregoing embodiment in that, in this embodiment, after the step S30, the The method of renewal of premiums for social security card policies also includes:
  • Step S50 When the renewal right of the social security card policy fails to pass the verification, send a renewal request for the social security card policy to the client associated with the social security card account;
  • Step S60 receiving confirmation renewal information fed back by the client based on the renewal request
  • Step S70 Deducting the renewal premium from the social security card account to complete the renewal of the social security card policy, and updating the renewal authority in the social security card policy.
  • the system finds that the renewed security right of the social security card policy fails to pass the verification, and then sends a renewal request for the social security card policy to the client associated with the corresponding social security card account, the renewal request
  • the insured person, the insured person, the insured time, the renewal insurance premium, the renewal period, and the effective duration of the renewal request, etc. which carries the social security policy, that is, the renewal request is not provided when the client fails to provide feedback for renewal within the effective time limit. Invalid.
  • the client Upon receiving the renewal request, the client displays the policyholder, the insured, the insured time, the renewal premium, the renewal period, and the effective duration of the renewal request in the renewal request, etc., when the customer is within the effective period, When the client confirms the renewal, the password verification interface is displayed.
  • the system renews the confirmation information to the system, that is, the customer authorization system automatically renews the insurance, and then the system is associated with the social security card associated with the social security policy.
  • the corresponding renewal premium is deducted from the account number, thereby completing the renewal of the social security card policy, and updating the renewal permission in the corresponding social security card policy, so that the system automatically renews the insurance when the next renewal is completed.
  • the system may send a renewal request for the social security card policy by means of mail, and the customer may view the renewal request when logging in to the mailbox, and may send a confirmation renewal information to the system when the customer needs to authorize the system to automatically renew the insurance. Therefore, the system has the renewal authority corresponding to the social security card policy, and then automatically completes the renewal of the corresponding social security card policy.
  • the renewal service request corresponding to the social security card policy is sent to the client associated with the social security card account, so that the client can remotely grant the system corresponding social security through the client.
  • the renewal of the card policy in order to complete the renewal of the corresponding social security card policy, so that customers can renew the social security card policy.
  • a third embodiment of the premium payment method of the social security card policy of the present invention is proposed, which is different from the foregoing embodiment in that, in the embodiment, the step S20 After that, the premium payment policy of the social security card policy also includes:
  • Step S80 when the available balance is less than the renewal premium, query the balance in the bank card associated with the social security card policy;
  • Step S90 when the balance in the bank card is greater than or equal to the renewal premium, and the renewal authority of the social security card policy is verified, the renewal premium is deducted from the bank card to complete the Renewal of social security card policy.
  • the social security card policy with the available balance greater than or equal to the renewal premium and the social security card policy with the available balance less than the renewal premium After screening the social security card policy with the available balance greater than or equal to the renewal premium and the social security card policy with the available balance less than the renewal premium, obtain the social security card policy with the available balance less than the renewal insurance premium of the corresponding social security card policy, and then obtain the social security policy.
  • Card card associated with the card policy and query the balance in the associated bank card, and compare the balance in the bank card with the corresponding renewal premium, if the balance in the associated bank card is greater than or equal to the renewal premium of the corresponding social security card policy
  • the system deducts the corresponding renewal insurance premium from the associated bank card to complete the renewal of the corresponding social security card policy, and updates the status of the social security card policy.
  • the invention checks the balance in the associated bank card, and when the balance in the associated bank card is sufficient to renew the insurance, the corresponding renewal premium is deducted from the associated bank card.
  • the customer can use the balance in the bank card to renew the insurance when the balance in the social security card is insufficient to renew the insurance, reducing the number of times the customer renews the warranty to the counter.
  • a fourth embodiment of the premium payment method of the social security card policy of the present invention is proposed, which is different from the foregoing embodiment in that, in this embodiment, after the step S80, the The method of renewal of premiums for social security card policies also includes:
  • Step S101 When the balance in the bank card is less than the renewal premium, send reminder information to the client associated with the social security card account, where the reminder information includes a renewal premium and a payment time limit;
  • Step S102 When the payment time limit is reached, obtaining a status of the social security card policy
  • Step S103 When the status of the social security card policy is the renewed status, the renewal success information is sent to the client.
  • the system sends a reminder message to the client associated with the social security card account, the reminder information includes the renewal premium and the payment time limit, so that the customer can transfer the corresponding in the associated bank card.
  • Renewal insurance premiums customers can transfer the renewal premiums through WeChat, Alipay or bank transfer, and the system checks the balance in the associated bank card every preset time. When sufficient renewal premiums are paid, the system automatically renews the insurance. And update the status of the social security card policy.
  • the system obtains the status of the social security card policy. If the status of the social security policy is the renewed status, the system sends the renewal success information to the client. If the status of the social security policy is the status to be renewed, then The social security card policy is recorded, and after a predetermined period of time, the service personnel informs the customer according to the information of the recorded social security card policy.
  • the system when the balance in the associated social security card and the associated bank card is insufficient to renew the premium, the system sends reminder information to the client, so that the client can know and can store the corresponding in the associated bank card. Renew your premium to complete your renewal.
  • the premium payment method of the social security card policy further includes:
  • Step S104 when the available balance is less than the renewal premium, deducting the available balance in the social security card account, and calculating the to-be-renewed premium;
  • Step S105 querying a balance in a bank card associated with the social security card policy
  • Step S106 when the balance in the bank card is greater than or equal to the to-be-renewed premium, and the renewal authority of the social security card policy is verified, the to-be-renewed premium is deducted from the bank card to complete Renewal of the social security card policy.
  • the available balance in the associated social security card is less than the renewal premium
  • the available balance is deducted from the associated social security card account, that is, the partial renewal premium is deducted, and the premium to be renewed (the remaining renewal premium) is calculated, and then the query is made.
  • the balance in the bank card associated with the social security card policy, and the balance in the associated bank card is greater than or equal to the premium to be renewed, and the renewal of the social security card policy is verified, and the premium to be renewed is deducted from the associated bank card.
  • the available balance in the associated social security card is less than the renewal premium
  • the available balance is deducted first, and then the remaining portion of the renewal premium is deducted from the bank card, thereby completing the renewal of the social security card policy.
  • the invention also provides a premium renewal device for a social security card policy.
  • FIG. 7 is a schematic diagram of the functional modules of the first embodiment of the premium renewal device of the social security card policy of the present invention.
  • the premium renewal device of the social security card policy includes:
  • the obtaining module 10 is configured to obtain, from the database, a social security card policy within a renewal period every preset time period;
  • the query comparison module 20 is configured to query the available balance in the social security card account associated with the social security card policy, and compare the available balance with the corresponding renewal premium of the social security card policy;
  • the verification module 30 is configured to verify the renewal authority of the social security card policy when the available balance is greater than or equal to the renewal premium;
  • the premium deduction module 40 is configured to deduct the renewal premium from the social security card account to complete the renewal of the social security card policy when the renewal authority of the social security card policy is verified.
  • the first embodiment of the premium renewal device of the social security card policy of the present invention is substantially the same as the first embodiment of the premium payment policy of the social security card policy, and is not described herein.
  • the premium renewal device of the social security card policy further includes:
  • a first sending module configured to send a renewal request of the social security card policy to a client associated with the social security card account when the renewal right of the social security card policy fails to pass the verification
  • a receiving module configured to receive confirmation renewal information fed back by the client based on the renewal request
  • an update module configured to deduct the renewal premium from the social security card account to complete the renewal of the social security card policy, and update the renewal authority in the social security card policy.
  • the premium renewal device of the social security card policy further includes:
  • a query module configured to query a balance in a bank card associated with the social security card policy when the available balance is less than the renewal premium
  • the premium deduction module is further configured to: when the balance in the bank card is greater than or equal to the renewal premium, and the renewal authority of the social security card policy is verified, the continuation is deducted from the bank card.
  • the insurance premium is to complete the renewal of the social security card policy.
  • the premium renewal device of the social security card policy further includes:
  • a reminding module configured to send, when the balance in the bank card is less than the renewal premium, a reminder information to a client associated with the social security card account, where the reminder information includes a renewal premium and a payment time limit;
  • the obtaining module is further configured to acquire a status of the social security card policy when the payment time limit is reached;
  • the second sending module is configured to send the renewal success information to the client when the status of the social security card policy is the renewed status.
  • the premium renewal device of the social security card policy further includes:
  • a calculating module configured to: after the available balance is less than the renewal premium, deduct the available balance in the social security card account, and calculate a to-be-renewed premium;
  • the query comparison module is further configured to query a balance in a bank card associated with the social security card policy
  • the premium deduction module is further configured to: when the balance in the bank card is greater than or equal to the to-be-renewed premium, and the renewal of the social security policy is verified, the bank card is deducted from the bank card The premium to be renewed is to complete the renewal of the social security card policy.
  • the specific embodiment of the premium renewal device of the social security card policy of the present invention is basically the same as the embodiment of the premium payment policy of the above social security card policy, and details are not described herein again.
  • an embodiment of the present invention further provides a computer readable storage medium, wherein the computer readable storage medium stores a premium renewal procedure of a social security card policy, and the premium renewal procedure of the social security card policy is executed by the processor Implement the following steps:
  • the renewal insurance premium is deducted from the social security card account to complete the renewal of the social security card policy.
  • the renewal request of the social security card policy is sent to the client associated with the social security card account;
  • the renewal insurance premium is deducted from the bank card to complete the social security card policy. Renewal.
  • the renewal success information is sent to the client.
  • the available balance is less than the renewal premium, the available balance is deducted from the social security card account, and the premium to be renewed is calculated;
  • the to-be-renewed premium is deducted from the bank card to complete the social security Renewal of the card policy.
  • the specific embodiment of the computer readable storage medium of the present invention is substantially the same as the embodiment of the method for renewing the premium of the social security card policy, and is not described herein.
  • portions of the technical solution of the present invention that contribute substantially or to the prior art may be embodied in the form of a software product stored in a storage medium (such as a ROM/RAM as described above). , a disk, an optical disk, including a number of instructions for causing a terminal device (which may be a mobile phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the methods described in various embodiments of the present invention.
  • a terminal device which may be a mobile phone, a computer, a server, an air conditioner, or a network device, etc.

Abstract

La présente invention concerne un procédé, un appareil et un dispositif de paiement d'une prime de renouvellement d'une police de carte d'assurance sociale, ainsi qu'un support d'informations. Le procédé de paiement d'une prime de renouvellement d'une police de carte d'assurance sociale consiste : à obtenir, à partir d'une base de données selon un intervalle de temps prédéfini, une police de carte d'assurance sociale dans une période de renouvellement ; à interroger un solde disponible dans un compte de carte d'assurance sociale associé à la police de carte d'assurance sociale, et à comparer le solde disponible avec une prime de renouvellement correspondante de la police de carte d'assurance sociale ; si le solde disponible est supérieur ou égal à la prime de renouvellement, à vérifier l'autorisation de renouvellement de la police de carte d'assurance sociale ; et si l'autorisation de renouvellement de la police de carte d'assurance sociale est vérifiée, à déduire la prime de renouvellement du compte de carte d'assurance sociale afin d'achever le renouvellement de la police de carte d'assurance sociale. La présente invention peut réaliser un renouvellement automatique d'une police de carte d'assurance sociale, faciliter la promotion et la mise en œuvre de services de police de carte d'assurance sociale et fournir à des clients un moyen pratique de paiement de renouvellement.
PCT/CN2017/111904 2017-05-04 2017-11-20 Procédé, appareil et dispositif de paiement de prime de renouvellement de police de carte d'assurance sociale, et support d'informations WO2018201696A1 (fr)

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CN109727011A (zh) * 2018-05-22 2019-05-07 中国平安人寿保险股份有限公司 保费缴纳方法、装置、设备及计算机可读存储介质
CN108550082B (zh) * 2018-06-13 2023-06-23 中国平安人寿保险股份有限公司 一种保单续保的方法、存储介质和服务器
CN108876635A (zh) * 2018-06-14 2018-11-23 中国平安人寿保险股份有限公司 一种保单处理方法及服务器
CN109670967A (zh) * 2018-09-26 2019-04-23 深圳壹账通智能科技有限公司 保险业务处理方法、装置、终端设备及存储介质
CN109658264A (zh) * 2018-12-13 2019-04-19 泰康保险集团股份有限公司 收付方法、装置及设备
CN109727021A (zh) * 2018-12-14 2019-05-07 中国平安人寿保险股份有限公司 一种社保支付方法及装置

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