WO2018149049A1 - 支付方法及终端 - Google Patents

支付方法及终端 Download PDF

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Publication number
WO2018149049A1
WO2018149049A1 PCT/CN2017/086217 CN2017086217W WO2018149049A1 WO 2018149049 A1 WO2018149049 A1 WO 2018149049A1 CN 2017086217 W CN2017086217 W CN 2017086217W WO 2018149049 A1 WO2018149049 A1 WO 2018149049A1
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WO
WIPO (PCT)
Prior art keywords
fingerprint
payment
user
fingerprints
terminal
Prior art date
Application number
PCT/CN2017/086217
Other languages
English (en)
French (fr)
Inventor
李茹
黄曦
Original Assignee
华为技术有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 华为技术有限公司 filed Critical 华为技术有限公司
Priority to EP17896500.0A priority Critical patent/EP3441927A4/en
Priority to JP2018563479A priority patent/JP6817339B2/ja
Priority to CN201780023503.2A priority patent/CN109074585B/zh
Priority to US16/313,160 priority patent/US20190362357A1/en
Publication of WO2018149049A1 publication Critical patent/WO2018149049A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/82—Protecting input, output or interconnection devices
    • G06F21/83—Protecting input, output or interconnection devices input devices, e.g. keyboards, mice or controllers thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0487—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser
    • G06F3/0488—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices

Definitions

  • the present application relates to the field of terminal technologies, and in particular, to a payment method and a terminal.
  • the user in order to improve the security of payment, the user can separately set a fingerprint to perform payment. For example, the user inputs a fingerprint to perform a payment fingerprint registration, and if the registration is successful, the user can use the fingerprint to make a payment.
  • the application provides a payment method and a terminal, which enables the user to pay for the fingerprint registration operation at one time, so that multiple fingerprints of the same user can be used for payment, thereby improving the convenience of the payment operation.
  • a payment method including: receiving a first fingerprint input by a user; if it is determined that the first fingerprint is a payment fingerprint in a plurality of fingerprints of the stored user, the payment is successful, and if the first fingerprint is determined not to be paid The fingerprint is judged to determine whether the first fingerprint has a payment fingerprint associated with the stored fingerprints of the user. If the payment fingerprint is associated, the payment is successful, and if the payment fingerprint is not associated, the payment fails. The fingerprint associated with the first fingerprint and the first fingerprint belong to the same user.
  • the terminal may determine whether the first fingerprint is a fingerprint of the user who belongs to the same fingerprint in the plurality of fingerprints of the stored user, and if yes, determine that the first fingerprint is associated with the payment fingerprint, otherwise, the determining A fingerprint is not associated with a payment fingerprint.
  • the terminal may also determine whether the user associated with the first fingerprint among the multiple fingerprints of the stored user is configured with the payment authority, if If yes, it is determined that the first fingerprint is associated with a payment fingerprint; if not, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • the payment fingerprint may be a fingerprint input by the user when the fingerprint is registered. It can be seen that the implementation of the application realizes that the user only needs to pay the fingerprint registration operation once, and multiple fingerprints of the same user can be used for payment, thereby improving the convenience of the payment operation. In the present application, if the terminal stores the fingerprints of multiple users, the fingerprint of the user who successfully registered the fingerprint can be paid, and the fingerprints of other users cannot be used for payment, thereby ensuring the security of the fingerprint payment.
  • the terminal determines that the first fingerprint is not associated with the payment fingerprint, and may also output the first prompt information to prompt the user to input the fingerprint again; and receive the second fingerprint input by the user, when receiving the second fingerprint, Collecting physiological characteristic information of the user; determining whether the stored fingerprint of the physiological characteristic information of the user and the plurality of fingerprints has a payment fingerprint corresponding to the same physiological characteristic information as the second fingerprint; if yes, adding the second fingerprint to the plurality In the fingerprint.
  • the terminal may add the other fingerprints of the user corresponding to the payment fingerprint to the stored plurality of fingerprints.
  • the fingerprint of the user corresponding to the payment fingerprint can be paid by the user.
  • the user only needs to perform the fingerprint registration once, and all the fingerprints of the user can be used for payment, which improves the convenience of the payment operation.
  • the fingerprint sensor collects the first fingerprint input by the user
  • the physiological characteristic information of the user is also collected, and the correspondence between the physiological characteristic information of the stored user and the multiple fingerprints is determined whether The first fingerprint corresponds to the payment fingerprint of the same physiological feature information, and if it exists, the payment is successful, and vice versa, the payment fails.
  • the fingerprint of the user corresponding to the payment fingerprint can be paid by the user.
  • the user only needs to perform the fingerprint registration once, and all the fingerprints of the user can be used for payment, which improves the convenience of the payment operation.
  • the payment fingerprint may also be a fingerprint of a part of the finger or all fingers of the same user that is entered in the fingerprint and the fingerprint input by the user when the fingerprint is registered.
  • the physiological characteristic information may include at least one of the following: pulse information, finger vein information.
  • a terminal comprising: a first sensor, a display, a touch sensitive surface layer, one or more processors, and a memory for storing one or more programs, the one or more programs being configured to Execution by the processor to instruct the terminal to perform the following operations:
  • the payment is successful
  • the first fingerprint is not a payment fingerprint, it is determined whether the first fingerprint has a payment fingerprint associated with the stored fingerprints of the user, and if the payment fingerprint is associated, the payment is successful, and if the payment fingerprint is not associated, the payment fails; A fingerprint and a fingerprint associated with the first fingerprint belong to the same user.
  • the processor may determine whether the first fingerprint is a fingerprint of the stored user and the fingerprint of the same user, and if yes, determine that the first fingerprint is associated with the payment. Fingerprint, otherwise, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • the processor may also determine whether the user associated with the first fingerprint among the multiple fingerprints of the stored user is configured with the payment right. If so, it is determined that the first fingerprint is associated with a payment fingerprint; if not, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • the payment fingerprint may be a fingerprint input by the user when the fingerprint is registered. It can be seen that the implementation of the application realizes that the user only needs to pay the fingerprint registration operation once, and multiple fingerprints of the same user can be used for payment, thereby improving the convenience of the payment operation. In the present application, if the terminal stores the fingerprints of multiple users, the fingerprint of the user who successfully registered the fingerprint can be paid, and the fingerprints of other users cannot be used for payment, thereby ensuring the security of the fingerprint payment.
  • the terminal may further include a second sensor, where the first fingerprint of the user input is collected by the first sensor, and the physiological characteristic information of the user is also collected by the second sensor; if the first fingerprint is not When the payment fingerprint is associated, the first prompt information is output to prompt the user to input the fingerprint again; the second fingerprint input by the user is received, and the physiological characteristic information of the user is collected when the second fingerprint is received; and the physiological characteristic information of the stored user is determined.
  • the fingerprints whether there is a payment fingerprint corresponding to the same physiological feature information as the second fingerprint; if present, the second fingerprint is added to the plurality of fingerprints.
  • the terminal may add the other fingerprints of the user corresponding to the payment fingerprint to the stored plurality of fingerprints.
  • the fingerprint of the user corresponding to the payment fingerprint can be paid by the user.
  • the user only needs to perform the fingerprint registration once, and all the fingerprints of the user can be used for payment, which improves the convenience of the payment operation.
  • the payment fingerprint may also be a fingerprint of a part of the finger or all fingers of the same user that is entered in the fingerprint and the fingerprint input by the user when the fingerprint is registered.
  • the physiological characteristic information may include at least one of the following: pulse information, finger vein information.
  • a further terminal comprising a functional unit for performing the method of the first aspect described above.
  • a readable non-volatile storage medium storing computer instructions is executed by a terminal having a first sensor, a display, a touch-sensitive surface layer, and one or more processors to implement the first aspect described above The method described.
  • a graphical user interface of a terminal comprising a first sensor, a display, a touch sensitive surface layer, one or more processors, and a memory, wherein:
  • the first sensor detects the first fingerprint input by the user, if it is determined that the first fingerprint is a payment fingerprint in the stored fingerprints of the user, a prompt indicating that the payment is successful, or if the first fingerprint is determined to be in the stored user Among the plurality of fingerprints, a payment fingerprint is associated, indicating that the payment is successful;
  • the prompt for the payment failure is displayed
  • the fingerprint associated with the first fingerprint and the first fingerprint belong to the same user.
  • the terminal further includes a second sensor. If it is determined that the first fingerprint is not associated with the payment fingerprint, the first prompt information is displayed, and the first prompt information is used to prompt the user to input the fingerprint again; The second fingerprint input by the user is collected, and the physiological characteristic information of the user is collected by the second sensor when receiving the second fingerprint; if the corresponding relationship between the physiological characteristic information of the stored user and the plurality of fingerprints is determined, the second fingerprint corresponds to the second fingerprint. The payment fingerprint of the same physiological characteristic information adds the second fingerprint to the plurality of fingerprints.
  • the user even if the user only performs one payment fingerprint registration, that is, only one payment fingerprint is stored in the terminal, all the fingerprints of the plurality of fingerprints stored by the terminal and the same fingerprint belong to the same user can be used for payment.
  • the user only needs to pay for the fingerprint registration operation at one time, and multiple fingerprints of the same user can be used for payment, which improves the convenience of the payment operation.
  • FIGS. 1A-1E are schematic diagrams of entering a fingerprint when using a fingerprint unlocking setting according to an embodiment of the present application
  • FIGS. 2A-2C are schematic diagrams of payment fingerprint registration provided by an embodiment of the present application.
  • 3A-3D are schematic diagrams of a fingerprint payment provided by an embodiment of the present application.
  • FIG. 4 is a block diagram showing a partial structure of a terminal according to an embodiment of the present application.
  • FIG. 5 is a schematic flowchart of a method for fingerprint payment provided by an embodiment of the present application.
  • FIG. 6 is a schematic diagram of a first pulse signal provided by an embodiment of the present application.
  • FIG. 7 is a functional block diagram of a terminal according to an embodiment of the present application.
  • FIGS. 1A to 1E are diagrams showing a user entering a fingerprint when using a fingerprint unlock setting.
  • the terminal 100 displays a terminal system "fingerprint” setting interface
  • the "fingerprint” setting interface includes an "unlock screen”, an "access safe”, a “access application lock and unlock application”, a "new fingerprint” option, and a user.
  • the “New Fingerprint” prompts “Please place a finger on the fingerprint sensor on the back of the phone to enter the fingerprint”.
  • the user A can place the index finger on the fingerprint sensor behind the terminal 100 to perform fingerprinting operation until the “recording success” shown in FIG. 1D appears. prompt.
  • FIG. 1E shows a schematic diagram of a user entering other finger fingerprints when using the fingerprint unlock setting.
  • the user A can also refer to the embodiment shown in FIG. 1A to FIG. 1C.
  • the terminal 100 displays the fingerprint input interface shown in FIG. 1B
  • the user A can also place the middle finger on the fingerprint sensor behind the terminal 100.
  • the fingerprinting operation is performed on the fingerprinting operation to complete the fingerprinting operation of the middle finger fingerprint.
  • the user A can place the ring finger on the fingerprint sensor behind the terminal 100 to perform a fingerprinting operation, thereby completing the fingerprinting operation of the ring finger fingerprint.
  • the fingerprint sensor behind the terminal 100 may further be integrated with an optical detecting sensor.
  • the optical detecting sensor may be used to collect physiological characteristic information of the user, for example, pulse information of the user.
  • the terminal 100 collects the user's fingerprint through the fingerprint sensor.
  • the pulse information of the user can be collected by the optical detecting sensor, and the terminal 100 can determine whether the corresponding fingerprint belongs to the same user according to the pulse information of the collected user. For example, when the terminal 100 determines that the pulse information corresponding to the two fingerprints is the same, the terminal 100 determines that the pulse information is the same.
  • the two fingerprints belong to the same user.
  • the terminal 100 determines that the finger vein information corresponding to the two fingerprints is the same, it is determined that the two fingerprints belong to the same user.
  • the terminal 100 can establish a database according to the corresponding relationship between the fingerprint and the user, wherein the database includes the fingerprint of the user that has been entered, and the user and the fingerprint have a corresponding relationship. As shown in FIG. 1E, the terminal 100 can establish a database including the index finger fingerprint, the middle finger fingerprint, and the ring finger fingerprint of the user A according to the above description, wherein the user A has a corresponding relationship with the index finger fingerprint, the middle finger fingerprint, and the ring finger fingerprint of the user A.
  • FIG. 1A to FIG. 1E only show an embodiment of using the fingerprint unlocking setting to input a fingerprint.
  • the user can use other methods to use the fingerprint unlocking setting to input the fingerprint, which is not described herein.
  • the fingerprint entered by the user includes not only the fingerprint entered by the user when the fingerprint is unlocked, but also the fingerprint entered by the user when using the payment application, or the user enters when using the e-commerce application.
  • the fingerprint, or the fingerprint that the user enters when using the social application is not limited herein.
  • 2A-2C show a schematic diagram of a payment fingerprint registration.
  • the payment fingerprint can be set separately, that is, the user can input the fingerprint separately to perform the payment fingerprint registration, and if the fingerprint registration is successful, the user can use the fingerprint to perform the payment.
  • the terminal 100 displays a "Settings” interface in a payment application, wherein the "Settings" interface includes "Alipay Order”, “Payment Service Center”, “About”, “Fingerprint Password” and " The Safe Exit option, as shown in Figure 2A, the user selects the "Fingerprint Password” option to enter the fingerprint password interface.
  • the fingerprint password interface displays a fingerprint identifier and a prompt “Please verify the fingerprint on the fingerprint sensor”.
  • the user can place a finger on the fingerprint sensor behind the terminal 100 to perform payment fingerprint registration. If the registration is successful, the terminal 100 can determine the fingerprint as a payment fingerprint. As shown in FIG. 2C, the user A places the index finger on the fingerprint sensor behind the terminal 100, and the index finger fingerprint of the user A is successfully registered, and the terminal 100 determines the index finger fingerprint of the user A as the payment fingerprint.
  • 3A-3D show a schematic diagram of a fingerprint payment.
  • the embodiments of the present application can be applied to online payment by a user for online payment, or use a payment application to perform online transfer and the like. specific:
  • the terminal displays a “confirm payment” interface
  • the confirmation payment interface displays a payment amount of RMB 0.95
  • the payment method is A bank deposit card payment
  • the confirmation payment interface may further include a control for receiving a user input operation and entering the fingerprint payment interface in response to the user operation.
  • the user clicks the control with a finger and the terminal 100 switches the interface to the fingerprint payment interface in response to the user's click operation.
  • the fingerprint payment interface displays a prompt “Please verify the fingerprint on the fingerprint sensor”.
  • the user can place a finger on the fingerprint sensor behind the terminal 100 for fingerprint payment.
  • the database includes the index finger fingerprint, the middle finger fingerprint, and the ring finger fingerprint of the user A, wherein the index finger fingerprint of the user A is further determined by the terminal 100 as a payment fingerprint.
  • the user A displays the fingerprint payment interface on the terminal 100, as shown in FIG. 3C, the user A can place the index finger on the fingerprint sensor behind the terminal 100 to complete the fingerprint payment, or the user A can also place the middle finger on the back of the terminal 100.
  • the fingerprint sensor can complete the fingerprint payment, or the user A can also place the ring finger on the fingerprint sensor behind the terminal 100 to complete the fingerprint payment, or the user A can also put other fingers of the user, such as a thumb and a little thumb, on the terminal. Fingerprint payment is completed on the fingerprint sensor behind 100.
  • the terminal 100 displays a transaction success interface, and the transaction success interface can display the billing details.
  • the payee unit is A Technology Co., Ltd.
  • the transaction amount is 0.95 yuan
  • the payment method is Bank A. Create time 2017-5-17 10:37 and prompt information about successful trading.
  • the user can perform a fingerprint registration once, so that all fingerprints of the user can be used for payment, thereby improving the convenience of the payment operation.
  • FIG. 4 is a block diagram showing a partial structure of a terminal according to an embodiment of the present application.
  • the terminal 100 may include: a processor 101, a memory 102 (one or more computer readable storage media), an input output (I/O) system 103, and a radio frequency (RF) module. 104.
  • a processor 101 the terminal 100 may include: a processor 101, a memory 102 (one or more computer readable storage media), an input output (I/O) system 103, and a radio frequency (RF) module.
  • I/O input output
  • RF radio frequency
  • the terminal structure shown in FIG. 4 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements. These components can communicate over one or more communication buses 105.
  • the processor 101 can be integrated to include: one or more CPUs, a clock module, and a power management module.
  • the clock module is primarily used to generate the clocks required for data transfer and timing control for the processor 101.
  • the power management module is mainly used to provide a stable, high-accuracy voltage for the processor 101, the input/output system 103, and the radio frequency module 104.
  • Memory 102 is coupled to processor 101 for storing various software programs and/or sets of instructions.
  • memory 102 can include high speed random access memory, and can also include non-volatile memory, such as one or more magnetic disk storage devices, flash memory devices, or other non-volatile solid state storage devices.
  • the memory 102 can store an embedded operating system such as an operating system such as ANDROID, IOS, WINDOWS, or LINUX.
  • the memory 102 can also store one or more applications, such as payment applications, e-commerce applications, social applications, and the like.
  • the memory 102 can also store a database containing the correspondence between the user and the fingerprint.
  • the input and output system 103 is mainly used to implement the interaction function between the terminal 100 and the user/external environment, and mainly includes the input and output devices of the terminal 100.
  • the input-output system 103 can include a display 1031, a touch-sensitive surface layer 1032, an audio circuit 1033, an infrared camera 1033, and a sensor 1034.
  • the touch-sensitive surface layer 1032 can be used to collect touch operations on or near a user, such as
  • the infrared camera 1033 can be used to collect the vein information of the user's fingerprint by using a suitable object or accessory such as a finger or a stylus on the touch-sensitive surface layer 1032.
  • Sensor 1034 can include a fingerprint sensor, an optical detection sensor, and the like.
  • the optical detection sensor can be used to collect pulse information of the user and the like.
  • the input/output system 103 may also include other I/O peripherals.
  • the radio frequency module 104 is configured to receive and transmit wireless signals, and primarily integrates the receiver and transmitter of the terminal 100.
  • the radio frequency module 104 can include, but is not limited to, a Subscriber Identification Module (SIM), a Wireless Fidelity (Wi-Fi) module, and a Bluetooth module.
  • SIM Subscriber Identification Module
  • Wi-Fi Wireless Fidelity
  • Bluetooth a Bluetooth module.
  • the radio frequency module 104 can communicate with the network and other devices via wireless communication.
  • the wireless communication may use any communication standard or protocol, including but not limited to Global System of Mobile communication (GSM), General Packet Radio Service (GPRS), Code Division Multiple Access (Code). Division Multiple Access (CDMA), Wideband Code Division Multiple Access (WCDMA), Long Term Evolution (LTE), E-mail, Short Messaging Service (SMS), etc.
  • GSM Global System of Mobile communication
  • GPRS General Packet Radio Service
  • CDMA Code Division Multiple Access
  • WCDMA Wideband Code Division Multiple Access
  • LTE Long Term Evolution
  • FIG. 5 a schematic flowchart of a method for fingerprint payment is shown. As shown in FIG. 5, the method includes but is not limited to the following steps:
  • the display 1031 displays a fingerprint input interface, and the fingerprint input interface can be as shown in FIG. 1B, and details are not described herein again.
  • the third fingerprint may be a fingerprint input by a user collected by a first sensor such as a fingerprint sensor after the display 1031 displays the fingerprint input interface shown in FIG. 1B.
  • the physiological characteristic information of the user may include pulse information of the user in the fingerprint sensing
  • the second sensor integrated on the fingerprint sensor such as an optical detecting sensor, collects pulse information of the user, and the fingerprint sensor and the optical detecting sensor respectively collect the third fingerprint and the user corresponding to the third fingerprint.
  • the pulse information is sent to the processor 101.
  • the processor 101 can determine, according to the collected pulse information of the user, whether the corresponding fingerprint belongs to the same user. Specifically, the processor 101 may calculate a heart rate according to a time interval of adjacent peaks or adjacent troughs in the pulse signal, and if the calculated heart rate is the same or within a preset threshold range, determine a pulse signal used to calculate the heart rate.
  • the corresponding fingerprint belongs to the same user. For example, when the fingerprint of the user A is collected in step S502, the first pulse signal of the user A is also collected, wherein the first pulse signal is as shown in FIG. 6, and the first peak of the processor 101 is adjacent according to the first pulse signal.
  • the preset threshold ranges from 55 times/minute to 65 times/minute.
  • the middle finger fingerprint of user A is collected in step S502
  • the second pulse signal of user A is also collected, and the processor 101 calculates the user's data according to the second pulse signal.
  • the heart rate is 58 beats/min
  • the second pulse signal calculates the user's heart rate 58 times/min
  • the user's heart rate calculated for the first pulse signal is 60 beats/min.
  • the preset threshold range is 55 beats/minute to 65 beats/min.
  • the processor 101 determines that the middle finger fingerprint of the user collected in step S502 and the index finger fingerprint of the user collected in step S502 belong to the same user.
  • the processor 101 determines that the ring finger fingerprint of the user collected in step S502 and the index finger fingerprint of the user collected in step S502 belong to the same user. Then, the processor 101 can establish a database according to the correspondence between the entered fingerprint and the user, for example, the database shown in FIG. 1E. Finally, processor 101 sends the database to memory 102 for storage.
  • the processor 101 may further determine whether a peak of a peak or a trough in a different pulse signal, a time when a peak or a trough occurs, and a time interval between an adjacent peak and a trough determine whether the fingerprint corresponding to the pulse signal belongs to the same user. If they are the same, it is determined that the fingerprints corresponding to the different pulse signals belong to the same user, and those skilled in the art can understand that the “same” on the same physiological feature information involved in the present application may refer to the value of the physiological characteristic information. Equivalent, or numerically within a preset threshold range, etc., and will not be described herein.
  • the physiological characteristic information of the user may further include the vein information of the user's finger.
  • the vein information of the user's finger may also be collected by the second sensor, such as an infrared camera.
  • the processor 101 may further determine whether the corresponding fingerprint belongs to the same user or the like according to the collected vein information of the user's finger, and details are not described herein.
  • the display 1031 displays a payment fingerprint registration interface as shown in FIGS. 2A and 2B.
  • the fourth fingerprint may be a fingerprint input by the user collected by the fingerprint sensor after the display 1031 displays the fingerprint input interface shown in FIG. 2B.
  • the fingerprint sensor can send the collected fourth fingerprint to the processor 101.
  • step S506. Determine whether the fourth fingerprint is successfully registered. If yes, execute step S507. If not, end the process.
  • the processor 101 can use the existing fingerprint matching algorithm to match the fourth fingerprint with the fingerprint in the database. If the matching is successful, it is determined that the fourth fingerprint registration is successful, and vice versa, the fourth fingerprint registration fails. For example, the processor 101 may compare the minutiae point of the fourth fingerprint (eg, the point at which the ridge ends or the ridge branch point) with the minutiae of the fingerprint stored in the database, if it is determined that the database exists and the fourth If the logarithm of the fingerprint coincidence point is greater than the fingerprint of the preset point threshold, the processor 101 may determine that the fourth fingerprint registration is successful.
  • the processor 101 may compare the minutiae point of the fourth fingerprint (eg, the point at which the ridge ends or the ridge branch point) with the minutiae of the fingerprint stored in the database, if it is determined that the database exists and the fourth If the logarithm of the fingerprint coincidence point is greater than the fingerprint of the preset point threshold, the processor 101 may determine that the fourth fingerprint registration is successful.
  • the fourth fingerprint is the index finger fingerprint of the user A
  • the processor 101 compares the index finger fingerprint of the user A with the fingerprint stored in the database shown in FIG. 1E (user A's index finger fingerprint, middle finger fingerprint, and ring finger fingerprint).
  • the processor 101 determines that there is a fingerprint matching the fourth fingerprint, that is, the index finger fingerprint of the user A, and the processor 101 can determine that the index finger registration of the user A is successful, see FIG. 2C.
  • the index finger fingerprint of the user A in the database as shown in FIG. 2C is determined as the payment fingerprint.
  • the processor 101 may further determine that a fingerprint in the database that belongs to the same user as the fourth fingerprint is determined as a payment fingerprint.
  • the display 1031 displays a fingerprint payment interface, where the fingerprint payment interface can be as shown in FIG. 3B, and details are not described herein again.
  • the first fingerprint may refer to a fingerprint input by the user after the display 1031 displays the fingerprint payment interface, and may be used as a payment voucher. Specifically, after the display 1031 displays the fingerprint payment interface, the fingerprint sensor collects the first fingerprint of the user, and sends the collected first fingerprint to the processor 101.
  • step S510 Determine whether the first fingerprint is a payment fingerprint of the stored fingerprints of the user. If yes, the payment is successful, and if not, step S511 is performed.
  • the processor 101 may use an existing fingerprint matching algorithm to match the first fingerprint with the payment fingerprints of the plurality of fingerprints of the user stored in the database, and if yes, determine that the first fingerprint is a payment fingerprint, and if not, determine The first fingerprint is not a payment fingerprint.
  • an existing fingerprint matching algorithm to match the first fingerprint with the payment fingerprints of the plurality of fingerprints of the user stored in the database, and if yes, determine that the first fingerprint is a payment fingerprint, and if not, determine The first fingerprint is not a payment fingerprint.
  • S511 Determine whether the first fingerprint has a payment fingerprint associated with the stored fingerprints of the user. If the payment fingerprint is associated, the payment is successful, and if the payment fingerprint is not associated, the payment fails.
  • the processor 101 may determine whether the first fingerprint is a fingerprint of a plurality of fingerprints of the user stored in the database and the payment fingerprint belongs to the same user, and if yes, determining that the first fingerprint is associated with The fingerprint is paid, and if not, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • the processor 101 may use an existing fingerprint matching algorithm to match the first fingerprint and the fingerprint of the database that belong to the same user as the payment fingerprint, if the fingerprint and the first fingerprint of the same user belong to the payment fingerprint in the database. If the fingerprint is matched, it is determined that the first fingerprint is associated with a payment fingerprint, and vice versa, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • the matching process of the fingerprint refer to the related description above, and details are not described herein again.
  • the database is shown in FIG. 2C, and the index finger of the user A is the payment fingerprint, and the processor 101 can belong to the fingerprint of the same user, that is, the fingerprint of the fingerprint of the user A in the first fingerprint and the database, that is, the middle finger of the user A.
  • the fingerprint and the ring finger fingerprint of the user A are matched. If the first fingerprint matches the fingerprint of the user A of the database A and the fingerprint of the user A, the processor 101 may determine that the first fingerprint is associated with a payment fingerprint, and vice versa. If the first fingerprint and the middle finger fingerprint of the user A in the database and the ring finger fingerprint of the user A do not match the fingerprint, the processor 101 may determine that the first fingerprint is not associated with the payment fingerprint.
  • the fingerprint matching process can refer to The related description is not described here.
  • the terminal 100 has entered fingerprints of a plurality of users, that is, the fingerprints of the plurality of users are included in the database, for example, as shown in Table 1, the database includes the index finger fingerprint of the user B in addition to the content in the database shown in FIG. 2C. And the fingerprint of the middle finger, wherein only the fingerprint of the index finger of the user A is the payment fingerprint, in the present application, the fingerprint finger and the middle finger fingerprint of the user B are not available for payment. It can be seen that, in the embodiment of the present application, in the case that the terminal 100 has entered a plurality of user fingerprints, the fingerprint of the user who successfully registered the fingerprint can be paid, and the fingerprints of other users cannot be used for payment, thereby ensuring the security of the fingerprint payment.
  • the user associated with the payment fingerprint is configured with payment authority; the processor 101 may further determine the first fingerprint among the plurality of fingerprints of the stored user. Whether the associated user is configured with payment authority, and if so, determines that the first fingerprint is associated with a payment fingerprint; if not, it is determined that the first fingerprint is not associated with a payment fingerprint. Specifically, the processor 101 may match the first fingerprint with the fingerprint stored in the database, and check whether the user corresponding to the fingerprint matching the first fingerprint is configured with payment authority, and if yes, determine that the first fingerprint is associated with the payment fingerprint. If not, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • Table 2 configures the user A corresponding to the payment fingerprint in Table 1 with payment authority.
  • the processor 101 checks that the fingerprint matching the middle finger fingerprint input by the user A in the table 2 is the middle finger fingerprint of the user A, and the user A corresponding to the middle finger fingerprint of the user A in the table 2 is configured with the payment right.
  • the processor 101 user A inputs the middle finger fingerprint associated with the payment fingerprint.
  • step S511 if the processor 101 determines that the first fingerprint is not associated with the payment fingerprint, the processor 101 may further send an instruction to the display 1031 to cause the display 1031 to display the first prompt information. , the first A prompt message is used to prompt the user to input the fingerprint again.
  • the fingerprint sensor receives the second fingerprint input by the user.
  • the optical detecting sensor collects the physiological characteristic information of the user, and the fingerprint sensor and the optical detecting sensor respectively send the physiological characteristic information of the user corresponding to the second fingerprint and the second fingerprint. To the memory 101.
  • the processor 101 determines whether there is a payment fingerprint corresponding to the same physiological feature information and a second fingerprint corresponding to the stored relationship between the physiological characteristic information of the user and the plurality of fingerprints, and if yes, adds the second fingerprint to the plurality of fingerprints.
  • Table 3 adds physiological characteristic information of the user on the basis of Table 1, wherein the physiological characteristic information of the user corresponds to the fingerprint of the user and the user.
  • the database of Table 3 refer to the establishment process of FIG. 1E, FIG. 2C and Table 1.
  • the physiological characteristic information of the user for determining whether the fingerprint belongs to a user is added, and no longer Narration.
  • the second fingerprint is a fingerprint input by the user after the display 1031 displays the first prompt information. If the display 1031 displays the first prompt information, the user A inputs the thumb fingerprint and the optical detection sensor detects the physiological characteristic information of the user A, the processor 101 determines that the presence of the second fingerprint (the user A input thumb fingerprint) is the same in the table 3 The payment fingerprint of the physiological characteristic information (the physiological characteristic information of the collected user A) (the index finger fingerprint of the user A in Table 3), the processor 101 adds the second fingerprint (the user A inputs the thumb fingerprint) to the table 3 to form Table 4.
  • Table 4 can also be applied to the above steps S508 to S511. It can be seen that the implementation of the embodiment of the present application enables the user to perform a payment fingerprint registration, so that all fingerprints of the user can be used for payment, thereby improving the convenience of the payment operation.
  • the display 1031 displays the fingerprint payment interface in step S508, when the fingerprint sensor collects the first fingerprint input by the user, the pulse information is collected by the optical detection sensor, the fingerprint sensor and the optical detection.
  • the sensor transmits the physiological characteristic information of the user corresponding to the first fingerprint and the first fingerprint to the memory 101, respectively.
  • the processor 101 determines whether there is a payment fingerprint corresponding to the same physiological feature information as the first fingerprint in the correspondence between the stored physiological characteristic information of the user and the plurality of fingerprints. If yes, the payment is successful, and vice versa, the payment fails.
  • the processor 101 determines that the first fingerprint exists in the table 3 (the user A input thumb fingerprint) corresponds to the payment fingerprint of the same physiological characteristic information (the collected physiological characteristic information of the user A) (the index finger fingerprint of the user A in Table 3), and the payment is successful.
  • the implementation of the embodiment of the present application enables the user to perform a payment fingerprint registration, so that all fingerprints of the user can be used for payment, thereby improving the convenience of the payment operation.
  • FIG. 7 provides a functional block diagram of a terminal.
  • the functional blocks of the terminal may implement the present application by hardware, software, or a combination of hardware and software.
  • the functional blocks described in FIG. 7 can be combined or separated into several sub-blocks to implement the present application. Accordingly, the above description in this application may support any possible combination or separation or further definition of the functional modules described below.
  • the terminal 200 may include: an input unit 201, a processing unit 202, and an output unit 203, where:
  • the input unit 201 is configured to receive a first fingerprint input by a user, where the first fingerprint is used as a payment credential.
  • the processing unit 202 is configured to determine whether the first fingerprint is a payment fingerprint of the stored plurality of fingerprints of the user.
  • the output unit 203 is configured to determine, at the processing unit 202, that the first fingerprint is a payment fingerprint, and output a prompt for successful payment.
  • the processing unit 202 is further configured to: when the processing unit 202 determines that the first fingerprint is not a payment fingerprint, determine whether the first fingerprint has a payment fingerprint associated with the stored plurality of fingerprints of the user.
  • the output unit 203 is further configured to: when the processing unit 202 determines that the first fingerprint is associated with the payment fingerprint, output a prompt for the payment success; and is further configured to: when the processing unit 202 determines that the first fingerprint is not associated with the payment fingerprint, output a prompt for the payment failure. .
  • the processing unit 202 determines whether the first fingerprint is a payment fingerprint and whether the first fingerprint is associated with a payment fingerprint. Please refer to the foregoing embodiment, and details are not described herein.
  • the processing unit 202 is specifically configured to determine whether the first fingerprint is a fingerprint of the user that is the same user as the payment fingerprint, and if yes, determine that the first fingerprint is associated with The fingerprint is paid, otherwise, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • the processing unit 202 determines whether the first fingerprint is a fingerprint of the user and the fingerprint of the user that belongs to the same user. Please refer to the foregoing embodiment, and details are not described herein.
  • the user associated with the payment fingerprint is configured with the payment right; the processing unit 202 is specifically configured to determine the first among the multiple fingerprints of the stored user. Whether the user associated with the fingerprint is configured with payment authority, and if so, determines that the first fingerprint is associated with a payment fingerprint; if not, it is determined that the first fingerprint is not associated with a payment fingerprint.
  • the processing unit 202 determines whether the user associated with the first fingerprint among the multiple fingerprints of the stored user is configured with the payment right. Please refer to the foregoing embodiment, and details are not described herein.
  • the output unit 203 is further configured to determine, by the processing unit 201, that the first fingerprint is not associated with the payment fingerprint, and output the first prompt information, where the first prompt information is used to prompt the user to input the fingerprint again;
  • the input unit 201 is further configured to receive a second fingerprint input by the user, and collect physiological characteristic information of the user when receiving the second fingerprint;
  • the processing unit 202 is further configured to determine, in the correspondence between the stored physiological characteristic information of the user and the plurality of fingerprints, whether there is a payment fingerprint corresponding to the same physiological characteristic information as the second fingerprint, and if yes, adding the second fingerprint to the multiple In the fingerprint.
  • the payment fingerprint in the present application may include a fingerprint input by the user when registering the payment fingerprint, or a partial finger or all fingers including the fingerprint entered in the fingerprint and the fingerprint input by the user belonging to the same user.
  • Fingerprint The physiological characteristic information of the user includes at least one of the following: pulse information, finger vein information, and the like.
  • the implementation of the embodiment of the present application enables the user to perform a payment fingerprint registration, so that all fingerprints of the user can be used for payment, thereby improving the convenience of the payment operation.
  • embodiments of the present application can be provided as a method, system, or computer program product.
  • the present application can take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment in combination of software and hardware.
  • the application may take the form of a computer program product embodied on one or more computer usable storage media including computer usable program code, including but not limited to disk storage and optical storage.
  • the computer program instructions can also be stored in a computer readable memory that can direct a computer or other programmable data processing device to operate in a particular manner, such that the instructions stored in the computer readable memory produce an article of manufacture comprising the instruction device.
  • the apparatus implements the functions specified in one or more blocks of a flow or a flow and/or block diagram of the flowchart.
  • These computer program instructions can also be loaded onto a computer or other programmable data processing device such that a series of operational steps are performed on a computer or other programmable device to produce computer-implemented processing for execution on a computer or other programmable device.
  • the instructions provide steps for implementing the functions specified in one or more of the flow or in a block or blocks of a flow diagram.

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Abstract

本申请提供一种支付方法及终端，所述方法包括：接收用户输入的第一指纹；判断所述第一指纹是否是存储的所述用户的多个指纹中的支付指纹；如果所述第一指纹是所述支付指纹，则支付成功；如果所述第一指纹不是所述支付指纹，则判断所述第一指纹在存储的所述用户的多个指纹中是否关联有所述支付指纹，如果关联有所述支付指纹，则支付成功，若未关联有所述支付指纹，则支付失败；所述第一指纹和所述第一指纹关联的指纹属于同一个用户。实施本申请，能够使用户只需一次支付指纹注册操作，即可实现同一个用户的多个指纹都能用于支付，提高了支付操作的便捷性。

Description

支付方法及终端 技术领域
本申请涉及终端技术领域，尤其涉及一种支付方法及终端。
背景技术
近年来指纹因其终身不变性、唯一性而逐渐被应用到智能终端中进行支付。给用户带来了便捷的操作体验。
现有技术中，为了提高支付的安全性，用户可以单独设置指纹进行支付。例如，用户输入指纹进行支付指纹注册，如果注册成功，则用户可以使用该指纹进行支付。
但是，现有技术提供的这种方式在用户需要多个指纹用于支付时，需要用户进行多次支付指纹注册操作，支付操作的便捷性较低。
发明内容
本申请提供了一种支付方法及终端，能够使用户只需一次支付指纹注册操作，即可实现同一个用户的多个指纹都能用于支付，提高了支付操作的便捷性。
第一方面，提供了一种支付方法，包括：接收用户输入的第一指纹；如果判定第一指纹是存储的用户的多个指纹中的支付指纹，则支付成功，如果判断第一指纹不是支付指纹，则判断判断第一指纹在存储的用户的多个指纹中是否关联有支付指纹，如果关联有支付指纹，则支付成功，如果未关联有支付指纹，则支付失败。其中，第一指纹和第一指纹关联的指纹属于同一个用户。
具体实现中，方式一，终端可以判断第一指纹是否是存储的用户的多个指纹中与支付指纹属于同一个用户的指纹，如果是，则判定第一指纹关联有支付指纹，否则，判定第一指纹未关联有支付指纹。
方式二，在存储的用户的多个指纹中，关联有支付指纹的用户配置有支付权限；终端还可以判断在存储的用户的多个指纹中第一指纹关联的用户是否配置有支付权限，如果有，则判定第一指纹关联有支付指纹；如果没有，则判定第一指纹未关联有支付指纹。
其中，本申请中，支付指纹可以是用户在支付指纹注册时输入的指纹。可见，实施本申请，实现了用户只需一次支付指纹注册操作，同一个用户的多个指纹都能用于支付，提高了支付操作的便捷性。同时，本申请中，如果终端存储多个用户的指纹，还可以使支付指纹注册成功的用户的指纹进行支付，其他用户的指纹不能用于支付，保证了指纹支付的安全性。
在一种可选的设计中，终端在判定第一指纹未关联有支付指纹，还可以输出第一提示信息来提示用户再次输入指纹；接收用户输入的第二指纹，在接收第二指纹时，采集用户的生理特征信息；判断存储的用户的生理特征信息和多个指纹的对应关系中，是否存在和第二指纹对应相同生理特征信息的支付指纹；如果存在，则将第二指纹加入到多个指纹中。
本申请中，终端可以将支付指纹对应用户的其他指纹加入到已存储的多个指纹中，结合上述实施例可以发现，实施本申请，可以让支付指纹对应的用户的指纹都可以用户支付。 同时，还可以发现，用户只需进行一次支付指纹注册，该用户的所有指纹都可以用于支付，提高了支付操作的便捷性。
在又一种可选的设计中，在指纹传感器采集用户输入的第一指纹时，还采集用户的生理特征信息，判断存储的用户的生理特征信息和多个指纹的对应关系中，是否存在和第一指纹对应相同生理特征信息的支付指纹，如果存在，则支付成功，反之，则支付失败。
实施本申请，可以让支付指纹对应的用户的指纹都可以用户支付。同时，还可以发现，用户只需进行一次支付指纹注册，该用户的所有指纹都可以用于支付，提高了支付操作的便捷性。
在又一种可选的设计中，支付指纹还可以为已录入的指纹中和用户在支付指纹注册时输入的指纹属于同一个用户的部分手指或全部手指的指纹。生理特征信息可以包括以下至少一项：脉搏信息、手指静脉信息。
第二方面，提供了一种终端，包括：第一传感器、显示器、触敏表层、一个或多个处理器，以及存储器，存储器用于存储一个或多个程序，一个或多个程序被配置为通过处理器执行以指令终端执行以下操作：
通过第一传感器采集用户输入的第一指纹；
判断第一指纹是否是存储的用户的多个指纹中的支付指纹；
如果第一指纹是支付指纹，则支付成功；
如果第一指纹不是支付指纹，则判断第一指纹在存储的用户的多个指纹中是否关联有支付指纹，如果关联有支付指纹，则支付成功，若未关联有支付指纹，则支付失败；第一指纹和第一指纹关联的指纹属于同一个用户。
在又一种可选的设计中，方式一，处理器可以判断第一指纹是否是存储的用户的多个指纹中与支付指纹属于同一用户的指纹，如果是，则判定第一指纹关联有支付指纹，否则，判定第一指纹未关联有支付指纹。
方式二，在存储的用户的多个指纹中，关联有支付指纹的用户配置有支付权限；处理器还可以判断在存储的用户的多个指纹中第一指纹关联的用户是否配置有支付权限，如果有，则判定第一指纹关联有支付指纹；如果没有，则判定第一指纹未关联有支付指纹。
其中，本申请中，支付指纹可以是用户在支付指纹注册时输入的指纹。可见，实施本申请，实现了用户只需一次支付指纹注册操作，同一个用户的多个指纹都能用于支付，提高了支付操作的便捷性。同时，本申请中，如果终端存储多个用户的指纹，还可以使支付指纹注册成功的用户的指纹进行支付，其他用户的指纹不能用于支付，保证了指纹支付的安全性。
在又一种可选的设计中，终端还可以包括第二传感器，在通过第一传感器采集到用户输入的第一指纹时，还通过第二传感器采集用户的生理特征信息；如果第一指纹未关联有支付指纹，则输出第一提示信息来提示用户再次输入指纹；接收用户输入的第二指纹，在接收第二指纹时，采集用户的生理特征信息；判断存储的用户的生理特征信息和多个指纹的对应关系中，是否存在和第二指纹对应相同生理特征信息的支付指纹；如果存在，则将第二指纹加入到多个指纹中。
本申请中，终端可以将支付指纹对应用户的其他指纹加入到已存储的多个指纹中，结合上述实施例可以发现，实施本申请，可以让支付指纹对应的用户的指纹都可以用户支付。同时，还可以发现，用户只需进行一次支付指纹注册，该用户的所有指纹都可以用于支付，提高了支付操作的便捷性。
在又一种可选的设计中，支付指纹还可以为已录入的指纹中和用户在支付指纹注册时输入的指纹属于同一个用户的部分手指或全部手指的指纹。生理特征信息可以包括以下至少一项：脉搏信息、手指静脉信息。
第三方面，提供了又一种终端，包括用于执行上述第一方面的方法的功能单元。
第四方面，提供了一种存储计算机指令的可读非易失性存储介质，计算机指令被具有第一传感器、显示器、触敏表层和一个或多个处理器的终端执行以实现上述第一方面描述的方法。
第五方面，提供了一种终端的图形用户界面，终端包括第一传感器、显示器、触敏表层、一个或多个处理器，以及存储器，其中：
当第一传感器检测到用户输入的第一指纹时，如果判定第一指纹是存储的用户的多个指纹中的支付指纹，显示支付成功的提示，或者，如果判定第一指纹在存储的用户的多个指纹中是关联有支付指纹，显示支付成功的提示；
如果判定第一指纹在存储的用户的多个指纹中未关联有支付指纹，显示支付失败的提示；
其中，第一指纹和第一指纹关联的指纹属于同一个用户。
在又一种可选的设计中，终端还包括第二传感器，如果判定第一指纹未关联有支付指纹，显示第一提示信息，第一提示信息用于提示用户再次输入指纹；通过第一传感器采集用户输入的第二指纹，在接收第二指纹时，通过第二传感器采集用户的生理特征信息；如果判断存储的用户的生理特征信息和多个指纹的对应关系中，存在和第二指纹对应相同生理特征信息的支付指纹，则将第二指纹加入到多个指纹中。
可见，实施本申请实施例具有以下有益效果：
本申请实施例，即使用户只进行一次支付指纹注册，即终端中只存储一个支付指纹，终端存储的多个指纹中与该支付指纹属于同一个用户的所有指纹也都可以用于支付，实现了用户只需一次支付指纹注册操作，同一个用户的多个指纹都能用于支付，提高了支付操作的便捷性。
附图说明
为了更清楚地说明本申请实施例中的技术方案，下面将对实施例描述中所需要使用的附图作简单地介绍。
图1A～1E是本申请实施例提供的一种使用指纹解锁设置时录入指纹的示意图；
图2A～2C是本申请实施例提供的支付指纹注册的示意图；
图3A～3D是本申请实施例提供的一种指纹支付的示意图；
图4是本申请实施例提供的一种终端的部分结构的框图；
图5是本申请实施例提供的一种指纹支付的方法流程示意图；
图6是本申请实施例提供的第一脉搏信号的示意图；
图7是本申请实施例提供的一种终端的功能框图。
具体实施方式
下面将结合本申请实施例中的附图，对本申请实施例中的技术方案进行清楚、完整地描述。
首先，介绍本申请实施例提供的一些人机交互的实施例。
图1A～图1E示出了一种用户在使用指纹解锁设置时录入指纹的示意图。
如图1A所示，终端100显示终端系统“指纹”设置界面，“指纹”设置界面包括“解锁屏幕”、“访问保险柜”、“访问应用锁及解锁应用”、“新建指纹”选项，用户A点击“新建指纹”选项进入“新建指纹”界面。
如图1B所示，“新建指纹”显示“请将手指放置在手机背面指纹传感器上录入指纹”的提示。
在终端100显示图1B所示的指纹录入界面后，如图1C所示，用户A可以将食指放置在终端100背后的指纹传感器上进行录入指纹操作直至出现图1D所示的“录入成功”的提示。
图1E示出了用户在使用指纹解锁设置时录入其他手指指纹的示意图。
如图1E所示，用户A还可以参考上述图1A～图1C所示实施例，在终端100显示图1B所示的指纹录入界面后，用户A还可以将中指放置在终端100背后的指纹传感器上进行录入指纹操作，从而完成中指指纹的录入操作；或者，在图1C中用户A可以将无名指放置在终端100背后的指纹传感器上进行录入指纹操作，从而完成无名指指纹的录入操作。
其中，终端100背后的指纹传感器可以还集成有光学检测传感器，光学检测传感器可以用于采集用户的生理特征信息，例如，用户的脉搏信息等，终端100在通过指纹传感器采集用户指纹的同时，还可以通过光学检测传感器采集用户的脉搏信息，终端100可以根据采集的用户的脉搏信息判定对应的指纹是否属于同一个用户，例如，当终端100判定两个指纹所对应的脉搏信息相同，则判定这个两个指纹属于同一个用户；在另一种实现方式中，当终端100判定两个指纹所对应的手指静脉信息相同，则判定这个两个指纹属于同一个用户。终端100可以根据已录入指纹与用户的对应关系建立数据库，其中，该数据库包括已录入用户的指纹，用户和指纹具有对应关系。如图1E所示，终端100可以根据上述描述，建立包括用户A的食指指纹、中指指纹和无名指指纹的数据库，其中，用户A与用户A的食指指纹、中指指纹和无名指指纹具有对应关系。
需要说明的是，上述图1A～图1E只是示出了一种使用指纹解锁设置录入指纹的实施例，实际中，用户还可以使用其他方式使用指纹解锁设置录入指纹，在此不作赘述。另外，本申请中，用户录入的指纹不仅仅包括用户在指纹解锁设置时录入的指纹，还可以包括用户在使用支付类应用程序时录入的指纹、或用户在使用电子商务类应用程序时录入的指纹、或用户在使用社交类应用程序时录入的指纹等，在此不作限定。
图2A～图2C示出了一种支付指纹注册的示意图。
本申请中，支付指纹可以单独被设置，即用户可以单独输入指纹进行支付指纹注册，如果该指纹注册成功，则用户可以使用该指纹进行支付。
如图2A所示，终端100显示一种支付类应用程序中的“设置”界面，其中，“设置”界面包括“支付宝令”、“支付服务中心”、“关于”、“指纹密码”和“安全退出”选项，如图2A所示，用户选择“指纹密码”选项，进入指纹密码界面。
如图2B所示，指纹密码界面显示有指纹标识和“请在指纹传感器上验证指纹”的提示。
在终端100显示指纹密码界面之后，用户可以将手指放置在终端100背后的指纹传感器上进行支付指纹注册，如果注册成功，则终端100可以将该指纹确定为支付指纹。如图2C所示，用户A将食指放置在终端100背后的指纹传感器上，用户A的食指指纹注册成功，终端100将用户A的食指指纹确定为支付指纹。
图3A～图3D示出了一种指纹支付的示意图。
本申请实施例可以应用于用户网购进行网上付款，或使用支付类应用程序进行网上转账等场景。具体的：
如图3A所示，终端显示“确认支付”界面，该确认付款界面显示支付金额人民币0.95元，付款方式为A银行储蓄卡付款。此外，该确认付款界面还可以包括用于接收用户输入操作，响应用户操作进入到指纹支付界面的控件。如图3A所示，用户使用手指点击该控件，终端100响应用户的点击操作，将界面切换到指纹支付界面。
如图3B所示，指纹支付界面显示有“请在指纹传感器上验证指纹”的提示。
在终端100显示该指纹支付界面后，用户可以将手指放置在终端100背后的指纹传感器上进行指纹支付。
本申请中，如果同一个用户的指纹被终端确认为支付指纹，则该用户的所有指纹都可以完成指纹支付(或支付成功)。结合上述终端100存储的数据库说明，数据库中包括用户A的食指指纹、中指指纹和无名指指纹，其中，用户A的食指指纹还被终端100确定为支付指纹。用户A在终端100显示该指纹支付界面后，如图3C所示，用户A可以将食指放置在终端100背后的指纹传感器上完成指纹支付，或者，用户A还可以将中指放置在终端100背后的指纹传感器上完成指纹支付，或者，用户A还可以将无名指放置在终端100背后的指纹传感器上完成指纹支付，或者，用户A还可以将自身的其他手指，例如，大拇指、小拇指等放置在终端100背后的指纹传感器上完成指纹支付。
在支付成功后，如图3D所示，终端100显示交易成功界面，该交易成功界面可以显示账单详情，例如，收款方单位为A科技有限公司、交易金额为0.95元、付款方式为A银行、创建时间2017-5-17 10:37和交易成功的提示信息等。
可见，实施本申请实施例，用户可以进行一次支付指纹注册，即可让该用户的所有指纹都可以用于支付，提高了支付操作的便捷性。
下面结合终端100各部件之间的协作关系详细介绍一下具体的指纹支付流程。首先，需要说明的是，本申请实施例涉及的终端100可以包括手机、平板电脑、PDA(Personal  Digital Assistant，个人数字助理)、POS(Point of Sales，销售终端)、车载电脑等。请参见图4，是本申请实施例提供的一种终端的部分结构的框图。如图4所示，终端100可包括：处理器101、存储器102(一个或多个计算机可读存储介质)、输入输出(Input output，I/O)系统103、射频(Radio Frequency，RF)模块104。本领域技术人员可以理解，图4中示出的终端结构并不构成对终端的限定，可以包括比图示更多或更少的部件，或者组合某些部件，或者不同的部件布置。这些部件可在一个或多个通信总线105上通信。
其中，处理器101可集成包括：一个或多个CPU、时钟模块以及电源管理模块。所述时钟模块主要用于为处理器101产生数据传输和时序控制所需要的时钟。所述电源管理模块主要用于为处理器101、输入输出系统103、以及射频模块104等提供稳定的、高精确度的电压。
存储器102与处理器101耦合，用于存储各种软件程序和/或多组指令。具体实现中，存储器102可包括高速随机存取的存储器，并且也可包括非易失性存储器，例如一个或多个磁盘存储设备、闪存设备或其他非易失性固态存储设备。存储器102可以存储操作系统例如，ANDROID，IOS，WINDOWS，或者LINUX等嵌入式操作系统。存储器102还可以存储一个或多个应用程序，例如，支付类应用程序、电子商务类应用程序、社交类应用程序等。存储器102还可以存储包含用户和指纹对应关系的数据库。
输入输出系统103主要用于实现终端100和用户/外部环境之间的交互功能，主要包括终端100的输入输出装置。具体实现中，输入输出系统103可以包括显示器1031、触敏表层1032、音频电路1033、红外线摄像头1033、传感器1034，其中，触敏表层1032可以用于收集用户在其上或附近的触摸操作，例如，用户使用手指、触笔等任何适合的物体或附件在触敏表层1032上的操作，红外线摄像头1033可以用来采集用户指纹的静脉信息。传感器1034可以包括指纹传感器、光学检测传感器等。光学检测传感器可以用于采集用户的脉搏信息等。需要说明的是，输入输出系统103还可以包括其他I/O外设。
射频模块104用于接收和发送无线信号，主要集成了终端100的接收器和发射器。具体实现中，射频模块104可包括但不限于：客户识别模块(Subscriber Identification Module，SIM)、无线保真(WIreless-Fidelity，Wi-Fi)模块、蓝牙模块。射频模块104可以通过无线通信与网络和其他设备通信。所述无线通信可以使用任一通信标准或协议，包括但不限于全球移动通讯系统(Global System of Mobile communication，GSM)、通用分组无线服务(General Packet Radio Service，GPRS)、码分多址(Code Division Multiple Access，CDMA)、宽带码分多址(Wideband Code Division Multiple Access，WCDMA)、长期演进(Long Term Evolution，LTE)、电子邮件、短消息服务(Short Messaging Service，SMS)等。
参见图5所示的一种指纹支付的方法流程示意图。如图5所示，该方法包括但不限于以下步骤：
S501、显示指纹录入界面。显示器1031显示指纹录入界面，其中，指纹录入界面可以如图1B所示，在此不再赘述。
S502、接收用户输入的第三指纹和第三指纹对应的用户的生理特征信息。其中，第三指纹可以为在显示器1031显示图1B所示的指纹录入界面后，通过第一传感器比如指纹传感器采集的用户输入的指纹。用户的生理特征信息可以包括用户的脉搏信息，在指纹传感 器采集用户的第三指纹时，集成在指纹传感器上的第二传感器比如光学检测传感器采集用户的脉搏信息，指纹传感器和光学检测传感器分别将采集到的第三指纹以及第三指纹对应的用户的脉搏信息发送至处理器101。
S503、根据第三指纹和第三指纹对应的用户的生理特征信息建立数据库，其中，数据库包括用户和指纹的对应关系。
处理器101可以根据采集的用户的脉搏信息判定对应的指纹是否属于同一个用户。具体的，处理器101可以根据脉搏信号中相邻波峰或相邻波谷的时间间隔计算心率，如果计算出的心率相同或在预设的阈值范围之内，则判定用于计算该心率的脉搏信号对应的指纹属于同一个用户。例如，步骤S502中采集用户A的食指指纹时，还采集用户A的第一脉搏信号，其中，该第一脉搏信号如图6所示，处理器101根据第一脉搏信号相邻的第一波峰与第二波峰的时间间隔1秒计算第一脉搏信号对应用户的心率为60秒÷1次/秒＝60次/分钟。假设，预设的阈值范围为55次/分钟～65次/分钟，步骤S502中采集用户A的中指指纹时，还采集用户A的第二脉搏信号，处理器101根据第二脉搏信号计算用户的心率为58次/分钟，第二脉搏信号计算用户的心率58次/分钟与第一脉搏信号计算的用户的心率60次/分钟都在预设的阈值范围为55次/分钟～65次/分钟之内，则处理器101判定步骤S502中采集的用户的中指指纹和步骤S502中采集的用户的食指指纹属于同一个用户；同理，如果步骤S502中采集用户A的无名指指纹时，采集用户A的第三脉搏信号，根据第三脉搏信号计算用户的心率为62次/分钟，第三脉搏信号计算用户的心率62次/分钟与第一脉搏信号计算的用户的心率60次/分钟都在预设的阈值范围为55次/分钟～65次/分钟之内，则处理器101判定步骤S502中采集的用户的无名指指纹和步骤S502中采集的用户的食指指纹属于同一个用户。然后，处理器101可以根据已录入指纹与用户的对应关系建立数据库，例如，图1E所示的数据库。最后，处理器101将该数据库发送至存储器102存储。
可选的，处理器101还可以判断不同脉搏信号中波峰或波谷的高度、波峰或波谷出现的时间、相邻波峰与波谷的时间间隔是否相同来判定脉搏信号对应的指纹是否属于同一个用户，如果相同，则判定该不同脉搏信号对应的指纹是属于同一个用户，本领域技术人员可以理解的是，本申请涉及到的相同生理特征信息上的“相同”，可以指生理特征信息数值上的相等，或数值上在预设的阈值范围之内等，在此不再赘述。
另外，用户的生理特征信息还可以包括用户手指的静脉信息，步骤S502中，在指纹传感器采集用户的第三指纹时，还可以通过第二传感器比如红外线摄像头采集用户的手指的静脉信息。步骤S503中，处理器101还可以根据采集的用户的手指的静脉信息判定对应的指纹是否属于同一个用户等，在此不再赘述。
S504、显示支付指纹注册界面。显示器1031显示如图2A、图2B所示的支付指纹注册界面。
S505、接收用户输入的第四指纹。其中，第四指纹可以为在显示器1031显示图2B所示的指纹录入界面后，通过指纹传感器采集的用户输入的指纹。指纹传感器可以将采集到的第四指纹发送至处理器101。
S506、判断第四指纹是否注册成功，如果是，则执行步骤S507，如果不是，则结束本流程。
处理器101可以利用现有的指纹匹配算法对第四指纹与上述数据库中指纹进行匹配，如果匹配成功，则判定第四指纹注册成功，反之，则判定第四指纹注册失败。例如，处理器101可以将第四指纹的细节点(例如，纹线结束的点或纹线分叉点)与上述数据库中存储的指纹的细节点进行比对，如果判定数据库中存在与第四指纹重合的细节点的对数大于预设的点数阈值的指纹，则处理器101可以判定第四指纹注册成功。
例如，第四指纹为用户A的食指指纹，处理器101将用户A的食指指纹与上述图1E所示数据库中存储的指纹(用户A的食指指纹、中指指纹和无名指指纹)进行比对，处理器101判定数据库中存在与第四指纹即用户A的食指指纹匹配的指纹，则处理器101可以判定该用户A的食指指纹注册成功，参见图2C。
S507、确定第四指纹为支付指纹。
例如，接上述，如图2C中所示的数据库中用户A的食指指纹被确定为支付指纹。可选的，处理器101还可以确定数据库中与第四指纹属于同一个用户的指纹确定为支付指纹。
S508、显示指纹支付界面。显示器1031显示指纹支付界面，其中，指纹支付界面可以如图3B所示，在此不再赘述。
S509、接收用户输入的第一指纹。第一指纹可以指显示器1031显示指纹支付界面后，用户输入的指纹，可以用作支付凭证。具体的，显示器1031显示指纹支付界面后，指纹传感器采集用户的第一指纹，并将采集的第一指纹发送至处理器101。
S510、判断第一指纹是否是存储的用户的多个指纹中的支付指纹，如果是，则支付成功，如果不是，则执行步骤S511。
处理器101可以利用现有的指纹匹配算法对第一指纹和上述数据库存储的用户的多个指纹中的支付指纹进行匹配，如果匹配，则判定第一指纹是支付指纹，如果不匹配，则判定第一指纹不是支付指纹。其中，指纹的匹配过程，可以参考上述相关描述，在此不再赘述。
S511、判断第一指纹在存储的用户的多个指纹中是否关联有支付指纹，如果关联有支付指纹，则支付成功，如果未关联有支付指纹，则支付失败。
在一种可选的实施例中，处理器101可以判断第一指纹是否是数据库中存储的用户的多个指纹中与支付指纹属于同一个用户的指纹，如果是，则判定第一指纹关联有支付指纹，如果不是，则判定第一指纹未关联有支付指纹。具体的，处理器101可以利用现有的指纹匹配算法对第一指纹和数据库中与支付指纹属于同一个用户的指纹进行匹配，如果数据库中与支付指纹属于同一个用户的指纹存在和第一指纹匹配的指纹，则判定第一指纹关联有支付指纹，反之，则判定第一指纹未关联有支付指纹。其中，指纹的匹配过程，可以参考上述相关描述，在此不再赘述。
例如，数据库为图2C所示，用户A的食指指纹为支付指纹，处理器101可以将第一指纹和数据库中与支付指纹即用户A的食指指纹属于同一个用户的指纹，即用户A的中指指纹、用户A的无名指指纹进行匹配，如果第一指纹和数据库中的用户A的中指指纹、用户A的无名指指纹任一个指纹匹配，则处理器101可以判定第一指纹关联有支付指纹，反之，如果第一指纹和数据库中的用户A的中指指纹、用户A的无名指指纹都不指纹匹配，则处理器101可以判定第一指纹未关联有支付指纹。其中，指纹的匹配过程，可以参考上 述相关描述，在此不再赘述。
可见，本申请实施例，即使用户只进行一次支付指纹注册，即数据库中只存储一个支付指纹，数据库中与该支付指纹属于同一个用户的所有指纹也都可以用于支付，实现了用户只需一次支付指纹注册操作，同一个用户的多个指纹都能用于支付，提高了支付操作的便捷性。
同时，如果终端100已录入多个用户的指纹，即数据库中包括多个用户的指纹，例如，表1所示，数据库除了包括图2C所示数据库中的内容外，还包括用户B的食指指纹和中指指纹，其中，只有用户A的食指指纹为支付指纹，则在本申请中，用户B的食指指纹和中指指纹都不可以用于支付。可见，本申请实施例，在终端100已录入多个用户指纹的情况下，可以使支付指纹注册成功的用户的指纹进行支付，其他用户的指纹不能用于支付，保证了指纹支付的安全性。
表1
Figure PCTCN2017086217-appb-000001
在又一种可选的实施例中，在存储的用户的多个指纹中，关联有支付指纹的用户配置有支付权限；处理器101还可以判断在存储的用户的多个指纹中第一指纹关联的用户是否配置有支付权限，如果有，则判定第一指纹关联有支付指纹；如果没有，则判定第一指纹未关联有支付指纹。具体的，处理器101可以将第一指纹与数据库中存储的指纹进行匹配，查看与第一指纹匹配的指纹所对应的用户是否配置有支付权限，如果有，则判定第一指纹关联有支付指纹，如果没有，则判定第一指纹未关联有支付指纹。
例如，表2所示，表2将表1中的支付指纹对应的用户A配置有支付权限。
表2
Figure PCTCN2017086217-appb-000002
如果用户A输入中指指纹，处理器101查看表2中与用户A输入的中指指纹匹配的指纹为用户A的中指指纹，且表2中用户A的中指指纹对应的用户A配置有支付权限，则处理器101用户A输入中指指纹关联有支付指纹。
在又一种可选的实施例中，在步骤S511中，如果处理器101判定第一指纹未关联有支付指纹，处理器101还可以向显示器1031发送指令，以使显示器1031显示第一提示信息，该第 一提示信息用于提示用户再次输入指纹。
指纹传感器接收用户输入的第二指纹，在接收第二指纹时，光学检测传感器采集用户的生理特征信息，指纹传感器和光学检测传感器分别将第二指纹和第二指纹对应的用户的生理特征信息发送给存储器101。
处理器101判断存储的用户的生理特征信息和多个指纹的对应关系中，是否存在和第二指纹对应相同生理特征信息的支付指纹，如果存在，则将第二指纹加入到多个指纹中。
例如，表3所示，表3在表1的基础上增加了用户的生理特征信息，其中，用户的生理特征信息和用户以及用户的指纹相对应。具体建立表3数据库的描述，可以参考图1E、图2C和表1的建立过程，尤其是在表1中，增加了用于判定指纹是否属于一个用户的用户的生理特征信息，在此不再赘述。
表3
Figure PCTCN2017086217-appb-000003
本申请实施例中，第二指纹为当显示器1031显示第一提示信息后，用户输入的指纹。如果当显示器1031显示第一提示信息，用户A输入大拇指指纹且光学检测传感器检测用户A的生理特征信息，处理器101判断表3中存在与第二指纹(用户A输入大拇指指纹)对应相同生理特征信息(采集的用户A的生理特征信息)的支付指纹(表3中用户A的食指指纹)，则处理器101将第二指纹(用户A输入大拇指指纹)加入到表3中，形成表4。
表4
Figure PCTCN2017086217-appb-000004
本领域技术人员可以理解的是，表4也可以应用于上述步骤S508～S511。可见，实施本申请实施例，实现用户进行一次支付指纹注册，即可让该用户的所有指纹都可以用于支付，提高了支付操作的便捷性。
在又一种可选的实施例中，在步骤S508显示器1031显示指纹支付界面后，在指纹传感器采集用户输入的第一指纹时，还通过光学检测传感器采集用户的脉搏信息，指纹传感器和光学检测传感器分别将第一指纹和第一指纹对应的用户的生理特征信息发送给存储器101。
处理器101判断存储的用户的生理特征信息和多个指纹的对应关系中，是否存在和第一指纹对应相同生理特征信息的支付指纹，如果存在，则支付成功，反之，则支付失败。
例如，如表3所示，如果当显示器1031显示指纹支付界面后，用户A输入大拇指指纹且光学检测传感器检测用户A的生理特征信息，处理器101判断表3中存在与第一指纹(用户A输入大拇指指纹)对应相同生理特征信息(采集的用户A的生理特征信息)的支付指纹(表3中用户A的食指指纹)，则支付成功。
可见，实施本申请实施例，实现用户进行一次支付指纹注册，即可让该用户的所有指纹都可以用于支付，提高了支付操作的便捷性。
请参考图7，提供了一种终端的功能框图。终端的功能块可由硬件、软件或硬件与软件的组合来实施本申请方案。所属领域的技术人员应理解，图7中所描述的功能块可经组合或分离为若干子块以实施本申请方案。因此，本申请中上面描述的内容可支持对下述功能模块的任何可能的组合或分离或进一步定义。如图7所示，终端200可以包括：输入单元201、处理单元202、输出单元203，其中：
输入单元201，用于接收用户输入的第一指纹，第一指纹用作支付凭证。
处理单元202，用于判断第一指纹是否是存储的用户的多个指纹中的支付指纹。
输出单元203，用于在处理单元202判定第一指纹是支付指纹，输出支付成功的提示。
处理单元202，还用于在处理单元202判定第一指纹不是支付指纹时，判断第一指纹在存储的用户的多个指纹中是否关联有支付指纹。
输出单元203，还用于在处理单元202判定第一指纹关联有支付指纹时，输出支付成功的提示；还用于在处理单元202判定第一指纹未关联有支付指纹时，输出支付失败的提示。
这里处理单元202如何判断第一指纹是否为支付指纹和第一指纹是否关联有支付指纹，请参考前述实施例，这里不赘述。
在一种可选的实施方式中，处理单元202具体用于判断第一指纹是否是存储的用户的多个指纹中与支付指纹属于同一个用户的指纹，如果是，则判定第一指纹关联有支付指纹，否则，判定第一指纹未关联有支付指纹。
其中，处理单元202如何判断第一指纹是否是存储的用户的多个指纹中与支付指纹属于同一个用户的指纹，请参考前述实施例，这里不赘述。
在又一种可选的实施方式中，在存储的用户的多个指纹中，关联有支付指纹的用户配置有支付权限；处理单元202具体用于判断在存储的用户的多个指纹中第一指纹关联的用户是否配置有支付权限，如果有，则判定第一指纹关联有支付指纹；如果没有，则判定第一指纹未关联有支付指纹。
其中，处理单元202如何判断在存储的用户的多个指纹中第一指纹关联的用户是否配置有支付权限，请参考前述实施例，这里不赘述。
在又一种可选的实施方式中，输出单元203，还用于在处理单元201判定第一指纹未关联有支付指纹，输出第一提示信息，第一提示信息用于提示用户再次输入指纹；
输入单元201，还用于接收用户输入的第二指纹，在接收第二指纹时，采集用户的生理特征信息；
处理单元202，还用于判断存储的用户的生理特征信息和多个指纹的对应关系中，是否存在和第二指纹对应相同生理特征信息的支付指纹，如果存在，则将第二指纹加入到多个指纹中。
本实施例的描述请参考前述实施例，这里不赘述。
需要说明的是，本申请中支付指纹可以包括用户在支付指纹注册时输入的指纹，或者，包括已录入的指纹中和用户在支付指纹注册时输入的指纹属于同一个用户的部分手指或全部手指的指纹。用户的生理特征信息包括以下至少一项：脉搏信息、手指静脉信息等。
可见，实施本申请实施例，实现用户进行一次支付指纹注册，即可让该用户的所有指纹都可以用于支付，提高了支付操作的便捷性。
本领域内的技术人员应明白，本申请的实施例可提供为方法、系统、或计算机程序产品。因此，本申请可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且，本申请可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质，包括但不限于磁盘存储器和光学存储器等，上实施的计算机程序产品的形式。
本申请是参照根据本申请实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器，使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中，使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品，该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上，使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理，从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
显然，本领域的技术人员可以对本申请进行各种改动和变型而不脱离本申请的精神和范围。这样，倘若本申请的这些修改和变型属于本申请权利要求及其等同技术的范围之内，则本申请也意图包含这些改动和变型在内。

Claims (17)

  1. 一种支付方法，其特征在于，包括：
    接收用户输入的第一指纹；
    判断所述第一指纹是否是存储的所述用户的多个指纹中的支付指纹；
    如果所述第一指纹是所述支付指纹，则支付成功；
    如果所述第一指纹不是所述支付指纹，则判断所述第一指纹在存储的所述用户的多个指纹中是否关联有所述支付指纹，如果关联有所述支付指纹，则支付成功，若未关联有所述支付指纹，则支付失败；所述第一指纹和所述第一指纹关联的指纹属于同一个用户。
  2. 根据权利要求1所述的方法，其特征在于，所述判断所述第一指纹在存储的所述用户的多个指纹中是否关联有所述支付指纹，包括：
    判断所述第一指纹是否是存储的所述用户的多个指纹中与所述支付指纹属于同一个用户的指纹，如果是，则判定所述第一指纹关联有所述支付指纹，否则，判定所述第一指纹未关联有所述支付指纹。
  3. 根据权利要求1所述的方法，其特征在于，在存储的所述用户的多个指纹中，关联有所述支付指纹的用户配置有支付权限；
    所述判断所述第一指纹在存储的所述用户的多个指纹中是否关联有所述支付指纹，包括：
    判断在存储的所述用户的多个指纹中所述第一指纹关联的用户是否配置有支付权限，如果有，则判定所述第一指纹关联有所述支付指纹；如果没有，则判定所述第一指纹未关联有所述支付指纹。
  4. 根据权利要求1至3任一项所述的方法，其特征在于，还包括：
    如果判定所述第一指纹未关联有所述支付指纹，输出第一提示信息，所述第一提示信息用于提示用户再次输入指纹；
    接收用户输入的第二指纹，在接收所述第二指纹时，采集所述用户的生理特征信息；
    判断存储的所述用户的所述生理特征信息和所述多个指纹的对应关系中，是否存在和所述第二指纹对应相同所述生理特征信息的所述支付指纹；
    如果存在，则将所述第二指纹加入到所述多个指纹中。
  5. 根据权利要求4所述的方法，其特征在于，所述生理特征信息包括以下至少一项：脉搏信息、手指静脉信息。
  6. 根据权利要求1至5任一项所述的方法，其特征在于，所述至少一个支付指纹包括：用户在支付指纹注册时输入的指纹。
  7. 根据权利要求1至5任一项所述的方法，其特征在于，所述至少一个支付指纹还包括：已录入的指纹中和用户在支付指纹注册时输入的指纹属于同一个用户的部分手指或全部手指的指纹。
  8. 一种终端，其特征在于，包括：第一传感器、显示器、触敏表层、一个或多个处理器，以及存储器，所述存储器用于存储一个或多个程序，所述一个或多个程序被配置为通过所述处理器执行以指令所述终端执行以下操作：
    通过所述第一传感器采集用户输入的第一指纹；
    判断所述第一指纹是否是存储的所述用户的多个指纹中的支付指纹；
    如果所述第一指纹是所述支付指纹，则支付成功；
    如果所述第一指纹不是所述支付指纹，则判断所述第一指纹在存储的所述用户的多个指纹中是否关联有所述支付指纹，如果关联有所述支付指纹，则支付成功，若未关联有所述支付指纹，则支付失败；所述第一指纹和所述第一指纹关联的指纹属于同一个用户。
  9. 根据权利要求8所述的终端，其特征在于，所述一个或多个程序被配置为通过所述处理器执行以指令所述终端执行以下操作：
    判断所述第一指纹是否是存储的所述用户的多个指纹中与所述支付指纹属于同一用户的指纹，如果是，则判定所述第一指纹关联有所述支付指纹，否则，判定所述第一指纹未关联有所述支付指纹。
  10. 根据权利要求8所述的终端，其特征在于，在存储的所述用户的多个指纹中，关联有所述支付指纹的用户配置有支付权限；
    所述一个或多个程序被配置为通过所述处理器执行以指令所述终端执行以下操作：
    判断在存储的所述用户的多个指纹中所述第一指纹关联的用户是否配置有支付权限，如果有，则判定所述第一指纹关联有所述支付指纹；如果没有，则判定所述第一指纹未关联有所述支付指纹。
  11. 根据权利要求8至10任一项所述的终端，其特征在于，所述终端还包括第二传感器，所述一个或多个程序被配置为通过所述处理器执行以指令所述终端执行以下操作：
    如果判定所述第一指纹未关联有所述支付指纹，通过所述显示器显示第一提示信息，所述第一提示信息用于提示用户再次输入指纹；
    通过所述第一传感器采集到用户输入的第二指纹，在采集所述第二指纹时，还通过所述第二传感器采集所述用户的所述生理特征信息；
    判断存储的所述用户的所述生理特征信息和所述多个指纹的对应关系中，是否存在和所述第二指纹对应相同所述生理特征信息的所述支付指纹；
    如果存在，则将所述第二指纹加入到所述多个指纹中。
  12. 根据权利要求11所述的终端，其特征在于，所述生理特征信息包括以下至少一项： 脉搏信息、手指静脉信息。
  13. 根据权利要求8至12任一项所述的终端，其特征在于，所述至少一个支付指纹包括：用户在支付指纹注册时输入的指纹。
  14. 根据权利要求8至12任一项所述的终端，其特征在于，所述至少一个支付指纹还包括：已录入的指纹中和用户在支付指纹注册时输入的指纹属于同一个用户的部分手指或全部手指的指纹。
  15. 一种存储计算机指令的可读非易失性存储介质，所述计算机指令被具有第一传感器、显示器、触敏表层和一个或多个处理器的终端执行以实现上述权利要求1至7任一项所述的方法。
  16. 一种终端的图形用户界面，其特征在于，所述终端包括第一传感器、显示器、触敏表层、一个或多个处理器，以及存储器，其中：
    当所述第一传感器检测到用户输入的第一指纹时，如果判定所述第一指纹是存储的所述用户的多个指纹中的支付指纹，显示支付成功的提示，或者，如果判定所述第一指纹在存储的所述用户的多个指纹中是关联有所述支付指纹，显示支付成功的提示；
    如果判定所述第一指纹在存储的所述用户的多个指纹中未关联有所述支付指纹，显示支付失败的提示；
    其中，所述第一指纹和所述第一指纹关联的指纹属于同一个用户。
  17. 根据权利要求16所述的界面，其特征在于，所述终端还包括第二传感器，如果判定所述第一指纹未关联有所述支付指纹，显示第一提示信息，所述第一提示信息用于提示用户再次输入指纹；
    通过所述第一传感器采集用户输入的第二指纹，在接收所述第二指纹时，通过所述第二传感器采集所述用户的生理特征信息；
    判断存储的所述用户的所述生理特征信息和所述多个指纹的对应关系中，是否存在和所述第二指纹对应相同所述生理特征信息的所述支付指纹；
    如果存在，则将所述第二指纹加入到所述多个指纹中。
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