WO2004025577A2 - Vorrichtung und verfahren zur durchführung einer geldeinzahltransaktion - Google Patents
Vorrichtung und verfahren zur durchführung einer geldeinzahltransaktion Download PDFInfo
- Publication number
- WO2004025577A2 WO2004025577A2 PCT/EP2003/009499 EP0309499W WO2004025577A2 WO 2004025577 A2 WO2004025577 A2 WO 2004025577A2 EP 0309499 W EP0309499 W EP 0309499W WO 2004025577 A2 WO2004025577 A2 WO 2004025577A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- banknotes
- compartment
- checking
- operator
- input
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/40—Device architecture, e.g. modular construction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/50—Sorting or counting valuable papers
Definitions
- the invention relates to an apparatus and a method for carrying out a money deposit transaction.
- EP 0 811 208 B1 describes, for example, a money depositing device in which banknotes are inputted in bundles, isolated, checked, the accepted banknotes are fed to a buffer store that is not accessible to the operator during the current transaction, and the unaccepted banknotes are fed to a freely accessible return compartment. If the operator agrees to the final storage of the accepted banknotes, they are transferred from the buffer into a banknote cassette and finally stored there, protected against unauthorized access by the operator.
- Such devices are used, for example, for a retailer to deposit his daily cash income without the help of bank employees and for the automatically determined nominal value of the banknotes entered to be credited to a bank account of the retailer.
- the banknotes deposited in such a cash deposit device are processed further by an authority authorized for this purpose, such as a cash center or a value transport company (WTU). This can be done, for example, by separating the banknotes finally stored in the cassettes according to their nominal value and / or location. Position sorting means, for example, that banknotes lying on the front are separated from banknotes lying on the back. For post-processing, specially designed banknote sorting devices are mostly used for these functions. However, this post-processing carried out by the cash centers or the value transport companies is relatively cost-intensive. Based on this, it is the object of the present invention to provide an apparatus and a method for carrying out a money deposit transaction which simplifies processing processes which are connected with such a money deposit transaction.
- WTU value transport company
- the invention is therefore based on the idea that location sorting is not carried out first in the post-processing by cash centers or WTUs with the aid of separate banknote sorting devices, but rather by the depositing operator himself during the depositing process using the money depositing device.
- the single figure shows a schematic view of the functional components of a cash deposit device 1 according to an embodiment of the present invention.
- the deposit device 1 has a housing 2.
- An input compartment 3, freely accessible from the outside, is integrated in the housing 2, into which the operator can enter banknotes BN which are to be retained by the device 1 and, for example, to be credited to a bank account of the operator.
- the banknotes BN can have any layers in the bundle.
- a transport device 4 which can have separation and transport means known per se, the bank notes BN entered as a bundle in the compartment 3 are transported individually by a test device 5, in which they are checked for certain physical or chemical properties. In addition to checking the authenticity, the checking device 5 also serves in particular to determine the position of the entered banknotes BN.
- the test device 5 is checked in the test device 5, for example, whether the bank notes BN are inserted into the compartment 3 with their top or bottom side facing up and are trans- be ported. This position check can be carried out with the aid of known optical transmission or reflection measurements. Depending on the result of the check, the bank notes BN are then fed to one of three possible storage compartments 6-8.
- the first compartment 6 is an output compartment which is freely accessible from the outside and into which the rejection path nodes which are not accepted by the testing device 5 are output. These can be banknotes, for example, which are not recognized by the checking device 5 because, for example, they are not genuine or are too worn out.
- all those banknotes BN are output that were recognized as genuine by the checking device 5, but whose position does not correspond to a predetermined position. This can mean, for example, that all those banknotes are output into the compartment 7 which have been transported with their back upwards through the test device 5 and recognized as genuine and / or fit for circulation. All other banknotes BN that have been accepted by the checking device 5 in a genuine and / or fit for circulation and have the predetermined position, that is to say oriented with the front facing upward, are transported into the third storage compartment 8, which serves as an intermediate storage 8.
- the storage compartment 8 is closed during a current transaction, for example by a flap (not shown) which can be automatically locked from the inside, in such a way that the operator has no access to the banknotes located in the intermediate store 8.
- a separation is automatically carried out from the banknotes oriented with the front facing upwards and with the rear facing upwards.
- the operator is indicated by means of a display and input unit 9, for example by displaying a corresponding text or the lighting of an associated one Symbol in the form of a pictogram prompted to take out the banknotes BN located in the compartment 7 as a bundle, to turn them over and to put them back into the input compartment 3.
- the banknotes in the compartment 8 serving as a buffer are transported into a banknote cassette 10 integrated in the housing 2, which is also for the user from the outside is not accessible.
- the cassette 10 are usually exchangeably mounted in the housing.
- the deposit data for crediting the deposited amounts are forwarded to an account determined by the operator to a bank center.
- the previously described components of the cash deposit device 1 are controlled by means of a control unit 11 via signal lines, not shown.
- the control device 11 regulates in particular also the deflection of the banknotes BN into the respective compartments 6-8 or the transport out of the compartment 8.
- the individual process can also be terminated by means of the display and input unit 9.
- the flap of the compartment 8 is automatically activated, unlocked and opened after the transaction has ended, so that the operator now has free access to the bank notes BN to be removed.
- the buffer 8 is in no case accessible to the operator and the banknotes are therefore transferred to one of the two freely accessible output compartments 6, 7 in the event of a transaction being aborted via appropriate transport means.
- the invention thus enables a simple and inexpensive location sorting of banknotes in money depositing devices.
Landscapes
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP03794950A EP1552483A2 (de) | 2002-08-28 | 2003-08-27 | Vorrichtung und verfahren zur durchführung einer geldeinzahltransaktion |
AU2003258676A AU2003258676A1 (en) | 2002-08-28 | 2003-08-27 | Device and method for conducting a money deposit transaction |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE10239563A DE10239563A1 (de) | 2002-08-28 | 2002-08-28 | Vorrichtung und Verfahren zur Durchführung einer Geldeinzahltransaktion |
DE10239563.2 | 2002-08-28 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2004025577A2 true WO2004025577A2 (de) | 2004-03-25 |
WO2004025577A3 WO2004025577A3 (de) | 2004-05-27 |
Family
ID=31724140
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/EP2003/009499 WO2004025577A2 (de) | 2002-08-28 | 2003-08-27 | Vorrichtung und verfahren zur durchführung einer geldeinzahltransaktion |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP1552483A2 (de) |
AU (1) | AU2003258676A1 (de) |
DE (1) | DE10239563A1 (de) |
WO (1) | WO2004025577A2 (de) |
ZA (1) | ZA200501791B (de) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2008148521A1 (de) | 2007-06-04 | 2008-12-11 | Giesecke & Devrient Gmbh | Vorrichtung zur zahlung eines vorgegebenen rechnungsbetrages und verfahren annahme von wertdokumenten und ausgabe in einer speichereinrichtung gespeicherter wertdokumente |
Families Citing this family (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP5439489B2 (ja) * | 2009-09-11 | 2014-03-12 | グローリー株式会社 | 貨幣処理装置 |
Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4596924A (en) * | 1982-06-16 | 1986-06-24 | Tokyo Shibaura Denki Kabushiki Kaisha | Automatic depositing apparatus |
US6315279B1 (en) * | 1999-01-07 | 2001-11-13 | Fujitsu Limited | Paper processing apparatus |
Family Cites Families (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH1166388A (ja) * | 1997-08-14 | 1999-03-09 | Fujitsu Ltd | 自動取引装置 |
-
2002
- 2002-08-28 DE DE10239563A patent/DE10239563A1/de not_active Withdrawn
-
2003
- 2003-08-27 WO PCT/EP2003/009499 patent/WO2004025577A2/de not_active Application Discontinuation
- 2003-08-27 AU AU2003258676A patent/AU2003258676A1/en not_active Abandoned
- 2003-08-27 EP EP03794950A patent/EP1552483A2/de not_active Withdrawn
-
2005
- 2005-03-02 ZA ZA200501791A patent/ZA200501791B/en unknown
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4596924A (en) * | 1982-06-16 | 1986-06-24 | Tokyo Shibaura Denki Kabushiki Kaisha | Automatic depositing apparatus |
US6315279B1 (en) * | 1999-01-07 | 2001-11-13 | Fujitsu Limited | Paper processing apparatus |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2008148521A1 (de) | 2007-06-04 | 2008-12-11 | Giesecke & Devrient Gmbh | Vorrichtung zur zahlung eines vorgegebenen rechnungsbetrages und verfahren annahme von wertdokumenten und ausgabe in einer speichereinrichtung gespeicherter wertdokumente |
Also Published As
Publication number | Publication date |
---|---|
AU2003258676A8 (en) | 2004-04-30 |
AU2003258676A1 (en) | 2004-04-30 |
DE10239563A1 (de) | 2004-03-18 |
WO2004025577A3 (de) | 2004-05-27 |
EP1552483A2 (de) | 2005-07-13 |
ZA200501791B (en) | 2005-09-12 |
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