UA101077C2 - Система (варианты) и способ (варианты) предоставления кредита - Google Patents

Система (варианты) и способ (варианты) предоставления кредита

Info

Publication number
UA101077C2
UA101077C2 UAA201107971A UAA201107971A UA101077C2 UA 101077 C2 UA101077 C2 UA 101077C2 UA A201107971 A UAA201107971 A UA A201107971A UA A201107971 A UAA201107971 A UA A201107971A UA 101077 C2 UA101077 C2 UA 101077C2
Authority
UA
Ukraine
Prior art keywords
credit
subscriber
request
settlement facility
networks
Prior art date
Application number
UAA201107971A
Other languages
English (en)
Ukrainian (uk)
Inventor
Алекс Д. ИБАСКО
Александер Го Семиниано
Оливер Л. Убальде
Хулье К. Гарсиа
Патрик Б. ПОСАДАС
Винсент С. Ко
Рик Анхело С. Тан
Original Assignee
Смарт Хуб Птэ. Лтд.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Смарт Хуб Птэ. Лтд. filed Critical Смарт Хуб Птэ. Лтд.
Publication of UA101077C2 publication Critical patent/UA101077C2/ru

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Meter Arrangements (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Раскрываются система и способ для предоставления кредита абоненту, которые включают большое количество сетей, каждая из указанных сетей поддерживает большое количество абонентов; центральное расчетное средство, объединенное с каждой сетью из большого количества сетей, указанное центральное расчетное средство удерживает большое количество счетов абонентов, где центральное расчетное средство приспособлено, после получения запроса на кредит от абонента, конвертировать запрос на кредит в промежуточную величину; получать кредит от гаранта по кредиту с помощью указанной промежуточной величины; кредитовать счет, которым владеет абонент в расчетном механизме, на сумму, которая равняется запросу на кредит; и сообщать абоненту об одобрении запроса на кредит. Система также настраивается для предоставления абоненту эфирн�
UAA201107971A 2008-11-26 2009-11-25 Система (варианты) и способ (варианты) предоставления кредита UA101077C2 (ru)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG2008087611 2008-11-26
PCT/SG2009/000450 WO2010062266A1 (en) 2008-11-26 2009-11-25 Credit provision system and method

Publications (1)

Publication Number Publication Date
UA101077C2 true UA101077C2 (ru) 2013-02-25

Family

ID=42225935

Family Applications (2)

Application Number Title Priority Date Filing Date
UAA201107971A UA101077C2 (ru) 2008-11-26 2009-11-25 Система (варианты) и способ (варианты) предоставления кредита
UAA201211700A UA112158C2 (uk) 2008-11-26 2009-11-25 Система та спосіб надання кредиту

Family Applications After (1)

Application Number Title Priority Date Filing Date
UAA201211700A UA112158C2 (uk) 2008-11-26 2009-11-25 Система та спосіб надання кредиту

Country Status (17)

Country Link
US (1) US20110225086A1 (ru)
EP (1) EP2368222A4 (ru)
JP (3) JP5920814B2 (ru)
KR (3) KR20110092330A (ru)
CN (2) CN102227742A (ru)
AR (1) AR075553A1 (ru)
AU (1) AU2009320434A1 (ru)
BR (1) BRPI0916146A2 (ru)
CA (1) CA2737964A1 (ru)
CO (1) CO6430494A2 (ru)
MX (1) MX2011005556A (ru)
MY (1) MY180197A (ru)
RU (1) RU2481639C2 (ru)
TW (1) TWI475506B (ru)
UA (2) UA101077C2 (ru)
WO (1) WO2010062266A1 (ru)
ZA (1) ZA201103522B (ru)

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Also Published As

Publication number Publication date
CA2737964A1 (en) 2010-06-03
CN103400294B (zh) 2017-05-24
KR20130133309A (ko) 2013-12-06
AU2009320434A1 (en) 2010-06-03
MY180197A (en) 2020-11-24
UA112158C2 (uk) 2016-08-10
CN102227742A (zh) 2011-10-26
RU2011126196A (ru) 2013-01-27
KR20110092330A (ko) 2011-08-17
EP2368222A1 (en) 2011-09-28
EP2368222A4 (en) 2013-12-25
WO2010062266A1 (en) 2010-06-03
US20110225086A1 (en) 2011-09-15
TW201027452A (en) 2010-07-16
JP2014238866A (ja) 2014-12-18
CO6430494A2 (es) 2012-04-30
MX2011005556A (es) 2011-08-17
TWI475506B (zh) 2015-03-01
KR20130042060A (ko) 2013-04-25
CN103400294A (zh) 2013-11-20
BRPI0916146A2 (pt) 2015-11-10
JP5920814B2 (ja) 2016-05-18
KR101662579B1 (ko) 2016-10-05
RU2481639C2 (ru) 2013-05-10
JP6032617B2 (ja) 2016-11-30
ZA201103522B (en) 2017-04-26
AR075553A1 (es) 2011-04-20
JP2014089749A (ja) 2014-05-15
JP2012510106A (ja) 2012-04-26
WO2010062266A8 (en) 2010-08-05

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