SG11201806272TA - Risk control method and device - Google Patents

Risk control method and device

Info

Publication number
SG11201806272TA
SG11201806272TA SG11201806272TA SG11201806272TA SG11201806272TA SG 11201806272T A SG11201806272T A SG 11201806272TA SG 11201806272T A SG11201806272T A SG 11201806272TA SG 11201806272T A SG11201806272T A SG 11201806272TA SG 11201806272T A SG11201806272T A SG 11201806272TA
Authority
SG
Singapore
Prior art keywords
user
attribute
risk control
request sent
payment
Prior art date
Application number
SG11201806272TA
Other languages
English (en)
Inventor
Lizhong Li
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201806272TA publication Critical patent/SG11201806272TA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0635—Risk analysis of enterprise or organisation activities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/384—Payment protocols; Details thereof using social networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Educational Administration (AREA)
  • Tourism & Hospitality (AREA)
  • Quality & Reliability (AREA)
  • Operations Research (AREA)
  • Marketing (AREA)
  • Game Theory and Decision Science (AREA)
  • Development Economics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201806272TA 2016-01-27 2017-01-17 Risk control method and device SG11201806272TA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201610056711.XA CN107016473B (zh) 2016-01-27 2016-01-27 一种风险控制方法和设备
PCT/CN2017/071414 WO2017128999A1 (zh) 2016-01-27 2017-01-17 一种风险控制方法和设备

Publications (1)

Publication Number Publication Date
SG11201806272TA true SG11201806272TA (en) 2018-08-30

Family

ID=59397344

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201806272TA SG11201806272TA (en) 2016-01-27 2017-01-17 Risk control method and device

Country Status (10)

Country Link
US (2) US10977648B2 (enExample)
EP (1) EP3410371A4 (enExample)
JP (1) JP6859502B2 (enExample)
KR (1) KR102215771B1 (enExample)
CN (1) CN107016473B (enExample)
MY (1) MY203061A (enExample)
PH (1) PH12018501577A1 (enExample)
SG (1) SG11201806272TA (enExample)
TW (1) TW201801022A (enExample)
WO (1) WO2017128999A1 (enExample)

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CN107016473B (zh) 2016-01-27 2022-11-22 创新先进技术有限公司 一种风险控制方法和设备
CN107704626A (zh) * 2017-10-30 2018-02-16 北京萌哥玛丽科技有限公司 一种基于人脸识别查找用户的控制方法及控制装置
CN107995097B (zh) * 2017-11-22 2025-03-25 河南餐赞网络科技有限公司 一种互动ar红包的方法及系统
CN108985559A (zh) * 2018-06-08 2018-12-11 平安科技（深圳）有限公司 风控数据处理方法、装置、计算机设备及存储介质
CN111770011B (zh) * 2019-04-01 2022-08-26 钉钉控股（开曼）有限公司 风险提示方法及装置、电子设备、计算机可读存储介质
CN111428971A (zh) * 2020-03-05 2020-07-17 支付宝(杭州)信息技术有限公司 业务数据的处理方法、装置和服务器
CN113935738B (zh) * 2020-06-29 2024-04-19 腾讯科技（深圳）有限公司 交易数据处理方法、装置、存储介质及设备
CN111798309B (zh) * 2020-07-22 2021-08-17 睿智合创(北京)科技有限公司 风控变量加工系统、方法及可读介质
CN111915317B (zh) * 2020-08-31 2023-07-11 支付宝（中国）网络技术有限公司 一种支付处理方法、装置和系统
KR102638717B1 (ko) 2021-08-19 2024-02-20 한인정밀화학(주) 고리형 설페이트계 화합물의 제조방법 및 이로부터 제조된 고리형 설페이트계 화합물

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FR2842319A1 (fr) 2002-07-15 2004-01-16 France Telecom Systeme pour operer un transfert d'informations, simplifie par l'utilisation d'une relation pre-etablie et applications
EP2128809A1 (en) * 2008-05-30 2009-12-02 Luc Stals Server device for controlling a transaction, first entity and second entity
JP2010186329A (ja) * 2009-02-12 2010-08-26 Hokuto Seigyo Kk 出入金システム
US8224727B2 (en) * 2009-05-27 2012-07-17 Boku, Inc. Systems and methods to process transactions based on social networking
CN102110258A (zh) * 2009-12-28 2011-06-29 朱建明 基于信任模型的移动电子商务微支付方案
CN102456203B (zh) * 2010-10-22 2015-10-14 阿里巴巴集团控股有限公司 确定候选产品链表的方法及相关装置
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WO2013125394A1 (ja) * 2012-02-20 2013-08-29 Ｎｅｃカシオモバイルコミュニケーションズ株式会社 サーバ装置、情報開示制御方法及び記録媒体
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US20150287092A1 (en) * 2014-04-07 2015-10-08 Favored.By Social networking consumer product organization and presentation application
JP2016048420A (ja) * 2014-08-27 2016-04-07 沖電気工業株式会社 情報処理装置、及びプログラム
US9418365B2 (en) * 2014-09-08 2016-08-16 Mastercard International Incorporated Systems and methods for using social network data to determine payment fraud
KR20170065511A (ko) * 2014-10-08 2017-06-13 페이스북, 인크. 송금 결제 송수신의 용이화
CN110084007B (zh) * 2014-10-13 2023-11-28 创新先进技术有限公司 风险控制模型的构建方法、装置及终端
CN107016473B (zh) 2016-01-27 2022-11-22 创新先进技术有限公司 一种风险控制方法和设备

Also Published As

Publication number Publication date
KR20180105207A (ko) 2018-09-27
US10977648B2 (en) 2021-04-13
US20200126083A1 (en) 2020-04-23
EP3410371A4 (en) 2019-07-03
US20180349905A1 (en) 2018-12-06
TW201801022A (zh) 2018-01-01
CN107016473A (zh) 2017-08-04
CN107016473B (zh) 2022-11-22
PH12018501577A1 (en) 2019-01-21
US10789592B2 (en) 2020-09-29
WO2017128999A1 (zh) 2017-08-03
MY203061A (en) 2024-06-06
EP3410371A1 (en) 2018-12-05
JP2019507424A (ja) 2019-03-14
JP6859502B2 (ja) 2021-04-14
KR102215771B1 (ko) 2021-02-17

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