BR112018006525A2 - método e sistema para identificação de credenciais armazenadas em um dispositivo de computação - Google Patents

método e sistema para identificação de credenciais armazenadas em um dispositivo de computação

Info

Publication number
BR112018006525A2
BR112018006525A2 BR112018006525A BR112018006525A BR112018006525A2 BR 112018006525 A2 BR112018006525 A2 BR 112018006525A2 BR 112018006525 A BR112018006525 A BR 112018006525A BR 112018006525 A BR112018006525 A BR 112018006525A BR 112018006525 A2 BR112018006525 A2 BR 112018006525A2
Authority
BR
Brazil
Prior art keywords
account
payment
credentials
computing device
transmitted
Prior art date
Application number
BR112018006525A
Other languages
English (en)
Inventor
Dhala Amyn
Emile Jean Charles Cateland Axel
Kitchen Eric
Byrd Nathaniel
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BR112018006525A2 publication Critical patent/BR112018006525A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Abstract

um método para identificação de credenciais de pagamento utilizando uma carteira eletrônica proxy compreende o armazenamento de um perfil de conta para uma carteira eletrônica proxy que inclui as credenciais de pagamento para uma ou mais contas de pagamento e contas de pagamento de credenciais de conta e/ou pagamento associadas com uma ou mais carteiras eletrônicas emparelhadas. uma solicitação de conta é recebida a partir de uma entidade digital que indica o perfil de conta, identificadores de conta de pagamento são transmitidos para um dispositivo de computação de usuário, uma seleção de uma conta de pagamento é recebida do dispositivo de computação de usuário, e um conjunto correspondente de credenciais no perfil de conta é identificado. as credenciais são, então, transmitidas, onde as credenciais de pagamento são transmitidas para uso em uma transação, e credenciais de conta são transmitidas para uma entidade associada com a carteira eletrônica emparelhada para uso na identificação e fornecimento de credenciais de pagamento correspondentes.
BR112018006525A 2015-10-05 2016-09-23 método e sistema para identificação de credenciais armazenadas em um dispositivo de computação BR112018006525A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US14/874,834 US20170098212A1 (en) 2015-10-05 2015-10-05 Method and system for identification of credentials stored in a computing device
PCT/US2016/053276 WO2017062192A1 (en) 2015-10-05 2016-09-23 Method and system for identification of credentials stored in a computing device

Publications (1)

Publication Number Publication Date
BR112018006525A2 true BR112018006525A2 (pt) 2018-12-11

Family

ID=57124129

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112018006525A BR112018006525A2 (pt) 2015-10-05 2016-09-23 método e sistema para identificação de credenciais armazenadas em um dispositivo de computação

Country Status (7)

Country Link
US (1) US20170098212A1 (pt)
EP (1) EP3341902A1 (pt)
CN (1) CN108369702A (pt)
AU (1) AU2016335135A1 (pt)
BR (1) BR112018006525A2 (pt)
CA (1) CA3000838C (pt)
WO (1) WO2017062192A1 (pt)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20170169420A1 (en) * 2015-12-14 2017-06-15 WIBMO Inc. One-step payments in a secure digital platform
CN109118236B (zh) * 2018-08-08 2022-01-28 富途网络科技(深圳)有限公司 一种基于人体生物特征信息进行身份认证的交易方法
CN111126986B (zh) * 2019-11-25 2023-06-30 泰康保险集团股份有限公司 一种基于电子钱包的数据处理方法和装置
US10970792B1 (en) * 2019-12-04 2021-04-06 Capital One Services, Llc Life event bank ledger

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11599873B2 (en) * 2010-01-08 2023-03-07 Blackhawk Network, Inc. Systems and methods for proxy card and/or wallet redemption card transactions
CN1758276A (zh) * 2004-10-10 2006-04-12 中国银联股份有限公司 一种支付服务管理系统及方法
US9367834B2 (en) * 2010-01-22 2016-06-14 Iii Holdings 1, Llc Systems, methods, and computer products for processing payments using a proxy card
US10304051B2 (en) * 2010-04-09 2019-05-28 Paypal, Inc. NFC mobile wallet processing systems and methods
WO2012135796A1 (en) * 2011-04-01 2012-10-04 Visa International Service Association Restricted-use account payment administration apparatuses, methods and systems
WO2012151590A2 (en) * 2011-05-05 2012-11-08 Transaction Network Services, Inc. Systems and methods for enabling mobile payments
CN102521747A (zh) * 2011-12-05 2012-06-27 中国联合网络通信集团有限公司 电子钱包账户绑定方法、业务处理方法、装置及系统
AU2013266099A1 (en) * 2012-05-24 2015-01-22 Paypal, Inc. Method and systems for wallet enrollment
CN103679439A (zh) * 2012-09-03 2014-03-26 中国银联股份有限公司 一种基于移动通信设备的支付方法、移动通信设备和智能卡
US20140279474A1 (en) * 2013-03-12 2014-09-18 Visa International Service Association Multi-purse one card transaction apparatuses, methods and systems
US20140279469A1 (en) * 2013-03-12 2014-09-18 Carta Worldwide Inc. System and method for mobile transaction payments
US20150046336A1 (en) * 2013-08-09 2015-02-12 Mastercard International Incorporated System and method of using a secondary screen on a mobile device as a secure and convenient transacting mechanism
US10366387B2 (en) * 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
US20150254699A1 (en) * 2014-03-04 2015-09-10 Bank Of America Corporation Providing offers associated with payment credentials in digital wallets
US20150254645A1 (en) * 2014-03-04 2015-09-10 Bank Of America Corporation Providing supplemental account information in digital wallets
US20160027000A1 (en) * 2014-07-23 2016-01-28 Bank Of America Corporation Mobile one-time bank card number generator for digital wallet

Also Published As

Publication number Publication date
CN108369702A (zh) 2018-08-03
CA3000838C (en) 2020-12-22
CA3000838A1 (en) 2017-04-13
US20170098212A1 (en) 2017-04-06
WO2017062192A1 (en) 2017-04-13
AU2016335135A1 (en) 2018-04-12
EP3341902A1 (en) 2018-07-04

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Legal Events

Date Code Title Description
B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B350 Update of information on the portal [chapter 15.35 patent gazette]
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 7A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2741 DE 18/07/2023.