BR112012022938A2 - métodos e sistema - Google Patents
métodos e sistemaInfo
- Publication number
- BR112012022938A2 BR112012022938A2 BR112012022938A BR112012022938A BR112012022938A2 BR 112012022938 A2 BR112012022938 A2 BR 112012022938A2 BR 112012022938 A BR112012022938 A BR 112012022938A BR 112012022938 A BR112012022938 A BR 112012022938A BR 112012022938 A2 BR112012022938 A2 BR 112012022938A2
- Authority
- BR
- Brazil
- Prior art keywords
- user
- search
- risk
- search engine
- transaction
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Abstract
métodos e sistema. sistemas e métodos são apresentados para autenticação e processos de análise de risco melhorados usando tecnologia de utilitário de pesquisa. em uma implementação potencial, uma mensagem de pedido de autorização é recebida a uma rede de processamento de pagamento como parte de uma transação entre um usuário e um estabelecimento comercial. a rede de processamento de pagamento analisa risco baseado em uma história de pesquisa associada com o usuário envolvido na transação com o estabelecimento comercial. uma resposta para o pedido de autenticação é feita baseada em parte no risco associado com a história de pesquisa de usuário. em concretizações adicionais, um usuário registra com um utilitário de pesquisa como parte de um serviço de autenticação melhorada, onde o usuário aceita colocações de privacidade permitindo armazenamento de dados de pesquisa e transação por um servidor utilitário de pesquisa. o servidor de utilitário de pesquisa passa dados de pesquisa e transação para um servidor de análise de risco para a criação de parâmetros de risco que podem ser usados para autenticar transações.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US32333010P | 2010-04-12 | 2010-04-12 | |
PCT/US2011/032144 WO2011130290A2 (en) | 2010-04-12 | 2011-04-12 | Authentication process using search technology |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112012022938A2 true BR112012022938A2 (pt) | 2018-05-22 |
Family
ID=44788950
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112012022938A BR112012022938A2 (pt) | 2010-04-12 | 2011-04-12 | métodos e sistema |
Country Status (4)
Country | Link |
---|---|
US (2) | US8600875B2 (pt) |
AU (1) | AU2011240678A1 (pt) |
BR (1) | BR112012022938A2 (pt) |
WO (1) | WO2011130290A2 (pt) |
Families Citing this family (46)
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US9412123B2 (en) | 2003-07-01 | 2016-08-09 | The 41St Parameter, Inc. | Keystroke analysis |
US10999298B2 (en) | 2004-03-02 | 2021-05-04 | The 41St Parameter, Inc. | Method and system for identifying users and detecting fraud by use of the internet |
US11301585B2 (en) | 2005-12-16 | 2022-04-12 | The 41St Parameter, Inc. | Methods and apparatus for securely displaying digital images |
US8938671B2 (en) | 2005-12-16 | 2015-01-20 | The 41St Parameter, Inc. | Methods and apparatus for securely displaying digital images |
US8151327B2 (en) | 2006-03-31 | 2012-04-03 | The 41St Parameter, Inc. | Systems and methods for detection of session tampering and fraud prevention |
US9112850B1 (en) | 2009-03-25 | 2015-08-18 | The 41St Parameter, Inc. | Systems and methods of sharing information through a tag-based consortium |
US10424011B2 (en) * | 2011-11-02 | 2019-09-24 | Gain Credit Holdings, Inc | Systems and methods for shared lending risk |
US10754913B2 (en) | 2011-11-15 | 2020-08-25 | Tapad, Inc. | System and method for analyzing user device information |
US20130227225A1 (en) * | 2012-02-27 | 2013-08-29 | Nokia Corporation | Method and apparatus for determining user characteristics based on use |
US9633201B1 (en) | 2012-03-01 | 2017-04-25 | The 41St Parameter, Inc. | Methods and systems for fraud containment |
US9521551B2 (en) | 2012-03-22 | 2016-12-13 | The 41St Parameter, Inc. | Methods and systems for persistent cross-application mobile device identification |
EP2880619A1 (en) | 2012-08-02 | 2015-06-10 | The 41st Parameter, Inc. | Systems and methods for accessing records via derivative locators |
US9311672B2 (en) * | 2012-08-09 | 2016-04-12 | American Express Travel Related Services Company, Inc. | Systems and methods for fraud detection using a cooperative data exchange |
WO2014078569A1 (en) | 2012-11-14 | 2014-05-22 | The 41St Parameter, Inc. | Systems and methods of global identification |
US8978159B1 (en) * | 2012-12-31 | 2015-03-10 | Emc Corporation | Methods and apparatus for mediating access to derivatives of sensitive data |
US9811830B2 (en) | 2013-07-03 | 2017-11-07 | Google Inc. | Method, medium, and system for online fraud prevention based on user physical location data |
US10902327B1 (en) | 2013-08-30 | 2021-01-26 | The 41St Parameter, Inc. | System and method for device identification and uniqueness |
US9818105B2 (en) | 2013-10-29 | 2017-11-14 | Elwha Llc | Guaranty provisioning via wireless service purveyance |
US10157407B2 (en) | 2013-10-29 | 2018-12-18 | Elwha Llc | Financier-facilitated guaranty provisioning |
US9934498B2 (en) * | 2013-10-29 | 2018-04-03 | Elwha Llc | Facilitating guaranty provisioning for an exchange |
US9396647B2 (en) * | 2013-11-14 | 2016-07-19 | Andrew Marr Haines | System of detecting incarceration of an individual and notifying interested parties, and related methods |
US10515366B1 (en) * | 2013-12-24 | 2019-12-24 | EMC IP Holding Company LLC | Network neighborhood topology as a predictor for fraud and anomaly detection |
SG10201401620VA (en) * | 2014-04-17 | 2015-11-27 | Mastercard Asia Pacific Pte Ltd | A Method For Authenticating A Transaction, And Corresponding Servers, Systems, Devices, Computer-Readable Storage Mediums And Computer Programs |
US20150363777A1 (en) * | 2014-06-16 | 2015-12-17 | Bank Of America Corporation | Cryptocurrency suspicious user alert system |
US10275772B2 (en) * | 2014-06-16 | 2019-04-30 | Bank Of America Corporation | Cryptocurrency risk detection system |
US11282082B2 (en) | 2014-07-30 | 2022-03-22 | Visa International Service Association | Authentication system with message conversion |
US10657521B2 (en) * | 2014-09-16 | 2020-05-19 | Mastercard International Incorporated | Systems and methods for determining fraudulent transactions using digital wallet data |
US11062281B2 (en) * | 2014-10-09 | 2021-07-13 | Visa International Service Association | Processing financial transactions |
US10091312B1 (en) | 2014-10-14 | 2018-10-02 | The 41St Parameter, Inc. | Data structures for intelligently resolving deterministic and probabilistic device identifiers to device profiles and/or groups |
US10037532B2 (en) | 2014-11-13 | 2018-07-31 | Mastercard International Incorporated | Systems and methods for detecting transaction card fraud based on geographic patterns of purchases |
FR3028981B1 (fr) * | 2014-11-21 | 2017-01-06 | Cie Ind Et Financiere D'ingenierie Ingenico | Procede de detection d'un risque de substitution d'un terminal, dispositif, programme et support d'enregistrement correspondants |
US10055736B2 (en) * | 2014-12-30 | 2018-08-21 | Paypal, Inc. | Dynamic authentication through user information and intent |
MX2017010130A (es) * | 2015-02-11 | 2017-11-01 | Mastercard International Inc | Llenado de formulario en linea para credenciales autentificadas. |
US9787720B2 (en) * | 2015-02-26 | 2017-10-10 | Rapid7, Inc. | Lateral account mapping |
US10902429B2 (en) * | 2016-03-21 | 2021-01-26 | Paypal, Inc. | Large dataset structuring techniques for real time fraud detection |
US20210374753A1 (en) | 2016-03-25 | 2021-12-02 | State Farm Mutual Automobile Insurance Company | Identifying potential chargeback scenarios using machine learning |
US11250432B2 (en) * | 2016-04-13 | 2022-02-15 | America Express Travel Related Services Company, Inc. | Systems and methods for reducing fraud risk for a primary transaction account |
JP6199445B2 (ja) * | 2016-06-16 | 2017-09-20 | ヤフー株式会社 | 信用情報提供装置及び信用情報提供方法 |
CN109792439B (zh) | 2016-09-16 | 2021-08-27 | 甲骨文国际公司 | 用于威胁检测的动态策略注入和访问可视化 |
US11017379B2 (en) | 2016-12-21 | 2021-05-25 | Mastercard International Incorporated | System and methods for enhanced authorization of prepaid cards |
US11037102B2 (en) | 2017-01-20 | 2021-06-15 | Visa International Service Association | Automated data discovery with aggregated authentication |
US10721239B2 (en) | 2017-03-31 | 2020-07-21 | Oracle International Corporation | Mechanisms for anomaly detection and access management |
US10877961B1 (en) * | 2017-09-29 | 2020-12-29 | TAM-C Solutions, LLC | Technologies for collecting network-based information |
WO2020081069A1 (en) | 2018-10-17 | 2020-04-23 | Visa International Service Association | Systems and methods for enhanced authorization messages |
EP3651100A1 (en) | 2018-11-09 | 2020-05-13 | MasterCard International Incorporated | Anomaly detection method for financial transactions |
US11494593B2 (en) * | 2020-03-18 | 2022-11-08 | Walmart Apollo, Llc | Methods and apparatus for machine learning model hyperparameter optimization |
Family Cites Families (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7403922B1 (en) | 1997-07-28 | 2008-07-22 | Cybersource Corporation | Method and apparatus for evaluating fraud risk in an electronic commerce transaction |
CA2396332A1 (en) | 1999-11-19 | 2001-05-25 | Trilegiant Corporation | Method and apparatus for measuring effectiveness of on-line advertising |
US20020046191A1 (en) * | 2000-10-14 | 2002-04-18 | Joao Raymond Anthony | Apparatus and method for providing transaction cost information |
US7546266B2 (en) * | 2001-10-18 | 2009-06-09 | General Electric Company | Method, system, and storage medium for pre-screening customers for credit card approval at a point of sale |
US20030083945A1 (en) * | 2001-10-26 | 2003-05-01 | Jimmy Ng Kee Hooi | Transaction authorization method, system and device |
US7047041B2 (en) * | 2002-06-17 | 2006-05-16 | Nokia Corporation | Method and device for storing and accessing personal information |
US8346770B2 (en) | 2003-09-22 | 2013-01-01 | Google Inc. | Systems and methods for clustering search results |
US7527195B2 (en) | 2005-04-11 | 2009-05-05 | Bill Me Later, Inc. | Method and system for risk management in a transaction |
WO2007053630A2 (en) * | 2005-10-31 | 2007-05-10 | Dun & Bradstreet, Inc. | System and method for providing a fraud risk score |
WO2008144643A1 (en) | 2007-05-18 | 2008-11-27 | Global Rainmakers, Inc. | Measuring effectiveness of advertisements and linking certain consumer activities including purchases to other activities of the consumer |
US20110047072A1 (en) | 2009-08-07 | 2011-02-24 | Visa U.S.A. Inc. | Systems and Methods for Propensity Analysis and Validation |
-
2011
- 2011-04-11 US US13/084,426 patent/US8600875B2/en active Active
- 2011-04-12 WO PCT/US2011/032144 patent/WO2011130290A2/en active Application Filing
- 2011-04-12 BR BR112012022938A patent/BR112012022938A2/pt not_active IP Right Cessation
- 2011-04-12 AU AU2011240678A patent/AU2011240678A1/en not_active Abandoned
-
2013
- 2013-11-01 US US14/070,110 patent/US20140258124A9/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
US20140258124A9 (en) | 2014-09-11 |
WO2011130290A3 (en) | 2012-02-02 |
AU2011240678A1 (en) | 2012-09-27 |
US20140058949A1 (en) | 2014-02-27 |
US8600875B2 (en) | 2013-12-03 |
US20110258118A1 (en) | 2011-10-20 |
WO2011130290A2 (en) | 2011-10-20 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
B08F | Application fees: application dismissed [chapter 8.6 patent gazette] |
Free format text: REFERENTE AS 5A, 6A E 7A ANUIDADES. |
|
B08K | Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette] |
Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2473 DE 29-05-2018 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013. |