NO317866B1 - Overforingssystem for verdier - Google Patents
Overforingssystem for verdier Download PDFInfo
- Publication number
- NO317866B1 NO317866B1 NO19975156A NO975156A NO317866B1 NO 317866 B1 NO317866 B1 NO 317866B1 NO 19975156 A NO19975156 A NO 19975156A NO 975156 A NO975156 A NO 975156A NO 317866 B1 NO317866 B1 NO 317866B1
- Authority
- NO
- Norway
- Prior art keywords
- wallet
- class
- value
- transfer system
- wallets
- Prior art date
Links
- 210000000056 organ Anatomy 0.000 claims 1
- 230000007246 mechanism Effects 0.000 description 5
- 230000006870 function Effects 0.000 description 3
- 230000001174 ascending effect Effects 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 238000000034 method Methods 0.000 description 2
- 230000005540 biological transmission Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 238000004590 computer program Methods 0.000 description 1
- 230000007774 longterm Effects 0.000 description 1
- 230000008439 repair process Effects 0.000 description 1
- 230000004044 response Effects 0.000 description 1
- 238000000926 separation method Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/229—Hierarchy of users of accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Medicines Containing Plant Substances (AREA)
- Devices For Executing Special Programs (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Feeding, Discharge, Calcimining, Fusing, And Gas-Generation Devices (AREA)
- Flow Control (AREA)
- Vehicle Waterproofing, Decoration, And Sanitation Devices (AREA)
- Telephonic Communication Services (AREA)
- Preparation Of Compounds By Using Micro-Organisms (AREA)
- Physical Or Chemical Processes And Apparatus (AREA)
- Credit Cards Or The Like (AREA)
- Stored Programmes (AREA)
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| GBGB9509582.4A GB9509582D0 (en) | 1995-05-11 | 1995-05-11 | Value transfer system |
| PCT/GB1996/001104 WO1996036025A2 (en) | 1995-05-11 | 1996-05-09 | Value transfer system |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| NO975156L NO975156L (no) | 1997-11-10 |
| NO975156D0 NO975156D0 (no) | 1997-11-10 |
| NO317866B1 true NO317866B1 (no) | 2004-12-27 |
Family
ID=10774322
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| NO19975156A NO317866B1 (no) | 1995-05-11 | 1997-11-10 | Overforingssystem for verdier |
Country Status (29)
| Country | Link |
|---|---|
| US (1) | US6439455B1 (hu) |
| EP (1) | EP0824740B1 (hu) |
| JP (1) | JPH11504737A (hu) |
| KR (1) | KR100338492B1 (hu) |
| CN (1) | CN1160672C (hu) |
| AT (1) | ATE216523T1 (hu) |
| AU (1) | AU702388B2 (hu) |
| BG (1) | BG102032A (hu) |
| BR (1) | BR9608704A (hu) |
| CA (1) | CA2220099A1 (hu) |
| CZ (1) | CZ353197A3 (hu) |
| DE (1) | DE69620750T2 (hu) |
| EE (1) | EE9700299A (hu) |
| ES (1) | ES2175090T3 (hu) |
| GB (1) | GB9509582D0 (hu) |
| HK (1) | HK1003074A1 (hu) |
| HU (1) | HUP9802924A3 (hu) |
| IS (1) | IS4600A (hu) |
| MX (1) | MX9708553A (hu) |
| MY (1) | MY126396A (hu) |
| NO (1) | NO317866B1 (hu) |
| NZ (1) | NZ307255A (hu) |
| PL (1) | PL323306A1 (hu) |
| RU (1) | RU2142160C1 (hu) |
| SK (1) | SK151097A3 (hu) |
| TR (1) | TR199701339T1 (hu) |
| TW (1) | TW421747B (hu) |
| WO (1) | WO1996036025A2 (hu) |
| ZA (1) | ZA963691B (hu) |
Families Citing this family (54)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6945457B1 (en) | 1996-05-10 | 2005-09-20 | Transaction Holdings Ltd. L.L.C. | Automated transaction machine |
| US5953705A (en) * | 1996-09-13 | 1999-09-14 | Fujitsu Limited | Ticketless system and processing method and memory medium storing its processing program |
| IL119486A0 (en) * | 1996-10-24 | 1997-01-10 | Fortress U & T Ltd | Apparatus and methods for collecting value |
| US6038549A (en) * | 1997-12-22 | 2000-03-14 | Motorola Inc | Portable 1-way wireless financial messaging unit |
| US6311167B1 (en) | 1997-12-22 | 2001-10-30 | Motorola, Inc. | Portable 2-way wireless financial messaging unit |
| US6314519B1 (en) | 1997-12-22 | 2001-11-06 | Motorola, Inc. | Secure messaging system overlay for a selective call signaling system |
| KR100382181B1 (ko) | 1997-12-22 | 2003-05-09 | 모토로라 인코포레이티드 | 단일 계좌 휴대용 무선 금융 메시지 유닛 |
| US6041314A (en) * | 1997-12-22 | 2000-03-21 | Davis; Walter Lee | Multiple account portable wireless financial messaging unit |
| US6105006A (en) * | 1997-12-22 | 2000-08-15 | Motorola Inc | Transaction authentication for 1-way wireless financial messaging units |
| GB2332833A (en) * | 1997-12-24 | 1999-06-30 | Interactive Magazines Limited | Secure credit card transactions over the internet |
| GB2336456B (en) | 1998-04-15 | 2001-11-14 | Lg | Payment system |
| JP2000276543A (ja) | 1999-03-26 | 2000-10-06 | Fujitsu Ltd | 数値データ処理装置および数値データ処理方法 |
| US7889052B2 (en) | 2001-07-10 | 2011-02-15 | Xatra Fund Mx, Llc | Authorizing payment subsequent to RF transactions |
| US7239226B2 (en) | 2001-07-10 | 2007-07-03 | American Express Travel Related Services Company, Inc. | System and method for payment using radio frequency identification in contact and contactless transactions |
| US8429041B2 (en) | 2003-05-09 | 2013-04-23 | American Express Travel Related Services Company, Inc. | Systems and methods for managing account information lifecycles |
| US7172112B2 (en) | 2000-01-21 | 2007-02-06 | American Express Travel Related Services Company, Inc. | Public/private dual card system and method |
| US8543423B2 (en) | 2002-07-16 | 2013-09-24 | American Express Travel Related Services Company, Inc. | Method and apparatus for enrolling with multiple transaction environments |
| WO2001067355A2 (en) | 2000-03-07 | 2001-09-13 | American Express Travel Related Services Company, Inc. | System for facilitating a transaction |
| US7650314B1 (en) | 2001-05-25 | 2010-01-19 | American Express Travel Related Services Company, Inc. | System and method for securing a recurrent billing transaction |
| FR2827058B1 (fr) * | 2001-07-09 | 2005-05-27 | A S K | Systeme de caisse electronique pour porte-monnaie electronique |
| US8635131B1 (en) | 2001-07-10 | 2014-01-21 | American Express Travel Related Services Company, Inc. | System and method for managing a transaction protocol |
| US9031880B2 (en) | 2001-07-10 | 2015-05-12 | Iii Holdings 1, Llc | Systems and methods for non-traditional payment using biometric data |
| US9454752B2 (en) | 2001-07-10 | 2016-09-27 | Chartoleaux Kg Limited Liability Company | Reload protocol at a transaction processing entity |
| US7360689B2 (en) | 2001-07-10 | 2008-04-22 | American Express Travel Related Services Company, Inc. | Method and system for proffering multiple biometrics for use with a FOB |
| US8960535B2 (en) | 2001-07-10 | 2015-02-24 | Iii Holdings 1, Llc | Method and system for resource management and evaluation |
| US7762457B2 (en) | 2001-07-10 | 2010-07-27 | American Express Travel Related Services Company, Inc. | System and method for dynamic fob synchronization and personalization |
| US9024719B1 (en) | 2001-07-10 | 2015-05-05 | Xatra Fund Mx, Llc | RF transaction system and method for storing user personal data |
| US7249112B2 (en) | 2002-07-09 | 2007-07-24 | American Express Travel Related Services Company, Inc. | System and method for assigning a funding source for a radio frequency identification device |
| US20040236699A1 (en) | 2001-07-10 | 2004-11-25 | American Express Travel Related Services Company, Inc. | Method and system for hand geometry recognition biometrics on a fob |
| US7705732B2 (en) | 2001-07-10 | 2010-04-27 | Fred Bishop | Authenticating an RF transaction using a transaction counter |
| US7746215B1 (en) | 2001-07-10 | 2010-06-29 | Fred Bishop | RF transactions using a wireless reader grid |
| US8279042B2 (en) | 2001-07-10 | 2012-10-02 | Xatra Fund Mx, Llc | Iris scan biometrics on a payment device |
| US7735725B1 (en) | 2001-07-10 | 2010-06-15 | Fred Bishop | Processing an RF transaction using a routing number |
| US7996324B2 (en) | 2001-07-10 | 2011-08-09 | American Express Travel Related Services Company, Inc. | Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia |
| US7805378B2 (en) | 2001-07-10 | 2010-09-28 | American Express Travel Related Servicex Company, Inc. | System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions |
| US7668750B2 (en) | 2001-07-10 | 2010-02-23 | David S Bonalle | Securing RF transactions using a transactions counter |
| US7303120B2 (en) | 2001-07-10 | 2007-12-04 | American Express Travel Related Services Company, Inc. | System for biometric security using a FOB |
| US8001054B1 (en) | 2001-07-10 | 2011-08-16 | American Express Travel Related Services Company, Inc. | System and method for generating an unpredictable number using a seeded algorithm |
| US8548927B2 (en) | 2001-07-10 | 2013-10-01 | Xatra Fund Mx, Llc | Biometric registration for facilitating an RF transaction |
| US7119659B2 (en) | 2001-07-10 | 2006-10-10 | American Express Travel Related Services Company, Inc. | Systems and methods for providing a RF transaction device for use in a private label transaction |
| US7925535B2 (en) | 2001-07-10 | 2011-04-12 | American Express Travel Related Services Company, Inc. | System and method for securing RF transactions using a radio frequency identification device including a random number generator |
| US7503480B2 (en) | 2001-07-10 | 2009-03-17 | American Express Travel Related Services Company, Inc. | Method and system for tracking user performance |
| US8294552B2 (en) | 2001-07-10 | 2012-10-23 | Xatra Fund Mx, Llc | Facial scan biometrics on a payment device |
| US6805287B2 (en) | 2002-09-12 | 2004-10-19 | American Express Travel Related Services Company, Inc. | System and method for converting a stored value card to a credit card |
| GB0305806D0 (en) * | 2003-03-13 | 2003-04-16 | Ecebs Ltd | Smartcard based value transfer |
| US20050192862A1 (en) * | 2004-02-27 | 2005-09-01 | Capital One Financial Corporation | Methods, systems, and articles of manufacture for providing incentives for a financial account |
| US7318550B2 (en) | 2004-07-01 | 2008-01-15 | American Express Travel Related Services Company, Inc. | Biometric safeguard method for use with a smartcard |
| US8049594B1 (en) | 2004-11-30 | 2011-11-01 | Xatra Fund Mx, Llc | Enhanced RFID instrument security |
| DE102006017911B4 (de) * | 2006-04-18 | 2023-01-26 | creditPass GmbH | Elektronisches Bezahlsystem und Verfahren zum Ausführen eines Bezahlvorgangs |
| US9230259B1 (en) | 2009-03-20 | 2016-01-05 | Jpmorgan Chase Bank, N.A. | Systems and methods for mobile ordering and payment |
| US20130036017A1 (en) * | 2011-08-05 | 2013-02-07 | Ivason Galloway | Financial card for online fund transfer and method therefor |
| CA2865940A1 (en) * | 2012-03-19 | 2013-09-26 | Royal Canadian Mint/Monnaie Royale Canadienne | Automated forex function in an asset storage and transfer system |
| US10380586B2 (en) | 2015-10-27 | 2019-08-13 | Mastercard International Incorporated | Systems and methods for managing funds for financial transactions |
| EP4244796A4 (en) | 2020-11-16 | 2024-05-15 | Mastercard International Incorporated | OFFLINE TOKEN PROTOCOL |
Family Cites Families (16)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4319336A (en) * | 1979-02-02 | 1982-03-09 | International Business Machines Corporation | Transaction execution system with improved key function versatility |
| IE820411L (en) * | 1982-02-25 | 1983-08-25 | L M Ericsson Ltd | Portable device for storing and transferring data |
| US4454414A (en) * | 1982-06-16 | 1984-06-12 | Vericard Corporation | Funds transfer system using optically coupled, portable modules |
| FR2539897B1 (fr) | 1983-01-20 | 1988-12-30 | Cii Honeywell Bull | Procede et dispositif pour habiliter le detenteur d'un objet portatif tel qu'une carte, a acceder par cette carte a au moins un service dispense par au moins un organisme habilitant |
| JPS60160491A (ja) | 1984-01-31 | 1985-08-22 | Toshiba Corp | Ｉｃカードとｉｃカード発行装置 |
| US4766293A (en) | 1986-06-26 | 1988-08-23 | Visa International Service Association | Portable financial transaction card capable of authorizing a transaction in foreign currencies |
| JPH07104891B2 (ja) * | 1986-08-05 | 1995-11-13 | 沖電気工業株式会社 | 取引処理装置 |
| ATE160456T1 (de) * | 1986-09-02 | 1997-12-15 | Pitney Bowes Inc | Automatisiertes transaktionssystem mit einsteckbaren karten zum übertragen von kontodaten |
| US5179517A (en) * | 1988-09-22 | 1993-01-12 | Bally Manufacturing Corporation | Game machine data transfer system utilizing portable data units |
| GB9008362D0 (en) * | 1990-04-12 | 1990-06-13 | Hackremco No 574 Limited | Banking computer system |
| JPH04213242A (ja) * | 1990-12-07 | 1992-08-04 | Hitachi Ltd | 限定同報通信システム |
| US5453601A (en) * | 1991-11-15 | 1995-09-26 | Citibank, N.A. | Electronic-monetary system |
| IT1260254B (it) * | 1992-02-13 | 1996-04-02 | California Inn Srl | Sistema di gestione e controllo elettronico,mediante carte intelligenti,di apparecchi automatici da trattenimento e da gioco, nonche' di sale giochi e ritrovi in genere |
| US5461217A (en) | 1994-02-08 | 1995-10-24 | At&T Ipm Corp. | Secure money transfer techniques using smart cards |
| JP2891220B2 (ja) * | 1996-12-27 | 1999-05-17 | 日本電気株式会社 | カード取引による入出金処理方式 |
| US6012049A (en) * | 1998-02-04 | 2000-01-04 | Citicorp Development Center, Inc. | System for performing financial transactions using a smartcard |
-
1995
- 1995-05-11 GB GBGB9509582.4A patent/GB9509582D0/en active Pending
-
1996
- 1996-05-09 SK SK1510-97A patent/SK151097A3/sk unknown
- 1996-05-09 EP EP96913632A patent/EP0824740B1/en not_active Expired - Lifetime
- 1996-05-09 AT AT96913632T patent/ATE216523T1/de not_active IP Right Cessation
- 1996-05-09 ZA ZA963691A patent/ZA963691B/xx unknown
- 1996-05-09 NZ NZ307255A patent/NZ307255A/en not_active IP Right Cessation
- 1996-05-09 EE EE9700299A patent/EE9700299A/xx unknown
- 1996-05-09 PL PL96323306A patent/PL323306A1/xx unknown
- 1996-05-09 MX MX9708553A patent/MX9708553A/es not_active IP Right Cessation
- 1996-05-09 CZ CZ973531A patent/CZ353197A3/cs unknown
- 1996-05-09 BR BR9608704-8A patent/BR9608704A/pt not_active Application Discontinuation
- 1996-05-09 HU HU9802924A patent/HUP9802924A3/hu unknown
- 1996-05-09 WO PCT/GB1996/001104 patent/WO1996036025A2/en not_active Application Discontinuation
- 1996-05-09 CA CA002220099A patent/CA2220099A1/en not_active Abandoned
- 1996-05-09 KR KR1019970708016A patent/KR100338492B1/ko not_active IP Right Cessation
- 1996-05-09 ES ES96913632T patent/ES2175090T3/es not_active Expired - Lifetime
- 1996-05-09 DE DE69620750T patent/DE69620750T2/de not_active Expired - Fee Related
- 1996-05-09 TR TR97/01339T patent/TR199701339T1/xx unknown
- 1996-05-09 CN CNB961952288A patent/CN1160672C/zh not_active Expired - Lifetime
- 1996-05-09 JP JP8533867A patent/JPH11504737A/ja active Pending
- 1996-05-09 AU AU56554/96A patent/AU702388B2/en not_active Expired
- 1996-05-09 RU RU97120517A patent/RU2142160C1/ru not_active IP Right Cessation
- 1996-05-10 TW TW085105560A patent/TW421747B/zh not_active IP Right Cessation
-
1997
- 1997-10-28 IS IS4600A patent/IS4600A/is unknown
- 1997-11-06 BG BG102032A patent/BG102032A/xx unknown
- 1997-11-10 NO NO19975156A patent/NO317866B1/no unknown
- 1997-11-14 MY MYPI97005473A patent/MY126396A/en unknown
-
1998
- 1998-03-18 HK HK98102262A patent/HK1003074A1/xx not_active IP Right Cessation
-
2000
- 2000-07-07 US US09/611,867 patent/US6439455B1/en not_active Expired - Lifetime
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