ATE160456T1 - Automatisiertes transaktionssystem mit einsteckbaren karten zum übertragen von kontodaten - Google Patents

Automatisiertes transaktionssystem mit einsteckbaren karten zum übertragen von kontodaten

Info

Publication number
ATE160456T1
ATE160456T1 AT94101533T AT94101533T ATE160456T1 AT E160456 T1 ATE160456 T1 AT E160456T1 AT 94101533 T AT94101533 T AT 94101533T AT 94101533 T AT94101533 T AT 94101533T AT E160456 T1 ATE160456 T1 AT E160456T1
Authority
AT
Austria
Prior art keywords
card
user
master
transactions
history
Prior art date
Application number
AT94101533T
Other languages
English (en)
Inventor
Cristopher B Wright
Stephen Bristow
Original Assignee
Pitney Bowes Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=27129362&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=ATE160456(T1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US06/935,244 external-priority patent/US4802218A/en
Application filed by Pitney Bowes Inc filed Critical Pitney Bowes Inc
Application granted granted Critical
Publication of ATE160456T1 publication Critical patent/ATE160456T1/de

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers
    • G06K7/0034—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers the connector being capable of simultaneously receiving a plurality of cards in the same insertion slot
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G06Q20/2295—Parent-child type, e.g. where parent has control on child rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00016—Relations between apparatus, e.g. franking machine at customer or apparatus at post office, in a franking system
    • G07B17/0008—Communication details outside or between apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
    • G07B17/00193—Constructional details of apparatus in a franking system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
    • G07B17/00314—Communication within apparatus, personal computer [PC] system, or server, e.g. between printhead and central unit in a franking machine
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00459—Details relating to mailpieces in a franking system
    • G07B17/00508—Printing or attaching on mailpieces
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00733—Cryptography or similar special procedures in a franking system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/26—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for printing, stamping, franking, typing or teleprinting apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/127—Card verification in which both online and offline card verification can take place
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G5/00—Receipt-giving machines
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00016—Relations between apparatus, e.g. franking machine at customer or apparatus at post office, in a franking system
    • G07B17/0008—Communication details outside or between apparatus
    • G07B2017/00153—Communication details outside or between apparatus for sending information
    • G07B2017/00177—Communication details outside or between apparatus for sending information from a portable device, e.g. a card or a PCMCIA
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
    • G07B17/00193—Constructional details of apparatus in a franking system
    • G07B2017/00225—Vending machine or POS (Point Of Sale) apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
    • G07B17/00314—Communication within apparatus, personal computer [PC] system, or server, e.g. between printhead and central unit in a franking machine
    • G07B2017/00322—Communication between components/modules/parts, e.g. printer, printhead, keyboard, conveyor or central unit
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
    • G07B17/00314—Communication within apparatus, personal computer [PC] system, or server, e.g. between printhead and central unit in a franking machine
    • G07B2017/00354—Setting of date
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00459—Details relating to mailpieces in a franking system
    • G07B17/00508—Printing or attaching on mailpieces
    • G07B2017/00572—Details of printed item
    • G07B2017/0058—Printing of code
    • G07B2017/00588—Barcode
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00459—Details relating to mailpieces in a franking system
    • G07B17/00508—Printing or attaching on mailpieces
    • G07B2017/00653—Special inks, e.g. fluorescent
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00459—Details relating to mailpieces in a franking system
    • G07B17/00661—Sensing or measuring mailpieces
    • G07B2017/00701—Measuring the weight of mailpieces
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00733—Cryptography or similar special procedures in a franking system
    • G07B2017/00741—Cryptography or similar special procedures in a franking system using specific cryptographic algorithms or functions
    • G07B2017/0075—Symmetric, secret-key algorithms, e.g. DES, RC2, RC4, IDEA, Skipjack, CAST, AES
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00—Franking apparatus
    • G07B17/00733—Cryptography or similar special procedures in a franking system
    • G07B2017/00822—Cryptography or similar special procedures in a franking system including unique details
    • G07B2017/00838—Personal data, i.e. biometrics
AT94101533T 1986-09-02 1987-09-01 Automatisiertes transaktionssystem mit einsteckbaren karten zum übertragen von kontodaten ATE160456T1 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US90337986A 1986-09-02 1986-09-02
US06/935,244 US4802218A (en) 1986-11-26 1986-11-26 Automated transaction system

Publications (1)

Publication Number Publication Date
ATE160456T1 true ATE160456T1 (de) 1997-12-15

Family

ID=27129362

Family Applications (5)

Application Number Title Priority Date Filing Date
AT87905893T ATE116778T1 (de) 1986-09-02 1987-09-01 Automatisches überweisungssystem mit mikroprozessorkarten.
AT94101533T ATE160456T1 (de) 1986-09-02 1987-09-01 Automatisiertes transaktionssystem mit einsteckbaren karten zum übertragen von kontodaten
AT96111608T ATE345553T1 (de) 1986-09-02 1987-09-01 Automatisiertes transaktionssystem mit einem ein zum drucken authorisierendes merkmal habenden modularen druckkopf
AT94101534T ATE160039T1 (de) 1986-09-02 1987-09-01 Automatisiertes transaktionssystem mit einsteckbaren karten zum fernladen von gebühren oder dienstprogammdaten
AT94101532T ATE175512T1 (de) 1986-09-02 1987-09-01 Transaktionssystem mit modularem drucker

Family Applications Before (1)

Application Number Title Priority Date Filing Date
AT87905893T ATE116778T1 (de) 1986-09-02 1987-09-01 Automatisches überweisungssystem mit mikroprozessorkarten.

Family Applications After (3)

Application Number Title Priority Date Filing Date
AT96111608T ATE345553T1 (de) 1986-09-02 1987-09-01 Automatisiertes transaktionssystem mit einem ein zum drucken authorisierendes merkmal habenden modularen druckkopf
AT94101534T ATE160039T1 (de) 1986-09-02 1987-09-01 Automatisiertes transaktionssystem mit einsteckbaren karten zum fernladen von gebühren oder dienstprogammdaten
AT94101532T ATE175512T1 (de) 1986-09-02 1987-09-01 Transaktionssystem mit modularem drucker

Country Status (12)

Country Link
EP (5) EP0619565B2 (de)
JP (1) JP2661932B2 (de)
KR (1) KR880702021A (de)
AT (5) ATE116778T1 (de)
AU (1) AU605443B2 (de)
BR (1) BR8707450A (de)
CA (2) CA1320578C (de)
DE (5) DE3752390T2 (de)
DK (1) DK174912B1 (de)
FI (1) FI92781C (de)
NO (1) NO300660B1 (de)
WO (1) WO1988001818A1 (de)

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DE3752146T2 (de) 1998-04-09
AU7961287A (en) 1988-03-24
AU605443B2 (en) 1991-01-10
DE3750958T3 (de) 2007-10-25
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BR8707450A (pt) 1988-12-06
NO881800L (no) 1988-07-04
DE3752138D1 (de) 1997-12-11
ATE175512T1 (de) 1999-01-15
DE3752390T2 (de) 2007-09-13
EP0619563A1 (de) 1994-10-12
DK228888A (da) 1988-06-17
ATE116778T1 (de) 1995-01-15
ATE160039T1 (de) 1997-11-15
DE3750958D1 (de) 1995-02-16
JPH01500863A (ja) 1989-03-23
EP0619563B1 (de) 1999-01-07
EP0294397B2 (de) 2007-03-28
DE3752138T2 (de) 1998-03-26
FI882047A0 (fi) 1988-05-02
EP0619565A1 (de) 1994-10-12
CA1320578C (en) 1993-07-20
EP0619564B1 (de) 1997-11-19
EP0294397A4 (en) 1991-09-18
FI92781C (fi) 1994-12-27
EP0740275A3 (de) 2005-03-23
DE3752146T3 (de) 2004-09-02
EP0294397B1 (de) 1995-01-04
FI92781B (fi) 1994-09-15
EP0619564A1 (de) 1994-10-12
DK228888D0 (da) 1988-04-27
EP0740275B1 (de) 2006-11-15
DE3752146D1 (de) 1998-01-02
EP0619564B2 (de) 2004-03-17
WO1988001818A1 (en) 1988-03-10
JP2661932B2 (ja) 1997-10-08
DE3750958T2 (de) 1995-06-08
ATE345553T1 (de) 2006-12-15
DE3752247T2 (de) 1999-06-10
EP0294397A1 (de) 1988-12-14
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DK174912B1 (da) 2004-02-16
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NO881800D0 (no) 1988-04-25
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FI882047A (fi) 1988-05-02
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DE3752247D1 (de) 1999-02-18
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CA1296809C (en) 1992-03-03
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