MX362174B - Sistemas y metodos para el acceso a cuentas en tiempo real. - Google Patents
Sistemas y metodos para el acceso a cuentas en tiempo real.Info
- Publication number
- MX362174B MX362174B MX2014011114A MX2014011114A MX362174B MX 362174 B MX362174 B MX 362174B MX 2014011114 A MX2014011114 A MX 2014011114A MX 2014011114 A MX2014011114 A MX 2014011114A MX 362174 B MX362174 B MX 362174B
- Authority
- MX
- Mexico
- Prior art keywords
- accounts
- account
- systems
- methods
- transaction requests
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Meter Arrangements (AREA)
- Telephonic Communication Services (AREA)
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201261612897P | 2012-03-19 | 2012-03-19 | |
| PCT/US2013/032130 WO2013142334A1 (en) | 2012-03-19 | 2013-03-15 | Systems and methods for real-time account access |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| MX2014011114A MX2014011114A (es) | 2014-11-26 |
| MX362174B true MX362174B (es) | 2019-01-08 |
Family
ID=49158574
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| MX2014011114A MX362174B (es) | 2012-03-19 | 2013-03-15 | Sistemas y metodos para el acceso a cuentas en tiempo real. |
Country Status (10)
| Country | Link |
|---|---|
| US (4) | US10552807B2 (enExample) |
| EP (1) | EP2828810A4 (enExample) |
| CN (2) | CN111899010A (enExample) |
| AU (3) | AU2013235387A1 (enExample) |
| BR (1) | BR112014023264A2 (enExample) |
| CA (3) | CA2867697C (enExample) |
| HK (1) | HK1206466A1 (enExample) |
| IN (1) | IN2014DN08214A (enExample) |
| MX (1) | MX362174B (enExample) |
| WO (1) | WO2013142334A1 (enExample) |
Families Citing this family (28)
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| CN102496219A (zh) * | 2011-12-07 | 2012-06-13 | 广州广电运通金融电子股份有限公司 | 一种金融自助设备业务处理方法及其系统 |
| US10535064B2 (en) | 2012-03-19 | 2020-01-14 | Paynet Payments Network, Llc | Systems and methods for real-time account access |
| US20140188728A1 (en) | 2012-12-31 | 2014-07-03 | Fiserv, Inc. | Systems and methods for performing financial transactions |
| US10515368B1 (en) | 2013-10-01 | 2019-12-24 | Wells Fargo Bank, N.A. | Interbank account verification and funds transfer system and method |
| US10062075B2 (en) * | 2013-11-04 | 2018-08-28 | E2Interactive, Inc. | Systems and methods for using a dual function medical benefits card |
| AU2014256396B2 (en) * | 2013-11-15 | 2020-08-20 | Fidelity Information Services, Llc | Systems and methods for real-time account access |
| US20150199671A1 (en) * | 2014-01-13 | 2015-07-16 | Fidelity National E-Banking Services, Inc. | Systems and methods for processing cardless transactions |
| US11042850B2 (en) | 2014-12-31 | 2021-06-22 | Fiserv, Inc. | Card account identifiers associated with conditions for temporary use |
| US10185946B2 (en) | 2014-12-31 | 2019-01-22 | Fiserv, Inc. | Facilitating presentation of content relating to a financial transaction |
| US11068866B1 (en) | 2015-02-17 | 2021-07-20 | Wells Fargo Bank, N.A. | Real-time interbank transactions systems and methods |
| JP2016212704A (ja) * | 2015-05-11 | 2016-12-15 | 富士通株式会社 | 情報提供システムおよび情報提供方法 |
| US20160335634A1 (en) * | 2015-05-14 | 2016-11-17 | Mastercard International Incorporated | Method and System for Partial Approval of Virtual Card Transactions |
| US20170024734A1 (en) * | 2015-07-21 | 2017-01-26 | Mastercard International Incorporated | Systems and Methods for Processing Transactions to Payment Accounts |
| CN108701325B (zh) * | 2015-12-21 | 2022-11-22 | 星茶瓦公司 | 自调节交易系统以及用于该系统的方法 |
| US10740735B2 (en) | 2016-03-09 | 2020-08-11 | Mastercard International Incorporated | Systems and methods for use in transferring funds between payment accounts |
| US11948133B2 (en) | 2016-03-09 | 2024-04-02 | Mastercard International Incorporated | Systems and methods for use in transferring funds between payment accounts |
| WO2017218479A1 (en) * | 2016-06-15 | 2017-12-21 | Mastercard International Incorporated | System and method of tokenizing deposit account numbers for use at payment card acceptance point |
| CN107220821A (zh) * | 2017-05-23 | 2017-09-29 | 杭州呯嘭智能技术有限公司 | 基于内联电子账户的跨境分账方法、分账平台及支付平台 |
| US11195176B2 (en) * | 2017-08-23 | 2021-12-07 | Visa International Service Association | System, method, and computer program product for stand-in processing |
| CN108345516B (zh) * | 2018-01-09 | 2023-02-21 | 创新先进技术有限公司 | 一种账户回迁方法、装置及设备 |
| US11727384B2 (en) | 2018-03-08 | 2023-08-15 | Mastercard International Incorporated | Code-enabled and push request payment transaction methods |
| WO2020247779A1 (en) * | 2019-06-06 | 2020-12-10 | Visa International Service Association | Direct extended reach system and method |
| US12067606B2 (en) | 2020-12-17 | 2024-08-20 | The Toronto-Dominion Bank | Real-time provisioning of targeted, alternative product information based on structured messaging data |
| US12136079B2 (en) | 2020-12-17 | 2024-11-05 | The Toronto-Dominion Bank | Real-time provisioning of targeted recommendations based on decomposed structured messaging data |
| CA3142796A1 (en) | 2020-12-19 | 2022-06-19 | The Toronto-Dominion Bank | Real-time reconciliation processing based on structured messaging data |
| US12493861B2 (en) | 2023-01-05 | 2025-12-09 | Mastercard International Incorporated | Systems and methods for implementing off-network services |
| WO2025059007A1 (en) * | 2023-09-11 | 2025-03-20 | Fidelity Information Services, Llc. | Platform to support multiple client access to a real-time payment rail |
| US20250217804A1 (en) * | 2023-12-28 | 2025-07-03 | Highradius Corporation | Machine learning based systems and methods for mapping financial information |
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-
2013
- 2013-03-15 IN IN8214DEN2014 patent/IN2014DN08214A/en unknown
- 2013-03-15 BR BR112014023264-4A patent/BR112014023264A2/pt not_active Application Discontinuation
- 2013-03-15 MX MX2014011114A patent/MX362174B/es active IP Right Grant
- 2013-03-15 WO PCT/US2013/032130 patent/WO2013142334A1/en not_active Ceased
- 2013-03-15 CN CN202010667629.7A patent/CN111899010A/zh active Pending
- 2013-03-15 CN CN201380026008.9A patent/CN104303197A/zh active Pending
- 2013-03-15 HK HK15106845.7A patent/HK1206466A1/xx unknown
- 2013-03-15 CA CA2867697A patent/CA2867697C/en active Active
- 2013-03-15 CA CA3145607A patent/CA3145607C/en active Active
- 2013-03-15 US US13/835,452 patent/US10552807B2/en active Active
- 2013-03-15 AU AU2013235387A patent/AU2013235387A1/en not_active Abandoned
- 2013-03-15 EP EP20130763868 patent/EP2828810A4/en not_active Withdrawn
- 2013-03-15 CA CA3204698A patent/CA3204698A1/en active Pending
-
2018
- 2018-08-22 AU AU2018220030A patent/AU2018220030A1/en not_active Abandoned
-
2019
- 2019-12-16 US US16/715,818 patent/US11556907B2/en active Active
-
2020
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2022
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Also Published As
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| CN111899010A (zh) | 2020-11-06 |
| US20130246274A1 (en) | 2013-09-19 |
| HK1206466A1 (en) | 2016-01-08 |
| BR112014023264A2 (pt) | 2019-08-13 |
| CN104303197A (zh) | 2015-01-21 |
| US11562334B2 (en) | 2023-01-24 |
| MX2014011114A (es) | 2014-11-26 |
| IN2014DN08214A (enExample) | 2015-05-15 |
| US10552807B2 (en) | 2020-02-04 |
| WO2013142334A1 (en) | 2013-09-26 |
| CA2867697A1 (en) | 2013-09-26 |
| CA3204698A1 (en) | 2013-09-26 |
| EP2828810A4 (en) | 2015-05-06 |
| EP2828810A1 (en) | 2015-01-28 |
| CA3145607A1 (en) | 2013-09-26 |
| US20230123772A1 (en) | 2023-04-20 |
| US20200118099A1 (en) | 2020-04-16 |
| AU2013235387A1 (en) | 2014-10-09 |
| AU2020239756A1 (en) | 2020-11-05 |
| AU2018220030A1 (en) | 2018-09-13 |
| CA2867697C (en) | 2022-03-29 |
| CA3145607C (en) | 2023-08-22 |
| US11556907B2 (en) | 2023-01-17 |
| US20200273004A1 (en) | 2020-08-27 |
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