GB2553731A - Providing automated securitized funding of deposits, collateral, bonds and/or securities online - Google Patents

Providing automated securitized funding of deposits, collateral, bonds and/or securities online Download PDF

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Publication number
GB2553731A
GB2553731A GB1718766.7A GB201718766A GB2553731A GB 2553731 A GB2553731 A GB 2553731A GB 201718766 A GB201718766 A GB 201718766A GB 2553731 A GB2553731 A GB 2553731A
Authority
GB
United Kingdom
Prior art keywords
securitized
cost
transaction
providing automated
funding
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GB1718766.7A
Other versions
GB201718766D0 (en
Inventor
Don Gil
Feit Alon
Niel Kraine Victoria
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Pay It Simple Ltd
Original Assignee
Pay It Simple Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/687,031 external-priority patent/US20150278948A1/en
Priority claimed from US14/687,055 external-priority patent/US20150278949A1/en
Priority claimed from US14/687,013 external-priority patent/US20150278947A1/en
Priority claimed from US14/686,987 external-priority patent/US20150278946A1/en
Application filed by Pay It Simple Ltd filed Critical Pay It Simple Ltd
Publication of GB201718766D0 publication Critical patent/GB201718766D0/en
Publication of GB2553731A publication Critical patent/GB2553731A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Disclosed are methods and systems for Providing Automated Securitized Funding of Deposits, Collateral, Bonds and/or Securities Online and/or for Providing Automated Installment Services to Automated Online Markets. According to some embodiments of the present invention, data indicating the cost of requested installments or a security may be received over a data network. The cost of the installments/security may then be securitized over a data network against a credit line provided by a primary credit provider. Upon securitization, a secondary credit provider may fund the transaction/security. The secondary credit provider may intermittently receive partial payment of the transaction's cost while intermittently re-securitizing an outstanding transaction balance until the entire transaction cost + any associated fees/commissions has been repaid.
GB1718766.7A 2015-04-15 2016-04-14 Providing automated securitized funding of deposits, collateral, bonds and/or securities online Withdrawn GB2553731A (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US14/687,031 US20150278948A1 (en) 2007-12-27 2015-04-15 Methods, Systems, Devices and Associated Computer Executable Code for Facilitating Purchase of Installment Obligations
US14/687,055 US20150278949A1 (en) 2007-12-27 2015-04-15 Methods, Systems, Devices and Associated Computer Executable Code for Facilitating Securitized Funding of Up-front Payments
US14/687,013 US20150278947A1 (en) 2007-12-27 2015-04-15 Methods, Systems, Devices and Associated Computer Executable Code for Facilitating Credit Based Transactions between Private Individuals
US14/686,987 US20150278946A1 (en) 2007-12-27 2015-04-15 Methods, Systems, Devices and Associated Computer Executable Code for Facilitating Securitized Funding of Deposits, Collateral, Bonds and/or Securities
PCT/IB2016/052119 WO2016166689A1 (en) 2015-04-15 2016-04-14 Providing automated securitized funding of deposits, collateral, bonds and/or securities online

Publications (2)

Publication Number Publication Date
GB201718766D0 GB201718766D0 (en) 2017-12-27
GB2553731A true GB2553731A (en) 2018-03-14

Family

ID=57127252

Family Applications (1)

Application Number Title Priority Date Filing Date
GB1718766.7A Withdrawn GB2553731A (en) 2015-04-15 2016-04-14 Providing automated securitized funding of deposits, collateral, bonds and/or securities online

Country Status (5)

Country Link
CN (1) CN107636717A (en)
AU (1) AU2016248006A1 (en)
CA (1) CA3021034A1 (en)
GB (1) GB2553731A (en)
WO (1) WO2016166689A1 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10922767B2 (en) * 2014-05-11 2021-02-16 Zoccam Technologies, Inc. Systems and methods for database management of transaction information and payment instruction data
US9824394B1 (en) 2015-02-06 2017-11-21 Square, Inc. Payment processor financing of customer purchases
US9779432B1 (en) 2015-03-31 2017-10-03 Square, Inc. Invoice financing and repayment
TWI680426B (en) * 2018-09-10 2019-12-21 華南商業銀行股份有限公司 Gold deposit pledged loan collateral supplement system
CN110969427A (en) * 2019-12-06 2020-04-07 优比付(杭州)科技有限公司 Staged payment method based on credit card
CN110930247A (en) * 2020-01-22 2020-03-27 优比付(杭州)科技有限公司 Credit card state detection method and risk control method for credit card payment by installments
CN111242753A (en) * 2020-04-24 2020-06-05 支付宝(杭州)信息技术有限公司 Cross-platform operation control method and system
US20220147967A1 (en) * 2020-11-11 2022-05-12 Proactive Fintech Llc Systems and methods for collaborative money management

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100145861A1 (en) * 2008-12-08 2010-06-10 Palm, Inc. Payment transaction processing for mobile computing devices
US20110282762A1 (en) * 2009-12-17 2011-11-17 American Express Travel Related Services Company, Inc. SYSTEM AND METHOD FOR ENABLING IP MARKETPLACE APIs
US20130173448A1 (en) * 2007-12-27 2013-07-04 Pay It Simple Ltd. Methods, System and Associated Computer Executable Code for Facilitating Credit Transactions

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8290864B2 (en) * 2007-12-27 2012-10-16 Pay It Simple Ltd. Method and system for facilitating credit transactions
CN101354765A (en) * 2008-09-24 2009-01-28 中国工商银行股份有限公司 System and method for implementing internet trade guarantee payment and financing
CN101447052A (en) * 2009-01-05 2009-06-03 阿里巴巴集团控股有限公司 Online credit loan system of deferred payment/installment and online credit loan method

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130173448A1 (en) * 2007-12-27 2013-07-04 Pay It Simple Ltd. Methods, System and Associated Computer Executable Code for Facilitating Credit Transactions
US20100145861A1 (en) * 2008-12-08 2010-06-10 Palm, Inc. Payment transaction processing for mobile computing devices
US20110282762A1 (en) * 2009-12-17 2011-11-17 American Express Travel Related Services Company, Inc. SYSTEM AND METHOD FOR ENABLING IP MARKETPLACE APIs

Also Published As

Publication number Publication date
CA3021034A1 (en) 2016-10-20
AU2016248006A1 (en) 2017-11-30
CN107636717A (en) 2018-01-26
GB201718766D0 (en) 2017-12-27
WO2016166689A1 (en) 2016-10-20

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Legal Events

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WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)