BR112014023264A2 - sistemas e métodos de computador para processar transações de pagamento através de rede - Google Patents

sistemas e métodos de computador para processar transações de pagamento através de rede Download PDF

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Publication number
BR112014023264A2
BR112014023264A2 BR112014023264-4A BR112014023264A BR112014023264A2 BR 112014023264 A2 BR112014023264 A2 BR 112014023264A2 BR 112014023264 A BR112014023264 A BR 112014023264A BR 112014023264 A2 BR112014023264 A2 BR 112014023264A2
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BR
Brazil
Prior art keywords
account
transaction
request
transaction request
network
Prior art date
Application number
BR112014023264-4A
Other languages
English (en)
Portuguese (pt)
Inventor
Marcous Neil
Woodbury Robert
Gordon Peter
Original Assignee
Paynet Payments Network, Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paynet Payments Network, Llc filed Critical Paynet Payments Network, Llc
Publication of BR112014023264A2 publication Critical patent/BR112014023264A2/pt

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Meter Arrangements (AREA)
  • Telephonic Communication Services (AREA)
BR112014023264-4A 2012-03-19 2013-03-15 sistemas e métodos de computador para processar transações de pagamento através de rede BR112014023264A2 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201261612897P 2012-03-19 2012-03-19
US61/612,897 2012-03-19
PCT/US2013/032130 WO2013142334A1 (en) 2012-03-19 2013-03-15 Systems and methods for real-time account access

Publications (1)

Publication Number Publication Date
BR112014023264A2 true BR112014023264A2 (pt) 2019-08-13

Family

ID=49158574

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112014023264-4A BR112014023264A2 (pt) 2012-03-19 2013-03-15 sistemas e métodos de computador para processar transações de pagamento através de rede

Country Status (10)

Country Link
US (4) US10552807B2 (enExample)
EP (1) EP2828810A4 (enExample)
CN (2) CN111899010A (enExample)
AU (3) AU2013235387A1 (enExample)
BR (1) BR112014023264A2 (enExample)
CA (3) CA3204698A1 (enExample)
HK (1) HK1206466A1 (enExample)
IN (1) IN2014DN08214A (enExample)
MX (1) MX362174B (enExample)
WO (1) WO2013142334A1 (enExample)

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Also Published As

Publication number Publication date
CA3145607C (en) 2023-08-22
IN2014DN08214A (enExample) 2015-05-15
US20200273004A1 (en) 2020-08-27
WO2013142334A1 (en) 2013-09-26
MX362174B (es) 2019-01-08
US11562334B2 (en) 2023-01-24
US10552807B2 (en) 2020-02-04
HK1206466A1 (en) 2016-01-08
CN111899010A (zh) 2020-11-06
MX2014011114A (es) 2014-11-26
CA2867697A1 (en) 2013-09-26
EP2828810A4 (en) 2015-05-06
EP2828810A1 (en) 2015-01-28
CA3145607A1 (en) 2013-09-26
AU2013235387A1 (en) 2014-10-09
AU2020239756A1 (en) 2020-11-05
AU2018220030A1 (en) 2018-09-13
US11556907B2 (en) 2023-01-17
CA2867697C (en) 2022-03-29
US20130246274A1 (en) 2013-09-19
US20230123772A1 (en) 2023-04-20
US20200118099A1 (en) 2020-04-16
CN104303197A (zh) 2015-01-21
CA3204698A1 (en) 2013-09-26

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B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
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