MX2015014727A - Métodos y sistemas para proveer una función de bloqueo de cuenta controlada por el cliente. - Google Patents
Métodos y sistemas para proveer una función de bloqueo de cuenta controlada por el cliente.Info
- Publication number
- MX2015014727A MX2015014727A MX2015014727A MX2015014727A MX2015014727A MX 2015014727 A MX2015014727 A MX 2015014727A MX 2015014727 A MX2015014727 A MX 2015014727A MX 2015014727 A MX2015014727 A MX 2015014727A MX 2015014727 A MX2015014727 A MX 2015014727A
- Authority
- MX
- Mexico
- Prior art keywords
- account
- systems
- methods
- providing
- lock feature
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
- G06F21/35—User authentication involving the use of external additional devices, e.g. dongles or smart cards communicating wirelessly
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/42—User authentication using separate channels for security data
- G06F21/43—User authentication using separate channels for security data wireless channels
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/08—Access security
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
- H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/2105—Dual mode as a secondary aspect
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/2141—Access rights, e.g. capability lists, access control lists, access tables, access matrices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/2147—Locking files
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Computer Hardware Design (AREA)
- Signal Processing (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
La presente descripción incluye métodos y sistemas para limitar la transferencia de fondos de una cuenta luego de la activación de una función de bloqueo de la cuenta en respuesta a una solicitud de bloqueo de la cuenta. La solicitud de bloqueo de cuenta puede enviarse a través de un SMS. La solicitud de bloqueo puede limitar la transferencia de fondos de la cuenta y, en líneas generales, limitar el uso de la cuenta para realizar transacciones financieras. La cuenta puede ser una fuente de fondos para una cuenta de pago.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201361816631P | 2013-04-26 | 2013-04-26 | |
US14/022,041 US8788389B1 (en) | 2013-04-26 | 2013-09-09 | Methods and systems for providing a customer controlled account lock feature |
PCT/US2014/017568 WO2014175949A1 (en) | 2013-04-26 | 2014-02-21 | Methods and systems for providing a customer controlled account lock feature |
Publications (2)
Publication Number | Publication Date |
---|---|
MX2015014727A true MX2015014727A (es) | 2016-03-07 |
MX348069B MX348069B (es) | 2017-05-26 |
Family
ID=51178000
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2015014727A MX348069B (es) | 2013-04-26 | 2014-02-21 | Métodos y sistemas para proveer una función de bloqueo de cuenta controlada por el cliente. |
Country Status (7)
Country | Link |
---|---|
US (2) | US8788389B1 (es) |
EP (1) | EP2989605A4 (es) |
JP (1) | JP6479769B2 (es) |
CN (1) | CN105283898B (es) |
BR (1) | BR112015026925A2 (es) |
MX (1) | MX348069B (es) |
WO (1) | WO2014175949A1 (es) |
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US10395223B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | System and method for transferring funds |
US11593800B2 (en) | 2012-03-07 | 2023-02-28 | Early Warning Services, Llc | System and method for transferring funds |
US20140279332A1 (en) * | 2013-03-14 | 2014-09-18 | Capital One Financial Corporation | Systems and methods for configuring and controlling financial account products |
US9686420B2 (en) | 2013-05-10 | 2017-06-20 | Giesecke & Devrient Mobile Security America, Inc. | Device, computer-readable medium, and method for retaining services using advanced data collection capabilities |
US9930190B2 (en) * | 2013-05-10 | 2018-03-27 | Giesecke+Devrient Mobile Security America, Inc. | Device, computer-readable medium, and method for modifying services using advanced data collection capabilities |
US9686417B2 (en) | 2013-05-10 | 2017-06-20 | Giesecke & Devrient Mobile Security America, Inc. | Device, computer-readable medium, and method for modifying services using advanced data collection capabilities |
US8844811B1 (en) * | 2013-06-04 | 2014-09-30 | April Elizabeth Rogers | System and method for controlling locks |
US9519934B2 (en) * | 2013-07-19 | 2016-12-13 | Bank Of America Corporation | Restricted access to online banking |
US9646342B2 (en) | 2013-07-19 | 2017-05-09 | Bank Of America Corporation | Remote control for online banking |
WO2015031386A1 (en) * | 2013-08-26 | 2015-03-05 | Total System Services, Inc. | Personal account authorization controls |
US9686271B2 (en) | 2013-09-27 | 2017-06-20 | Excalibur Ip, Llc | Method and system for system for controlling online user account using a mobile device |
US20150142604A1 (en) * | 2013-11-18 | 2015-05-21 | Benjamin Kneen | Codes with user preferences |
US20150178722A1 (en) * | 2013-12-20 | 2015-06-25 | International Business Machines Corporation | Temporary passcode generation for credit card transactions |
US10346846B2 (en) | 2014-04-24 | 2019-07-09 | Swoop Ip Holdings Llc | SMS and social media dual authorization, management oversight, and non-password security in email based e-commerce |
CN104616152A (zh) * | 2015-01-16 | 2015-05-13 | 惠州Tcl移动通信有限公司 | 防止过度消费的方法和电子设备 |
WO2016171865A1 (en) * | 2015-04-22 | 2016-10-27 | Giesecke & Devrient America, Inc. | Device, computer-readable medium, and method for modifying services using advanced data collection capabilities |
US20160321643A1 (en) * | 2015-04-29 | 2016-11-03 | Capital One Services, Llc | Systems and methods for location-based fraud prevention |
US11386410B2 (en) | 2015-07-21 | 2022-07-12 | Early Warning Services, Llc | Secure transactions with offline device |
US20170193501A1 (en) * | 2016-01-04 | 2017-07-06 | Bank Of America Corporation | Real time resource tracking and allocation system |
US10506641B2 (en) * | 2016-01-04 | 2019-12-10 | Bank Of America Corporation | Resource optimization allocation system |
WO2017123157A1 (en) * | 2016-01-14 | 2017-07-20 | Voxp Pte Ltd | System and method for responding to a fraudulent event |
WO2017128394A1 (zh) * | 2016-01-30 | 2017-08-03 | 杨钰 | 自动管理账户资金技术的数据采集方法及智能投资提示系统 |
US10044710B2 (en) | 2016-02-22 | 2018-08-07 | Bpip Limited Liability Company | Device and method for validating a user using an intelligent voice print |
CN105868979A (zh) * | 2016-03-29 | 2016-08-17 | 努比亚技术有限公司 | 近场支付方法及移动终端 |
US10102524B2 (en) | 2016-06-03 | 2018-10-16 | U.S. Bancorp, National Association | Access control and mobile security app |
US10528947B2 (en) | 2016-09-18 | 2020-01-07 | Howard H Sheerin | Locking an online account based on a public cryptocurrency address |
CN107872446B (zh) * | 2016-09-28 | 2020-07-24 | 腾讯科技(深圳)有限公司 | 一种通信帐号的管理方法、装置及服务器 |
US10922690B2 (en) * | 2017-08-28 | 2021-02-16 | David Joseph Ross | System and method for purchasing using biometric authentication |
US10380659B1 (en) * | 2018-09-06 | 2019-08-13 | Capital One Services, Llc | Setting up a payment plan to pay a bill |
CN109493024B (zh) * | 2018-09-29 | 2021-02-09 | 杭州复杂美科技有限公司 | 数字资产托管方法、设备和存储介质 |
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JP2010186329A (ja) * | 2009-02-12 | 2010-08-26 | Hokuto Seigyo Kk | 出入金システム |
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JP2011164880A (ja) * | 2010-02-09 | 2011-08-25 | Oki Electric Industry Co Ltd | 資金移動取引管理装置 |
AU2011228735A1 (en) * | 2010-03-18 | 2012-11-08 | Tranwall Holdings Limited | Operation of a mobile communication device |
CA2704864A1 (en) * | 2010-06-07 | 2010-08-16 | S. Bhinder Mundip | Method and system for controlling access to a monetary valued account |
US20120066107A1 (en) * | 2010-08-27 | 2012-03-15 | Sven Grajetzki | Method and System for Securing Accounts |
US8630952B2 (en) * | 2011-03-04 | 2014-01-14 | Citibank, N.A. | Methods and systems using contactless card |
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-
2013
- 2013-09-09 US US14/022,041 patent/US8788389B1/en not_active Expired - Fee Related
-
2014
- 2014-02-21 MX MX2015014727A patent/MX348069B/es active IP Right Grant
- 2014-02-21 JP JP2016510670A patent/JP6479769B2/ja not_active Expired - Fee Related
- 2014-02-21 EP EP14788195.7A patent/EP2989605A4/en not_active Withdrawn
- 2014-02-21 CN CN201480030103.0A patent/CN105283898B/zh not_active Expired - Fee Related
- 2014-02-21 WO PCT/US2014/017568 patent/WO2014175949A1/en active Application Filing
- 2014-02-21 BR BR112015026925-7A patent/BR112015026925A2/pt not_active IP Right Cessation
- 2014-07-11 US US14/329,035 patent/US20140324694A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
US8788389B1 (en) | 2014-07-22 |
US20140324694A1 (en) | 2014-10-30 |
CN105283898A (zh) | 2016-01-27 |
BR112015026925A2 (pt) | 2020-05-19 |
JP6479769B2 (ja) | 2019-03-06 |
WO2014175949A1 (en) | 2014-10-30 |
EP2989605A4 (en) | 2016-12-14 |
MX348069B (es) | 2017-05-26 |
JP2016517119A (ja) | 2016-06-09 |
EP2989605A1 (en) | 2016-03-02 |
CN105283898B (zh) | 2019-08-20 |
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FG | Grant or registration |