MX2015006265A - Sistemas y metodos para procesar pagos electronicos utilizando un directorio de pago global. - Google Patents
Sistemas y metodos para procesar pagos electronicos utilizando un directorio de pago global.Info
- Publication number
- MX2015006265A MX2015006265A MX2015006265A MX2015006265A MX2015006265A MX 2015006265 A MX2015006265 A MX 2015006265A MX 2015006265 A MX2015006265 A MX 2015006265A MX 2015006265 A MX2015006265 A MX 2015006265A MX 2015006265 A MX2015006265 A MX 2015006265A
- Authority
- MX
- Mexico
- Prior art keywords
- payor
- systems
- methods
- electronic payments
- processing electronic
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
Abstract
Se proporciona un sistema informático para su uso con un dispositivo de memoria para facilitar pagos electrónicos a un beneficiario de una cuenta asociada con un pagador. Se almacena la información de perfil del pagador en el dispositivo de memoria, cuya información de perfil del pagador se asocia con el pagador. Se crea un identificador de fichas que se asocia con la información de perfil del pagador. El identificador de fichas se transmite a un beneficiario, para retransmisión del identificador de fichas por el beneficiario al sistema informático durante una transacción posterior entre el pagador y el beneficiario.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/682,092 US8788421B2 (en) | 2012-11-20 | 2012-11-20 | Systems and methods for processing electronic payments using a global payment directory |
PCT/US2013/065932 WO2014081523A1 (en) | 2012-11-20 | 2013-10-21 | Systems and methods for processing electronic payments using a global payment directory |
Publications (2)
Publication Number | Publication Date |
---|---|
MX2015006265A true MX2015006265A (es) | 2016-02-09 |
MX363898B MX363898B (es) | 2019-04-05 |
Family
ID=50728890
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2015006265A MX363898B (es) | 2012-11-20 | 2013-10-21 | Sistemas y metodos para procesar pagos electronicos utilizando un directorio de pago global. |
Country Status (6)
Country | Link |
---|---|
US (2) | US8788421B2 (es) |
EP (1) | EP2923326A4 (es) |
AU (2) | AU2013348379A1 (es) |
BR (1) | BR112015011445A2 (es) |
MX (1) | MX363898B (es) |
WO (1) | WO2014081523A1 (es) |
Families Citing this family (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9280765B2 (en) * | 2011-04-11 | 2016-03-08 | Visa International Service Association | Multiple tokenization for authentication |
CA2852514A1 (en) * | 2013-05-28 | 2014-11-28 | The Toronto-Dominion Bank | Virtual certified financial instrument system |
US10706380B2 (en) | 2014-05-08 | 2020-07-07 | Visa International Service Association | Split shipment processing |
US10671980B2 (en) * | 2014-10-20 | 2020-06-02 | Mastercard International Incorporated | Systems and methods for detecting potentially compromised payment cards |
SG10201501246TA (en) | 2015-02-17 | 2016-09-29 | Mastercard Asia Pacific Pte Ltd | Methods and systems for processing an electronic payment |
GB201507047D0 (en) * | 2015-04-24 | 2015-06-10 | Visa Europe Ltd | Method of retaining transaction context |
US20170032371A1 (en) * | 2015-07-29 | 2017-02-02 | Mastercard International Incorporated | Method and system for next generation fleet network |
CN106897874B (zh) * | 2016-06-01 | 2021-02-09 | 创新先进技术有限公司 | 移动支付方法、装置及系统 |
US10755267B2 (en) | 2016-06-08 | 2020-08-25 | American Express Travel Related Services Company, Inc. | Systems and methods for a merchant-specific payment token |
US20200302442A1 (en) * | 2017-05-10 | 2020-09-24 | Mastercard International Incorporated | Systems and methods for tokenizing tokens in transactions |
US11682011B2 (en) * | 2018-04-09 | 2023-06-20 | Capital One Services, Llc | Authorization preprocessing systems and methods |
US11636475B1 (en) * | 2018-10-01 | 2023-04-25 | Wells Fargo Bank, N.A. | Predicting and making payments via preferred payment methods |
CN112308544A (zh) * | 2019-08-01 | 2021-02-02 | 青岛海德威智通信息科技有限公司 | 数据处理方法、装置、计算机可读介质及电子设备 |
US20210174355A1 (en) * | 2019-12-09 | 2021-06-10 | Capital One Services, Llc | Systems and methods for binding unique tokens with transaction parameters to authorize transactions |
US11663563B2 (en) * | 2020-07-07 | 2023-05-30 | Mastercard International Incorporated | Methods and systems of providing interoperability between incompatible payment systems |
Family Cites Families (25)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB9624127D0 (en) | 1996-11-20 | 1997-01-08 | British Telecomm | Transaction system |
US7742967B1 (en) | 1999-10-01 | 2010-06-22 | Cardinalcommerce Corporation | Secure and efficient payment processing system |
WO2002039218A2 (en) | 2000-10-24 | 2002-05-16 | Clickshare Service Corp. | Completely anonymous purchasing of goods on a computer network |
US7292999B2 (en) | 2001-03-15 | 2007-11-06 | American Express Travel Related Services Company, Inc. | Online card present transaction |
US7003493B2 (en) * | 2003-01-22 | 2006-02-21 | First Data Corporation | Direct payment with token |
US7159777B2 (en) | 2003-04-07 | 2007-01-09 | Silverbrook Research Pty Ltd | Transparent conveyor for check-out scanning |
US8190893B2 (en) | 2003-10-27 | 2012-05-29 | Jp Morgan Chase Bank | Portable security transaction protocol |
US20070011100A1 (en) | 2005-06-21 | 2007-01-11 | Phil Libin | Preventing identity theft |
US8769279B2 (en) | 2006-10-17 | 2014-07-01 | Verifone, Inc. | System and method for variable length encryption |
US8074257B2 (en) | 2007-03-16 | 2011-12-06 | Felsted Patrick R | Framework and technology to enable the portability of information cards |
DE602007012538D1 (de) | 2007-07-27 | 2011-03-31 | Ntt Docomo Inc | Verfahren und Vorrichtung zur Durchführung delegierter Transaktionen |
US7849014B2 (en) | 2007-08-29 | 2010-12-07 | American Express Travel Related Services Company, Inc. | System and method for facilitating a financial transaction with a dynamically generated identifier |
US20090198618A1 (en) | 2008-01-15 | 2009-08-06 | Yuen Wah Eva Chan | Device and method for loading managing and using smartcard authentication token and digital certificates in e-commerce |
US8281991B2 (en) | 2008-08-07 | 2012-10-09 | Visa U.S.A. Inc. | Transaction secured in an untrusted environment |
KR20100038536A (ko) | 2008-10-06 | 2010-04-15 | 주식회사 이베이지마켓 | 인터넷을 이용한 전자상거래에서 고객정보 활용시스템 및 그 방법 |
US8534564B2 (en) | 2009-05-15 | 2013-09-17 | Ayman Hammad | Integration of verification tokens with mobile communication devices |
US8602293B2 (en) | 2009-05-15 | 2013-12-10 | Visa International Service Association | Integration of verification tokens with portable computing devices |
US9105027B2 (en) | 2009-05-15 | 2015-08-11 | Visa International Service Association | Verification of portable consumer device for secure services |
US8788429B2 (en) * | 2009-12-30 | 2014-07-22 | First Data Corporation | Secure transaction management |
US20110208600A1 (en) * | 2010-02-25 | 2011-08-25 | Seergate Ltd. | Point of Sale Payment System and Method |
US8725635B2 (en) | 2010-11-04 | 2014-05-13 | Bank Of America Corporation | Online payment system and method |
KR101781636B1 (ko) | 2010-12-05 | 2017-09-25 | 조현준 | 공유아이디 이용하는 유선온라인상거래 카드결제 시스템 및 방법 |
AU2011338230B2 (en) | 2010-12-10 | 2016-06-09 | Electronic Payment Exchange | Tokenized contactless payments for mobile devices |
KR20120123992A (ko) | 2011-05-02 | 2012-11-12 | 삼성전자주식회사 | 신용 결제서버 및 그 결제 방법 |
WO2013019567A2 (en) * | 2011-07-29 | 2013-02-07 | Visa International Service Association | Passing payment tokens through an hop/sop |
-
2012
- 2012-11-20 US US13/682,092 patent/US8788421B2/en active Active
-
2013
- 2013-10-21 AU AU2013348379A patent/AU2013348379A1/en not_active Abandoned
- 2013-10-21 WO PCT/US2013/065932 patent/WO2014081523A1/en active Application Filing
- 2013-10-21 MX MX2015006265A patent/MX363898B/es active IP Right Grant
- 2013-10-21 BR BR112015011445A patent/BR112015011445A2/pt not_active Application Discontinuation
- 2013-10-21 EP EP13857004.9A patent/EP2923326A4/en not_active Ceased
-
2014
- 2014-06-05 US US14/297,306 patent/US10163099B2/en active Active
-
2019
- 2019-08-12 AU AU2019213773A patent/AU2019213773A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
US8788421B2 (en) | 2014-07-22 |
US20140143144A1 (en) | 2014-05-22 |
US20140289122A1 (en) | 2014-09-25 |
MX363898B (es) | 2019-04-05 |
AU2019213773A1 (en) | 2019-08-29 |
AU2013348379A1 (en) | 2015-06-04 |
WO2014081523A1 (en) | 2014-05-30 |
EP2923326A4 (en) | 2016-05-11 |
EP2923326A1 (en) | 2015-09-30 |
BR112015011445A2 (pt) | 2017-07-11 |
US10163099B2 (en) | 2018-12-25 |
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Legal Events
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FG | Grant or registration |