MX344658B - Sistema de transaccion y metodo. - Google Patents

Sistema de transaccion y metodo.

Info

Publication number
MX344658B
MX344658B MX2011013508A MX2011013508A MX344658B MX 344658 B MX344658 B MX 344658B MX 2011013508 A MX2011013508 A MX 2011013508A MX 2011013508 A MX2011013508 A MX 2011013508A MX 344658 B MX344658 B MX 344658B
Authority
MX
Mexico
Prior art keywords
state
transaction
request
modes
account
Prior art date
Application number
MX2011013508A
Other languages
English (en)
Other versions
MX2011013508A (es
Inventor
Alex D Ibasco
Oliver L Ubalde
Darlene Katherine L Tiu
Rodrigo S Salvador
Christopher R Palermo
Original Assignee
Einnovations Holdings Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Einnovations Holdings Pte Ltd filed Critical Einnovations Holdings Pte Ltd
Publication of MX2011013508A publication Critical patent/MX2011013508A/es
Publication of MX344658B publication Critical patent/MX344658B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Telephonic Communication Services (AREA)

Abstract

Se describe un método y sistema de transacción que comprende recibir una solicitud para cambiar un canal o modo de transacción de una cuenta que tiene una pluralidad de canales/modos de transacción de un primer estado a un segundo estado; y cambiar el estado del canal/modo de transacción al segundo estado en respuesta a la solicitud recibida. La invención además describe un facilitador de transacciones para facilitar transacciones en relación con una cuenta que tiene una pluralidad de canales o modos de transacción, y que es operativo para recibir, a través de la red de comunicación, una solicitud de un titular de la cuenta para cambiar el estado de un canal/modo de transacción de la pluralidad de canales/modos de transacción desde un primer estado a un segundo estado; en donde, al recibir la solicitud, el facilitador de transacciones es operativo para cambiar el estado del canal de transacción al segundo estado.
MX2011013508A 2009-06-16 2010-06-11 Sistema de transaccion y metodo. MX344658B (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG2009041195 2009-06-16
PCT/SG2010/000222 WO2010147559A1 (en) 2009-06-16 2010-06-11 Transaction system and method

Publications (2)

Publication Number Publication Date
MX2011013508A MX2011013508A (es) 2012-04-20
MX344658B true MX344658B (es) 2017-01-04

Family

ID=43356631

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2011013508A MX344658B (es) 2009-06-16 2010-06-11 Sistema de transaccion y metodo.

Country Status (18)

Country Link
US (1) US20120095911A1 (es)
EP (1) EP2454724A4 (es)
JP (1) JP5773449B2 (es)
KR (2) KR20120068759A (es)
CN (1) CN102439640B (es)
AR (1) AR077116A1 (es)
AU (1) AU2010260571B2 (es)
BR (1) BRPI1009604A2 (es)
CA (1) CA2756055A1 (es)
CO (1) CO6470881A2 (es)
MX (1) MX344658B (es)
MY (1) MY164510A (es)
RU (1) RU2517270C2 (es)
SG (1) SG176546A1 (es)
TW (1) TWI567665B (es)
UA (1) UA103684C2 (es)
WO (1) WO2010147559A1 (es)
ZA (1) ZA201200272B (es)

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TWI397016B (zh) * 2011-03-18 2013-05-21 Hui Hsien Wang 金融程式交易整體機制監控並自動異常排除之方法
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AP2014007920A0 (en) * 2012-02-22 2014-09-30 Visa Int Service Ass Data security system using mobile communications device
JP5507641B2 (ja) * 2012-09-19 2014-05-28 ヤフー株式会社 権限管理装置、権限管理方法および権限管理プログラム
US8788389B1 (en) * 2013-04-26 2014-07-22 Quisk, Inc. Methods and systems for providing a customer controlled account lock feature
US9324068B2 (en) 2013-05-16 2016-04-26 Avant-Garde Ip Llc System, method and article of manufacture to facilitate a financial transaction without unlocking a mobile device
US10217103B2 (en) 2013-05-16 2019-02-26 Avant-Garde Ip Llc System, method and article of manufacture to facilitate a financial transaction without unlocking a mobile device
US10019710B2 (en) * 2013-05-16 2018-07-10 Avant-Garde Ip Llc System, method and article of manufacture to facilitate a financial transaction without unlocking a mobile device
WO2015031386A1 (en) * 2013-08-26 2015-03-05 Total System Services, Inc. Personal account authorization controls
US20150088629A1 (en) * 2013-09-24 2015-03-26 Match.Com, L.L.C. System and methods for generating and providing offers to a user
US9912795B2 (en) 2014-05-16 2018-03-06 Avant-Garde Ip Llc Dynamically replaceable lock screen wallpaper
CN104244209B (zh) * 2014-09-30 2017-12-15 中国联合网络通信集团有限公司 行业短信传输的方法与装置
US10108985B2 (en) * 2014-10-07 2018-10-23 Oath Inc. Mitigation of failures in an online advertising network
WO2016116943A2 (en) * 2015-01-23 2016-07-28 Al Rafae Badr M Front end transaction system
US10129189B2 (en) * 2016-12-20 2018-11-13 Taap Development, Inc. Computerized system and method for automatically communicating conditional messages within a mobile application environment
EP3349410B1 (en) * 2017-01-11 2021-03-10 Tata Consultancy Services Limited Method and system for executing a transaction request using a communication channel
EP4221091A1 (en) * 2017-01-17 2023-08-02 Visa International Service Association Binding cryptogram with protocol characteristics
EP3631719A1 (en) * 2017-05-26 2020-04-08 Nchain Holdings Limited Script-based blockchain interaction
US20190122214A1 (en) * 2017-10-19 2019-04-25 Synchrony Bank Control plane implemented by a mobile device and providing improved security
CN108040083A (zh) * 2017-11-13 2018-05-15 深圳市买买提乐购金融服务有限公司 银企直连通信的控制方法、相关设备及系统
US11037114B2 (en) 2018-03-22 2021-06-15 Diebold Nixdorf, Incorporated System and method for financial transactions
US10855628B2 (en) * 2018-11-30 2020-12-01 Ricoh Company, Ltd. Information processing system, information processing apparatus, and information processing method
US11475010B2 (en) 2020-09-09 2022-10-18 Self Financial, Inc. Asynchronous database caching
US11470037B2 (en) 2020-09-09 2022-10-11 Self Financial, Inc. Navigation pathway generation
US11641665B2 (en) * 2020-09-09 2023-05-02 Self Financial, Inc. Resource utilization retrieval and modification
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Also Published As

Publication number Publication date
RU2012101468A (ru) 2013-07-27
AU2010260571B2 (en) 2013-01-17
WO2010147559A8 (en) 2011-03-10
EP2454724A1 (en) 2012-05-23
KR20150023049A (ko) 2015-03-04
BRPI1009604A2 (pt) 2016-03-22
SG176546A1 (en) 2012-01-30
UA103684C2 (uk) 2013-11-11
RU2517270C2 (ru) 2014-05-27
TW201110047A (en) 2011-03-16
KR101695201B1 (ko) 2017-01-12
MX2011013508A (es) 2012-04-20
AR077116A1 (es) 2011-08-03
KR20120068759A (ko) 2012-06-27
TWI567665B (zh) 2017-01-21
CO6470881A2 (es) 2012-06-29
JP5773449B2 (ja) 2015-09-02
EP2454724A4 (en) 2014-04-30
AU2010260571A1 (en) 2011-09-01
CN102439640A (zh) 2012-05-02
ZA201200272B (en) 2012-09-26
WO2010147559A1 (en) 2010-12-23
CA2756055A1 (en) 2010-12-23
CN102439640B (zh) 2016-10-12
JP2012530318A (ja) 2012-11-29
MY164510A (en) 2017-12-29
US20120095911A1 (en) 2012-04-19

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Owner name: MJN U.S. HOLDINGS LLC

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