AR077116A1 - Sistema y metodo de transaccion - Google Patents

Sistema y metodo de transaccion

Info

Publication number
AR077116A1
AR077116A1 ARP100102133A ARP100102133A AR077116A1 AR 077116 A1 AR077116 A1 AR 077116A1 AR P100102133 A ARP100102133 A AR P100102133A AR P100102133 A ARP100102133 A AR P100102133A AR 077116 A1 AR077116 A1 AR 077116A1
Authority
AR
Argentina
Prior art keywords
transaction
state
channel
change
requirement
Prior art date
Application number
ARP100102133A
Other languages
English (en)
Inventor
Rodrigo S Salvador
Alex D Ibasco
Oliver L Ubalde
Darlene Katherine L Tiu
Christopher R Palermo
Original Assignee
Smart Communications Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Smart Communications Inc filed Critical Smart Communications Inc
Publication of AR077116A1 publication Critical patent/AR077116A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Telephonic Communication Services (AREA)

Abstract

Se revela un método y sistema de transaccion que comprende recibir un requerimiento para cambiar un canal o modo de transaccion de una cuenta con una pluralidad de canales/modos de transaccion de un primer estado a un segundo estado; y cambiar el estado del canal/modo de transaccion a un segundo estado en respuesta al requerimiento recibido. La solicitud además revela un facilitador de transaccion para facilitar transacciones en relacion con una cuenta que tiene una pluralidad de canales o modos de transaccion, y que es operable para recibir, a través de la red de comunicacion, un requerimiento de un titular de la cuenta para cambiar el estado de un canal/modo de transaccion de la pluralidad de canales/modos de transaccion desde un primer estado a un segundo estado; en donde, al recibir el requerimiento, el facilitador de transaccion es operable para cambiar el estado del canal de transaccion al segundo estado.
ARP100102133A 2009-06-16 2010-06-16 Sistema y metodo de transaccion AR077116A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG2009041195 2009-06-16

Publications (1)

Publication Number Publication Date
AR077116A1 true AR077116A1 (es) 2011-08-03

Family

ID=43356631

Family Applications (1)

Application Number Title Priority Date Filing Date
ARP100102133A AR077116A1 (es) 2009-06-16 2010-06-16 Sistema y metodo de transaccion

Country Status (18)

Country Link
US (1) US20120095911A1 (es)
EP (1) EP2454724A4 (es)
JP (1) JP5773449B2 (es)
KR (2) KR20120068759A (es)
CN (1) CN102439640B (es)
AR (1) AR077116A1 (es)
AU (1) AU2010260571B2 (es)
BR (1) BRPI1009604A2 (es)
CA (1) CA2756055A1 (es)
CO (1) CO6470881A2 (es)
MX (1) MX344658B (es)
MY (1) MY164510A (es)
RU (1) RU2517270C2 (es)
SG (1) SG176546A1 (es)
TW (1) TWI567665B (es)
UA (1) UA103684C2 (es)
WO (1) WO2010147559A1 (es)
ZA (1) ZA201200272B (es)

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JP5507641B2 (ja) * 2012-09-19 2014-05-28 ヤフー株式会社 権限管理装置、権限管理方法および権限管理プログラム
US8788389B1 (en) * 2013-04-26 2014-07-22 Quisk, Inc. Methods and systems for providing a customer controlled account lock feature
US10217103B2 (en) 2013-05-16 2019-02-26 Avant-Garde Ip Llc System, method and article of manufacture to facilitate a financial transaction without unlocking a mobile device
US10019710B2 (en) * 2013-05-16 2018-07-10 Avant-Garde Ip Llc System, method and article of manufacture to facilitate a financial transaction without unlocking a mobile device
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US10129189B2 (en) * 2016-12-20 2018-11-13 Taap Development, Inc. Computerized system and method for automatically communicating conditional messages within a mobile application environment
EP3349410B1 (en) * 2017-01-11 2021-03-10 Tata Consultancy Services Limited Method and system for executing a transaction request using a communication channel
EP4221091B1 (en) 2017-01-17 2024-08-14 Visa International Service Association Binding cryptogram with protocol characteristics
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CN108040083A (zh) * 2017-11-13 2018-05-15 深圳市买买提乐购金融服务有限公司 银企直连通信的控制方法、相关设备及系统
US11037114B2 (en) 2018-03-22 2021-06-15 Diebold Nixdorf, Incorporated System and method for financial transactions
US10855628B2 (en) * 2018-11-30 2020-12-01 Ricoh Company, Ltd. Information processing system, information processing apparatus, and information processing method
US11470037B2 (en) 2020-09-09 2022-10-11 Self Financial, Inc. Navigation pathway generation
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Also Published As

Publication number Publication date
MY164510A (en) 2017-12-29
RU2012101468A (ru) 2013-07-27
WO2010147559A8 (en) 2011-03-10
CN102439640A (zh) 2012-05-02
UA103684C2 (uk) 2013-11-11
CN102439640B (zh) 2016-10-12
SG176546A1 (en) 2012-01-30
MX2011013508A (es) 2012-04-20
JP5773449B2 (ja) 2015-09-02
MX344658B (es) 2017-01-04
ZA201200272B (en) 2012-09-26
US20120095911A1 (en) 2012-04-19
RU2517270C2 (ru) 2014-05-27
CO6470881A2 (es) 2012-06-29
AU2010260571B2 (en) 2013-01-17
WO2010147559A1 (en) 2010-12-23
CA2756055A1 (en) 2010-12-23
KR20150023049A (ko) 2015-03-04
KR101695201B1 (ko) 2017-01-12
TWI567665B (zh) 2017-01-21
BRPI1009604A2 (pt) 2016-03-22
KR20120068759A (ko) 2012-06-27
TW201110047A (en) 2011-03-16
EP2454724A4 (en) 2014-04-30
EP2454724A1 (en) 2012-05-23
JP2012530318A (ja) 2012-11-29
AU2010260571A1 (en) 2011-09-01

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