KR100606318B1 - 선택적 호출 신호 시스템에 대한 보안 메시징 시스템 오버레이 - Google Patents
선택적 호출 신호 시스템에 대한 보안 메시징 시스템 오버레이 Download PDFInfo
- Publication number
- KR100606318B1 KR100606318B1 KR1020007006918A KR20007006918A KR100606318B1 KR 100606318 B1 KR100606318 B1 KR 100606318B1 KR 1020007006918 A KR1020007006918 A KR 1020007006918A KR 20007006918 A KR20007006918 A KR 20007006918A KR 100606318 B1 KR100606318 B1 KR 100606318B1
- Authority
- KR
- South Korea
- Prior art keywords
- message
- financial transaction
- secure
- financial
- messaging unit
- Prior art date
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/21—Monitoring or handling of messages
- H04L51/214—Monitoring or handling of messages using selective forwarding
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/12—Applying verification of the received information
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Hardware Design (AREA)
- Computing Systems (AREA)
- General Engineering & Computer Science (AREA)
- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
- Exchange Systems With Centralized Control (AREA)
Abstract
Description
비트 비율 | "A" 값 |
1600 bps | A1 및 A1 bar |
3200 bps | A2 및 A2 bar |
6400 bps | A3 및 A3 bar |
정의되지 않음 | A4 및 A4 bar |
한계값 | 출력 | |||
Hi | Avg | Lo | MSB | LSB |
RCin < | RCin < | RCin < | 0 | 0 |
RCin < | RCin < | RCin > | 0 | 1 |
RCin < | RCin > | RCin > | 1 | 1 |
RCin > | RCin > | RCin > | 1 | 0 |
입력 클럭(상대적) | 제어 입력(SPS) | 비율 선택기 분할비 | 비율 선택기 출력 | 2X 심볼 클럭(BPS) | 1X 심볼 클럭(BPS) |
64X | 1600 | 2 | 32X | 3200 | 1600 |
64X | 3200 | 1 | 64X | 6400 | 3200 |
Claims (34)
- 무선 금융 트랜잭션(wireless financial transaction)을 촉진하기(facilitating) 위한 보안 메시징(messaging) 시스템에 있어서,상기 보안 메시징 시스템은금융 트랜잭션과 관련된 암호화된(encrypted) 정보를 포함하는 보안(secure) 금융 트랜잭션 메시지를 수신하는 무선 선택적 호출 신호(signaling) 시스템 제어기와,금융 메시징 유닛(financial messaging unit)을 포함하고,상기 무선 선택적 호출 신호 시스템 제어기는,수신지 식별자 및 상기 보안 금융 트랜잭션 메시지를 포함하는 선택적 호출 메시지 요구를 수신하여 상기 수신지 식별자에 대응하는 선택적 호출 어드레스를 포함하는 선택적 호출 메시지내에 상기 보안 금융 트랜잭션 메시지를 캡슐화(encapsulating)하는 제어 프로그램을 실행하기 위한 연관된 전자 메모리를 갖는 프로세서를 포함하는 선택적 호출 메시지 프로세서 및상기 선택적 호출 메시지 프로세서에 연결되고 상기 선택적 호출 메시지를 상기 수신지 식별자에 따라 선택적 호출 전송 서비스에 분배하도록 동작하는 선택적 호출 메시지 분배기를 포함하며,상기 금융 메시징 유닛은,상기 선택적 호출 메시지를 수신하도록 적응된(adapted) 수신기;상기 금융 메시징 유닛에 대응하는 적어도 하나의 선택적 호출 어드레스를 저장하도록 적응된 제어기;상기 수신기 및 상기 제어기에 연결되고, 상기 선택적 호출 메시지 내의 상기 선택적 호출 어드레스가 상기 제어기 내에 저장된 선택적 호출 어드레스와 상관되는지(correlate)를 결정하도록 적응된 어드레스 상관기(correlator);상기 선택적 호출 메시지 내의 상기 선택적 호출 어드레스가 상기 제어기 내에 저장된 선택적 호출 어드레스와 상관되는 경우에 금융 트랜잭션을 촉진하기 위해, 상기 선택적 호출 메시지로부터 상기 보안 금융 트랜잭션 메시지를 복원하도록 적응된 데이터 디코더(decoder);상기 보안 금융 트랜잭션 메시지 내에 포함된 상기 암호화된 정보의 진정성(authenticity)을 검증하도록 적응된 보안 디코딩 기능 모듈(secure decoding function module); 및상기 암호화된 정보의 수신을 인증하는 응답(acknowledgement)을 전송하는 송신기를 포함하는 것을특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 무선 선택적 호출 신호 시스템 제어기에 연결되고, 국부 및 원격 금융 트랜잭션 시스템 중 하나로부터 수신된 금융 트랜잭션 요구(request)를 디코드하도록 동작하는 제1 보안 메시지 디코더를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제2항에 있어서,상기 제1 보안 메시지 디코더에 연결되고,상기 금융 트랜잭션 요구가 인가된 개체(party)로부터 발신된 것으로 인증되고 상기 금융 트랜잭션 요구에 근거한 금융 트랙잭션이 규정자에 의해 허용될 때, 상기 금융 트랜잭션의 완료를 허용하는 제1 금융 트랜잭션 프로세서를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제2항에 있어서,상기 제1 보안 메시지 디코더에 연결되고,상기 금융 트랜잭션 요구가 인가된 개체로부터 발신된 것으로 인가되지 않는 경우이거나, 상기 금융 트랜잭션 요구에 근거한 금융 트랜잭션이 규정자에 의해 허용되지 않는 경우 중 하나일 때, 상기 금융 트랜잭션의 완료를 부인하는 제1 금융 트랜잭션 프로세서를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제4항에 있어서,소정의 자금 전달 한도(limit)를 넘는 경우, 상기 금융 트랜잭션이 상기 규정자에 의해 허용되지 않는 것을 특징으로 하는 보안 메시징 시스템.
- 제4항에 있어서,소정의 신용 한도를 넘는 경우, 상기 금융 트랜잭션이 상기 규정자에 의해 허용되지 않는 것을 특징으로 하는 보안 메시징 시스템.
- 제2항에 있어서,상기 금융 메시징 유닛에 연결되어, 상기 금융 트랜잭션 요구를 생성하도록 동작하는 제2 보안 메시지 생성기;상기 제2 보안 메시지 생성기에 연결되어, 상기 금융 트랜잭션 요구를 상기 선택적인 호출 메시지 프로세서에 방송(broadcast)하도록 동작하는 휴대용 전송기; 및상기 선택적 호출 메시지 프로세서에 연결되어, 상기 금융 트랜잭션 요구를 수신하여 상기 선택적 호출 메시지 프로세서에 연결시키도록 동작하는 수신기를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제7항에 있어서,상기 제1 보안 메시지 디코더에 연결되고,상기 금융 트랜잭션 요구가 상기 금융 메시징 유닛으로부터 발신된 것으로 인증되고 상기 금융 트랜잭션 요구에 근거한 금융 트랙잭션이 규정자에 의해 허용될 때 상기 금융 트랜잭션의 완료를 허용하는 제1 금융 트랜잭션 프로세서를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제8항에 있어서,상기 제1 금융 트랜잭션 프로세서는 상기 금융 메시징 유닛의 부적절한 사용이 검출될 때, 제2 금융 트랜잭션 프로세서를 디스에이블(disable)시키고 상기 금융 메시징 유닛에 의한 또 다른 금융 트랜잭션을 방지하도록 동작하는 제2 금융 트랜잭션 프로세서 디스에이블 메시지를 생성하고, 상기 디스에이블 메시지를 상기 금융 메시징 유닛으로 되돌려주는(return) 것을 특징으로 하는 보안 메시징 시스템.
- 제8항에 있어서,상기 금융 메시징 유닛 및 상기 제2 보안 메시지 생성기에 연결되고, 상기 무선 선택적 호출 신호 시스템 제어기로부터 수신된 상기 보안 금융 트랜잭션 메시지를 디코드하도록 동작하는 제2 보안 메시지 디코더를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제10항에 있어서,상기 제2 보안 메시지 생성기 및 상기 제2 보안 메시지 디코더에 연결되고,상기 보안 금융 트랜잭션 메시지가 상기 제1 금융 트랜잭션 프로세서로부터 발신된 것으로 인증되고 상기 보안 금융 트랜잭션 메시지에 근거한 금융 트랙잭션이 규정자에 의해 허용될 때 상기 금융 트랜잭션의 완료를 허용하는 제2 금융 트랜잭션 프로세서를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제10항에 있어서,상기 제2 보안 메시지 생성기 및 상기 제2 보안 메시지 디코더에 연결되고,상기 보안 금융 트랜잭션 메시지가 상기 제1 금융 트랜잭션 프로세서로부터 발신된 것으로 인증되지 않는 경우이거나, 상기 보안 금융 트랜잭션 메시지에 근거한 금융 트랜잭션이 규정자에 의해 허용되지 않는 경우 중 하나일 때, 상기 금융 트랜잭션의 완료를 부인하는 제2 금융 트랜잭션 프로세서를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제7항에 있어서,상기 제1 보안 메시지 디코더에 연결되고,상기 금융 트랜잭션 요구가 상기 금융 메시징 유닛으로부터 발신된 것으로 인증되지 않는 경우이거나 상기 금융 트랜잭션 요구에 근거한 금융 트랜잭션이 규정자에 의해 허용되지 않는 경우 중 하나일 때, 상기 금융 트랜잭션의 완료를 부인하는 제1 금융 트랜잭션 프로세서를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제13항에 있어서,소정의 자금 전달 한도를 넘는 경우, 상기 금융 트랜잭션은 상기 규정자에 의해 허용되지 않는 것을 특징으로 하는 보안 메시징 시스템.
- 제13항에 있어서,소정의 신용 제한을 넘는 경우, 상기 금융 트랜잭션은 상기 규정자에 의해 허용되지 않는 것을 특징으로 하는 보안 메시징 시스템.
- 제2항에 있어서,제2 보안 메시지 생성기는, 금융 트랜잭션 세션 키(session key)를 전송하기 위해 사용되는 상기 보안 금융 트랜잭션 메시지 중 적어도 일부분을 암호화하기 위해 공중 키(public key) 암호 기술을 사용하는 것을 특징으로 하는 보안 메시징 시스템.
- 제16항에 있어서,상기 금융 메시징 유닛은, 상기 금융 트랜잭션 세션 키를 복원하기 위해, 상기 보안 금융 트랜잭션 메시지 중 적어도 일부분을 상기 공중 키 암호 기술을 사용하여 해독하는 제2 보안 메시지 디코더를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제17항에 있어서,상기 제2 보안 메시지 디코더는 상기 금융 트랜잭션 세션 키를 사용하여 상기 보안 금융 트랜잭션 메시지 중 나머지 부분을 더 해독하는 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 수신지 식별자는 상기 금융 메시징 유닛에서 인에이블(enable)된 고유한 신용 카드 종류에 대응하는 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 수신지 식별자는 상기 금융 메시징 유닛에서 인에이블된 고유한 직불 카드(debit card) 종류에 대응하는 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 수신지 식별자는 상기 금융 메시징 유닛에서 인에이블된 고유한 가치 카드(value card) 종류에 대응하는 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 선택적 호출 메시지는 POCSAG 포맷 메시지인 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 선택적 호출 메시지는 모토롤라(Motorola) FLEXTM 포맷 메시지인 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 보안 금융 트랜잭션 메시지가 상기 무선 선택 호출 신호 시스템 제어기에 의한 수신 이전에 첫 번째로 암호화되고, 상기 선택적 호출 메시지 내의 상기 보안 금융 트랜잭션 메시지를 캡슐화하기 이전에 상기 프로세서의 상기 제어 프로그램이 두 번째로 상기 보안 금융 트랜잭션 메시지를 암호화하는 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 보안 금융 트랜잭션 메시지는 공중 키 암호법을 사용하여 암호화되는 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 보안 금융 트랜잭션 메시지는 적어도 부분적으로 공중 키 암호법에 의해 암호화되는 것을 특징으로 하는 보안 메시징 시스템.
- 제26항에 있어서,상기 공중 키 암호법은 타원 곡선 암호법(elliptic curve cryptography)을 사용하여 구현되는 것을 특징으로 하는 보안 메시징 시스템.
- 제24항에 있어서,상기 보안 금융 트랜잭션 메시지는 대칭적 개인 키 암호법(symmetric private key cryptography)을 사용하여 암호화되는 것을 특징으로 하는 보안 메시징 시스템.
- 제28항에 있어서,상기 금융 메시징 유닛은 추후 스마트 카드(smart card)로 전달될 값을 나타내며 상기 보안 금융 트랜잭션 메시지의 내용으로부터 복원되는 토큰(token)을 저장하는 것을 특징으로 하는 보안 메시징 시스템.
- 제24항에 있어서,상기 보안 금융 트랜잭션 메시지는 비대칭적 개인 키 암호법(asymmetric private key cryptography)을 사용하여 암호화되는 것을 특징으로 하는 보안 메시징 시스템.
- 제30항에 있어서,상기 금융 메시징 유닛은, 상기 보안 금융 트랜잭션 메시지의 내용으로부터 복원되어 값을 나타내는 토큰을 스마트 카드에 직접 전달하는 것을 특징으로 하는 보안 메시징 시스템.
- 제30항에 있어서,상기 금융 메시징 유닛은 상기 보안 금융 트랜잭션 메시지의 내용으로부터 복원되어 값을 나타내는 토큰을 직접 저장하는 것을 특징으로 하는 보안 메시징 시스템.
- 제32항에 있어서,상기 금융 메시징 유닛은, 상기 금융 메시징 유닛이 무선 스마트 카드로서 동작하는 것을 허용하는 휴대용 금융 트랜잭션 프로세서를 포함하는 것을 특징으로 하는 보안 메시징 시스템.
- 제1항에 있어서,상기 금융 메시징 유닛은 상기 보안 금융 트랜잭션 메시지의 내용을 수신하고 해독하는 것을 특징으로 하는 보안 메시징 시스템.
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US08/995,481 | 1997-12-22 | ||
US8/995,481 | 1997-12-22 | ||
US08/995,481 US6314519B1 (en) | 1997-12-22 | 1997-12-22 | Secure messaging system overlay for a selective call signaling system |
PCT/US1998/025805 WO1999033213A1 (en) | 1997-12-22 | 1998-12-04 | Secure messaging system overlay for a selective call signaling system |
Publications (2)
Publication Number | Publication Date |
---|---|
KR20010033435A KR20010033435A (ko) | 2001-04-25 |
KR100606318B1 true KR100606318B1 (ko) | 2006-07-28 |
Family
ID=25541866
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
KR1020007006918A KR100606318B1 (ko) | 1997-12-22 | 1998-12-04 | 선택적 호출 신호 시스템에 대한 보안 메시징 시스템 오버레이 |
Country Status (12)
Country | Link |
---|---|
US (1) | US6314519B1 (ko) |
EP (1) | EP1042879A4 (ko) |
JP (2) | JP4982008B2 (ko) |
KR (1) | KR100606318B1 (ko) |
CN (1) | CN1283061C (ko) |
AU (1) | AU1805099A (ko) |
BR (1) | BR9814351A (ko) |
CA (1) | CA2313799A1 (ko) |
HK (1) | HK1033786A1 (ko) |
ID (1) | ID28004A (ko) |
IL (2) | IL136490A0 (ko) |
WO (1) | WO1999033213A1 (ko) |
Families Citing this family (66)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
AU735091B2 (en) * | 1997-10-28 | 2001-06-28 | Fdgs Group, Llc | Process for digital signing of a message |
US8516055B2 (en) | 1998-05-29 | 2013-08-20 | Research In Motion Limited | System and method for pushing information from a host system to a mobile data communication device in a wireless data network |
US6779019B1 (en) | 1998-05-29 | 2004-08-17 | Research In Motion Limited | System and method for pushing information from a host system to a mobile data communication device |
US6219694B1 (en) | 1998-05-29 | 2001-04-17 | Research In Motion Limited | System and method for pushing information from a host system to a mobile data communication device having a shared electronic address |
US9374435B2 (en) | 1998-05-29 | 2016-06-21 | Blackberry Limited | System and method for using trigger events and a redirector flag to redirect messages |
US7209949B2 (en) | 1998-05-29 | 2007-04-24 | Research In Motion Limited | System and method for synchronizing information between a host system and a mobile data communication device |
US7386727B1 (en) | 1998-10-24 | 2008-06-10 | Encorus Holdings Limited | Method for digital signing of a message |
US6820202B1 (en) * | 1998-11-09 | 2004-11-16 | First Data Corporation | Account authority digital signature (AADS) system |
US7047416B2 (en) | 1998-11-09 | 2006-05-16 | First Data Corporation | Account-based digital signature (ABDS) system |
DE19921524C2 (de) * | 1999-05-10 | 2003-08-28 | Giesecke & Devrient Gmbh | Einrichtung zum Schutz des Ersteinsatzes einer Prozessor-Chipkarte |
DE19940341A1 (de) | 1999-08-25 | 2001-03-01 | Kolja Vogel | Verfahren zum Schutz von Daten |
US7444669B1 (en) * | 2000-05-05 | 2008-10-28 | Microsoft Corporation | Methods and systems for providing variable rates of service for accessing networks, methods and systems for accessing the internet |
US6834341B1 (en) * | 2000-02-22 | 2004-12-21 | Microsoft Corporation | Authentication methods and systems for accessing networks, authentication methods and systems for accessing the internet |
US7032241B1 (en) | 2000-02-22 | 2006-04-18 | Microsoft Corporation | Methods and systems for accessing networks, methods and systems for accessing the internet |
JP2001313720A (ja) * | 2000-02-24 | 2001-11-09 | Jintetsuku:Kk | 電子商取引システムにおける個人情報確認方法 |
GB0007360D0 (en) * | 2000-03-28 | 2000-05-17 | Ncr Int Inc | Electronic wallet |
US20020038420A1 (en) * | 2000-04-13 | 2002-03-28 | Collins Timothy S. | Method for efficient public key based certification for mobile and desktop environments |
US7149896B1 (en) | 2000-05-05 | 2006-12-12 | Microsoft Corporation | Methods and systems for providing security for accessing networks, methods and systems for providing security for accessing the internet |
FR2809894B1 (fr) * | 2000-05-31 | 2002-10-25 | France Telecom | Procede de cryptographie, microcircuit pour carte a puce et cartes a puce incluant un tel microcircuit |
WO2002013444A2 (en) * | 2000-08-04 | 2002-02-14 | First Data Corporation | Trusted authentication digital signature (tads) system |
US6789189B2 (en) | 2000-08-04 | 2004-09-07 | First Data Corporation | Managing account database in ABDS system |
EP1180749A1 (de) * | 2000-08-18 | 2002-02-20 | Siemens Aktiengesellschaft | Verfahren und Anordnung zur Übertragung eines elektronischen Geldbetrages aus einem Guthabenspeicher |
GB2376763B (en) * | 2001-06-19 | 2004-12-15 | Hewlett Packard Co | Demonstrating integrity of a compartment of a compartmented operating system |
EP1344353B1 (en) | 2000-12-22 | 2014-11-19 | BlackBerry Limited | Wireless router system and method |
CA2368404C (en) | 2001-01-18 | 2005-08-09 | Research In Motion Limited | Unified messaging system and method |
CA2410118C (en) | 2001-10-26 | 2007-12-18 | Research In Motion Limited | System and method for controlling configuration settings for mobile communication devices and services |
US7370366B2 (en) * | 2001-11-16 | 2008-05-06 | International Business Machines Corporation | Data management system and method |
WO2003049384A1 (en) | 2001-12-07 | 2003-06-12 | Research In Motion Limited | System and method of managing information distribution to mobile stations |
JP4090251B2 (ja) * | 2002-03-05 | 2008-05-28 | パスロジ株式会社 | 認証装置、認証方法、ならびに、プログラム |
US7140040B2 (en) * | 2002-04-25 | 2006-11-21 | International Business Machines Corporation | Protecting wireless local area networks from intrusion by eavesdropping on the eavesdroppers and dynamically reconfiguring encryption upon detection of intrusion |
US7054829B2 (en) * | 2002-12-31 | 2006-05-30 | Pitney Bowes Inc. | Method and system for validating votes |
US7831519B2 (en) | 2003-12-17 | 2010-11-09 | First Data Corporation | Methods and systems for electromagnetic initiation of secure transactions |
US8175938B2 (en) | 2004-04-13 | 2012-05-08 | Ebay Inc. | Method and system for facilitating merchant-initiated online payments |
JP4516399B2 (ja) * | 2004-10-08 | 2010-08-04 | フェリカネットワークス株式会社 | 情報処理装置および方法、並びにプログラム |
US20060153367A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Digital signature system based on shared knowledge |
US7869593B2 (en) | 2005-01-07 | 2011-01-11 | First Data Corporation | Software for providing based on shared knowledge public keys having same private key |
US7936869B2 (en) * | 2005-01-07 | 2011-05-03 | First Data Corporation | Verifying digital signature based on shared knowledge |
US20060153370A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Generating public-private key pair based on user input data |
US20060156013A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Digital signature software using ephemeral private key and system |
US7593527B2 (en) * | 2005-01-07 | 2009-09-22 | First Data Corporation | Providing digital signature and public key based on shared knowledge |
US7490239B2 (en) * | 2005-01-07 | 2009-02-10 | First Data Corporation | Facilitating digital signature based on ephemeral private key |
US20060153369A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Providing cryptographic key based on user input data |
US20060153364A1 (en) * | 2005-01-07 | 2006-07-13 | Beeson Curtis L | Asymmetric key cryptosystem based on shared knowledge |
US7693277B2 (en) * | 2005-01-07 | 2010-04-06 | First Data Corporation | Generating digital signatures using ephemeral cryptographic key |
GB2423221A (en) * | 2005-02-14 | 2006-08-16 | Ericsson Telefon Ab L M | Key delivery method involving double acknowledgement |
CA2606193C (en) | 2005-04-18 | 2015-03-17 | Research In Motion Limited | Method for providing wireless application privilege management |
US20070025554A1 (en) * | 2005-08-01 | 2007-02-01 | Ping-Wen Ong | Remote control association methodology |
US20070168432A1 (en) * | 2006-01-17 | 2007-07-19 | Cibernet Corporation | Use of service identifiers to authenticate the originator of an electronic message |
US7360702B2 (en) * | 2006-02-16 | 2008-04-22 | Pitney Bowes Inc. | Verifiable voting system |
US7490272B2 (en) * | 2006-06-07 | 2009-02-10 | Oxlo Systems | Method for validating the proper operation of a transactional management system |
US8738517B2 (en) * | 2006-12-29 | 2014-05-27 | Ebay, Inc. | Authentication data-enabled transfers |
US8818904B2 (en) | 2007-01-17 | 2014-08-26 | The Western Union Company | Generation systems and methods for transaction identifiers having biometric keys associated therewith |
US7933835B2 (en) | 2007-01-17 | 2011-04-26 | The Western Union Company | Secure money transfer systems and methods using biometric keys associated therewith |
US8880889B1 (en) | 2007-03-02 | 2014-11-04 | Citigroup Global Markets, Inc. | Systems and methods for remote authorization of financial transactions using public key infrastructure (PKI) |
US7827245B2 (en) * | 2007-03-06 | 2010-11-02 | International Business Machines Corporation | Methods and computer program products for securing display of message content |
US8504473B2 (en) | 2007-03-28 | 2013-08-06 | The Western Union Company | Money transfer system and messaging system |
US8179872B2 (en) | 2007-05-09 | 2012-05-15 | Research In Motion Limited | Wireless router system and method |
US8116732B2 (en) * | 2009-08-05 | 2012-02-14 | Oto Technologies, Llc | Routing mobile users to secure locations based on transaction type |
US8505813B2 (en) | 2009-09-04 | 2013-08-13 | Bank Of America Corporation | Customer benefit offer program enrollment |
US9892419B1 (en) | 2011-05-09 | 2018-02-13 | Bank Of America Corporation | Coupon deposit account fraud protection system |
US8751298B1 (en) | 2011-05-09 | 2014-06-10 | Bank Of America Corporation | Event-driven coupon processor alert |
JP6209942B2 (ja) * | 2013-10-31 | 2017-10-11 | 沖電気工業株式会社 | 取引装置及び取引方法 |
US10313480B2 (en) | 2017-06-22 | 2019-06-04 | Bank Of America Corporation | Data transmission between networked resources |
US10511692B2 (en) | 2017-06-22 | 2019-12-17 | Bank Of America Corporation | Data transmission to a networked resource based on contextual information |
US10524165B2 (en) | 2017-06-22 | 2019-12-31 | Bank Of America Corporation | Dynamic utilization of alternative resources based on token association |
US10763844B2 (en) | 2018-08-28 | 2020-09-01 | Texas Instruments Incorporated | Methods and apparatus to transmit signals in isolated gate drivers |
Family Cites Families (60)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4320387A (en) * | 1978-12-28 | 1982-03-16 | Powell William S | Information communicating apparatus and method |
US4305059A (en) | 1980-01-03 | 1981-12-08 | Benton William M | Modular funds transfer system |
US4529870A (en) | 1980-03-10 | 1985-07-16 | David Chaum | Cryptographic identification, financial transaction, and credential device |
US4575621A (en) | 1984-03-07 | 1986-03-11 | Corpra Research, Inc. | Portable electronic transaction device and system therefor |
IL75702A0 (en) | 1984-07-27 | 1985-11-29 | Technion Res & Dev Foundation | Apparatus for effecting and recording monetary transactions |
US4707592A (en) | 1985-10-07 | 1987-11-17 | Ware Paul N | Personal universal identity card system for failsafe interactive financial transactions |
US5192947A (en) | 1990-02-02 | 1993-03-09 | Simon Neustein | Credit card pager apparatus |
JPH03256426A (ja) * | 1990-03-07 | 1991-11-15 | Hitachi Ltd | 情報配信方法 |
US5224150A (en) | 1990-07-06 | 1993-06-29 | Simon Neustein | Paging system |
ATE188562T1 (de) * | 1990-12-24 | 2000-01-15 | Motorola Inc | Elektronische geldbörse |
US5221838A (en) * | 1990-12-24 | 1993-06-22 | Motorola, Inc. | Electronic wallet |
US5159632A (en) | 1991-09-17 | 1992-10-27 | Next Computer, Inc. | Method and apparatus for public key exchange in a cryptographic system |
US5208446A (en) * | 1991-09-19 | 1993-05-04 | Martinez Jerry R | Method and apparatus for validating credit information during home delivery of order |
US5265033A (en) | 1991-09-23 | 1993-11-23 | Atm Communications International, Inc. | ATM/POS based electronic mail system |
US5473143A (en) | 1991-09-23 | 1995-12-05 | Atm Communications International, Inc. | ATM/POS based electronic mail system |
CH686912A5 (it) | 1991-10-04 | 1996-07-31 | Dino Condolf | Portafoglio elettronico. |
GB9121759D0 (en) | 1991-10-14 | 1991-11-27 | Philips Electronic Associated | Communications receiver |
GB9121995D0 (en) | 1991-10-16 | 1991-11-27 | Jonhig Ltd | Value transfer system |
US5453601A (en) | 1991-11-15 | 1995-09-26 | Citibank, N.A. | Electronic-monetary system |
US5557518A (en) | 1994-04-28 | 1996-09-17 | Citibank, N.A. | Trusted agents for open electronic commerce |
US5585787A (en) | 1991-12-09 | 1996-12-17 | Wallerstein; Robert S. | Programmable credit card |
EP0566811A1 (en) | 1992-04-23 | 1993-10-27 | International Business Machines Corporation | Authentication method and system with a smartcard |
JPH05316009A (ja) | 1992-05-11 | 1993-11-26 | Sharp Corp | データ通信装置 |
US5282205A (en) * | 1992-05-29 | 1994-01-25 | Motorola, Inc. | Data communication terminal providing variable length message carry-on and method therefor |
US5442707A (en) | 1992-09-28 | 1995-08-15 | Matsushita Electric Industrial Co., Ltd. | Method for generating and verifying electronic signatures and privacy communication using elliptic curves |
US5359182A (en) | 1992-10-06 | 1994-10-25 | Interdigital Technology Corporation | Wireless telephone debit card system and method |
US5539189A (en) | 1992-11-27 | 1996-07-23 | Hopeman Enterprises Ltd. | Card holder's paging system for commercial card data network |
EP0600170B1 (de) | 1992-12-01 | 1997-12-17 | Landis & Gyr Technology Innovation AG | Verfahren zur Abgeltung von Dienstleistungen und/oder Waren und Einrichtung zur Durchführung des Verfahrens |
US5285496A (en) | 1992-12-14 | 1994-02-08 | Firstperson, Inc. | Methods and apparatus for providing a secure paging system |
US5481255A (en) | 1993-02-10 | 1996-01-02 | Data Critical Corp. | Paging transmission system |
US5412192A (en) | 1993-07-20 | 1995-05-02 | American Express Company | Radio frequency activated charge card |
US5477215A (en) | 1993-08-02 | 1995-12-19 | At&T Corp. | Arrangement for simultaneously interrogating a plurality of portable radio frequency communication devices |
JPH0764912A (ja) * | 1993-08-31 | 1995-03-10 | Nec Corp | 不正接続防止機能を有するオンラインシステム |
US5483595A (en) * | 1993-09-20 | 1996-01-09 | Seiko Communications Holding N.V. | Paging device including password accessed stored cryptographic keys |
US5455864A (en) | 1993-09-20 | 1995-10-03 | Seiko Communications Holdings N.V. | Encrypted paging message transmission |
US5461217A (en) * | 1994-02-08 | 1995-10-24 | At&T Ipm Corp. | Secure money transfer techniques using smart cards |
US5521363A (en) | 1994-02-16 | 1996-05-28 | Tannenbaum; David H. | System and method for tracking memory card transactions |
JPH07245605A (ja) * | 1994-03-03 | 1995-09-19 | Fujitsu Ltd | 暗号化情報中継装置とそれに接続される加入者端末装置ならびに暗号通信方法 |
US5510778A (en) | 1994-04-01 | 1996-04-23 | Krieter; Marcus A. | Paging receiver system for receiving a paging communication signal |
US5590038A (en) | 1994-06-20 | 1996-12-31 | Pitroda; Satyan G. | Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions |
US5467398A (en) | 1994-07-05 | 1995-11-14 | Motorola, Inc. | Method of messaging in a communication system |
FI100137B (fi) * | 1994-10-28 | 1997-09-30 | Vazvan Simin | Reaaliaikainen langaton telemaksujärjestelmä |
JP2808085B2 (ja) * | 1994-12-29 | 1998-10-08 | 東京テレメッセージ株式会社 | 携帯無線端末システム |
US5591949A (en) | 1995-01-06 | 1997-01-07 | Bernstein; Robert J. | Automatic portable account controller for remotely arranging for payment of debt to a vendor |
JPH08202262A (ja) * | 1995-01-30 | 1996-08-09 | Oki Electric Ind Co Ltd | 信号処理装置および信号処理方法 |
FI99071C (fi) | 1995-02-15 | 1997-09-25 | Nokia Mobile Phones Ltd | Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin |
GB9503662D0 (en) * | 1995-02-23 | 1995-04-12 | Coveley Michael | Free-roaming remote hand-held point-of-sale terminal |
US5541925A (en) * | 1995-03-27 | 1996-07-30 | Compuserve Incorporated | Point of sale system that bypasses the public telephone network |
JPH08287201A (ja) * | 1995-04-11 | 1996-11-01 | Hitachi Ltd | Icカード内の購買履歴活用による与信方法とそのシステム |
SE506506C2 (sv) | 1995-04-11 | 1997-12-22 | Au System | Elektronisk transaktionsterminal, telekommunikationssystem innefattande en elektronisk transaktionsterminal, smart kort som elektronisk transaktionsterminal samt metod för överföring av elektroniska krediter |
JP2772252B2 (ja) | 1995-04-20 | 1998-07-02 | 静岡日本電気株式会社 | 無線呼出し装置 |
GB9509582D0 (en) | 1995-05-11 | 1995-07-05 | Jonhig Ltd | Value transfer system |
US5678010A (en) * | 1995-06-07 | 1997-10-14 | Compuserve Incorporated | Automated routing of messages over a network |
JPH08340566A (ja) * | 1995-06-13 | 1996-12-24 | Nec Shizuoka Ltd | 表示付無線選択呼出受信機 |
JPH09116960A (ja) * | 1995-10-18 | 1997-05-02 | Fujitsu Ltd | キャッシュレスシステム及び該システムで使用する携帯機 |
JP3156562B2 (ja) * | 1995-10-19 | 2001-04-16 | 株式会社デンソー | 車両用通信装置及び走行車両監視システム |
US5796832A (en) * | 1995-11-13 | 1998-08-18 | Transaction Technology, Inc. | Wireless transaction and information system |
JPH09212565A (ja) * | 1996-02-07 | 1997-08-15 | Nec Corp | 無線携帯端末システム |
JPH09305666A (ja) * | 1996-05-16 | 1997-11-28 | Nippon Telegr & Teleph Corp <Ntt> | 電子決済方法ならびにシステム |
JPH09106431A (ja) * | 1996-06-20 | 1997-04-22 | Roehm Properties Bv | 金融機関における振込の分散処理機 |
-
1997
- 1997-12-22 US US08/995,481 patent/US6314519B1/en not_active Expired - Lifetime
-
1998
- 1998-12-04 CA CA002313799A patent/CA2313799A1/en not_active Abandoned
- 1998-12-04 ID IDW20001134A patent/ID28004A/id unknown
- 1998-12-04 BR BR9814351-4A patent/BR9814351A/pt not_active Application Discontinuation
- 1998-12-04 KR KR1020007006918A patent/KR100606318B1/ko not_active IP Right Cessation
- 1998-12-04 EP EP98962912A patent/EP1042879A4/en not_active Ceased
- 1998-12-04 JP JP2000526002A patent/JP4982008B2/ja not_active Expired - Fee Related
- 1998-12-04 CN CNB988125692A patent/CN1283061C/zh not_active Expired - Fee Related
- 1998-12-04 AU AU18050/99A patent/AU1805099A/en not_active Abandoned
- 1998-12-04 IL IL13649098A patent/IL136490A0/xx active IP Right Grant
- 1998-12-04 WO PCT/US1998/025805 patent/WO1999033213A1/en not_active Application Discontinuation
-
2000
- 2000-05-31 IL IL136490A patent/IL136490A/en not_active IP Right Cessation
-
2001
- 2001-06-20 HK HK01104265A patent/HK1033786A1/xx not_active IP Right Cessation
-
2010
- 2010-04-01 JP JP2010085583A patent/JP5062916B2/ja not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
HK1033786A1 (en) | 2001-09-21 |
EP1042879A4 (en) | 2005-08-10 |
CA2313799A1 (en) | 1999-07-01 |
US6314519B1 (en) | 2001-11-06 |
JP4982008B2 (ja) | 2012-07-25 |
CN1283343A (zh) | 2001-02-07 |
JP2010178370A (ja) | 2010-08-12 |
CN1283061C (zh) | 2006-11-01 |
IL136490A (en) | 2006-04-10 |
EP1042879A1 (en) | 2000-10-11 |
IL136490A0 (en) | 2001-06-14 |
BR9814351A (pt) | 2001-10-09 |
KR20010033435A (ko) | 2001-04-25 |
ID28004A (id) | 2001-05-03 |
WO1999033213A1 (en) | 1999-07-01 |
JP2001527259A (ja) | 2001-12-25 |
JP5062916B2 (ja) | 2012-10-31 |
AU1805099A (en) | 1999-07-12 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
KR100606318B1 (ko) | 선택적 호출 신호 시스템에 대한 보안 메시징 시스템 오버레이 | |
KR100489319B1 (ko) | 휴대용 2-방향 무선 금융 메시징 유닛 | |
KR100382181B1 (ko) | 단일 계좌 휴대용 무선 금융 메시지 유닛 | |
KR100378607B1 (ko) | 1-방향 무선 금융 메시징 유닛의 트랜잭션 인증 | |
KR100382180B1 (ko) | 다중 계좌 휴대용 무선 금융 메시징 장치 | |
KR100403530B1 (ko) | 휴대용 1방향 무선 금융 메시지 유닛 |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
A201 | Request for examination | ||
E902 | Notification of reason for refusal | ||
E902 | Notification of reason for refusal | ||
E601 | Decision to refuse application | ||
J201 | Request for trial against refusal decision | ||
J301 | Trial decision |
Free format text: TRIAL DECISION FOR APPEAL AGAINST DECISION TO DECLINE REFUSAL REQUESTED 20030711 Effective date: 20050331 |
|
S901 | Examination by remand of revocation | ||
E902 | Notification of reason for refusal | ||
GRNO | Decision to grant (after opposition) | ||
GRNT | Written decision to grant | ||
FPAY | Annual fee payment |
Payment date: 20130628 Year of fee payment: 8 |
|
FPAY | Annual fee payment |
Payment date: 20140627 Year of fee payment: 9 |
|
FPAY | Annual fee payment |
Payment date: 20150707 Year of fee payment: 10 |
|
FPAY | Annual fee payment |
Payment date: 20160711 Year of fee payment: 11 |
|
FPAY | Annual fee payment |
Payment date: 20170711 Year of fee payment: 12 |
|
FPAY | Annual fee payment |
Payment date: 20180711 Year of fee payment: 13 |
|
EXPY | Expiration of term |