GB9503662D0 - Free-roaming remote hand-held point-of-sale terminal - Google Patents

Free-roaming remote hand-held point-of-sale terminal

Info

Publication number
GB9503662D0
GB9503662D0 GBGB9503662.0A GB9503662A GB9503662D0 GB 9503662 D0 GB9503662 D0 GB 9503662D0 GB 9503662 A GB9503662 A GB 9503662A GB 9503662 D0 GB9503662 D0 GB 9503662D0
Authority
GB
United Kingdom
Prior art keywords
user
transaction
financial
financial transaction
transaction terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
GBGB9503662.0A
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to GBGB9503662.0A priority Critical patent/GB9503662D0/en
Publication of GB9503662D0 publication Critical patent/GB9503662D0/en
Priority to EP96902198A priority patent/EP0811210A1/en
Priority to JP8524497A priority patent/JPH11500550A/en
Priority to ARP960101477A priority patent/AR015099A1/en
Priority to KR1019970705836A priority patent/KR19980702437A/en
Priority to CA002213336A priority patent/CA2213336A1/en
Priority to BR9607426A priority patent/BR9607426A/en
Priority to ZA961429A priority patent/ZA961429B/en
Priority to CN96192109A priority patent/CN1176011A/en
Priority to PCT/CA1996/000104 priority patent/WO1996026505A1/en
Priority to AU46613/96A priority patent/AU4661396A/en
Priority to TW085102344A priority patent/TW286464B/zh
Priority to MXPA/A/1997/006482A priority patent/MXPA97006482A/en
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G5/00—Receipt-giving machines

Abstract

A financial transaction system (10) is provided in which a user is given a portable RF financial transaction terminal (20) with which to enter transaction data via a keypad (52) or read a UPC bar code on merchandise via a CCD scanner (42) and read their credit, debit or smart card. The RF financial transaction terminal (20) transmits the transaction and card data to a central network controller (12) via a RF communications link. The central network controller (12) in turn conveys the transaction and card data to the host computers at a financial institution where the transaction is processed in real-time. The financial institutions return verification data to the central network controller which is passed back to the RF financial transaction terminal via the RF communications link. The RF financial transaction terminal then generates a printed receipt of the transaction for the user. All of this may be done while the RF financial transaction terminal and the user's credit, debit or smart card remains in the total custody of the user. The user is therefore relieved from having to proceed to an ABM, retail platform, cashier's desk, etc.
GBGB9503662.0A 1995-02-23 1995-02-23 Free-roaming remote hand-held point-of-sale terminal Pending GB9503662D0 (en)

Priority Applications (13)

Application Number Priority Date Filing Date Title
GBGB9503662.0A GB9503662D0 (en) 1995-02-23 1995-02-23 Free-roaming remote hand-held point-of-sale terminal
AU46613/96A AU4661396A (en) 1995-02-23 1996-02-22 Free-roaming remote hand-held point-of-sale terminal
BR9607426A BR9607426A (en) 1995-02-23 1996-02-22 Free-moving remote portable point of sale terminal
JP8524497A JPH11500550A (en) 1995-02-23 1996-02-22 Mobile and mobile remote operation point of sale terminal
ARP960101477A AR015099A1 (en) 1995-02-23 1996-02-22 A TERMINAL OF FINANCIAL TRANSACTIONS TO RADIO PORTABLE FREQUENCIES AND TRANSACTION SYSTEM INCLUDING IT
KR1019970705836A KR19980702437A (en) 1995-02-23 1996-02-22 Free Roaming Remote Handheld Shop Terminal
CA002213336A CA2213336A1 (en) 1995-02-23 1996-02-22 Free-roaming remote hand-held point-of-sale terminal
EP96902198A EP0811210A1 (en) 1995-02-23 1996-02-22 Free-roaming remote hand-held point-of-sale terminal
ZA961429A ZA961429B (en) 1995-02-23 1996-02-22 Free-roaming remote hand-held point-of-sale terminal
CN96192109A CN1176011A (en) 1995-02-23 1996-02-22 Free-roaming remote hand-held point-of-sale terminal
PCT/CA1996/000104 WO1996026505A1 (en) 1995-02-23 1996-02-22 Free-roaming remote hand-held point-of-sale terminal
TW085102344A TW286464B (en) 1995-02-23 1996-02-28
MXPA/A/1997/006482A MXPA97006482A (en) 1995-02-23 1997-08-25 Terminal manual remote sale point, free displacement

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GBGB9503662.0A GB9503662D0 (en) 1995-02-23 1995-02-23 Free-roaming remote hand-held point-of-sale terminal

Publications (1)

Publication Number Publication Date
GB9503662D0 true GB9503662D0 (en) 1995-04-12

Family

ID=10770151

Family Applications (1)

Application Number Title Priority Date Filing Date
GBGB9503662.0A Pending GB9503662D0 (en) 1995-02-23 1995-02-23 Free-roaming remote hand-held point-of-sale terminal

Country Status (12)

Country Link
EP (1) EP0811210A1 (en)
JP (1) JPH11500550A (en)
KR (1) KR19980702437A (en)
CN (1) CN1176011A (en)
AR (1) AR015099A1 (en)
AU (1) AU4661396A (en)
BR (1) BR9607426A (en)
CA (1) CA2213336A1 (en)
GB (1) GB9503662D0 (en)
TW (1) TW286464B (en)
WO (1) WO1996026505A1 (en)
ZA (1) ZA961429B (en)

Families Citing this family (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH09212565A (en) * 1996-02-07 1997-08-15 Nec Corp Radio portable terminal system
JPH10240883A (en) 1997-02-24 1998-09-11 Toshiba Corp Ic card system, and security method therefor
CA2201423C (en) 1997-04-01 2007-06-26 Michael Coveley Cashierless shopping store and components for use therein
KR100382181B1 (en) * 1997-12-22 2003-05-09 모토로라 인코포레이티드 Single account portable wireless financial messaging unit
US6314519B1 (en) * 1997-12-22 2001-11-06 Motorola, Inc. Secure messaging system overlay for a selective call signaling system
EP0930590A1 (en) * 1998-01-16 1999-07-21 Mobil Oil Corporation Portable point-of-sale terminal with device for inputting security code access key
AUPP220998A0 (en) * 1998-03-05 1998-04-02 Keycorp Limited Mobile electronic payment terminal
US7209889B1 (en) 1998-12-24 2007-04-24 Henry Whitfield Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
SE514999C2 (en) * 1999-02-05 2001-05-28 Ericsson Telefon Ab L M Service card transactions over a wireless LAN
CA2289884A1 (en) * 1999-11-18 2001-05-18 Daniel Guy Pomerleau Electronic system having variable functions
US7114656B1 (en) 2000-01-27 2006-10-03 Ecr Software Corporation Fixed self-checkout station with cradle for communicating with portable self-scanning units
IT1315389B1 (en) * 2000-02-07 2003-02-10 Renzo Balagion METHOD, SYSTEM AND DEVICE FOR REMOTE COMMERCIAL TRANSACTIONS.
JP3385270B2 (en) * 2000-03-03 2003-03-10 株式会社エイティング Personal authentication method
AU2001252796A1 (en) * 2000-04-11 2001-10-23 Dale Anthony Carnegie Electronic wallet
GB0017044D0 (en) 2000-07-11 2000-08-30 Newt Limited Improvements relating to electronic transactions
JP2002055960A (en) 2000-08-10 2002-02-20 Nec Corp System and method for card authentication
EP1329825A4 (en) * 2000-08-24 2006-03-22 Sagawa Express Co Ltd Card payment method for service charge concerning to physical distribution or transportation
DE10157930A1 (en) * 2001-11-26 2003-06-12 Siemens Ag Automatic payment request via contactless reader
US7748620B2 (en) 2002-01-11 2010-07-06 Hand Held Products, Inc. Transaction terminal including imaging module
US7336973B2 (en) * 2002-10-30 2008-02-26 Way Systems, Inc Mobile communication device equipped with a magnetic stripe reader
TWI295115B (en) 2006-02-13 2008-03-21 Ind Tech Res Inst Encapsulation and methods thereof
TWI342625B (en) 2007-02-14 2011-05-21 Neobulb Technologies Inc Light-emitting diode illuminating equipment
CN109409463A (en) * 2018-10-31 2019-03-01 深圳市联合智能物联科技有限公司 A kind of method and its system of the nearest gateway of automatic identification

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB8332872D0 (en) * 1983-12-09 1984-01-18 Ticketshop Ltd Credit card processing systems
FR2661998B1 (en) * 1990-05-10 1994-11-18 Dassault Electronique DEVICE FOR PROCESSING HIGH SECURITY DATA WITH TWO OPERATING STATES.
FR2668629B1 (en) * 1990-10-30 1994-09-09 Sagem PORTABLE PAYMENT TERMINALS AND NETWORK OF SUCH TERMINALS.
US5208446A (en) * 1991-09-19 1993-05-04 Martinez Jerry R Method and apparatus for validating credit information during home delivery of order
US5359182A (en) * 1992-10-06 1994-10-25 Interdigital Technology Corporation Wireless telephone debit card system and method
EP0669031B1 (en) * 1992-11-11 1997-10-22 Telecom Finland Oy Method for carrying out financial transactions by means of a mobile telephone system

Also Published As

Publication number Publication date
JPH11500550A (en) 1999-01-12
BR9607426A (en) 1998-11-17
AU4661396A (en) 1996-09-11
MX9706482A (en) 1998-06-28
TW286464B (en) 1996-09-21
EP0811210A1 (en) 1997-12-10
CN1176011A (en) 1998-03-11
KR19980702437A (en) 1998-07-15
AR015099A1 (en) 2001-04-18
WO1996026505A1 (en) 1996-08-29
CA2213336A1 (en) 1996-08-29
ZA961429B (en) 1996-08-27

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