AR015099A1 - A TERMINAL OF FINANCIAL TRANSACTIONS TO RADIO PORTABLE FREQUENCIES AND TRANSACTION SYSTEM INCLUDING IT - Google Patents

A TERMINAL OF FINANCIAL TRANSACTIONS TO RADIO PORTABLE FREQUENCIES AND TRANSACTION SYSTEM INCLUDING IT

Info

Publication number
AR015099A1
AR015099A1 ARP960101477A AR10147796A AR015099A1 AR 015099 A1 AR015099 A1 AR 015099A1 AR P960101477 A ARP960101477 A AR P960101477A AR 10147796 A AR10147796 A AR 10147796A AR 015099 A1 AR015099 A1 AR 015099A1
Authority
AR
Argentina
Prior art keywords
terminal
transaction
financial
user
data
Prior art date
Application number
ARP960101477A
Other languages
Spanish (es)
Original Assignee
Omega Digital Data Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Omega Digital Data Inc filed Critical Omega Digital Data Inc
Publication of AR015099A1 publication Critical patent/AR015099A1/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G5/00—Receipt-giving machines

Abstract

Se provee un sistema de transacciones financieras en el cual se le da al usuario una terminal de transacciones financieras a radio frecuencia, portátil conla cual ingresa los datos de las operaciones a través de un teclado o lee un codigo de barrasU PC en la mercadería a través de un scanner CCD y lee su tarjetade crédito, débito, o inteligente. La terminal trasmite los datos de la transaccion y de la tarjeta a un controlador de red central vía un enlace decomunicaciones de RF. El controladorde red central a su vez envia los datos de la transaccion y la tarjeta a los hosts en una institucion financiera en dondese procesa la operacion en tiempo real. Las instituciones financieras responden con datos de verificacion al controlador de redcen tral los cuales son enviadosa la terminal de transacciones financieras a través del enlace de comunicaciones de RF. La terminal luego genera un comprobante impreso de la transaccion parael usuario. Todo ello, puede realizarse mientral laterminal de transacciones financieras y la tarjeta de crédito, débito o inteligente del ususrio permanecenbajo su total control. El usuario de este modo queda liberado de tener que dirigirse a un ABM, a una plataforma en un comoercio, a la caja,etc.A financial transaction system is provided in which the user is given a radio frequency financial transaction terminal, portable with which he enters the data of the operations through a keyboard or reads a barcode or PC in the merchandise through from a CCD scanner and read your credit, debit, or smart card. The terminal transmits the transaction and card data to a central network controller via an RF communications link. The central network controller in turn sends the transaction data and the card to the hosts in a financial institution where the operation is processed in real time. The financial institutions respond with verification data to the redcentric controller who are sent to the financial transaction terminal through the RF communications link. The terminal then generates a printed proof of the transaction for the user. All this can be done laterminal financial transactions and the user's credit, debit or smart card remains under their total control. The user is thus freed from having to go to an ABM, a platform in a trade, the box, etc.

ARP960101477A 1995-02-23 1996-02-22 A TERMINAL OF FINANCIAL TRANSACTIONS TO RADIO PORTABLE FREQUENCIES AND TRANSACTION SYSTEM INCLUDING IT AR015099A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GBGB9503662.0A GB9503662D0 (en) 1995-02-23 1995-02-23 Free-roaming remote hand-held point-of-sale terminal

Publications (1)

Publication Number Publication Date
AR015099A1 true AR015099A1 (en) 2001-04-18

Family

ID=10770151

Family Applications (1)

Application Number Title Priority Date Filing Date
ARP960101477A AR015099A1 (en) 1995-02-23 1996-02-22 A TERMINAL OF FINANCIAL TRANSACTIONS TO RADIO PORTABLE FREQUENCIES AND TRANSACTION SYSTEM INCLUDING IT

Country Status (12)

Country Link
EP (1) EP0811210A1 (en)
JP (1) JPH11500550A (en)
KR (1) KR19980702437A (en)
CN (1) CN1176011A (en)
AR (1) AR015099A1 (en)
AU (1) AU4661396A (en)
BR (1) BR9607426A (en)
CA (1) CA2213336A1 (en)
GB (1) GB9503662D0 (en)
TW (1) TW286464B (en)
WO (1) WO1996026505A1 (en)
ZA (1) ZA961429B (en)

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JPH09212565A (en) * 1996-02-07 1997-08-15 Nec Corp Radio portable terminal system
JPH10240883A (en) 1997-02-24 1998-09-11 Toshiba Corp Ic card system, and security method therefor
CA2201423C (en) * 1997-04-01 2007-06-26 Michael Coveley Cashierless shopping store and components for use therein
KR100382181B1 (en) * 1997-12-22 2003-05-09 모토로라 인코포레이티드 Single account portable wireless financial messaging unit
US6314519B1 (en) * 1997-12-22 2001-11-06 Motorola, Inc. Secure messaging system overlay for a selective call signaling system
EP0930590A1 (en) * 1998-01-16 1999-07-21 Mobil Oil Corporation Portable point-of-sale terminal with device for inputting security code access key
AUPP220998A0 (en) * 1998-03-05 1998-04-02 Keycorp Limited Mobile electronic payment terminal
US7209889B1 (en) 1998-12-24 2007-04-24 Henry Whitfield Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
SE514999C2 (en) * 1999-02-05 2001-05-28 Ericsson Telefon Ab L M Service card transactions over a wireless LAN
CA2289884A1 (en) * 1999-11-18 2001-05-18 Daniel Guy Pomerleau Electronic system having variable functions
US7114656B1 (en) * 2000-01-27 2006-10-03 Ecr Software Corporation Fixed self-checkout station with cradle for communicating with portable self-scanning units
IT1315389B1 (en) * 2000-02-07 2003-02-10 Renzo Balagion METHOD, SYSTEM AND DEVICE FOR REMOTE COMMERCIAL TRANSACTIONS.
JP3385270B2 (en) * 2000-03-03 2003-03-10 株式会社エイティング Personal authentication method
AU2001252796A1 (en) * 2000-04-11 2001-10-23 Dale Anthony Carnegie Electronic wallet
GB0017044D0 (en) 2000-07-11 2000-08-30 Newt Limited Improvements relating to electronic transactions
JP2002055960A (en) 2000-08-10 2002-02-20 Nec Corp System and method for card authentication
EP1329825A4 (en) * 2000-08-24 2006-03-22 Sagawa Express Co Ltd Card payment method for service charge concerning to physical distribution or transportation
DE10157930A1 (en) * 2001-11-26 2003-06-12 Siemens Ag Automatic payment request via contactless reader
US7748620B2 (en) 2002-01-11 2010-07-06 Hand Held Products, Inc. Transaction terminal including imaging module
US7336973B2 (en) 2002-10-30 2008-02-26 Way Systems, Inc Mobile communication device equipped with a magnetic stripe reader
TWI295115B (en) 2006-02-13 2008-03-21 Ind Tech Res Inst Encapsulation and methods thereof
TWI342625B (en) 2007-02-14 2011-05-21 Neobulb Technologies Inc Light-emitting diode illuminating equipment
CN109409463A (en) * 2018-10-31 2019-03-01 深圳市联合智能物联科技有限公司 A kind of method and its system of the nearest gateway of automatic identification

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB8332872D0 (en) * 1983-12-09 1984-01-18 Ticketshop Ltd Credit card processing systems
FR2661998B1 (en) * 1990-05-10 1994-11-18 Dassault Electronique DEVICE FOR PROCESSING HIGH SECURITY DATA WITH TWO OPERATING STATES.
FR2668629B1 (en) * 1990-10-30 1994-09-09 Sagem PORTABLE PAYMENT TERMINALS AND NETWORK OF SUCH TERMINALS.
US5208446A (en) * 1991-09-19 1993-05-04 Martinez Jerry R Method and apparatus for validating credit information during home delivery of order
US5359182A (en) * 1992-10-06 1994-10-25 Interdigital Technology Corporation Wireless telephone debit card system and method
FI107678B (en) * 1992-11-11 2001-09-14 Sonera Smarttrust Oy Mobile Phone system

Also Published As

Publication number Publication date
CA2213336A1 (en) 1996-08-29
WO1996026505A1 (en) 1996-08-29
TW286464B (en) 1996-09-21
JPH11500550A (en) 1999-01-12
ZA961429B (en) 1996-08-27
KR19980702437A (en) 1998-07-15
CN1176011A (en) 1998-03-11
BR9607426A (en) 1998-11-17
GB9503662D0 (en) 1995-04-12
AU4661396A (en) 1996-09-11
EP0811210A1 (en) 1997-12-10
MX9706482A (en) 1998-06-28

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