JPWO2021038802A1 - - Google Patents

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Publication number
JPWO2021038802A1
JPWO2021038802A1 JP2021541907A JP2021541907A JPWO2021038802A1 JP WO2021038802 A1 JPWO2021038802 A1 JP WO2021038802A1 JP 2021541907 A JP2021541907 A JP 2021541907A JP 2021541907 A JP2021541907 A JP 2021541907A JP WO2021038802 A1 JPWO2021038802 A1 JP WO2021038802A1
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JP
Japan
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
JP2021541907A
Other versions
JP7284276B2 (ja
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Publication of JPWO2021038802A1 publication Critical patent/JPWO2021038802A1/ja
Application granted granted Critical
Publication of JP7284276B2 publication Critical patent/JP7284276B2/ja
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/389Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • G06Q20/4037Remote solvency checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
JP2021541907A 2019-08-29 2019-08-29 情報処理サーバ、情報処理方法、プログラムおよびサービス提供支援システム Active JP7284276B2 (ja)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/JP2019/033957 WO2021038802A1 (ja) 2019-08-29 2019-08-29 情報処理サーバ、情報処理方法、プログラムおよびサービス提供支援システム

Publications (2)

Publication Number Publication Date
JPWO2021038802A1 true JPWO2021038802A1 (ja) 2021-03-04
JP7284276B2 JP7284276B2 (ja) 2023-05-30

Family

ID=74683434

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2021541907A Active JP7284276B2 (ja) 2019-08-29 2019-08-29 情報処理サーバ、情報処理方法、プログラムおよびサービス提供支援システム

Country Status (6)

Country Link
US (1) US20220172185A1 (ja)
JP (1) JP7284276B2 (ja)
CN (1) CN114245903A (ja)
BR (1) BR112022002430A2 (ja)
DE (1) DE112019007575T5 (ja)
WO (1) WO2021038802A1 (ja)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001222605A (ja) * 2000-02-09 2001-08-17 Osaka Gas Co Ltd 価値授受方法、価値計算装置、及び記録媒体
JP2002230308A (ja) * 2001-02-05 2002-08-16 Hamagin System Service Kk 資金管理装置、資金管理方法、及び、プログラム
JP2003180100A (ja) * 2001-12-07 2003-06-27 Norifumi Taro 機能特化通貨を使用した経済運営システム
JP2003271887A (ja) * 2002-03-18 2003-09-26 Mizuho Bank Ltd 資金管理方法及び資金管理プログラム
US20170193477A1 (en) * 2015-11-23 2017-07-06 BillHero, Inc. Bill payment infrastructure for bill splittees

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS6135230U (ja) 1984-08-02 1986-03-04 小倉クラツチ株式会社 電磁連結装置
US20130046679A1 (en) * 2005-05-06 2013-02-21 Caringfamily, Llc Joint payment
US20080162349A1 (en) * 2006-12-22 2008-07-03 PRATT John Method of collecting money or resources from a group of contributors
US20090070255A1 (en) * 2007-09-07 2009-03-12 Durga Ramana Muktevi Social lending and borrowing in virtual financial community
US20100078472A1 (en) * 2008-09-30 2010-04-01 Apple Inc. Group peer-to-peer financial transactions
TWI389049B (zh) * 2009-03-11 2013-03-11 Shacom Com Inc 網路直接金融的方法與系統
US20140019334A1 (en) * 2009-04-07 2014-01-16 Luis Antonio Cervera Method to Facilitate Credit and Savings
US20110060639A1 (en) * 2009-09-09 2011-03-10 Alfredo Garcia Method for financing the acquisition of an asset for members of a group
US20120066121A1 (en) * 2010-09-15 2012-03-15 TIO Networks Corporation Brokered Bill Payment
US20120173396A1 (en) * 2010-12-30 2012-07-05 Paydivvy, Inc. Bill division and group payment systems and methods
US20140108235A1 (en) * 2012-10-16 2014-04-17 American Express Travel Related Services Company, Inc. Systems and Methods for Payment Settlement
TWI498841B (zh) * 2013-10-03 2015-09-01 Efficient method of network labeling
US20150149344A1 (en) * 2013-11-26 2015-05-28 International Business Machines Corporation Synchronous split payment transaction management
US20160027106A1 (en) * 2014-07-24 2016-01-28 Rosca Finance Llc Computer-based peer-to-peer rotating savings and lending allowing for a revolver-type credit system and method
US20170185976A1 (en) * 2015-12-28 2017-06-29 Mastercard International Incorporated Methods, systems, and computer readable media for an electronic infrastructure for a rotating savings and credit association
WO2018020387A1 (en) * 2016-07-29 2018-02-01 Tcg Methods and systems for a community-based mobile savings and lending platform
US20180108011A1 (en) * 2016-10-19 2018-04-19 Mastercard International Incorporated Method and system for a virtual payment card funded by multiple sources
US20200258158A1 (en) * 2019-02-07 2020-08-13 Sou Sou Investment Solutions, LLC System and method for providing virtual social banking networks by a platform utilizing artificial intelligence and blockchain technology
SG10201905292WA (en) * 2019-06-11 2021-01-28 Mastercard International Inc Method and system for facilitating transactions
US20230098217A1 (en) * 2019-08-13 2023-03-30 Splitcart Llc Co-purchasing system & method

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001222605A (ja) * 2000-02-09 2001-08-17 Osaka Gas Co Ltd 価値授受方法、価値計算装置、及び記録媒体
JP2002230308A (ja) * 2001-02-05 2002-08-16 Hamagin System Service Kk 資金管理装置、資金管理方法、及び、プログラム
JP2003180100A (ja) * 2001-12-07 2003-06-27 Norifumi Taro 機能特化通貨を使用した経済運営システム
JP2003271887A (ja) * 2002-03-18 2003-09-26 Mizuho Bank Ltd 資金管理方法及び資金管理プログラム
US20170193477A1 (en) * 2015-11-23 2017-07-06 BillHero, Inc. Bill payment infrastructure for bill splittees

Also Published As

Publication number Publication date
US20220172185A1 (en) 2022-06-02
DE112019007575T5 (de) 2022-05-05
CN114245903A (zh) 2022-03-25
WO2021038802A1 (ja) 2021-03-04
BR112022002430A2 (pt) 2022-05-03
JP7284276B2 (ja) 2023-05-30

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