JP7237294B2 - 取引支援プログラム及びシステム - Google Patents

取引支援プログラム及びシステム Download PDF

Info

Publication number
JP7237294B2
JP7237294B2 JP2019503858A JP2019503858A JP7237294B2 JP 7237294 B2 JP7237294 B2 JP 7237294B2 JP 2019503858 A JP2019503858 A JP 2019503858A JP 2019503858 A JP2019503858 A JP 2019503858A JP 7237294 B2 JP7237294 B2 JP 7237294B2
Authority
JP
Japan
Prior art keywords
payment
information
settlement
transaction
card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
JP2019503858A
Other languages
English (en)
Japanese (ja)
Other versions
JPWO2018164243A1 (ja
Inventor
芳光 鍵和田
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Keysoft Inc
Original Assignee
Keysoft Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Keysoft Inc filed Critical Keysoft Inc
Publication of JPWO2018164243A1 publication Critical patent/JPWO2018164243A1/ja
Priority to JP2023023887A priority Critical patent/JP2023057160A/ja
Application granted granted Critical
Publication of JP7237294B2 publication Critical patent/JP7237294B2/ja
Priority to JP2025029229A priority patent/JP2025071328A/ja
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0236—Incentive or reward received by requiring registration or ID from user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
JP2019503858A 2017-03-08 2018-03-08 取引支援プログラム及びシステム Active JP7237294B2 (ja)

Priority Applications (2)

Application Number Priority Date Filing Date Title
JP2023023887A JP2023057160A (ja) 2017-03-08 2023-02-18 取引支援プログラム及びシステム
JP2025029229A JP2025071328A (ja) 2017-03-08 2025-02-26 取引支援プログラム及びシステム

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
JP2017044437 2017-03-08
JP2017044437 2017-03-08
PCT/JP2018/009111 WO2018164243A1 (ja) 2017-03-08 2018-03-08 取引支援プログラム及びシステム

Related Child Applications (1)

Application Number Title Priority Date Filing Date
JP2023023887A Division JP2023057160A (ja) 2017-03-08 2023-02-18 取引支援プログラム及びシステム

Publications (2)

Publication Number Publication Date
JPWO2018164243A1 JPWO2018164243A1 (ja) 2020-01-16
JP7237294B2 true JP7237294B2 (ja) 2023-03-13

Family

ID=63448647

Family Applications (3)

Application Number Title Priority Date Filing Date
JP2019503858A Active JP7237294B2 (ja) 2017-03-08 2018-03-08 取引支援プログラム及びシステム
JP2023023887A Pending JP2023057160A (ja) 2017-03-08 2023-02-18 取引支援プログラム及びシステム
JP2025029229A Pending JP2025071328A (ja) 2017-03-08 2025-02-26 取引支援プログラム及びシステム

Family Applications After (2)

Application Number Title Priority Date Filing Date
JP2023023887A Pending JP2023057160A (ja) 2017-03-08 2023-02-18 取引支援プログラム及びシステム
JP2025029229A Pending JP2025071328A (ja) 2017-03-08 2025-02-26 取引支援プログラム及びシステム

Country Status (3)

Country Link
US (1) US20210133726A1 (https=)
JP (3) JP7237294B2 (https=)
WO (1) WO2018164243A1 (https=)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109918962A (zh) * 2019-02-26 2019-06-21 北京意锐新创科技有限公司 一种用于支付设备的外壳及支付设备
JP7580334B2 (ja) * 2021-05-14 2024-11-11 Ｔｏｐｐａｎエッジ株式会社 端末装置、発光方法
US11995653B1 (en) * 2021-12-09 2024-05-28 Donald Anderson Age verification card and method
WO2025169351A1 (ja) * 2024-02-07 2025-08-14 株式会社Ｎｔｔドコモ 端末及び方法
WO2025178675A1 (en) * 2024-02-23 2025-08-28 Zirdok Salomon Systems and methods of provisioning digital content in accordance with a regulation

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002259637A (ja) 2001-02-27 2002-09-13 Adc Technology Kk 情報システム及び記録媒体
JP2002297920A (ja) 2001-03-30 2002-10-11 Sogo Keibi Hosho Co Ltd 取引確認システム
JP2003016364A (ja) 2001-07-04 2003-01-17 Jcb:Kk クレジットカード取引依頼装置、クレジット決済サーバ、クレジットカード取引依頼方法、コンピュータプログラム、及びｉｃチップ
JP2003216880A (ja) 2002-01-17 2003-07-31 Sony Corp 電子商取引システム、電子商取引装置、商品注文装置、電子商取引方法、電子商取引プログラム及び電子商取引プログラム格納媒体
JP2006293500A (ja) 2005-04-06 2006-10-26 Ntt Docomo Inc 決済サービスサーバおよび決済承認方法
JP2010250499A (ja) 2009-04-14 2010-11-04 Promise Co Ltd クレジットカード管理装置及びコンピュータプログラム
JP2012252665A (ja) 2011-06-07 2012-12-20 Kotaro Anzai 決済処理システム、決済処理方法およびプログラム
JP2013522755A (ja) 2010-03-25 2013-06-13 ビズモードライン カンパニー リミテッド モバイル決済
JP2014191674A (ja) 2013-03-28 2014-10-06 Japan Research Institute Ltd サーバ装置、携帯端末、および決済端末

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002109440A (ja) * 2000-10-02 2002-04-12 Dainippon Printing Co Ltd Ｉｃカードを利用した購買者層、利用者層、閲覧者層または入場者層の識別方法とそれらに使用する自動販売機等
JP2004220171A (ja) * 2003-01-10 2004-08-05 Toppan Printing Co Ltd 販売業者のサーバ、店舗のサーバ、及び商品予約と代金決済方法
JP2008033789A (ja) * 2006-07-31 2008-02-14 Oki Electric Ind Co Ltd 本人確認・属性認証システム、本人確認・属性認証方法
JP5762186B2 (ja) * 2011-07-12 2015-08-12 株式会社日本総合研究所 カード不正利用防止システム及びカード不正利用防止方法
JP2015036887A (ja) * 2013-08-13 2015-02-23 富士通株式会社 購入サービス提供装置、方法及びプログラム

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002259637A (ja) 2001-02-27 2002-09-13 Adc Technology Kk 情報システム及び記録媒体
JP2002297920A (ja) 2001-03-30 2002-10-11 Sogo Keibi Hosho Co Ltd 取引確認システム
JP2003016364A (ja) 2001-07-04 2003-01-17 Jcb:Kk クレジットカード取引依頼装置、クレジット決済サーバ、クレジットカード取引依頼方法、コンピュータプログラム、及びｉｃチップ
JP2003216880A (ja) 2002-01-17 2003-07-31 Sony Corp 電子商取引システム、電子商取引装置、商品注文装置、電子商取引方法、電子商取引プログラム及び電子商取引プログラム格納媒体
JP2006293500A (ja) 2005-04-06 2006-10-26 Ntt Docomo Inc 決済サービスサーバおよび決済承認方法
JP2010250499A (ja) 2009-04-14 2010-11-04 Promise Co Ltd クレジットカード管理装置及びコンピュータプログラム
JP2013522755A (ja) 2010-03-25 2013-06-13 ビズモードライン カンパニー リミテッド モバイル決済
JP2012252665A (ja) 2011-06-07 2012-12-20 Kotaro Anzai 決済処理システム、決済処理方法およびプログラム
JP2014191674A (ja) 2013-03-28 2014-10-06 Japan Research Institute Ltd サーバ装置、携帯端末、および決済端末

Also Published As

Publication number Publication date
US20210133726A1 (en) 2021-05-06
JPWO2018164243A1 (ja) 2020-01-16
JP2023057160A (ja) 2023-04-20
JP2025071328A (ja) 2025-05-02
WO2018164243A1 (ja) 2018-09-13

Similar Documents

Publication Publication Date Title
US12437281B2 (en) Methods and systems for wallet enrollment
US20190066089A1 (en) Secure transactions using digital barcodes
KR101195182B1 (ko) 중계 장치와 이동통신 단말을 포함하는 카드 결제 시스템 및 이 시스템에 포함되는 장치 및 그 장치에서 수행되는 카드 결제를 위한 방법
JP2023057160A (ja) 取引支援プログラム及びシステム
US20170116596A1 (en) Mobile Communication Device with Proximity Based Communication Circuitry
US10909518B2 (en) Delegation payment with picture
US20140101042A1 (en) Systems, methods, and computer program products for managing remote transactions
US20160155112A1 (en) Barcode-triggered payment method and system
US20120179558A1 (en) System and Method for Enhancing Electronic Transactions
CN110678888B (zh) 客户发起的支付交易系统和方法
JP2014021974A (ja) オンライン支払いのための方法およびそれを実行するためのシステムおよび電子装置
JP2014096140A (ja) 支払いを処理するための方法およびそれを実行するためのシステムおよび電子装置
US20180005210A1 (en) Secure universal two-step payment authorization system
JP2017117387A (ja) 決済システム
KR20200124397A (ko) 대리 결제 서비스 방법 및 시스템
KR20180106446A (ko) 결제자의 모바일 단말을 이용한 결제 시스템 및 방법
KR20180106456A (ko) 모바일 단말을 이용한 결제 시스템 및 방법
KR101799466B1 (ko) 카드도용결제를 차단하는 온/오프라인 금융거래 결제 방법
KR20110127912A (ko) 모바일 상품권 제휴형 모바일 기프트카드 제공방법 및 그 시스템
KR101615163B1 (ko) 전자상거래 복합 결제 시스템 및 방법
WO2025170785A1 (en) Mobile commerce solutions

Legal Events

Date Code Title Description
A621 Written request for application examination

Free format text: JAPANESE INTERMEDIATE CODE: A621

Effective date: 20210308

A131 Notification of reasons for refusal

Free format text: JAPANESE INTERMEDIATE CODE: A131

Effective date: 20220510

A601 Written request for extension of time

Free format text: JAPANESE INTERMEDIATE CODE: A601

Effective date: 20220706

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20220909

TRDD Decision of grant or rejection written
A01 Written decision to grant a patent or to grant a registration (utility model)

Free format text: JAPANESE INTERMEDIATE CODE: A01

Effective date: 20230119

A61 First payment of annual fees (during grant procedure)

Free format text: JAPANESE INTERMEDIATE CODE: A61

Effective date: 20230218

R150 Certificate of patent or registration of utility model

Ref document number: 7237294

Country of ref document: JP

Free format text: JAPANESE INTERMEDIATE CODE: R150

R250 Receipt of annual fees

Free format text: JAPANESE INTERMEDIATE CODE: R250