JP4763649B2 - 無線周波数識別購入取引 - Google Patents
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- JP4763649B2 JP4763649B2 JP2007132301A JP2007132301A JP4763649B2 JP 4763649 B2 JP4763649 B2 JP 4763649B2 JP 2007132301 A JP2007132301 A JP 2007132301A JP 2007132301 A JP2007132301 A JP 2007132301A JP 4763649 B2 JP4763649 B2 JP 4763649B2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3558—Preliminary personalisation for transfer to user
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/04—Recording calls, or communications in printed, perforated or other permanent form
- H04M15/06—Recording class or number of calling, i.e. A-party or called party, i.e. B-party
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/43—Billing software details
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/68—Payment of value-added services
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/24—Accounting or billing
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
- H04M1/724—User interfaces specially adapted for cordless or mobile telephones
- H04M1/72403—User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality
- H04M1/7243—User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality with interactive means for internal management of messages
- H04M1/72436—User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality with interactive means for internal management of messages for text messaging, e.g. SMS or e-mail
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/20—Technology dependant metering
- H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/32—Involving wireless systems
Description
したがって、製品およびサービス、特にプリペイド製品およびサービスを購入するシステムと方法にRFID技術を組み込むことが望ましい。
[従来の技術]
Claims (15)
- 商品またはサービスのプロバイダの既存のカスタマーアカウントへと値を挿入するために、マーチャント端末において無線周波数識別(RFID)カードを使用するシステムにおいて、
しるしによって一意的に識別されるRFIDカードと、
前記RFIDカードに関連付けられたRFIDアカウントと、
RFID通信モジュールを備えるマーチャント端末と、
前記マーチャント端末から、RFIDカードを起動させる要求を受信し、値、および、プロファイル情報を、RFIDアカウントに関係付けることにより、前記RFIDカードを起動する中央プロセッサと
を具備し、
前記既存のカスタマーアカウントは、識別アカウント番号を有しており、
前記RFID通信モジュールは、
RFID通信を介して、前記しるし、および、前記プロバイダの既存のカスタマーアカウントを識別することができる情報を受け取り、
前記RFIDカードを起動させる要求を、中央プロセッサに送って、前記RFIDアカウントに関係つけられた値を要求し、
前記プロバイダの既存のカスタマーアカウントを識別することができる情報を含むRFIDアカウントにプロファイル情報を、関係付ける要求を送信し、
前記中央プロセッサは、前記プロファイル情報に基づいて、前記商品またはサービスのプロバイダをさらに決定し、
前記中央プロセッサは、前記RFIDアカウントに関係付けられた前記値を、前記商品またはサービスのプロバイダの前記既存のカスタマーアカウントに挿入するために、前記プロバイダと選択的に通信するシステム。 - 前記中央プロセッサは、さらなる識別情報を受信し、前記RFIDアカウントに前記さらなる識別情報を関係付ける、請求項1記載のシステム。
- 移動体電話機をさらに具備する、請求項2記載のシステム。
- 前記さらなる識別情報は前記移動体電話機の電話番号を含む、請求項3記載のシステム。
- 個人識別番号(PIN)は前記RFIDカード上に印刷されており、前記RFIDカードの起動を認証するために、前記起動要求の間に、前記中央プロセッサに対して送られる、請求項1記載のシステム。
- 前記プロファイル情報は、前記移動体電話機の埋め込み電子シリアル番号を含む、請求項3記載のシステム。
- 前記プロファイル情報は、前記商品またはサービスのプロバイダの前記識別子、および、前記電子的シリアル番号に関係付けられた前記既存のカスタマーアカウントを識別することができる情報を含む、請求項6記載のシステム。
- ネットワークをさらに具備し、前記プロファイル情報は前記ネットワークから受信される、請求項1記載のシステム。
- 前記ネットワークはインターネットを含む、請求項8記載のシステム。
- 前記プロファイル情報は、少なくとも1つの支払方法、デフォルト支払量、および、少なくとも1つの既存のカスタマーアカウントを識別するのに適切な情報を含む、請求項1記載のシステム。
- 前記中央プロセッサは、ユーザからの前記PINを受信する、請求項3記載のシステム。
- 前記移動体電話機は電子シリアル番号(ESN)を含み、前記ESNは前記既存のカスタマーアカウントに関係付けられている、請求項3記載のシステム。
- 前記既存のカスタマーアカウントと前記RFIDアカウントとの間のインターフェイスをさらに具備し、前記既存のカスタマーアカウントに、前記RFIDアカウントからの値を転送することができる、請求項12記載のシステム。
- 前記移動体電話機に送られ、前記既存のカスタマーアカウントに前記RFIDアカウントから値が追加されたことを確認する、テキストメッセージをさらに含む、請求項13記載のシステム。
- 商品またはサービスのプロバイダの既存のカスタマーアカウントへと値を挿入するために、マーチャント端末において無線周波数識別(RFID)カードを使用するシステムにおいて、
しるしによって一意的に識別されるRFIDカードと、
RFIDアカウントを含むデータ記憶デバイスと、
移動体電話機と、
RFID通信モジュールを備えるマーチャント端末と、
中央プロセッサと
を具備し、
前記既存のカスタマーアカウントは、識別アカウント番号を有しており、
前記RFID通信モジュールは、
RFID通信を介して、前記RFIDカードから、前記しるし、および、前記プロバイダの既存のカスタマーアカウントを識別するのに十分な情報を受け取り、
前記RFIDカードを起動させる要求を前記中央プロセッサに送り、
前記既存のカスタマーアカウントを識別することができる情報を含むRFIDアカウントにプロファイル情報を、関係付けさせる要求を、前記中央プロセッサに送り、
前記中央プロセッサは、
前記マーチャント端末から前記RFIDカードを起動させる要求を受信し、
前記RFIDカードに前記RFIDアカウントを関係付けることによって、前記RFIDカードを起動し、
前記RFIDアカウントに値を関係付けし、
前記プロファイル情報に基づいて、前記移動体電話機に関係付けられた電子シリアル番号(ESN)または電話番号を識別し、
前記サービスまたは製品のプロバイダに関係付けられたユーザアカウントに前記ESNまたは前記電話番号を関係付けし、
前記プロファイル情報に基づいて、前記商品またはサービスのプロバイダを決定し、
前記商品またはサービスのプロバイダの前記既存のカスタマーアカウントに前記RFIDアカウントに関係つけられた前記値を挿入し、
前記既存のカスタマーアカウントに前記値が挿入されたことを確認するテキストメッセージを前記移動体電話機に送るシステム。
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11/436,321 US20060231611A1 (en) | 2005-03-23 | 2006-05-18 | Radio frequency identification purchase transactions |
US11/436,321 | 2006-05-18 |
Publications (2)
Publication Number | Publication Date |
---|---|
JP2007310889A JP2007310889A (ja) | 2007-11-29 |
JP4763649B2 true JP4763649B2 (ja) | 2011-08-31 |
Family
ID=38667119
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2007132301A Active JP4763649B2 (ja) | 2006-05-18 | 2007-05-18 | 無線周波数識別購入取引 |
Country Status (9)
Country | Link |
---|---|
US (1) | US20060231611A1 (ja) |
EP (1) | EP1870849A3 (ja) |
JP (1) | JP4763649B2 (ja) |
KR (1) | KR20070106941A (ja) |
CN (1) | CN101076071A (ja) |
AU (1) | AU2007201836A1 (ja) |
CA (1) | CA2585322C (ja) |
MX (1) | MX2007004906A (ja) |
WO (1) | WO2007136939A2 (ja) |
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AU2007201836A1 (en) | 2007-12-06 |
MX2007004906A (es) | 2008-12-01 |
CN101076071A (zh) | 2007-11-21 |
US20060231611A1 (en) | 2006-10-19 |
JP2007310889A (ja) | 2007-11-29 |
EP1870849A3 (en) | 2010-10-13 |
WO2007136939A2 (en) | 2007-11-29 |
CA2585322A1 (en) | 2007-11-18 |
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