JP3062621U - Electronic banking device with locking means depending on the maximum amount of handling - Google Patents

Abstract

(57) [Summary] [Problem] The transfer efficiency can be transferred directly from the computer terminal to the bank immediately after the transfer data is created at the computer terminal from the employee of the company's salary calculation, purchase management, etc., and the supplier master. Provide a high and safe device. SOLUTION: An apparatus for processing using a computer terminal performing business of a company, comprising: communication setting means for enabling connection of a communication line between a computer terminal and a bank; Transmission command means for instructing the transfer data to be transmitted to the transfer data creator, and lock means for locking the computer terminal when the transfer data amount exceeds a predetermined upper limit, and the communication setting means causes In the ground, the communication line between the computer terminal and the bank is always connectable, the transfer data is created by the lock means so as not to exceed the handling upper limit, and then by the transmission command means,
The transfer data to be paid to the transfer destination is transmitted to a bank.

Description

[Detailed description of the invention]

[0001]

[Technical field to which the invention belongs]

 The present invention relates to an electronic banking device provided with a lock means based on a maximum transaction amount for securely transmitting transfer data such as payroll transfer and supplier transfer directly from a computer terminal to a bank.

[0002]

[Prior art]

 Various software business systems using computer terminals in companies, such as conventional payroll systems and purchase management systems, simply register employees as masters and perform payroll calculations to create data files. Have only processed payment slips to suppliers and created their data files, and remittances to their remittances have been separately requested or transmitted to banks. Therefore, the work efficiency is low, and the security of the remittance by the transmission has not been secured.

[0003]

[Problems to be solved by the invention]

 The present invention has been made in view of the above points, and has as its object the purpose of a system for processing a company's business using a computer terminal. In parallel with the transfer, the transfer terminal can generate the transfer data and immediately transmit the transfer data from the computer terminal directly to the bank.・ To provide a banking device.

[0004]

[Means for Solving the Problems]

 In order to solve the above-mentioned problems, the electronic banking device provided with a lock means according to the upper limit of the handling amount of the present invention is a device that processes using a computer terminal that performs business of a company, and comprises a computer terminal and a bank. Communication setting means for enabling connection of the communication line, transmission command means for connecting the communication line and instructing transfer of transfer data from the computer terminal to the bank, and a transfer upper limit predetermined by the transfer data creator. A lock means for locking the computer terminal when it exceeds the limit; a communication line between the computer terminal and the bank being always connectable in the background by the communication setting means; Is created so that it does not exceed Control means for transmitting the transfer data to be paid to the bank; transmission command means for displaying a transmission command transmission button in a window screen of the computer terminal controlled by the Windows OS; and transmission button display means. And a click detecting means for detecting that the transfer data has been clicked with a mouse.The lock means determines whether or not the total amount of the transfer data exceeds a handling upper limit set in advance by the data creator during the creation of the transfer data. Detection means for detecting the excess, and the excess amount display means for displaying the state of "exceeding the amount" on the computer display screen when the detection means detects that the amount is exceeded, and data that cannot be corrected or deleted in the state. Provision of means for disabling input and means for releasing the locked state by the transfer business administrator who has authority to change the state of the computer terminal It is characterized by.

Further, the transfer data is at least salary transfer data or supplier transfer data.

[0006]

[Embodiment of the invention]

 Hereinafter, an embodiment of the present invention will be described with reference to the drawings. FIG. 1 shows a block diagram of an embodiment using an electronic banking device provided with a lock means according to the upper limit of the handling amount of the present invention. Here, reference numeral 10 denotes an electronic banking device provided with a lock means for the maximum transaction amount, which is a business computer system of a company, and 1 denotes a computer terminal, and this terminal 1 comprises at least one or a plurality of terminals. The terminal 1 is controlled by an OS such as Windows NT, 95, 98, etc., and various software can be loaded. 5 is a transmission cable of, for example, 100BASE of a local area network (LAN), 6 is, for example, a Windows NT server, 7 is, for example, an ISDN terminal or router, or a computer having the function, 9 is a computer system of a bank , 8 are, for example, ISDN communication lines between the computer system 7 of the company and the computer system 9 of the bank.

[0007] Here, each of the computer terminals 1 loads software 12 that records a program procedure of an electronic banking device 10 that performs business of a company. In addition to the software 12 of the electronic banking device 10, software such as a salary / employment calculation system, a purchase / inventory management system, a sales management system, and a financial accounting system may be loaded. In this embodiment, the operation of the electronic banking device 10 alone will be described. However, the electronic banking device 10 and, for example, a salary calculation system may work in conjunction with each other.

The computer terminal 1 includes a communication setting unit 13 and a transmission instruction unit 14. Here, the communication setting means 13 sets the communication conditions of the communication line 8 between the bank 9 and the computer terminal 1 so as to be in a connectable state, and the transmission command means 14 is the Windows NT, 95 which is the OS of the computer terminal 1. Alternatively, the control transmission button created by the transmission button display means in the window screen of 98 is depressed by clicking with a mouse, and the terminal detects the click by the click detection means and sets the communication line 8 to the connected state, and the computer Data transmission from the terminal 1 to the bank 9 is started.

The computer terminals 1 each generate transfer data using the software 12 of the electronic banking device 10, and the transfer operations include a payroll transfer and a supplier transfer. That is, transfer data for salary transfer or transfer data for purchase is created and performed. During the creation, the lock means 15 always detects whether or not the total amount of the transfer data exceeds the upper limit predetermined by the data creator. Display means for displaying the status of the computer terminal, data input disabling means for locking the computer terminal 1 so that it cannot be corrected or deleted, and a transfer business administrator having the authority to change the status of the computer terminal to release the lock status. Release means. The control means 16 manages and controls the above procedures as a system.

Next, FIGS. 2 and 3 are flow charts of the electronic banking apparatus 10 provided with a lock means according to the upper limit of handling amount according to this embodiment, and the operation of the apparatus will be described according to this flow chart.

As shown in FIG. 2, the salary transfer operation is performed by the communication setting means 13 in the background at the same time as the registration of the employee and the start of the creation of the transfer destination employee master by the direct input processing of the salary payment data. The communication line 8 between the mobile phone and the bank 9 is always in a connectable state (S31). Next, it is checked whether the total amount of the transfer data during the data input exceeds an upper limit amount predetermined by the data creator (S32).

Here, when the amount exceeds the upper limit, the computer terminal 1 is locked by the locking means 15 (S33). Therefore, the display of "exceeding amount" appears on the screen of the computer terminal 1, and it becomes impossible to input, correct, or delete the transfer data.

In order to be able to input data again, a transfer business administrator having the authority to change the state of the computer terminal 1 logs in to the computer terminal 1 and performs an operation of releasing the locked state (S34). This release means enables data input again.

Next, the data input is completed without exceeding the upper limit amount, and it is checked whether or not the transfer data creation is completed (S 35).

Next, for example, a program is executed to display a send button in a window screen on a computer terminal or the like using an operating system of Windows NT or Windows 95 or 98, and the send button is clicked with a mouse and pressed down. The communication line is connected to the bank in accordance with the detection signal, and the transfer data of employee salary payment is transmitted to the bank (transmission command means 14) (S37).

Next, as shown in FIG. 3, the supplier transfer operation is performed at the same time as the registration of the supplier and the start of the creation of the supplier master for the transfer by direct input processing of the payment slip data, the communication setting means 13. Sets the communication line 8 between the computer terminal 1 and the bank 9 to a connectable state (S41).

During the creation, it is always checked whether the total amount of the transfer data of the supplier payment exceeds the upper limit amount set by the data creator (S42), and if it exceeds, the computer terminal is locked (S43). The details of step S43 are the same as step S33 in FIG. This locked state can be released by the transfer business manager (S44). This step S44 is the same as step S34 in FIG.

The data input of the payment slip processing is completed, it is checked whether the transfer data has been created (S45), and the creation is completed.

Next, the transmission button in the window screen is depressed to instruct connection of the communication line and transmission of the transfer data of the supplier payment, and the data is transmitted to the bank (transmission instruction means 14) (S47).

[0020]

[Effect of the invention]

 The electronic banking device provided with the locking means according to the upper limit of the handling amount of the present invention has the following effects. In other words, an electronic banking device that processes company operations on a computer terminal can be used to pay employee salaries and purchases by directly registering employees and directly entering payroll data or registering payment slip data. As soon as transfer data such as advance payment is created, the data can be sent directly from the computer terminal to the bank connected to the background, so that the work efficiency can be improved as compared with the prior art.

Further, since the computer terminal is controlled so that the total amount of the transfer data does not exceed the upper limit amount set by the data creator, the transfer can be transmitted to the bank securely and quickly.

[Brief description of the drawings]

FIG. 1 shows a block diagram of an embodiment of the present invention.

FIG. 2 is a flowchart showing one embodiment of the operation of the present invention.

FIG. 3 is a flowchart showing one embodiment of the operation of the present invention.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 Computer terminal 5 Local area network (LAN) cable 6 Server 7 ISDN terminal 8 ISDN communication line 9 Bank computer system 10 Electronic banking device equipped with locking means according to the upper limit of handling amount 12 Software of electronic banking device 13 Communication Setting means 14 transmission command means (transmission button display means, click detection means) 15 locking means (detection means, excess amount display means, data entry disable means, release means) 16 control means

Claims (2)

[Utility model registration claims] 1. An apparatus for processing using a computer terminal for performing business of a company, comprising: communication setting means for enabling connection of a communication line between the computer terminal and a bank; Transmission command means for instructing the transfer data transfer to a bank, lock means for locking the computer terminal when a transfer upper limit predetermined for the transfer data creator is exceeded, and back-up by the communication setting means The communication line between the computer terminal and the bank is always connectable in the ground, and the transfer data is created by the lock means so as not to exceed the upper limit of the handling amount, and then transmitted to the created transfer destination by the transmission command means. Control means for transmitting the payment data to be paid to a bank, wherein the transmission command means comprises a Windows OS Transmission button display means for displaying a transmission command transmission button in a window screen of the controlled computer terminal, and click detection means for detecting that the mouse is clicked on the transmission button display means; During the preparation, a detecting means for detecting whether the total amount of the transfer data exceeds a handling upper limit amount predetermined by the data creator, and, when the detecting means detects that the total amount has been exceeded, the state of `` exceeding amount '' is computerized. Means for displaying an excessive amount of money to be displayed on the display screen, means for disabling data entry to disable correction / deletion in that state, and means for canceling the locked state by a transfer business administrator having authority to change the state of the computer terminal. An electronic banking device provided with a lock means based on a maximum handling amount. 2. The electronic banking apparatus according to claim 1, wherein the transfer data is at least pay transfer data or supplier transfer data.