JPS62190558A - Automatic transaction approving system - Google Patents

Abstract

PURPOSE:To prevent temporary stop of the transaction business by providing transaction input terminal equipments, a transaction approving terminal equipment, and a terminal controller and approving transactions concentratively by the transaction approving terminal equipment operated by a responsible person. CONSTITUTION:An operator inputs a transaction input picture corresponding to a business from transaction input picture data 3 of a file 2 to a display device 5 to develop it. The indication of transmission to a host is sent to a terminal controller 1 after completion of the input. The controller 1 discriminates whether it is necessary that the responsible person approves the transaction or not; and if transaction contents require the approval, the controller 1 transfers transaction input picture data 3 and input data to a transaction approving terminal equipment 9 to request the approval of the responsible person. The responsible person confirms transaction contents of the display device 5; and when judging that there are no problems, he sends the indication of transmission to the host to the terminal controller 1. The controller 1 takes a transaction input terminal 8 as the transmission source to transmit approved transaction contents to a central processing unit 10 through a communication line 4.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a system for approving transaction details in financial institutions and other counter operations.

(Prior Art) Conventionally, in this type of system, a transaction input device is equipped with a medium input section as an indication of approval by an officer, such as a key held by the officer, or a reader section for reading information on an ID card. Each time a transaction that requires the approval of an executive occurs, an operator goes to the executive, obtains a medium that serves as a sign of approval, reads it from the reader, and processes the transaction. ki′(i
- Executing.

(Problems to be Solved by the Invention) In the conventional approval system described above, each transaction input terminal device is provided with an approval input unit. For this reason, it is not economical, and has the disadvantage that trading operations are temporarily interrupted because the operator must leave his/her desk to obtain approval from executives.

The purpose of the present invention is to use a transaction input terminal device to check whether or not an executive approval is required based on the transaction details, and if it is determined that approval is necessary, the transaction input terminal device After transferring the transaction input data and obtaining approval from the executive, the transaction input terminal device where the transaction content occurred is treated as the source of the transaction to the host, and the above drawbacks are overcome by sending the data to the communication line. An object of the present invention is to provide an automatic transaction approval system that is configured so as to prevent temporary interruption of transactions.

(Means for Solving the Problems) The automatic transaction approval system according to the present invention includes a transaction input terminal device, a transaction approval terminal device, and a terminal control device.

The transaction input terminal device is connected to a communication line and is for receiving transaction input data.

The transaction approval terminal device is connected to a communication line and is used to approve transaction data that requires approval from an executive.

The terminal control device is connected to a communication line to a file system* for storing transaction input screen data, and the terminal control device is connected to a communication line and a file system* for storing transaction input screen data. Check and transfer the transaction input screen data and transaction input data to the transaction approval terminal device as necessary, and send the approved transaction details from the hosted transaction input terminal device to the communication line. It is for the purpose of

(Example) Next, the present invention will be explained with reference to the drawings.

FIG. 1 is a block diagram illustrating one embodiment of an automatic transaction approval/system according to the present invention. In Figure 1, lij
Terminal control device, 2 is a file device, 5 is a display, 6 is a keyboard, 7 is an I10 device, 8tj is a transaction input terminal device, 9 is a transaction approval terminal device, and 10 is a central processing unit.

In FIG. 1, the operator stores the transaction input screen corresponding to the job in the file device 2, and from the transaction input screen data 3, displays the transaction data on the display 5 of the transaction input terminal @8. Enter. After the input is completed, a transmission instruction to the host is sent to the terminal control device IVC.

Upon receiving the transmission instruction, the terminal control device 1 determines whether or not an executive's approval is necessary, and if it is not necessary, the transaction data is directly sent to the central processing unit 10 via the communication line 4. Further, when the transaction requires approval, the transaction input screen data 3 and the input data are transferred to the transaction approval terminal device 9 and the approval of the executive is requested.

The officer confirms the restored transaction details on the display 5, and when it is determined that there is no transaction, sends a transmission instruction to the host to the terminal control device 11. Terminal control device 4
Then, using the transaction input terminal as the originator, the transaction contents after approval are sent to the central processing unit 1ilo via the communication line 4.

(Effect of the invention) Above 651. As explained above, the present invention not only streamlines the approval process for operators but also provides an economical approval system by centralizing transaction approval in the transaction approval terminal device handled by executives. There is an effect.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing an embodiment of an automatic transaction approval system according to the present invention. I work...Terminal control device 2...File device 30 Yu/Transaction input screen data 4 fist--Communication line 5...Display 6e-/1000-board 7 Fist... Input terminal device 9...e-transaction approval terminal device 10--Fist central processing unit

Claims (1)

[Claims] A transaction input terminal device connected to a communication line for accepting transaction input data, and a transaction input terminal device connected to the communication line for accepting approval of the transaction data that requires executive approval. a transaction authorization terminal device for granting;
connected to the communication line to a file device for storing transaction input screen data, and checking whether or not approval from the executive officer is required based on the transaction contents of the transaction input terminal device; If necessary, the transaction input screen data and the transaction input data are transferred to the transaction approval terminal device, and the approved transaction details are transmitted from the transaction input terminal device serving as a host to the communication. An automatic transaction approval system characterized by comprising a terminal control device for transmitting data to a line.