JP2002175419A - Electronic banking transfer task processing system through internet - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a system whose working efficiency is satisfactory capable of setting the data center of a task soft service operator through the Internet on a Web. SOLUTION: Transfer destination data are prepared by task software in charge of wage calculation and stocking management or the like on an enterprise side terminal, and immediately transmitted to a data center. The transfer destination data preparing task software are started on the data center according to an operation from the terminal Web screen of the enterprise, and a transfer destination data preparation screen is displayed through the Internet on the terminal, and the transfer destination data inputted on the terminal are preserved in the data base of the data center, and communication software in charge of communication setting is called and started, and the transfer destination data are set in the data base, and the transfer destination data are transmitted to the host computer of a financial institute.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a client terminal of a company and an AS connected to the client terminal via the Internet.
A business software service operator data center called P (Application Service Provider), etc.
And a host computer of a financial institution that receives transfer destination data via a communication line in response to access from the center, and a person in charge of the user company uses a transfer screen generated by the business software from a client terminal Web screen. The present invention relates to a system for causing a data center to process a transfer operation to a financial institution based on prior data.

[0002]

2. Description of the Related Art Businesses related to the creation of transfer destination data,
For example, in the case of creating payee data for each employee or payee by payroll calculation or purchase management, conventionally, the following processing was usually performed.

As an example, a case is shown in which payee data is created using payroll business software, and the payee data is transmitted to a bank.

[0004] First, at the terminal of the company, the total payment amount and the income tax deduction amount for each employee are calculated using the salary calculation business software while calling up the salary calculation business database of the computer system of the company, and the salary transfer amount is calculated. Calculate and save for each employee in the payroll business database.

[0005] Next, communication settings corresponding to the communication line are made by EB (Electronic Banking) software in the terminal of the company, and further, the transfer destination data of the salary calculation business database is transferred to the EB database and set. To a financial institution host computer.

[0006] However, maintaining the above system with a computer system of a company required considerable expenses such as equipment costs, maintenance costs, and personnel costs. In addition, the transfer destination data creation and transmission work has two stages, and the work is not efficient.

[0007] Therefore, a system using a data center of a business software service operator such as an ASP has been considered. Since the required business software is provided via the Internet, the business software can be used and the processing results can be stored in the data center database.
Enterprise computer systems can be small.

However, as in the case of the salary calculation business described above, the transfer destination data creation work by the business software is performed as follows. First, payroll business software is provided from the data center via the Internet at the terminal of the company, and the business software calls up the payroll business database in the company terminal to create payroll data for each employee. The transfer destination data for each employee is stored in the payroll database.

Next, EB software is provided from the data center via the Internet at the terminal of the company.
In this system, communication settings corresponding to a communication line are made by software, and the transfer destination data of a payroll business database is transferred to an EB database, set, and transmitted to a host computer of a financial institution having a corporate account.

In any of the systems, the transfer destination data creation and transmission work is a two-stage operation and is not an efficient work.

[0011]

DISCLOSURE OF THE INVENTION The present invention has been made in view of the above points, and has as its object the following:
The business software service operator's data center is set up on the Web, and the company operates from the company's terminal Web screen to create the transfer destination data and send it to the data center like payroll or purchase management. The transfer destination data creation business software is started on the data center, the transfer destination data creation screen is displayed on the terminal via the Internet, and the transfer destination data input at the terminal is stored in the database of the data center and the EB. It is an object of the present invention to provide a highly efficient system in which the software is called up and started in conjunction with it, the transfer destination data is set in an EB database, and the transfer destination data is transmitted to a host computer of a financial institution having an account of the company. . That is, as described above, the business software and the EB software are both Web-compatible software.

[0012]

In order to solve the above-mentioned problems, an electronic banking transfer business processing system via the Internet according to the present invention provides a client terminal equipped with a browser of each company and responds to accesses from those terminals. From a data center of a business software service operator that provides application software functions that a company wants to use via the Internet by connecting via the Internet, and from the data center via a communication line in response to access from the data center. And the host computer of the financial institution where each of the companies has received a bank account contract, and the person in charge of the using company receives the transfer destination data from the client terminal Web screen based on the transfer destination data generated by the business software. The host computer of the financial institution The data center processes the data transfer service, the data center includes a Web server that communicates with the client terminal, various Web-compatible business software that can be started from the client terminal via the Internet, and the business. A Web-compatible EB (Electronic / Electronic Communication) that can be activated from a client terminal via the Internet in conjunction with software, makes communication settings for each communication line connected to the host computer, and can communicate with the host computer via the communication line. Banking) An application server having at least software, an EB database for each company that stores the transfer destination data transmitted by the Web-compatible EB software, and information data of the company required to generate the transfer destination data with the use business software and That swing And business database of each company to save the previous data generated as a result, and corporate headquarters
The application server further includes an ID code and a password indicating the affiliation of each person in charge of the branch / office at the time of the contract and registered in advance, and a user company person in charge database for each company. In response to the access signal, a use application Web screen is transmitted to the terminal, the user's ID code and password are input together with the use business software on the screen, the input data is received, and the password and the user company charge are received. Application screen transmission / authentication means for authenticating the user by the user database, and, if the user is authenticated, activates the application software entered by the user on the use application Web screen of the terminal and uses the initial menu screen User application software launch means to be sent to the user's client terminal Is a transfer destination data input screen, selects a transfer destination data input screen, generates transfer destination data based on the information data of the business database, and terminates the transfer destination data generation means for storing the transfer destination data in the business database. After inputting the transfer destination data at the terminal, if the activation of the EB software is selected on the initial menu screen or the business processing screen, the selection signal is received, and the Web-compatible EB software is activated in conjunction with the business software to be used. EB software interlocking means and transfer data transmission means for connecting to the host computer having an account of a user company by the EB software, transmitting the transfer destination data to the host computer, and storing the transmission result in the EB database And characterized in that:

[0013] Further, on the use application Web screen,
If payroll calculation software is designated as the use business software, the payee data generation means calls the payroll calculation business database and executes payroll calculation when generating the transferee data. After calculating the total payment amount, the deduction including the income tax, and the payroll amount, the payroll data for each employee is stored in the payroll operation database, and the payout data transmitting means uses the Web-compatible EB software to execute the payroll calculation. It is characterized in that it is connected to a business database, sets a salary transfer amount for each employee, and then sends it to its host computer.

[0014] Further, in the use application Web screen,
If the purchase management business software is designated as the use business software, the transfer destination data generation means calls the purchase management business database upon generation of the transfer destination data, and the payment management data is paid for each payee. After calculating the amount, after confirming the amount, the payment amount is determined so as not to be changed by mistake, the result is stored in the purchase management business database, and the transfer data transmitting means is Web-compatible. It is characterized by connecting to the purchase management business database by EB software, setting a transfer amount for each payee, and transmitting the transfer amount to the host computer.

[0015]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a block diagram of an electronic banking transfer business processing system 1 via the Internet according to the present invention.

Here, 20 is a client terminal provided with a browser of each company, 20a is its Web browser, 1
Reference numeral 0 denotes a data center of a business software service operator that provides application software functions that a company wants to use via the Internet line 80 in response to access from the terminal 20 via the Internet.

Reference numeral 30 denotes a host computer of a financial institution that has received a transfer data from the data center 10 via the communication line or the dedicated line 90 in response to the access from the data center 10 and has made a bank account contract with each company.

The person in charge of the using company causes the data center 10 to receive deposit and withdrawal deposit data in the host computer 30 of the financial institution having the bank account from the Web screen of the client terminal 20, and performs a business relating to the transfer of funds based on the deposit data. Is a system 1 that causes the data center 10 to process the data.

The configuration of the data center 10 will be described in detail below. The data center 10 has a firewall 1
1, Web server 12, application server 13,
A database server 14 for managing a database 15,
And a management terminal 16.

The database 15 includes a company-specific EB database 15b for storing deposit data received by EB (Electronic Banking) software, information data of the company required to generate transfer destination data by use business software, and A business database 15a for each company that stores the transfer destination data generation results, and an ID code and password indicating the affiliation of each person in charge of the corporate headquarters, branch offices, and offices at the time of contract and registered for use by each company. At least a company representative database 15c is provided.

In this embodiment, the business database 15a includes a pay calculation database 15a-1 for pay calculation software and a purchase management database 15a-2 for purchase management software.

Next, the application server 13 includes various Web-compatible business software 13x that can be started from the terminal 20 via the Internet 80, and the business software 13x.
x can be activated from the terminal 20 via the Internet 80 in conjunction with x, performs communication settings for each communication line connected to the host computer 30, and communicates with the host computer 30 via the communication line or the dedicated line 90. W that can be
It includes at least the EB-compatible EB software 13y.

In this embodiment, the business software 13x is a payroll business software 13x-1 and a purchase management business software 1x.
Include 3x-2.

Further, the application server 13
It has the following means.

That is, in response to the access signal from the client terminal 20, the use application Web is sent to the terminal 20.
A screen is transmitted, the screen is used to input a user ID code and a password together with the application software 13x, the input data is received, and a use application screen for authenticating the user from the password and the user company database 15c is transmitted. / Authentication means 13a.

When the user is authenticated, the user activates the use business software 13x input on the use application Web screen of the terminal 20, and transmits the initial menu screen to the user's client terminal 20. It has business software activation means 13b.

Further, the user selects a transfer destination data input screen on the initial menu screen or the business processing screen, generates transfer destination data from the business database 15a of the company, and, when finished, sets the transfer destination data result. Destination data generating means 13c for storing the data in the business database 15a.
Is provided.

After inputting the transfer destination data at the client terminal 20 and selecting the activation of the EB software 13y on the initial menu screen or the business processing screen, the selection signal is received, and the usage business software 13x and An EB software interlocking unit 13d that starts the EB software 13y in conjunction therewith is provided.

The EB software 13y connects the company-specific business database 15a to the host computer 30 having the account of the user's company, transmits the transfer destination data to the host computer 30, and transmits the transmission result to the host computer 30. Transfer data transmitting means 13e for storing the data in the EB database 15c.

In the usage application Web screen, the payroll application software 13x-1 is used as the application software 13x.
Is specified, the transfer destination data generating means 13c uses the payroll operation software 13 when generating the transfer destination data.
x-1 calls the salary calculation business database 15a-1 and executes the salary calculation, calculates the total payment amount, the deduction including the income tax, and the salary transfer amount for each employee, and then calculates the salary transfer data for each employee. It is stored in the business database 15a-1.

Further, the transfer data transmission means 13e connects to the salary calculation business database 15a-1 by the EB software 13y, sets the salary transfer amount for each employee, and transmits the same to the host computer 30.

On the other hand, on the use application Web screen, the purchase management business software 13x-2 is used as the business application software 13x.
When the transfer destination data generation means 13c generates the transfer destination data, the purchase management business software 13x-2 calls the purchase management business database 15a-2 to calculate the payment amount for each payee. After confirming the amounts, a payment amount determination process is performed so that the amount cannot be changed by mistake, and the result is stored in the purchase management business database 15a.
-2.

Further, the transfer data transmitting means 13e connects to the purchase management business database 15a-2 by the EB software 13y, sets a transfer amount for each payee, and transmits the transfer amount to the host computer 30.

Next, E of the present invention via the Internet
2 and 3 show the flow of the operation of the B-transfer business processing system 1.

First, the terminal 20 transmits a request for a use application to the data center 10 via the Internet 80 (S21).

The data center 10 transmits the use application Web screen to the terminal 20 in response to the access signal of the request (S22).

The use application Web screen is displayed on the terminal 20, and the user wants to use the business software 13 on this screen.
x, enter at least the company name, the affiliation, the name of the person in charge, the contact information and the method, the ID code, and the password and transmit them (S2).
3).

The data center 10 receives the input data and authenticates the user based on the password and the user company database 15c.

After the authentication, the business software 13x designated by the user is activated, and the initial menu screen of the program is transmitted to the terminal 20 (S24).

At the terminal 20, an initial menu Web screen of the business software 13x designated by the user is displayed (S2).
5).

The user operates the terminal 20 in its initial menu We.
A transfer destination data input screen is selected on the screen b (S26).

The data center 10 receives the selection signal and transmits the transfer destination data input screen and the business database 15a required for the work to the terminal 20 (S27).

The terminal 20 generates and transmits the transfer destination data on the transfer destination data input screen based on the information data of the business database 15a (S28).

Here, if the business software 13x is the salary calculation business software 13x-1, the salary calculation business database 15a-1 is called to execute the salary calculation, and the total payment amount and the deduction including the income tax for each employee. After calculating the amount and the salary transfer amount, the salary transfer data for each employee is stored in the salary calculation work database 15a-1.

If the business software 13x is the purchase management business software 13x-2, the purchase management business database 1
5a-2 is called to calculate the payment amount for each payee, and the result is stored in the purchase management business database 15a-2.

In any case, the transfer center data generated as described above is received, and the data center 10 stores it in the business database 15a (S29).

Next, the process proceeds to S31 in FIG. At the terminal 20,
After saving the transfer destination data, the EB software 13y is selected from the initial menu screen or the business processing screen (S31).

Upon receiving the selection signal, the business software 13x
The EB software 13y is activated in conjunction with (S32).

The terminal 20 instructs the host computer 30 having the account of the user's company to transmit the transfer destination data by the EB software 13y (S33).

The data center 10 receives the transmission command, sets communication with the host computer 30, sets the transfer destination data in the business database 15a, and transmits it to the host computer 30 (S34).

The host computer 30 is connected to the data center 1
The transfer destination data is received from 0 and remittance processing to the transfer destination is performed.

[0053]

The electronic banking transfer business processing system via the Internet according to the present invention has the following effects.

The data center of the business software service operator is set up on the Web, and the company transmits the transfer destination data to the data center immediately after the transfer software is created by the business software, such as payroll calculation or purchase management. Terminal Web
Start the transfer destination data creation business software on the data center by operating from the screen, display the transfer destination data creation screen on the terminal via the Internet, and transfer the transfer destination data entered on the terminal to the data center database. Saving and calling up the EB software for performing the communication setting, starting the software in conjunction therewith, setting the transfer destination data in the database, and transmitting the transfer destination data to the host computer of the financial institution having the company's account with good work efficiency. System.

[Brief description of the drawings]

FIG. 1 shows a configuration diagram of an electronic banking transfer business processing system via the Internet according to the present invention.

FIG. 2 is a flowchart showing the operation of the EB transfer business processing system via the Internet according to the present invention.

FIG. 3 is a flowchart of an operation of the EB transfer business processing system via the Internet according to the present invention.

[Explanation of symbols]

1 Electronic via the Internet
Banking transfer business processing system (EB transfer business processing system) 10 Data center of business software service operator 11 Firewall 12 Web server 13 Application server 13a Usage application screen transmission / authentication means 13b Usage business software activation means 13c Transfer destination data generation means 13d EB software interlocking means 13e Transfer data transmitting means 13x Web-compatible business software 13x-1 Payroll business software 13x-2 Purchasing management business software 13y Web-compatible EB software 14 Database server 15 Database 15a Enterprise-specific business database 15a-1 Payroll business Database 15a-2 Purchasing management business database 15b EB database for each company 15c User clerk database for each company 16 Management terminal 19 Connect to communication line The interface section 20 companies each company of the user of the client terminal 20a Web browser 30 companies account of the contract the financial institution host computer 80 Internet access 90 communication line or a dedicated line that includes a modem

 ──────────────────────────────────────────────────続 き Continued on the front page (72) Inventor Kuroi Seiichi 2-1-1, Nishi-Shinjuku, Shinjuku-ku, Tokyo Inside the Obic Business Consultant Co., Ltd. (72) Tomohisa Takahashi 2 Nishi-Shinjuku, Shinjuku-ku, Tokyo No. 1-1, within Orbic Business Consultant Co., Ltd.

Claims (3)

[Claims] 1. A client terminal provided with a browser of each company, and a business software service operator that provides an application software function that the company wants to use via the Web by connecting via the Internet in response to access from the terminal. A data center and a host computer of a financial institution that has made a bank account contract with each of the companies that receives transfer destination data from the data center via a communication line in response to access from the data center, The person in charge of the use company is the client terminal We.
a system for causing the data center to process a transfer operation to the host computer of the financial institution based on the transfer destination data generated by the operation software from the screen b, wherein the data center communicates with the client terminal Web server, various Web-compatible business software that can be started from the client terminal via the Internet, and a communication line that can be started from the client terminal via the Internet in conjunction with the business software and is connected to the host computer An application server having at least Web-enabled EB (Electronic Banking) software capable of performing communication settings for each and communicating with a host computer via the communication line, and each company storing transfer destination data transmitted by the Web-enabled EB software E A database, a business database for each company that stores the information data of the company required to generate the transfer destination data with the use business software, and the results of the transfer data generation, and a person in charge of using the corporate headquarters, branch office, and business office The application server further includes an ID code indicating a affiliation of each company and a password, which is determined in advance at the time of the contract and registered by a user company representative database of each company.The application server further responds to an access signal from the client terminal. Send the use application Web screen to the terminal, and let the user enter the user ID code and password together with the use business software on the screen,
Receiving the input data and transmitting / authenticating a use application screen for authenticating the user based on the password and the user company database; and, if the user is authenticated, the user inputs on the use application Web screen of the terminal. A business application software starting means for starting the business application software and transmitting the initial menu screen to the client terminal of the user; and the user selects the transfer destination data input screen on the initial menu screen or the business processing screen, and If the transfer destination data is generated based on the information data of the business database and the transfer is completed, the transfer destination data generating means for storing the transfer destination data in the business database; and an initial menu screen or If you select to start EB software on the business process screen, it will receive the selection signal and work in conjunction with the business software you use. And EB soft interlocking means eb corresponding EB software is activated, connected by its EB software to the host computer with the account of the user company, it sends the transfer destination data to the host computer, the E and the transmission result
An electronic banking transfer business processing system via the Internet, comprising: a transfer data transmitting unit that stores the transfer data in a B database. 2. In the use application Web screen, if payroll business software is designated as use business software, the payee data generating means uses the payroll business database to generate the payee data. Call and execute the payroll calculation, calculate the total payment amount for each employee, the deduction including income tax, and the payroll transfer amount, save the payroll transfer data for each employee in the payroll business database, and send the transfer data 2. The electronic banking via the Internet according to claim 1, wherein the means is connected to the salary calculation business database by Web-compatible EB software, sets a salary transfer amount for each employee, and transmits the set amount to the host computer. Transfer business processing system. 3. When the purchase management business software is designated as the use business software on the use application Web screen, the transfer destination data generation means uses the purchase management business software when the transfer destination data is generated. Call the management business database, calculate the payment amount for each payee, after confirming those amounts, perform payment amount determination processing so that it can not be changed by mistake, and save the result in the purchase management business database The transfer data transmitting means connects to the purchase management business database by Web-compatible EB software, sets a transfer amount for each payee, and transmits the transfer amount to the host computer. Electronic banking transfer business processing system via internet as described.