JP2023089249A - 顧客サポート呼の第2の要素認証のためのシステムおよび方法 - Google Patents
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Abstract
Description
この出願は、2019年3月18日に出願された「顧客サポート呼の第2の要素認証のためのシステムおよび方法」という名称の米国特許出願第16/357,266号の優先権を主張する。前述の出願の内容は、その全体が参照により本明細書に援用される。
Claims (20)
- 情報アクセス要求を認証するためのデバイスであって、
顧客サービスエージェントから認証要求を受信するように構成された顧客サービスインターフェースであって、前記認証要求は、第1の通信チャネルを介してクライアントのデバイスから顧客サービスエージェントによって受信されたアクセス要求に関連付けられ、前記認証要求は、前記デバイスが前記アクセス要求によって求められる情報へのアクセスを承認されているかどうかを決定する、顧客サービスインターフェースと、
前記クライアントの事前検証された連絡先情報を備えるクライアントデータを格納するように構成されたストレージデバイスと、
前記事前検証された連絡先情報を使用して確立された第2の通信チャネルを介して第2の要素認証要求を前記クライアントにプッシュし、前記クライアントから認証応答を受信するように構成されたクライアントインターフェースであって、前記第2の通信チャネルは、第1の通信チャネルとは異なる、クライアントインターフェースと、
前記クライアントから暗号文の前記第2の要素認証要求を生成するための、前記顧客サービスインターフェースとクライアントインターフェースに結合された認証サーバであって、前記暗号文は、前記クライアントの非接触カードによって提供され、前記認証応答と前記格納されているクライアントデータの一致に応じて、前記アクセス要求によって求められる情報へのアクセスを選択的にロック解除する、認証サーバと、
を含むデバイス。 - 前記認証サーバは、前記クライアントの前記事前検証された連絡先情報に応答して生成された第3の通信チャネルを使用して前記アクセス要求を前記クライアントに通知するようにさらに構成される、請求項1に記載のデバイス。
- 前記第2の要素認証要求は、非接触カード暗号文要求、ショートメッセージサービス(SMS)コード要求、およびアプリケーション内通知のうちの1つを備える、請求項1に記載のデバイス。
- 前記認証サーバは、ストレージデバイスに格納され、前記クライアントのために格納された鍵および格納されたカウンタのうちの少なくとも1つを有する、多様化された鍵テーブルをさらに備える、請求項3に記載のデバイス。
- 前記認証サーバは、前記格納された鍵を使用して復号されたカウンタを取得する前記第2の要素認証要求に応答して受信された暗号文を復号するための復号論理をさらに備え、前記一致は、前記復号されたカウンタと前記格納されたカウンタとの間である、請求項4に記載のデバイス。
- 前記事前検証された連絡先情報は、インターネットモバイル機器識別子(IMEI)、事前検証されたデバイスの電話番号および前記クライアントのメールアドレスのうちの少なくとも1つを含む、請求項1に記載のデバイス。
- 前記第1の通信チャネルは、セッション識別子を備える、請求項6に記載のデバイス。
- 前記第2の通信チャネルは、前記セッション識別子を使用してさらに確立される、請求項7に記載のデバイス。
- 前記クライアントデータは、前記クライアントの承認レベルを備え、前記認証サーバは、前記クライアントの承認レベルを前記情報のアクセスレベルと比較することによって前記クライアントを選択的に検証する、請求項8に記載のデバイス。
- 前記情報は、アカウント情報、パスワード、アドレス、および電話番号を含むグループから選択され、前記アクセス要求は、読み取り要求および変更要求を含む要求のグループから選択される、請求項9に記載のデバイス。
- 顧客サービスエージェントが受信したアクセス要求を認証するための方法であって、
顧客サービスエージェントからの認証要求を受信することであって、前記認証要求は、第1の通信チャネルを介してクライアントのデバイスから前記顧客サービスエージェントによって受信されたアクセス要求に関連付けられ、前記認証要求は、前記デバイスが前記アクセス要求によって求められる情報にアクセスできるかどうかを決定する、ことと、
データストアから前記クライアントの事前検証された連絡先情報を含むクライアントデータを取得することと、
前記事前検証された連絡先情報を使用して、第2の通信チャネルを介して認証要求を前記デバイスにプッシュすることであって、前記認証要求は、前記クライアントからの第2の要素認証の要求を備える、ことと、
前記第2の通信チャネルを介して前記デバイスから第2の要素認証応答を受信することであって、前記第2の要素認証応答は、前記クライアントの非接触カードから受信した暗号文を備える、ことと、
前記第2の要素認証応答を前記クライアントデータと比較することと、
前記アクセス要求によって求められた前記情報へのアクセスを選択的にロック解除することを含む、比較のステップに応じて前記クライアントを選択的に認証することと、
のステップを含む方法。 - 前記事前検証された連絡先情報に応答して確立された第3の通信チャネルを使用して前記アクセス要求を前記クライアントに通知するステップをさらに含む、請求項11に記載の方法。
- 前記第1の通信チャネルは、セッション識別子を備える、請求項12に記載の方法。
- 前記事前検証された連絡先情報は、インターネットモバイル機器識別子(IMEI)、事前検証されたクライアントデバイスの電話番号および前記クライアントのメールアドレスのうち少なくとも1つを備える、請求項13に記載の方法。
- 認証要求をプッシュするステップは、前記事前検証された連絡先情報と併せて前記セッション識別子を使用して、前記第2の通信チャネルを形成する、請求項14に記載の方法。
- 前記認証要求は、非接触カード暗号文要求、ショートメッセージサービス(SMS)コード要求、およびアプリケーション内通知のうちの1つを備える、請求項11に記載の方法。
- 前記方法は、
多様化された鍵テーブルをデータストアに格納することであって、前記多様化された鍵テーブルは、前記クライアントのために格納された鍵および格納されたカウンタのうちの少なくとも1つを有する、ことと、
前記第2の要素認証応答としての暗号文の受信に応答して、前記格納された鍵を使用して暗号文を復号して復号されたカウンタを生成し、前記格納されたカウンタを前記復号されたカウンタと比較して、前記アクセス要求によって求められる前記情報へのアクセスを選択的にロック解除する、ことと、
をさらに含む、請求項16に記載の方法。 - 選択的に認証するステップは、前記情報のアクセスレベルを決定するステップを含む、請求項11に記載の方法。
- 選択的に認証するステップは、前記クライアントの承認レベルを決定し、前記クライアントの承認レベルを前記情報のアクセスレベルと比較するステップを含む、請求項18に記載の方法。
- 顧客サービスエージェントが受信した情報アクセス要求を認証するための方法であって、
顧客サービスエージェントからの認証要求の受信することであって、前記認証要求は、クライアントデバイスからの第1の通信チャネルを介して前記顧客サービスエージェントによって受信されたアクセス要求に関連付けられ、前記第1の通信チャネルは、セッション識別子を含み、前記認証要求は、デバイスが前記アクセス要求によって求められる情報へのアクセスを許可されているかどうかを決定する、ことと、
データストアからクライアントの事前検証されたクライアント連絡先情報を取得することと、
前記事前検証されたクライアント連絡先情報を使用して確立された第2の通信チャネルを使用して認証要求を前記デバイスにプッシュすることであって、前記第2の通信チャネルは、前記第1の通信チャネルとは異なり、前記認証要求は、前記クライアントの非接触カードからの暗号文の要求を含む、ことと、
前記アクセス要求の認証することは、
前記第2の通信チャネルを介して前記クライアントデバイスから前記暗号文を受信することであって、前記暗号文は、前記クライアントデバイスを使用して非接触カードから受信される、ことと、
前記クライアントに関連付けられた鍵のコピーを使用して前記暗号文を復号し、復号されたカウンタ情報を提供することと、
前記復号されたカウンタ情報を、前記クライアントのために維持されているカウンタのコピーと比較することと、
前記情報へのアクセスを選択的にロック解除することを含む、比較のステップに応じて、前記クライアントデバイスを選択的に認証することと、
前記事前検証されたクライアント連絡先情報に応答して生成された第3の通信チャネルを使用して前記アクセス要求をクライアントに通知することであって、前記第3の通信チャネルは、前記第1および第2の通信チャネルの両方とは異なる、ことと、
のステップ含む、方法。
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