JP2021500638A - 仮想通貨を利用した決済システム {system for payment by using virtual currency} - Google Patents
仮想通貨を利用した決済システム {system for payment by using virtual currency} Download PDFInfo
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- JP2021500638A JP2021500638A JP2019563897A JP2019563897A JP2021500638A JP 2021500638 A JP2021500638 A JP 2021500638A JP 2019563897 A JP2019563897 A JP 2019563897A JP 2019563897 A JP2019563897 A JP 2019563897A JP 2021500638 A JP2021500638 A JP 2021500638A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3676—Balancing accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q2220/00—Business processing using cryptography
Abstract
Description
110:販売者端末
200:取引サーバー
210:仮想通貨購入部
220:仮想通貨管理部
230:両替要請部
240:現金両替部
300:両替サーバー
310:仮想通貨両替部
320:仮想通貨送信部
330:換金率決定部
Claims (7)
- 現金との間で換金率が固定されている仮想通貨である固定換金率通貨、及び現金との間で換金率が持続的に変動する仮想通貨である変動換金率通貨を管理する取引サーバー;及び
前記変動換金率通貨を前記固定換金率通貨に両替する両替サーバーを含む仮想通貨を利用した決済システム。 - 前記取引サーバーは、
購入者端末から購入する仮想通貨の種類や金額などを含む買受要請シグナルを受信し、受信した買受要請シグナルに基づき取引所から変動換金率通貨を購入する仮想通貨購入部;
利用者が保有する変動換金率通貨及び固定換金率通貨を利用者の購入者ウォレットに積み立てて管理する仮想通貨管理部;
前記購入者端末から両替を望む金額などを含む両替要請シグナルを受信し、受信した両替要請を両替サーバーに伝達して両替を仲介する両替要請部を含む仮想通貨を利用した請求項1に記載の決済システム。 - 前記両替サーバーは、
取引サーバーの両替要請部から両替要請シグナルを受信し、両替要請シグナルに含まれる金額に基づき変動換金率通貨を固定換金率通貨に両替する仮想通貨両替部;
両替部が両替した固定換金率通貨を仮想通貨管理部に送信する仮想通貨転送部;及び
外部入力に基づき変動換金率通貨と固定換金率通貨間の換金率を決定する換金率決定部を含む仮想通貨を利用した請求項2に記載の決済システム。 - 前記換金率決定部は、
従来の設定されている周期ごとに変動換金率通貨と固定換金率通貨の換金率の入力を受ける仮想通貨を利用した請求項3に記載の決済システム。 - 前記換金率決定部は、
前記変動換金率通貨及び固定換金率通貨間の換金率を現金及び変動換金率通貨間の換金率と連携させる仮想通貨を利用した請求項4に記載の決済システム。 - 現金両替部は、
前記換金率決定部が換金率を変更する時点から所定の期間以前に販売者のウォレットに存在する固定換金率通貨を現金に両替し、販売者の口座に送金する仮想通貨を利用した請求項5に記載の決済システム。 - 前記仮想通貨を利用した決済システムは
複数の両替サーバーを含み、
前記両替サーバーは
前記変動換金率通貨を互いに異なる固定換金率通貨に両替する仮想通貨を利用した請求項6に記載の決済システム。
Applications Claiming Priority (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR20170140720 | 2017-10-27 | ||
KR10-2017-0140720 | 2017-10-27 | ||
KR10-2018-0126232 | 2018-10-22 | ||
KR1020180126232A KR102262116B1 (ko) | 2017-10-27 | 2018-10-22 | 가상화폐를 이용한 결제시스템 |
PCT/KR2018/012686 WO2019083290A2 (ko) | 2017-10-27 | 2018-10-25 | 가상화폐를 이용한 결제시스템 |
Publications (1)
Publication Number | Publication Date |
---|---|
JP2021500638A true JP2021500638A (ja) | 2021-01-07 |
Family
ID=66545734
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2019563897A Pending JP2021500638A (ja) | 2017-10-27 | 2018-10-25 | 仮想通貨を利用した決済システム {system for payment by using virtual currency} |
Country Status (3)
Country | Link |
---|---|
US (1) | US20200294035A1 (ja) |
JP (1) | JP2021500638A (ja) |
KR (1) | KR102262116B1 (ja) |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11011020B2 (en) * | 2019-06-17 | 2021-05-18 | Igt | Gaming system and method providing virtual currency with variable exchange rates and usage fees |
KR102095347B1 (ko) * | 2019-06-20 | 2020-03-31 | 박영택 | 가상화폐 송금에 따른 포인트 지급방법 |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2003076851A (ja) * | 2001-08-30 | 2003-03-14 | Koei:Kk | オリジナル電子マネーシステム、オリジナル電子マネーによる取引方法、記録媒体及びプログラム |
JP2004145867A (ja) * | 2002-09-30 | 2004-05-20 | Matsushita Electric Ind Co Ltd | コンテンツ利用装置 |
JP2007310910A (ja) * | 2007-08-22 | 2007-11-29 | Sony Corp | マイルポイント/電子マネーバリュー変換システムおよびマイルポイント積算方法。 |
JP2009134456A (ja) * | 2007-11-29 | 2009-06-18 | Nec Corp | 電子マネー自動両替システム、携帯端末、およびプログラム |
JP2017054338A (ja) * | 2015-09-10 | 2017-03-16 | 株式会社アトムソリューションズ | 仮想通貨を用いた送金システム |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20030071660A (ko) * | 2003-06-17 | 2003-09-06 | 정원철 | 사이버 머니 교환에 의한 온라인게임 및 쇼핑몰 이용방법및 그 시스템 |
WO2006063086A2 (en) * | 2004-12-08 | 2006-06-15 | De La Motte Alain L | System & method for the creation of a global secure computerized electronic market-making exchange for currency yields arbitrage |
US20170337548A1 (en) * | 2014-11-10 | 2017-11-23 | Rev Worldwide, Inc. | Card Processing Methods and Systems |
US20160162882A1 (en) * | 2014-12-08 | 2016-06-09 | Guy LaMonte McClung, III | Digital money choice and eWallet selection |
KR20160103726A (ko) * | 2015-02-25 | 2016-09-02 | 주식회사 토마토 솔루션 | 가상 화폐를 통한 국가간 대금 지급 관리 시스템 |
US20160260091A1 (en) * | 2015-03-04 | 2016-09-08 | THC Farmaceuticals, Inc. | Universal wallet for digital currency |
-
2018
- 2018-10-22 KR KR1020180126232A patent/KR102262116B1/ko active IP Right Grant
- 2018-10-25 US US16/759,450 patent/US20200294035A1/en not_active Abandoned
- 2018-10-25 JP JP2019563897A patent/JP2021500638A/ja active Pending
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2003076851A (ja) * | 2001-08-30 | 2003-03-14 | Koei:Kk | オリジナル電子マネーシステム、オリジナル電子マネーによる取引方法、記録媒体及びプログラム |
JP2004145867A (ja) * | 2002-09-30 | 2004-05-20 | Matsushita Electric Ind Co Ltd | コンテンツ利用装置 |
JP2007310910A (ja) * | 2007-08-22 | 2007-11-29 | Sony Corp | マイルポイント/電子マネーバリュー変換システムおよびマイルポイント積算方法。 |
JP2009134456A (ja) * | 2007-11-29 | 2009-06-18 | Nec Corp | 電子マネー自動両替システム、携帯端末、およびプログラム |
JP2017054338A (ja) * | 2015-09-10 | 2017-03-16 | 株式会社アトムソリューションズ | 仮想通貨を用いた送金システム |
Also Published As
Publication number | Publication date |
---|---|
KR20190049473A (ko) | 2019-05-09 |
KR102262116B1 (ko) | 2021-06-09 |
US20200294035A1 (en) | 2020-09-17 |
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