JP2020047179A - プログラム、情報処理方法、および情報処理装置 - Google Patents

プログラム、情報処理方法、および情報処理装置 Download PDF

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Publication number
JP2020047179A
JP2020047179A JP2018177112A JP2018177112A JP2020047179A JP 2020047179 A JP2020047179 A JP 2020047179A JP 2018177112 A JP2018177112 A JP 2018177112A JP 2018177112 A JP2018177112 A JP 2018177112A JP 2020047179 A JP2020047179 A JP 2020047179A
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Japan
Prior art keywords
user
split
terminal
payment
unit
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Pending
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JP2018177112A
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English (en)
Japanese (ja)
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JP2020047179A5 (enExample
Inventor
高橋 一生
Kazuo Takahashi
一生 高橋
デイビッド アンドレアス モール
Andreas Mohl David
デイビッド アンドレアス モール
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Mercari Inc
Original Assignee
Mercari Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mercari Inc filed Critical Mercari Inc
Priority to JP2018177112A priority Critical patent/JP2020047179A/ja
Priority to CN201910826284.2A priority patent/CN110942291A/zh
Priority to US16/578,079 priority patent/US20200097935A1/en
Publication of JP2020047179A publication Critical patent/JP2020047179A/ja
Publication of JP2020047179A5 publication Critical patent/JP2020047179A5/ja
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/223Payment schemes or models based on the use of peer-to-peer networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
JP2018177112A 2018-09-21 2018-09-21 プログラム、情報処理方法、および情報処理装置 Pending JP2020047179A (ja)

Priority Applications (3)

Application Number Priority Date Filing Date Title
JP2018177112A JP2020047179A (ja) 2018-09-21 2018-09-21 プログラム、情報処理方法、および情報処理装置
CN201910826284.2A CN110942291A (zh) 2018-09-21 2019-09-03 信息处理方法及装置、非临时性计算机可读存储介质
US16/578,079 US20200097935A1 (en) 2018-09-21 2019-09-20 Information processing method, information processing device, and computer-readable non-transitory storage medium storing program

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP2018177112A JP2020047179A (ja) 2018-09-21 2018-09-21 プログラム、情報処理方法、および情報処理装置

Related Child Applications (1)

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JP2019146782A Division JP6661046B1 (ja) 2019-08-08 2019-08-08 プログラム、情報処理方法、および情報処理装置

Publications (2)

Publication Number Publication Date
JP2020047179A true JP2020047179A (ja) 2020-03-26
JP2020047179A5 JP2020047179A5 (enExample) 2021-10-14

Family

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JP2018177112A Pending JP2020047179A (ja) 2018-09-21 2018-09-21 プログラム、情報処理方法、および情報処理装置

Country Status (3)

Country Link
US (1) US20200097935A1 (enExample)
JP (1) JP2020047179A (enExample)
CN (1) CN110942291A (enExample)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2021157478A (ja) * 2020-03-26 2021-10-07 トヨタ自動車株式会社 ウォレットサーバ、ウォレットプログラムおよびウォレットシステム
JP2021196842A (ja) * 2020-06-12 2021-12-27 Kddi株式会社 決済処理方法
JP2021196841A (ja) * 2020-06-12 2021-12-27 Kddi株式会社 決済処理方法

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20210036688A (ko) * 2019-09-26 2021-04-05 라인플러스 주식회사 분할 결제 방법 및 시스템
KR20230012804A (ko) * 2021-07-16 2023-01-26 라인 가부시키가이샤 결제 정보 공유 및 정산을 위한 방법, 컴퓨터 장치, 및 컴퓨터 프로그램
US12254511B2 (en) 2021-08-13 2025-03-18 The Toronto-Dominion Bank Multi-part request for transfers

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003256522A (ja) * 2002-02-28 2003-09-12 Daiichikosho Co Ltd グループ決済システム
JP2013149185A (ja) * 2012-01-23 2013-08-01 Pfu Ltd 情報処理システム
JP2013254279A (ja) * 2012-06-05 2013-12-19 Dainippon Printing Co Ltd 支払い処理システム、コンピュータプログラム、サーバ装置、サーバ処理プログラム、及び支払い処理方法
JP2014194744A (ja) * 2013-03-01 2014-10-09 Toshiba Tec Corp 電子レシートシステム、電子レシート管理サーバ、情報処理装置およびプログラム
JP2015099504A (ja) * 2013-11-19 2015-05-28 ヤフー株式会社 ショッピング管理装置、ショッピング管理方法およびプログラム

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2016147730A1 (ja) * 2015-03-19 2016-09-22 高崎 将紘 決済処理装置、方法、及びコンピュータプログラム
CN105913244A (zh) * 2016-04-11 2016-08-31 胡秀英 一种多用户业务数据的处理方法及系统

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003256522A (ja) * 2002-02-28 2003-09-12 Daiichikosho Co Ltd グループ決済システム
JP2013149185A (ja) * 2012-01-23 2013-08-01 Pfu Ltd 情報処理システム
JP2013254279A (ja) * 2012-06-05 2013-12-19 Dainippon Printing Co Ltd 支払い処理システム、コンピュータプログラム、サーバ装置、サーバ処理プログラム、及び支払い処理方法
JP2014194744A (ja) * 2013-03-01 2014-10-09 Toshiba Tec Corp 電子レシートシステム、電子レシート管理サーバ、情報処理装置およびプログラム
JP2015099504A (ja) * 2013-11-19 2015-05-28 ヤフー株式会社 ショッピング管理装置、ショッピング管理方法およびプログラム

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2021157478A (ja) * 2020-03-26 2021-10-07 トヨタ自動車株式会社 ウォレットサーバ、ウォレットプログラムおよびウォレットシステム
JP2021196842A (ja) * 2020-06-12 2021-12-27 Kddi株式会社 決済処理方法
JP2021196841A (ja) * 2020-06-12 2021-12-27 Kddi株式会社 決済処理方法

Also Published As

Publication number Publication date
CN110942291A (zh) 2020-03-31
US20200097935A1 (en) 2020-03-26

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