JP2005216225A - クレジットカード処理制御方法、プログラム、クレジットカード処理装置、ｐｏｓ端末およびｐｏｓシステム - Google Patents

クレジットカード処理制御方法、プログラム、クレジットカード処理装置、ｐｏｓ端末およびｐｏｓシステム Download PDF

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Publication number
JP2005216225A
JP2005216225A JP2004025417A JP2004025417A JP2005216225A JP 2005216225 A JP2005216225 A JP 2005216225A JP 2004025417 A JP2004025417 A JP 2004025417A JP 2004025417 A JP2004025417 A JP 2004025417A JP 2005216225 A JP2005216225 A JP 2005216225A
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Japan
Prior art keywords
credit card
information
card
reading
magnetic stripe
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Pending
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JP2004025417A
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English (en)
Japanese (ja)
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JP2005216225A5 (enExample
Inventor
Sadao Murata
定穂 村田
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Seiko Epson Corp
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Seiko Epson Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
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Priority to JP2004025417A priority Critical patent/JP2005216225A/ja
Priority to US11/050,565 priority patent/US7377427B2/en
Publication of JP2005216225A publication Critical patent/JP2005216225A/ja
Publication of JP2005216225A5 publication Critical patent/JP2005216225A5/ja
Pending legal-status Critical Current

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/04—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by paper currency

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
JP2004025417A 2004-02-02 2004-02-02 クレジットカード処理制御方法、プログラム、クレジットカード処理装置、ｐｏｓ端末およびｐｏｓシステム Pending JP2005216225A (ja)

Priority Applications (2)

Application Number Priority Date Filing Date Title
JP2004025417A JP2005216225A (ja) 2004-02-02 2004-02-02 クレジットカード処理制御方法、プログラム、クレジットカード処理装置、ｐｏｓ端末およびｐｏｓシステム
US11/050,565 US7377427B2 (en) 2004-02-02 2005-02-02 Method, apparatus and POS system for processing credit card transactions associated with POS sales

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP2004025417A JP2005216225A (ja) 2004-02-02 2004-02-02 クレジットカード処理制御方法、プログラム、クレジットカード処理装置、ｐｏｓ端末およびｐｏｓシステム

Publications (2)

Publication Number Publication Date
JP2005216225A true JP2005216225A (ja) 2005-08-11
JP2005216225A5 JP2005216225A5 (enExample) 2006-12-28

Family

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JP2004025417A Pending JP2005216225A (ja) 2004-02-02 2004-02-02 クレジットカード処理制御方法、プログラム、クレジットカード処理装置、ｐｏｓ端末およびｐｏｓシステム

Country Status (2)

Country Link
US (1) US7377427B2 (enExample)
JP (1) JP2005216225A (enExample)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2012009025A1 (en) * 2010-07-14 2012-01-19 Patrick Bouaziz System, method, and apparatus to facilitate commerce and sales
JP2015525386A (ja) * 2012-05-25 2015-09-03 ヴァンクレア エスイー エルエルシー 支払い装置、支払いシステムおよび支払い方法
JP2015533230A (ja) * 2012-07-12 2015-11-19 グーグル・インコーポレーテッド オンライン注文に関する支払情報の地元業者のポイントオブセールにおける処理
JP2016071604A (ja) * 2014-09-30 2016-05-09 株式会社日本総合研究所 情報処理装置、情報処理プログラムおよび情報処理方法
JP2016207170A (ja) * 2015-04-28 2016-12-08 昭和シェル石油株式会社 電子決済ツール発行処理システム

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US7708189B1 (en) 2002-05-17 2010-05-04 Cipriano Joseph J Identification verification system and method
JP2004334402A (ja) * 2003-05-02 2004-11-25 Seiko Epson Corp 小切手処理装置、プログラム、記録媒体、ｐｏｓ端末並びにｐｏｓシステム
US7383986B2 (en) * 2004-09-01 2008-06-10 Block And Company, Inc. Integrated clam shell PC platform
US7860318B2 (en) 2004-11-09 2010-12-28 Intelli-Check, Inc System and method for comparing documents
US7789294B2 (en) * 2005-02-18 2010-09-07 Ebet Systems Pty Ltd System and method for monitoring a validator
US8040575B2 (en) * 2005-05-14 2011-10-18 Wisecube Co., Ltd. Double side image scanner
US20070078721A1 (en) * 2005-09-07 2007-04-05 Dandekar Shree A Process of auto-renewing limited time software and services agreement
US20070063028A1 (en) * 2005-09-19 2007-03-22 First Data Corporation Integrated processing system for point-of-sale station and methods therefor
US8365986B2 (en) * 2006-03-14 2013-02-05 Perry Securities Llc Credit card security system and method
US20080086399A1 (en) * 2006-09-28 2008-04-10 Charles Wood Auto credit scanner pre-approval process
JP4637807B2 (ja) * 2006-10-24 2011-02-23 日本電産サンキョー株式会社 カード状記録媒体情報処理装置
GB2447059B (en) * 2007-02-28 2009-09-30 Secoren Ltd Authorisation system
US20100044426A1 (en) * 2007-03-20 2010-02-25 Simcha Israel Samuels Cash register machine
US20090045257A1 (en) * 2007-08-17 2009-02-19 Maus Christopher T Federated ID Secure Virtual Terminal Emulation Smartcard
US20090242628A1 (en) * 2008-03-11 2009-10-01 Morrison William T Driver's license and state issued ID card used to access store charge accounts and other business accounts
US9508074B2 (en) * 2008-04-25 2016-11-29 Advanced Platform Solutions Llc Method for secure use of identification cards
US10430873B2 (en) 2009-03-02 2019-10-01 Kabbage, Inc. Method and apparatus to evaluate and provide funds in online environments
US11257149B2 (en) 2009-03-02 2022-02-22 American Express Kabbage Inc. Method and apparatus to evaluate and provide funds in online environments
US7983951B2 (en) 2009-03-02 2011-07-19 Kabbage, Inc. Apparatus to provide liquid funds in the online auction and marketplace environment
US8670618B2 (en) * 2010-08-18 2014-03-11 Youwho, Inc. Systems and methods for extracting pedigree and family relationship information from documents
JP2012206497A (ja) 2011-03-15 2012-10-25 Seiko Epson Corp 複合型印刷装置
US8469272B2 (en) 2011-03-29 2013-06-25 Metrologic Instruments, Inc. Hybrid-type bioptical laser scanning and imaging system supporting digital-imaging based bar code symbol reading at the surface of a laser scanning window
JP2013020331A (ja) * 2011-07-08 2013-01-31 Seiko Epson Corp 媒体処理装置
JP2013056491A (ja) 2011-09-09 2013-03-28 Seiko Epson Corp 媒体処理装置
US20130259357A1 (en) * 2012-01-18 2013-10-03 Cachet Financial Solutions Inc. Remote deposit capture method and apparatus
US10817877B2 (en) 2013-09-06 2020-10-27 International Business Machines Corporation Selectively using degree confidence for image validation to authorize transactions
US9483629B2 (en) 2013-09-26 2016-11-01 Dragnet Solutions, Inc. Document authentication based on expected wear
US20150145991A1 (en) * 2013-11-22 2015-05-28 Vose Technical Systems, Inc. System and method for shared surveillance
US10373409B2 (en) * 2014-10-31 2019-08-06 Intellicheck, Inc. Identification scan in compliance with jurisdictional or other rules
US10769637B1 (en) * 2016-01-28 2020-09-08 Kabbage, Inc. System, method and computer readable storage to utilize optical recognition to detect a transaction inconsistency
JP6269699B2 (ja) * 2016-02-19 2018-01-31 株式会社リコー 画像処理装置、プログラム、画像処理方法
US11080685B1 (en) 2017-06-12 2021-08-03 Weils Fargo Bank, N.A. Direct payment authorization path
US20200118122A1 (en) * 2018-10-15 2020-04-16 Vatbox, Ltd. Techniques for completing missing and obscured transaction data items

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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2012009025A1 (en) * 2010-07-14 2012-01-19 Patrick Bouaziz System, method, and apparatus to facilitate commerce and sales
US8719103B2 (en) 2010-07-14 2014-05-06 iLoveVelvet, Inc. System, method, and apparatus to facilitate commerce and sales
JP2015525386A (ja) * 2012-05-25 2015-09-03 ヴァンクレア エスイー エルエルシー 支払い装置、支払いシステムおよび支払い方法
JP2015533230A (ja) * 2012-07-12 2015-11-19 グーグル・インコーポレーテッド オンライン注文に関する支払情報の地元業者のポイントオブセールにおける処理
JP2016071604A (ja) * 2014-09-30 2016-05-09 株式会社日本総合研究所 情報処理装置、情報処理プログラムおよび情報処理方法
JP2016207170A (ja) * 2015-04-28 2016-12-08 昭和シェル石油株式会社 電子決済ツール発行処理システム

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US20050242172A1 (en) 2005-11-03
US7377427B2 (en) 2008-05-27

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