IN2014KN00998A - - Google Patents

Info

Publication number
IN2014KN00998A
IN2014KN00998A IN998KON2014A IN2014KN00998A IN 2014KN00998 A IN2014KN00998 A IN 2014KN00998A IN 998KON2014 A IN998KON2014 A IN 998KON2014A IN 2014KN00998 A IN2014KN00998 A IN 2014KN00998A
Authority
IN
India
Prior art keywords
tier
personalization
platform
enabling
service
Prior art date
Application number
Other languages
English (en)
Inventor
Mehul Desai
Satyan Pitroda
Nehal Maniar
Original Assignee
C Sam Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by C Sam Inc filed Critical C Sam Inc
Publication of IN2014KN00998A publication Critical patent/IN2014KN00998A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4015—Transaction verification using location information
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00—Arrangements for software engineering
    • G06F8/60—Software deployment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0641—Shopping interfaces
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • User Interface Of Digital Computer (AREA)
  • Radio Relay Systems (AREA)
  • Information Transfer Between Computers (AREA)
  • Mobile Radio Communication Systems (AREA)
IN998KON2014 2011-10-12 2012-10-12 IN2014KN00998A (ru)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201161546084P 2011-10-12 2011-10-12
US201261619751P 2012-04-03 2012-04-03
PCT/US2012/060038 WO2013056104A1 (en) 2011-10-12 2012-10-12 A multi-tiered secure mobile transactions enabling platform

Publications (1)

Publication Number Publication Date
IN2014KN00998A true IN2014KN00998A (ru) 2015-09-04

Family

ID=48082515

Family Applications (1)

Application Number Title Priority Date Filing Date
IN998KON2014 IN2014KN00998A (ru) 2011-10-12 2012-10-12

Country Status (8)

Country Link
US (8) US10510055B2 (ru)
EP (1) EP2767110A4 (ru)
CN (2) CN104106276B (ru)
BR (1) BR112014008941A2 (ru)
CA (1) CA2852059C (ru)
HK (1) HK1203023A1 (ru)
IN (1) IN2014KN00998A (ru)
WO (1) WO2013056104A1 (ru)

Families Citing this family (309)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070198432A1 (en) 2001-01-19 2007-08-23 Pitroda Satyan G Transactional services
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US20130332343A1 (en) 2005-10-06 2013-12-12 C-Sam, Inc. Multi-tiered, secure mobile transactions ecosystem enabling platform comprising a personalization tier, a service tier, and an enabling tier
US20140089120A1 (en) 2005-10-06 2014-03-27 C-Sam, Inc. Aggregating multiple transaction protocols for transacting between a plurality of distinct payment acquiring devices and a transaction acquirer
US7739169B2 (en) 2007-06-25 2010-06-15 Visa U.S.A. Inc. Restricting access to compromised account information
US8121942B2 (en) 2007-06-25 2012-02-21 Visa U.S.A. Inc. Systems and methods for secure and transparent cardless transactions
US7937324B2 (en) 2007-09-13 2011-05-03 Visa U.S.A. Inc. Account permanence
US9704161B1 (en) * 2008-06-27 2017-07-11 Amazon Technologies, Inc. Providing information without authentication
US9449319B1 (en) 2008-06-30 2016-09-20 Amazon Technologies, Inc. Conducting transactions with dynamic passwords
US8219489B2 (en) 2008-07-29 2012-07-10 Visa U.S.A. Inc. Transaction processing using a global unique identifier
US20100114768A1 (en) 2008-10-31 2010-05-06 Wachovia Corporation Payment vehicle with on and off function
US10867298B1 (en) 2008-10-31 2020-12-15 Wells Fargo Bank, N.A. Payment vehicle with on and off function
AU2009311303B2 (en) 2008-11-06 2015-09-10 Visa International Service Association Online challenge-response
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US8602293B2 (en) 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US7891560B2 (en) 2009-05-15 2011-02-22 Visa International Service Assocation Verification of portable consumer devices
US9038886B2 (en) 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US10140598B2 (en) 2009-05-20 2018-11-27 Visa International Service Association Device including encrypted data for expiration date and verification value creation
US10387140B2 (en) 2009-07-23 2019-08-20 S3G Technology Llc Modification of terminal and service provider machines using an update server machine
US10255591B2 (en) 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
US8528067B2 (en) 2010-01-12 2013-09-03 Visa International Service Association Anytime validation for verification tokens
US10255601B2 (en) 2010-02-25 2019-04-09 Visa International Service Association Multifactor authentication using a directory server
US9245267B2 (en) 2010-03-03 2016-01-26 Visa International Service Association Portable account number for consumer payment account
US9342832B2 (en) 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
CN103201758A (zh) * 2010-11-10 2013-07-10 斯玛特哈伯私人有限公司 经由未受保全公共电信基础设施执行金融交易的方法及装置
US10586227B2 (en) 2011-02-16 2020-03-10 Visa International Service Association Snap mobile payment apparatuses, methods and systems
WO2012112822A2 (en) 2011-02-16 2012-08-23 Visa International Service Association Snap mobile payment apparatuses, methods and systems
SG193510A1 (en) 2011-02-22 2013-10-30 Visa Int Service Ass Universal electronic payment apparatuses, methods and systems
WO2012122049A2 (en) 2011-03-04 2012-09-13 Visa International Service Association Integration of payment capability into secure elements of computers
US9280765B2 (en) 2011-04-11 2016-03-08 Visa International Service Association Multiple tokenization for authentication
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US10121129B2 (en) 2011-07-05 2018-11-06 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US9582598B2 (en) 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
US9704155B2 (en) 2011-07-29 2017-07-11 Visa International Service Association Passing payment tokens through an hop/sop
US10242358B2 (en) 2011-08-18 2019-03-26 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US10825001B2 (en) 2011-08-18 2020-11-03 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
WO2013029014A2 (en) 2011-08-24 2013-02-28 Visa International Service Association Method for using barcodes and mobile devices to conduct payment transactions
US10223730B2 (en) 2011-09-23 2019-03-05 Visa International Service Association E-wallet store injection search apparatuses, methods and systems
CN104106276B (zh) 2011-10-12 2019-03-19 万事达移动交易方案公司 多层安全移动交易使能平台
SG11201403861XA (en) 2012-01-05 2014-08-28 Visa Int Service Ass Data protection with translation
US10223710B2 (en) 2013-01-04 2019-03-05 Visa International Service Association Wearable intelligent vision device apparatuses, methods and systems
WO2013113004A1 (en) 2012-01-26 2013-08-01 Visa International Service Association System and method of providing tokenization as a service
AU2013214801B2 (en) 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
US8949930B1 (en) * 2012-03-19 2015-02-03 Amazon Technologies, Inc. Template representation of security resources
US9947054B2 (en) * 2012-04-06 2018-04-17 Carolina Coupon Clearing, Inc. Real-time transaction data processing and reporting platform
US10235668B1 (en) * 2012-04-25 2019-03-19 Wells Fargo Bank, N.A. System and method for a mobile wallet
US8924292B1 (en) 2012-04-25 2014-12-30 Wells Fargo Bank, N.A. System and method for a mobile wallet
US10192217B1 (en) 2012-04-25 2019-01-29 Wells Fargo Bank, N.A. System and method for receipt tracking in a mobile wallet
WO2013166501A1 (en) 2012-05-04 2013-11-07 Visa International Service Association System and method for local data conversion
US9524501B2 (en) 2012-06-06 2016-12-20 Visa International Service Association Method and system for correlating diverse transaction data
KR20140003840A (ko) * 2012-06-29 2014-01-10 주식회사 케이티 금융 거래 방법 및 그 시스템
WO2014008403A1 (en) 2012-07-03 2014-01-09 Visa International Service Association Data protection hub
US9846861B2 (en) 2012-07-25 2017-12-19 Visa International Service Association Upstream and downstream data conversion
US9256871B2 (en) 2012-07-26 2016-02-09 Visa U.S.A. Inc. Configurable payment tokens
US9665722B2 (en) 2012-08-10 2017-05-30 Visa International Service Association Privacy firewall
US9867043B2 (en) * 2012-08-28 2018-01-09 Visa International Service Association Secure device service enrollment
AU2013315510B2 (en) 2012-09-11 2019-08-22 Visa International Service Association Cloud-based Virtual Wallet NFC Apparatuses, methods and systems
GB2525742A (en) * 2012-09-18 2015-11-04 Cryptomathic Ltd CRM Security core
EP2711864A1 (en) * 2012-09-25 2014-03-26 Gemalto SA Method of configuring two wireless devices for mutual communication
US11080701B2 (en) 2015-07-02 2021-08-03 Royal Bank Of Canada Secure processing of electronic payments
CA2830260C (en) 2012-10-17 2021-10-12 Royal Bank Of Canada Virtualization and secure processing of data
US11210648B2 (en) 2012-10-17 2021-12-28 Royal Bank Of Canada Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
WO2014066559A1 (en) 2012-10-23 2014-05-01 Visa International Service Association Transaction initiation determination system utilizing transaction data elements
US9911118B2 (en) 2012-11-21 2018-03-06 Visa International Service Association Device pairing via trusted intermediary
US10304047B2 (en) 2012-12-07 2019-05-28 Visa International Service Association Token generating component
US9741051B2 (en) 2013-01-02 2017-08-22 Visa International Service Association Tokenization and third-party interaction
US10740731B2 (en) 2013-01-02 2020-08-11 Visa International Service Association Third party settlement
CN103718531A (zh) * 2013-04-28 2014-04-09 华为技术有限公司 一种能力获取方法、装置和系统
US11055710B2 (en) 2013-05-02 2021-07-06 Visa International Service Association Systems and methods for verifying and processing transactions using virtual currency
EP2997532A4 (en) 2013-05-15 2016-05-11 Visa Int Service Ass MOBILE TOKENIZATION HUB
EP3011517A4 (en) * 2013-06-17 2017-04-12 Google, Inc. Systems, methods, and computer program products for processing a request relating to a mobile communication device
US10878422B2 (en) 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
EP3017394A2 (en) * 2013-07-03 2016-05-11 Toro Development Limited A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof
US20150019418A1 (en) * 2013-07-12 2015-01-15 Jvl Ventures, Llc Systems, methods, and computer program products for enabling instrument credentials
CA2919199C (en) 2013-07-24 2020-06-16 Visa International Service Association Systems and methods for communicating risk using token assurance data
AU2014294613B2 (en) 2013-07-26 2017-03-16 Visa International Service Association Provisioning payment credentials to a consumer
CN103532927A (zh) * 2013-07-30 2014-01-22 北京中科金财科技股份有限公司 一种基于移动终端的金融云安全服务平台和数据保护方法
US10510073B2 (en) 2013-08-08 2019-12-17 Visa International Service Association Methods and systems for provisioning mobile devices with payment credentials
US10496986B2 (en) 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
US9710808B2 (en) * 2013-09-16 2017-07-18 Igor V. SLEPININ Direct digital cash system and method
US10515370B2 (en) 2013-10-09 2019-12-24 The Toronto-Dominion Bank Systems and methods for providing tokenized transaction accounts
US9978094B2 (en) 2013-10-11 2018-05-22 Visa International Service Association Tokenization revocation list
EP3937108A1 (en) 2013-10-11 2022-01-12 Visa International Service Association Network token system
EP3058498B1 (en) * 2013-10-14 2020-04-01 Cryptomathic Ltd Crm security core
US10515358B2 (en) 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
US10489779B2 (en) 2013-10-21 2019-11-26 Visa International Service Association Multi-network token bin routing with defined verification parameters
US10366387B2 (en) 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
US9396046B2 (en) 2013-10-31 2016-07-19 International Business Machines Corporation Graph based data model for API ecosystem insights
US9516487B2 (en) 2013-11-19 2016-12-06 Visa International Service Association Automated account provisioning
US9703942B2 (en) * 2013-12-04 2017-07-11 Ebay Inc. Multi-factor authentication system and method
US20150161579A1 (en) * 2013-12-11 2015-06-11 Verifone, Inc. Point of sale system
CA2931093A1 (en) 2013-12-19 2015-06-25 Visa International Service Association Cloud-based transactions methods and systems
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
CN105934914A (zh) 2013-12-19 2016-09-07 谷歌公司 用于服务处理的系统、方法和计算机程序产品
US10433128B2 (en) 2014-01-07 2019-10-01 Visa International Service Association Methods and systems for provisioning multiple devices
US10311425B2 (en) 2014-01-14 2019-06-04 International Business Machines Corporation Integrating mobile payment application with other mobile applications while preventing security exposures
US9846878B2 (en) 2014-01-14 2017-12-19 Visa International Service Association Payment account identifier system
EP2925035A1 (fr) * 2014-03-24 2015-09-30 Gemalto SA Procédé d'activation et de désactivation d'une application dans un terminal de télécommunications comprenant un élément sécurisé et un lecteur biométrique et serveur correspondant
US10026087B2 (en) 2014-04-08 2018-07-17 Visa International Service Association Data passed in an interaction
US9942043B2 (en) 2014-04-23 2018-04-10 Visa International Service Association Token security on a communication device
WO2015168334A1 (en) 2014-05-01 2015-11-05 Visa International Service Association Data verification using access device
WO2015171625A1 (en) 2014-05-05 2015-11-12 Visa International Service Association System and method for token domain control
GB201408539D0 (en) * 2014-05-14 2014-06-25 Mastercard International Inc Improvements in mobile payment systems
CN106465112A (zh) 2014-05-21 2017-02-22 维萨国际服务协会 离线认证
US11023890B2 (en) 2014-06-05 2021-06-01 Visa International Service Association Identification and verification for provisioning mobile application
US9390178B2 (en) 2014-06-12 2016-07-12 International Business Machines Corporation Use of collected data for web API ecosystem analytics
US9715545B2 (en) 2014-06-12 2017-07-25 International Business Machines Corporation Continuous collection of web API ecosystem data
KR102191017B1 (ko) * 2014-07-19 2020-12-15 삼성전자주식회사 eSIM 프로비저닝 방법과 이를 지원하는 서버 장치
US9780953B2 (en) 2014-07-23 2017-10-03 Visa International Service Association Systems and methods for secure detokenization
US10484345B2 (en) 2014-07-31 2019-11-19 Visa International Service Association System and method for identity verification across mobile applications
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
CA3082982A1 (en) * 2014-09-12 2016-03-17 10353744 Canada Ltd. Capital receipt and payment system based on electronic voucher
US10140615B2 (en) 2014-09-22 2018-11-27 Visa International Service Association Secure mobile device credential provisioning using risk decision non-overrides
RU2019124722A (ru) 2014-09-26 2019-10-01 Виза Интернэшнл Сервис Ассосиэйшн Система и способы предоставления зашифрованных данных удаленного сервера
US11257074B2 (en) 2014-09-29 2022-02-22 Visa International Service Association Transaction risk based token
US20160117611A1 (en) * 2014-10-09 2016-04-28 Wrap Media, LLC Creating and delivering a wrapped package of cards as a digital companion accompanying the purchase of ticket(s) for an event
US20160104079A1 (en) * 2014-10-09 2016-04-14 Wrap Media, LLC Creating and delivering a digital travel companion of a wrapped package of cards
US20160104080A1 (en) * 2014-10-09 2016-04-14 Wrap Media, LLC Creating and delivering a wrapped package of cards as a digital companion to a movie release
CN107004190A (zh) 2014-10-10 2017-08-01 加拿大皇家银行 用于处理电子交易的系统
US10984404B2 (en) 2014-10-16 2021-04-20 Comenity Llc Retail card application
US10015147B2 (en) 2014-10-22 2018-07-03 Visa International Service Association Token enrollment system and method
GB201419016D0 (en) 2014-10-24 2014-12-10 Visa Europe Ltd Transaction Messaging
CN105631249A (zh) * 2014-10-30 2016-06-01 江苏威盾网络科技有限公司 一种基于分布式的软件可控授权系统及方法
US9886247B2 (en) 2014-10-30 2018-02-06 International Business Machines Corporation Using an application programming interface (API) data structure in recommending an API composite
CN105046485A (zh) * 2014-11-17 2015-11-11 中兴通讯股份有限公司 移动终端支付交易的方法、服务提供商及系统
US10325261B2 (en) 2014-11-25 2019-06-18 Visa International Service Association Systems communications with non-sensitive identifiers
RU2708945C2 (ru) 2014-11-26 2019-12-12 Виза Интернэшнл Сервис Ассосиэйшн Запрос на преобразование в маркер посредством устройства доступа
US10257185B2 (en) 2014-12-12 2019-04-09 Visa International Service Association Automated access data provisioning
CA2967437A1 (en) 2014-12-12 2016-06-16 Visa International Service Association Provisioning platform for machine-to-machine devices
US9985699B1 (en) 2014-12-16 2018-05-29 Blazer and Flip Flops, Inc. NFC center
US10262318B1 (en) 2014-12-17 2019-04-16 Blazer and Flip Flops, Inc. Eligibility verification for real-time offers
US10580011B1 (en) 2014-12-17 2020-03-03 Blazer and Flip Flops, Inc. NFC-based options selection
US11062375B1 (en) 2014-12-17 2021-07-13 Blazer and Flip Flops, Inc. Automatic shopping based on historical data
US10679207B1 (en) 2014-12-17 2020-06-09 Blazer and Flip Flops, Inc. Bill splitting and account delegation for NFC
US10262311B1 (en) 2014-12-17 2019-04-16 Blazer and Flip Flops, Inc. NFC-based payments tagging
US10423976B2 (en) * 2014-12-29 2019-09-24 Comenity Llc Collecting and analyzing data for targeted offers
US10157397B2 (en) * 2014-12-29 2018-12-18 Comenity Llc Collecting and analyzing data from a mobile device
US10187363B2 (en) 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment
US11354651B2 (en) 2015-01-19 2022-06-07 Royal Bank Of Canada System and method for location-based token transaction processing
WO2016115620A1 (en) * 2015-01-19 2016-07-28 Royal Bank Of Canada Secure processing of electronic payments
US10096009B2 (en) 2015-01-20 2018-10-09 Visa International Service Association Secure payment processing using authorization request
US11250391B2 (en) 2015-01-30 2022-02-15 Visa International Service Association Token check offline
WO2016126729A1 (en) 2015-02-03 2016-08-11 Visa International Service Association Validation identity tokens for transactions
US10977657B2 (en) 2015-02-09 2021-04-13 Visa International Service Association Token processing utilizing multiple authorizations
US9588738B2 (en) 2015-02-16 2017-03-07 International Business Machines Corporation Supporting software application developers to iteratively refine requirements for web application programming interfaces
CN107251595B (zh) * 2015-02-17 2021-04-20 维萨国际服务协会 用户和移动装置的安全认证
US10164996B2 (en) 2015-03-12 2018-12-25 Visa International Service Association Methods and systems for providing a low value token buffer
US11429975B1 (en) 2015-03-27 2022-08-30 Wells Fargo Bank, N.A. Token management system
CN112422629A (zh) * 2015-04-09 2021-02-26 欧姆龙株式会社 嵌入式服务器的支持上网的接口
US10333921B2 (en) 2015-04-10 2019-06-25 Visa International Service Association Browser integration with Cryptogram
US9998978B2 (en) 2015-04-16 2018-06-12 Visa International Service Association Systems and methods for processing dormant virtual access devices
US10552834B2 (en) 2015-04-30 2020-02-04 Visa International Service Association Tokenization capable authentication framework
CA2991073A1 (en) * 2015-07-02 2017-01-05 Royal Bank Of Canada Secure processing of electronic payments
US11599879B2 (en) 2015-07-02 2023-03-07 Royal Bank Of Canada Processing of electronic transactions
US11170364B1 (en) 2015-07-31 2021-11-09 Wells Fargo Bank, N.A. Connected payment card systems and methods
US10169775B2 (en) 2015-08-03 2019-01-01 Comenity Llc Mobile credit acquisition
CN105184153B (zh) * 2015-08-26 2018-10-02 北京元心科技有限公司 智能终端及其基于多级容器的应用程序运行方法
US10664457B2 (en) 2015-09-30 2020-05-26 Bank Of America Corporation System for real-time data structuring and storage
US10755344B2 (en) * 2015-09-30 2020-08-25 Bank Of America Corporation System framework processor for channel contacts
RU2018117661A (ru) 2015-10-15 2019-11-18 Виза Интернэшнл Сервис Ассосиэйшн Система мгновенной выдачи маркеров
CN105516975B (zh) * 2015-11-26 2019-05-07 上海科勒电子科技有限公司 无线连接的方法、主设备、从设备及系统
EP3910908B1 (en) 2015-12-04 2024-04-17 Visa International Service Association Unique code for token verification
FR3045877B1 (fr) * 2015-12-22 2018-07-27 Idemia France Procede d'authentification
US10853796B1 (en) 2015-12-22 2020-12-01 United Services Automobile Association (Usaa) Automated application workflows based on signal detection
US10091230B1 (en) * 2015-12-28 2018-10-02 EMC IP Holding Company LLC Aggregating identity data from multiple sources for user controlled distribution to trusted risk engines
CA3009659C (en) * 2016-01-07 2022-12-13 Visa International Service Association Systems and methods for device push provisioning
US11120299B2 (en) 2016-01-27 2021-09-14 Microsoft Technology Licensing, Llc Installation and operation of different processes of an AI engine adapted to different configurations of hardware located on-premises and in hybrid environments
US11868896B2 (en) 2016-01-27 2024-01-09 Microsoft Technology Licensing, Llc Interface for working with simulations on premises
US10733531B2 (en) 2016-01-27 2020-08-04 Bonsai AI, Inc. Artificial intelligence engine having an architect module
US11775850B2 (en) 2016-01-27 2023-10-03 Microsoft Technology Licensing, Llc Artificial intelligence engine having various algorithms to build different concepts contained within a same AI model
US11841789B2 (en) 2016-01-27 2023-12-12 Microsoft Technology Licensing, Llc Visual aids for debugging
US11107071B2 (en) 2016-02-01 2021-08-31 Apple Inc. Validating online access to secure device functionality
EP3411846A4 (en) 2016-02-01 2018-12-12 Visa International Service Association Systems and methods for code display and use
US10509574B2 (en) * 2016-02-08 2019-12-17 Microsoft Technology Licensing, Llc Container credentialing by host
US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
US10438209B2 (en) * 2016-02-10 2019-10-08 Bank Of America Corporation System for secure routing of data to various networks from a process data network
US10679215B2 (en) 2016-02-22 2020-06-09 Bank Of America Corporation System for control of device identity and usage in a process data network
US10762504B2 (en) 2016-02-22 2020-09-01 Bank Of America Corporation System for external secure access to process data network
US10636033B2 (en) 2016-02-22 2020-04-28 Bank Of America Corporation System for routing of process authorizations and settlement to a user in a process data network
US10607285B2 (en) 2016-02-22 2020-03-31 Bank Of America Corporation System for managing serializability of resource transfers in a process data network
US20170278127A1 (en) 2016-03-28 2017-09-28 Codebroker, Llc Validating digital content presented on a mobile device
US10313321B2 (en) 2016-04-07 2019-06-04 Visa International Service Association Tokenization of co-network accounts
US20170300897A1 (en) * 2016-04-14 2017-10-19 American Express Travel Related Services Company, Inc. Systems and Methods for an Electronic Wallet Payment Tool
RU2018136099A (ru) * 2016-04-15 2020-05-15 Виза Интернешнл Сервис Ассосиэйшн Система и способ безопасных платежей через веб-сайт
AU2016403734B2 (en) 2016-04-19 2022-11-17 Visa International Service Association Systems and methods for performing push transactions
US10769599B2 (en) * 2016-05-09 2020-09-08 Vadim Sobolevski Method for conducting monetary and financial transactions by treating amounts as collections of distinct units of account
US10149160B2 (en) 2016-05-11 2018-12-04 Bank Of America Corporation Recognizing and authenticating mobile devices based on unique cross-channel bindings
US10643212B2 (en) 2016-05-15 2020-05-05 Bank Of America Corporation Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
US10666654B2 (en) 2016-05-15 2020-05-26 Bank Of America Corporation Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication
US11250424B2 (en) 2016-05-19 2022-02-15 Visa International Service Association Systems and methods for creating subtokens using primary tokens
KR101826960B1 (ko) * 2016-05-31 2018-03-22 주식회사 하렉스인포텍 모바일 결제 방법 및 그 장치
US10291604B2 (en) 2016-06-03 2019-05-14 Docusign, Inc. Universal access to document transaction platform
EP3466017B1 (en) 2016-06-03 2021-05-19 Visa International Service Association Subtoken management system for connected devices
US10158628B2 (en) 2016-06-08 2018-12-18 Bank Of America Corporation Preventing unauthorized access to secured information systems based on contextual login information
DE102016110939B3 (de) * 2016-06-15 2017-10-05 Phoenix Contact Gmbh & Co. Kg Datenorganisationsverfahren und Entwicklungsumgebungssystem
US11068899B2 (en) 2016-06-17 2021-07-20 Visa International Service Association Token aggregation for multi-party transactions
US10158629B2 (en) 2016-06-20 2018-12-18 Bank Of America Corporation Preventing unauthorized access to secured information systems using multi-device authentication techniques
CA3021357A1 (en) 2016-06-24 2017-12-28 Visa International Service Association Unique token authentication cryptogram
US10992679B1 (en) 2016-07-01 2021-04-27 Wells Fargo Bank, N.A. Access control tower
US11886611B1 (en) 2016-07-01 2024-01-30 Wells Fargo Bank, N.A. Control tower for virtual rewards currency
US12130937B1 (en) 2016-07-01 2024-10-29 Wells Fargo Bank, N.A. Control tower for prospective transactions
US11386223B1 (en) 2016-07-01 2022-07-12 Wells Fargo Bank, N.A. Access control tower
US11935020B1 (en) 2016-07-01 2024-03-19 Wells Fargo Bank, N.A. Control tower for prospective transactions
WO2018013431A2 (en) 2016-07-11 2018-01-18 Visa International Service Association Encryption key exchange process using access device
US9948738B2 (en) * 2016-07-11 2018-04-17 KAV Enterprise, Inc. Real-time data acquisition using peer-to-peer technologies
US10467623B2 (en) 2016-07-13 2019-11-05 Visa International Service Association Electronic system hardware for secure payments for vehicles
CN116739570A (zh) 2016-07-19 2023-09-12 维萨国际服务协会 分发令牌和管理令牌关系的方法
US10395235B2 (en) 2016-08-12 2019-08-27 International Business Machines Corporation Smart mobile application for E-commerce applications
US20180053172A1 (en) * 2016-08-18 2018-02-22 Comenity Llc Seamless integration of financial information within a mobile retail application framework
US10402796B2 (en) 2016-08-29 2019-09-03 Bank Of America Corporation Application life-cycle transition record recreation system
US10264101B2 (en) * 2016-09-08 2019-04-16 Sap Se Application dependency monitoring for cloud applications
US10509779B2 (en) 2016-09-14 2019-12-17 Visa International Service Association Self-cleaning token vault
US11074584B2 (en) * 2016-09-23 2021-07-27 Raise Marketplace, Llc Authorizing exchange item redemption in an exchange item marketplace network
CN117009946A (zh) 2016-11-28 2023-11-07 维萨国际服务协会 供应到应用程序的访问标识符
CN106603636B (zh) * 2016-11-29 2020-05-26 中国银联股份有限公司 一种差错交易的标准化方法及装置
US10482034B2 (en) * 2016-11-29 2019-11-19 Microsoft Technology Licensing, Llc Remote attestation model for secure memory applications
WO2018101243A1 (ja) * 2016-11-30 2018-06-07 日本電気株式会社 通信装置、通信方法、プログラム
US10515353B2 (en) 2016-12-29 2019-12-24 Paypal, Inc. Electronic identification and authentication system
TWI623897B (zh) * 2017-01-26 2018-05-11 Mobile device remote one-time verification payment method
US10461939B2 (en) 2017-02-08 2019-10-29 Ca, Inc. Secure device registration for multi-factor authentication
US11361300B1 (en) 2017-02-14 2022-06-14 Wells Fargo Bank, N.A. Mobile wallet bundled features
US10915899B2 (en) 2017-03-17 2021-02-09 Visa International Service Association Replacing token on a multi-token user device
US10516565B2 (en) * 2017-04-18 2019-12-24 Servicenow, Inc. Transformation and transmission of event messages
US11556936B1 (en) * 2017-04-25 2023-01-17 Wells Fargo Bank, N.A. System and method for card control
US10902418B2 (en) 2017-05-02 2021-01-26 Visa International Service Association System and method using interaction token
US11494765B2 (en) 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
US11170435B2 (en) * 2017-05-16 2021-11-09 Catalina Marketing Corporation Offer personalization engine for targeted marketing of branded consumer packaged goods
US11270383B1 (en) 2017-05-24 2022-03-08 State Farm Mutual Automobile Insurance Company Blockchain subrogation claims with arbitration
US10678735B2 (en) * 2017-06-27 2020-06-09 Vmware, Inc. Asynchronous channel based bus architecture enabling decoupled services
US10740273B2 (en) * 2017-06-27 2020-08-11 Vmware, Inc. Schema to ensure payload validity for communications on an asynchronous channel based bus
US10579577B2 (en) 2017-06-27 2020-03-03 Vmware, Inc. Bridge and asynchronous channel based bus to provide UI-to-UI asynchronous communication
US20240037555A1 (en) * 2017-06-27 2024-02-01 Wells Fargo Bank, N.A. Payment ownership validation
US10387129B2 (en) * 2017-06-29 2019-08-20 General Electric Company Deployment of environment-agnostic services
CN109240676A (zh) * 2017-07-04 2019-01-18 台湾大数据分析股份有限公司 以可视化组件建立交易策略的方法及其系统
US11062388B1 (en) 2017-07-06 2021-07-13 Wells Fargo Bank, N.A Data control tower
SG11202000243VA (en) 2017-07-13 2020-02-27 Softbank Corp Cross network authentication method and system
US10491389B2 (en) 2017-07-14 2019-11-26 Visa International Service Association Token provisioning utilizing a secure authentication system
US10929841B1 (en) * 2017-07-17 2021-02-23 Wells Fargo Bank, N.A. Systems and methods for providing an adaptable mobile wallet with sub-wallets
US11574359B1 (en) 2017-07-25 2023-02-07 Wells Fargo Bank, N.A. Interactive banking using multiple checking accounts
CN107608798A (zh) * 2017-08-04 2018-01-19 阿里巴巴集团控股有限公司 一种业务处理方法及设备
WO2019043550A1 (en) * 2017-08-28 2019-03-07 Fireid Inc SYSTEM AND METHOD FOR EXECUTING A FINANCIAL TRANSACTION
US11416942B1 (en) 2017-09-06 2022-08-16 State Farm Mutual Automobile Insurance Company Using a distributed ledger to determine fault in subrogation
CN109460373B (zh) * 2017-09-06 2022-08-26 阿里巴巴集团控股有限公司 一种数据共享方法、终端设备和存储介质
US10891694B1 (en) * 2017-09-06 2021-01-12 State Farm Mutual Automobile Insurance Company Using vehicle mode for subrogation on a distributed ledger
US10872381B1 (en) 2017-09-06 2020-12-22 State Farm Mutual Automobile Insurance Company Evidence oracles
US11386498B1 (en) 2017-09-06 2022-07-12 State Farm Mutual Automobile Insurance Company Using historical data for subrogation on a distributed ledger
US10826890B2 (en) 2017-10-06 2020-11-03 Bank Of America Corporation Multi-level authentication system with persistent integration platform
US11503015B2 (en) 2017-10-12 2022-11-15 Mx Technologies, Inc. Aggregation platform portal for displaying and updating data for third-party service providers
US11379808B2 (en) * 2017-10-24 2022-07-05 Spotify Ab System and method for use of prepare-proceed workflow to orchestrate operations associated with a media content environment
US11715099B2 (en) * 2017-12-20 2023-08-01 Mastercard International Incorporated Method and system for trust-based payments via blockchain
US20190197518A1 (en) * 2017-12-22 2019-06-27 Mastercard Asia/Pacific Pte. Ltd. System and method using stored value tokens
CN108399543B (zh) * 2018-01-23 2020-09-04 阿里巴巴集团控股有限公司 支付卡的绑定方法、信任评估方法、装置和电子设备
US11356257B2 (en) 2018-03-07 2022-06-07 Visa International Service Association Secure remote token release with online authentication
US11847241B1 (en) * 2018-04-20 2023-12-19 Amazon Technologies, Inc. Management of service permissions
CN108682088A (zh) * 2018-05-14 2018-10-19 平安科技（深圳）有限公司 基于atm的跨境异常交易的确定方法及装置
CN108830589A (zh) * 2018-05-17 2018-11-16 郑州升达经贸管理学院 一种移动安全金融终端及其金融交易方法
GB2575016B (en) * 2018-06-13 2020-10-14 Arm Ip Ltd A technique for authenticating data transmitted over a cellular network
US11256789B2 (en) 2018-06-18 2022-02-22 Visa International Service Association Recurring token transactions
US11727389B2 (en) 2018-06-18 2023-08-15 Jpmorgan Chase Bank, N.A. Systems and methods for managing third party tokens and transactions across issuer ecosystems
CN112368729B (zh) 2018-07-03 2024-06-04 维萨国际服务协会 令牌状态同步
US11474801B1 (en) * 2018-09-26 2022-10-18 Amazon Technologies, Inc. Automatic application installation based on proximity detection
WO2020076854A2 (en) 2018-10-08 2020-04-16 Visa International Service Association Techniques for token proximity transactions
CN111049870B (zh) * 2018-10-15 2022-07-22 华为技术有限公司 应用下载和发送的方法、装置及系统
US11190518B1 (en) 2018-10-24 2021-11-30 Wells Fargo Bank, N.A. Multi-domain management system
US11449872B2 (en) * 2018-11-21 2022-09-20 Synchrony Bank Single entry combined functionality
CN115660680A (zh) 2019-01-09 2023-01-31 维萨国际服务协会 用于网络绑定代理重新加密和pin转换的方法、系统和计算机程序产品
CN110020851B (zh) * 2019-04-11 2020-08-04 重庆猪八戒知识产权服务有限公司 一种支付环境监测方法、系统、终端及介质
CN111861451B (zh) * 2019-04-25 2024-06-18 刘永乐 离线交易的方法、客户端设备及pos机
SG11202108626QA (en) 2019-05-17 2021-09-29 Visa Int Service Ass Virtual access credential interaction system and method
US20200364354A1 (en) * 2019-05-17 2020-11-19 Microsoft Technology Licensing, Llc Mitigation of ransomware in integrated, isolated applications
US11769132B1 (en) 2019-05-22 2023-09-26 Wells Fargo Bank, N.A. P2P payments via integrated 3rd party APIs
FR3097672A1 (fr) * 2019-06-21 2020-12-25 Aava Mobile Sas Système d’applications de service pour terminaux de paiement
US11394627B1 (en) 2019-07-31 2022-07-19 Express Scripts Strategie Development, Inc. Systems and methods for monitoring inter-application communications in complex computing ecosystems
US11509642B2 (en) * 2019-08-21 2022-11-22 Truist Bank Location-based mobile device authentication
US11616814B2 (en) * 2019-09-30 2023-03-28 Thinkrite, Inc. Data privacy in screen sharing during a web conference
US11328294B2 (en) * 2019-11-14 2022-05-10 Horus Foster, Inc. Anonymous peer-to-peer near-field communication system
US11893570B1 (en) * 2019-11-22 2024-02-06 United Services Automobile Association (Usaa) Token based demand and remand system
CN111083042B (zh) * 2019-12-17 2021-11-30 北京每日优鲜电子商务有限公司 模板消息的推送方法、装置、设备及存储介质
US11587075B2 (en) * 2019-12-18 2023-02-21 Visa International Service Association Method, system, and computer program product for dynamically ensuring SDK integrity
SG10201912999VA (en) * 2019-12-23 2020-09-29 Islamic Res And Training Institute Method and System for Transaction Validation in a Distributed Computing System
US12118536B2 (en) * 2020-03-04 2024-10-15 Jpmorgan Chase Bank, N.A. Systems and methods for card tokenization via API
GB202005272D0 (en) * 2020-04-09 2020-05-27 Grypp Corp Ltd Interactive Computing Resource
US11449861B2 (en) * 2020-06-08 2022-09-20 Worldpay, Llc Systems and methods for executing ecommerce guest checkout transactions
US11615206B2 (en) 2020-07-22 2023-03-28 Mastercard International Incorporated Systems and methods for tokenization of personally identifiable information (PII)
US11429749B2 (en) 2020-07-22 2022-08-30 Mastercard International Incorporated Systems and methods for tokenization of personally identifiable information (PII) and personal health information (PHI)
US11593255B2 (en) 2020-07-31 2023-02-28 Bank Of America Corporation Mobile log heatmap-based auto testcase generation
WO2022043967A1 (en) * 2020-08-31 2022-03-03 Jio Platforms Limited System and method for enabling a sim card as a micro-platform
US10992606B1 (en) 2020-09-04 2021-04-27 Wells Fargo Bank, N.A. Synchronous interfacing with unaffiliated networked systems to alter functionality of sets of electronic assets
US11544695B2 (en) 2020-09-10 2023-01-03 Block, Inc. Transaction identification by comparison of merchant transaction data and context data
US11055692B1 (en) * 2020-09-10 2021-07-06 Square, Inc. Application integration for contactless payments
US11062253B1 (en) 2020-10-14 2021-07-13 Coupang Corp. Centralized status monitoring in a multidomain network
US11977611B2 (en) 2020-10-20 2024-05-07 Mastercard International Incorporated Digital rights management platform
CN112465448B (zh) * 2020-11-11 2023-07-07 中国人民大学 基于区块链的跨组织工作流运行方法及系统
CN112256606A (zh) * 2020-11-13 2021-01-22 恩亿科(北京)数据科技有限公司 多应用方任务的处理方法、集线器、电子设备及存储介质
US11546338B1 (en) 2021-01-05 2023-01-03 Wells Fargo Bank, N.A. Digital account controls portal and protocols for federated and non-federated systems and devices
CN113190362B (zh) * 2021-04-22 2022-12-27 北京达佳互联信息技术有限公司 服务调用方法、装置、计算机设备及存储介质
US11282174B1 (en) * 2021-06-23 2022-03-22 Phinge Corporation System and method of providing privacy by blurring images of people in unauthorized photos and videos
US11232514B1 (en) 2021-06-23 2022-01-25 Phinge Corporation System and method of providing auctions and real-time bidding for users of platforms operating on a rewards-based, universal, integrated code base
EP4123536A1 (en) * 2021-07-22 2023-01-25 Deutsche Telekom AG Method and system for configuring a mobile point-of-sales application
US20230136230A1 (en) * 2021-11-01 2023-05-04 Walmart Apollo, Llc Access token conversion
US20230281598A1 (en) * 2022-03-04 2023-09-07 Paypal, Inc. Interface widget tool for automatic qr code generation and display without application launching
US20230333908A1 (en) * 2022-04-15 2023-10-19 Dell Products L.P. Method and system for managing resource buffers in a distributed multi-tiered computing environment
US20240143347A1 (en) * 2022-10-31 2024-05-02 Bitdrift, Inc. Systems and methods for encoding and rendering generic visualizations of a gui of a client application

Family Cites Families (351)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3999050A (en) 1975-10-10 1976-12-21 Pitroda Satyan G Electronic diary
US4238854A (en) 1977-12-05 1980-12-09 International Business Machines Corporation Cryptographic file security for single domain networks
US4227253A (en) 1977-12-05 1980-10-07 International Business Machines Corporation Cryptographic communication security for multiple domain networks
US4302810A (en) 1979-12-28 1981-11-24 International Business Machines Corporation Method and apparatus for secure message transmission for use in electronic funds transfer systems
WO1983004327A1 (en) 1982-05-21 1983-12-08 Satyan Gangaram Pitroda System with remote computer data entry device, associated apparatus and method of using same
DE3906349A1 (de) 1989-03-01 1990-09-13 Hartmut Hennige Verfahren und vorrichtung zur vereinfachung des gebrauchs einer vielzahl von kreditkarten u. dgl.
US5955961A (en) 1991-12-09 1999-09-21 Wallerstein; Robert S. Programmable transaction card
US5283731A (en) 1992-01-19 1994-02-01 Ec Corporation Computer-based classified ad system and method
NZ250926A (en) 1993-02-23 1996-11-26 Moore Business Forms Inc Relational database: product, consumer and transactional data for retail shopping targeting
US5794207A (en) 1996-09-04 1998-08-11 Walker Asset Management Limited Partnership Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers
US6145739A (en) 1993-10-26 2000-11-14 Intellect Australia Pty Ltd. System and method for performing transactions and an intelligent device therefor
US5578808A (en) 1993-12-22 1996-11-26 Datamark Services, Inc. Data card that can be used for transactions involving separate card issuers
US6142368A (en) 1994-03-03 2000-11-07 Busch Entertainment Corporation Prepayment wristband and computer debit system
US6925439B1 (en) 1994-06-20 2005-08-02 C-Sam, Inc. Device, system and methods of conducting paperless transactions
US5590038A (en) 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
CN1869997A (zh) 1995-02-13 2006-11-29 英特特拉斯特技术公司 用于安全交易管理和电子权利保护的系统和方法
FI99071C (fi) 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin
IL113259A (en) 1995-04-05 2001-03-19 Diversinet Corp A device and method for a secure interface for secure communication and data transfer
SE506506C2 (sv) 1995-04-11 1997-12-22 Au System Elektronisk transaktionsterminal, telekommunikationssystem innefattande en elektronisk transaktionsterminal, smart kort som elektronisk transaktionsterminal samt metod för överföring av elektroniska krediter
US5546523A (en) 1995-04-13 1996-08-13 Gatto; James G. Electronic fund transfer system
US5859419A (en) 1995-09-28 1999-01-12 Sol H. Wynn Programmable multiple company credit card system
US5796832A (en) 1995-11-13 1998-08-18 Transaction Technology, Inc. Wireless transaction and information system
US5671279A (en) 1995-11-13 1997-09-23 Netscape Communications Corporation Electronic commerce using a secure courier system
CH690048A5 (fr) 1995-11-28 2000-03-31 C Sam S A En Formation C O Jue Dispositif de sécurité commandant l'accès à un ordinateur ou à un terminal de réseau.
US6279112B1 (en) 1996-10-29 2001-08-21 Open Market, Inc. Controlled transfer of information in computer networks
GB9603582D0 (en) 1996-02-20 1996-04-17 Hewlett Packard Co Method of accessing service resource items that are for use in a telecommunications system
US5794210A (en) 1995-12-11 1998-08-11 Cybergold, Inc. Attention brokerage
US5943423A (en) 1995-12-15 1999-08-24 Entegrity Solutions Corporation Smart token system for secure electronic transactions and identification
US5761306A (en) 1996-02-22 1998-06-02 Visa International Service Association Key replacement in a public key cryptosystem
JPH09231466A (ja) 1996-02-28 1997-09-05 Hitachi Ltd 携帯用ｉｃカード用端末
US5815657A (en) 1996-04-26 1998-09-29 Verifone, Inc. System, method and article of manufacture for network electronic authorization utilizing an authorization instrument
US5940807A (en) 1996-05-24 1999-08-17 Purcell; Daniel S. Automated and independently accessible inventory information exchange system
US5812668A (en) 1996-06-17 1998-09-22 Verifone, Inc. System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture
US7287271B1 (en) 1997-04-08 2007-10-23 Visto Corporation System and method for enabling secure access to services in a computer network
US5987611A (en) 1996-12-31 1999-11-16 Zone Labs, Inc. System and methodology for managing internet access on a per application basis for client computers connected to the internet
US7039802B1 (en) 1997-06-06 2006-05-02 Thomson Licensing Conditional access system for set-top boxes
US6085976A (en) 1998-05-22 2000-07-11 Sehr; Richard P. Travel system and methods utilizing multi-application passenger cards
US6078888A (en) 1997-07-16 2000-06-20 Gilbarco Inc. Cryptography security for remote dispenser transactions
US6016476A (en) 1997-08-11 2000-01-18 International Business Machines Corporation Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
US6377993B1 (en) 1997-09-26 2002-04-23 Mci Worldcom, Inc. Integrated proxy interface for web based data management reports
US6061692A (en) 1997-11-04 2000-05-09 Microsoft Corporation System and method for administering a meta database as an integral component of an information server
EP0917119A3 (en) 1997-11-12 2001-01-10 Citicorp Development Center, Inc. Distributed network based electronic wallet
KR100853494B1 (ko) 1997-12-02 2008-08-22 캐시 테크졸로지 인코포레이티드 다거래 네트워크 구조
US7167711B1 (en) 1997-12-23 2007-01-23 Openwave Systems Inc. System and method for controlling financial transactions over a wireless network
WO1999034314A1 (en) 1997-12-30 1999-07-08 Pitroda Satyan G Universal electronic communications card
US6357665B1 (en) 1998-01-22 2002-03-19 Mondex International Limited Configuration of IC card
US6513117B2 (en) 1998-03-04 2003-01-28 Gemstar Development Corporation Certificate handling for digital rights management system
US6505773B1 (en) 1998-04-03 2003-01-14 International Business Machines Corporation Authenticated electronic coupon issuing and redemption
US8496168B1 (en) 1998-04-17 2013-07-30 Diebold Self-Service Systems Division Of Diebold, Incorporated Banking system controlled responsive to data bearing records
US6233341B1 (en) 1998-05-19 2001-05-15 Visto Corporation System and method for installing and using a temporary certificate at a remote site
US7216091B1 (en) 1998-06-26 2007-05-08 American Express Travel Related Services Company, Inc. Stored value transaction system including an integrated database server
US5979797A (en) 1998-08-14 1999-11-09 Castellano; Michael A. Handheld pressurized hopper gun and method
US6250557B1 (en) 1998-08-25 2001-06-26 Telefonaktiebolaget Lm Ericsson (Publ) Methods and arrangements for a smart card wallet and uses thereof
US6343279B1 (en) 1998-08-26 2002-01-29 American Management Systems, Inc. System integrating credit card transactions into a financial management system
US6738749B1 (en) 1998-09-09 2004-05-18 Ncr Corporation Methods and apparatus for creating and storing secure customer receipts on smart cards
US7827057B1 (en) 1998-10-05 2010-11-02 Walker Digital, Llc Method and apparatus for providing cross-benefits based on a customer activity
US6141653A (en) 1998-11-16 2000-10-31 Tradeaccess Inc System for interative, multivariate negotiations over a network
EP1006469A1 (en) 1998-12-02 2000-06-07 Koninklijke KPN N.V. System for secure transactions
US6859212B2 (en) 1998-12-08 2005-02-22 Yodlee.Com, Inc. Interactive transaction center interface
US6510236B1 (en) 1998-12-11 2003-01-21 International Business Machines Corporation Authentication framework for managing authentication requests from multiple authentication devices
US6577861B2 (en) 1998-12-14 2003-06-10 Fujitsu Limited Electronic shopping system utilizing a program downloadable wireless telephone
JP2000184085A (ja) 1998-12-18 2000-06-30 Fujitsu Ltd 携帯機器、携帯端末用アタッチメント及び携帯機器を用いたシステム
FR2788914B1 (fr) 1999-01-22 2001-03-23 Sfr Sa Procede d'authentification, avec etablissement d'un canal securise, entre un abonne et un fournisseur de services accessible via un operateur de telecommunication
US6622015B1 (en) 1999-01-29 2003-09-16 International Business Machines Method and apparatus for using electronic documents within a smart phone
US20040083184A1 (en) 1999-04-19 2004-04-29 First Data Corporation Anonymous card transactions
JP4342736B2 (ja) 1999-04-30 2009-10-14 富士通株式会社 自動預金支払装置
US7366682B1 (en) 1999-05-07 2008-04-29 E.Piphany, Inc. System, method, and code for providing promotions in a network environment
US6167396A (en) 1999-05-12 2000-12-26 Knosys, Inc. Method and apparatus for navigating and displaying data points stored in a multidimensional database
US7158948B1 (en) 1999-06-10 2007-01-02 International Business Machines Corporation Method and apparatus for encoding transactions for goods and services using an e-receipt
US6760752B1 (en) 1999-06-28 2004-07-06 Zix Corporation Secure transmission system
US6675153B1 (en) 1999-07-06 2004-01-06 Zix Corporation Transaction authorization system
US7330826B1 (en) 1999-07-09 2008-02-12 Perfect.Com, Inc. Method, system and business model for a buyer's auction with near perfect information using the internet
US7308426B1 (en) 1999-08-11 2007-12-11 C-Sam, Inc. System and methods for servicing electronic transactions
US7028891B2 (en) 1999-08-19 2006-04-18 E2Interactive, Inc. System and method for confirming transaction or billing communications
US6993747B1 (en) 1999-08-30 2006-01-31 Empirix Inc. Method and system for web based software object testing
US7953671B2 (en) 1999-08-31 2011-05-31 American Express Travel Related Services Company, Inc. Methods and apparatus for conducting electronic transactions
JP4550341B2 (ja) 1999-09-16 2010-09-22 パナソニック株式会社 通信端末および通信方法
FR2800220B1 (fr) 1999-10-26 2002-02-15 France Telecom Procede de transaction electronique securisee
US7630986B1 (en) 1999-10-27 2009-12-08 Pinpoint, Incorporated Secure data interchange
US6611869B1 (en) 1999-10-28 2003-08-26 Networks Associates, Inc. System and method for providing trustworthy network security concern communication in an active security management environment
EP1096755A1 (en) 1999-10-28 2001-05-02 Alcatel Method to provide information in an internet telecommunication network
US20030154135A1 (en) 1999-11-05 2003-08-14 Covington Robert D. Interactive in-store/in-mall and on-line shopping system and method
US6705520B1 (en) 1999-11-15 2004-03-16 Satyan G. Pitroda Point of sale adapter for electronic transaction device
WO2001037200A1 (en) 1999-11-15 2001-05-25 C-Sam, Inc. Point of sale and display adapter for electronic transaction device
EP1238355A4 (en) 1999-11-30 2006-08-16 David Russell METHODS, SYSTEMS AND APPARATUS FOR SECURE INTERACTIONS
FR2806183B1 (fr) 1999-12-01 2006-09-01 Cartesis S A Dispositif et procede pour la consolidation instantanee, l'enrichissement et le "reporting" ou remontee d'information dans une base de donnees multidimensionnelle
AU2105001A (en) 1999-12-15 2001-06-25 E-Scoring, Inc. Systems and methods for providing consumers anonymous pre-approved offers from aconsumer-selected group of merchants
US7139729B2 (en) 1999-12-20 2006-11-21 Jacques Nault Financial statement module
US6948063B1 (en) 1999-12-23 2005-09-20 Checkfree Corporation Securing electronic transactions over public networks
US20010007983A1 (en) 1999-12-28 2001-07-12 Lee Jong-Ii Method and system for transaction of electronic money with a mobile communication unit as an electronic wallet
KR100314174B1 (ko) 1999-12-28 2001-11-16 이종일 이동 통신 단말기를 이용한 전자 화폐 운용 방법 및 시스템
AU2001227435A1 (en) 2000-01-14 2001-07-24 Sony Electronics Inc. Secure electronic commerce system
DE60015709T2 (de) * 2000-01-19 2005-11-10 Hewlett-Packard Development Co., L.P., Houston Sicherheitspolitik, die auf eine Gemeinschaftsdaten-Sicherheitsarchitektur angewendet wird
US20020111907A1 (en) 2000-01-26 2002-08-15 Ling Marvin T. Systems and methods for conducting electronic commerce transactions requiring micropayment
US20030093414A1 (en) 2000-11-14 2003-05-15 Steve Litzow System and method for dynamic price setting and facilitation of commercial transactions
WO2001059727A2 (en) 2000-02-09 2001-08-16 Internetcash.Com Method and system for making anonymous electronic payments on the world wide web
AU2001241609A1 (en) 2000-02-23 2001-09-03 Capital One Financial Corporation Systems and methods for providing anonymous financial transactions
US20020029207A1 (en) 2000-02-28 2002-03-07 Hyperroll, Inc. Data aggregation server for managing a multi-dimensional database and database management system having data aggregation server integrated therein
US20010045451A1 (en) 2000-02-28 2001-11-29 Tan Warren Yung-Hang Method and system for token-based authentication
US7140036B2 (en) 2000-03-06 2006-11-21 Cardinalcommerce Corporation Centralized identity authentication for electronic communication networks
AU2001222939A1 (en) 2000-03-06 2001-09-17 Theodore V Benderev On-line survey method
WO2001067355A2 (en) 2000-03-07 2001-09-13 American Express Travel Related Services Company, Inc. System for facilitating a transaction
US6999943B1 (en) 2000-03-10 2006-02-14 Doublecredit.Com, Inc. Routing methods and systems for increasing payment transaction volume and profitability
KR100506913B1 (ko) 2000-03-14 2005-08-10 주식회사 올앳 익명성을 갖는 대표지불수단을 이용한 전자 지불 시스템및 그방법
IL135150A0 (en) 2000-03-17 2001-05-20 Avner Geller A method and a system for secured identification of user's identity
CA2403737C (en) 2000-03-21 2012-09-25 Ted R. Rittmaster System and process for distribution of information on a communication network
JP3904801B2 (ja) 2000-04-21 2007-04-11 富士通株式会社 入会審査のための処理システムおよび方法
US8244635B2 (en) 2000-04-25 2012-08-14 Yodlee.Com, Inc. System and method for syndicated collection, aggregation and delivery of personal data
US20020049622A1 (en) 2000-04-27 2002-04-25 Lettich Anthony R. Vertical systems and methods for providing shipping and logistics services, operations and products to an industry
US7822635B1 (en) 2000-04-28 2010-10-26 International Business Machines Corporation Managing consumer preferences with a portable data processing system
US8311927B2 (en) 2000-05-01 2012-11-13 Ndex Systems Inc. System and method for anonymously matching products or services with a consumer
WO2001086492A1 (en) 2000-05-05 2001-11-15 Abm Industries Pty. Ltd. End user to mobile service provider message exchange system based on proximity
US6922685B2 (en) 2000-05-22 2005-07-26 Mci, Inc. Method and system for managing partitioned data resources
JP2003534589A (ja) 2000-05-24 2003-11-18 エクスパートロン・グループ（プロプライエタリー）・リミテッド 認証システム及び方法
WO2001093172A1 (en) 2000-06-01 2001-12-06 C-Sam, Inc. Doctor service provider
US7010582B1 (en) 2000-06-26 2006-03-07 Entrust Limited Systems and methods providing interactions between multiple servers and an end use device
US20020046162A1 (en) 2000-06-28 2002-04-18 Hitachi, Ltd. Method and system for managing accounts receivable and payable and recording medium for storing program to realize the method
US20020169626A1 (en) 2000-07-07 2002-11-14 Walker Jay S. Method and apparatus for providing a reference
AU2001278879A1 (en) 2000-07-07 2002-02-05 Science Applications International Corporation A system or method for calling a vanity number using speech recognition
US7359880B2 (en) 2000-07-11 2008-04-15 Abel Luther C System and method for consumer control over card-based transactions
JP2002041842A (ja) 2000-07-25 2002-02-08 Fujitsu Ltd 商品売買のための電子的仲介サービスおよび価格決定
JP4552294B2 (ja) 2000-08-31 2010-09-29 ソニー株式会社 コンテンツ配信システム、コンテンツ配信方法、および情報処理装置、並びにプログラム提供媒体
JP2002073568A (ja) 2000-08-31 2002-03-12 Sony Corp 個人認証システムおよび個人認証方法、並びにプログラム提供媒体
US6941342B1 (en) 2000-09-08 2005-09-06 Fuji Xerox Co., Ltd. Method for generating conversation utterances to a remote listener in response to a quiet selection
DE10045924A1 (de) 2000-09-14 2002-04-04 Giesecke & Devrient Gmbh Verfahren zum Absichern einer Transaktion auf einem Computernetzwerk
US7155411B1 (en) 2000-09-28 2006-12-26 Microsoft Corporation Integrating payment accounts and an electronic wallet
US7136836B1 (en) 2000-09-29 2006-11-14 Sharp Kabushiki Kaisha Accounting and reconciliation system
US20020107730A1 (en) 2001-02-05 2002-08-08 Robert Bernstein Method and apparatus for identifying customers for delivery of promotional materials
US6789193B1 (en) 2000-10-27 2004-09-07 Pitney Bowes Inc. Method and system for authenticating a network user
US20020091646A1 (en) 2000-11-03 2002-07-11 Lake Lawrence L. Method and system for verifying the identity of on-line credit card purchasers through a proxy transaction
CA2361022A1 (en) 2000-11-03 2002-05-03 Charles Allan Armstrong Knowledge management system
JP4697911B2 (ja) * 2000-11-14 2011-06-08 大日本印刷株式会社 無線通信機能付きカード収納具
US7318049B2 (en) 2000-11-17 2008-01-08 Gregory Fx Iannacci System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling
AU2002220402A1 (en) 2000-11-21 2002-06-03 Margaret Hurley System and method for transmitting goods, remuneration, and information
WO2002042982A2 (en) 2000-11-27 2002-05-30 Nextworth, Inc. Anonymous transaction system
AU2001238037A1 (en) 2000-12-20 2002-07-01 Cd Card Ltd. Method and system for using optical data cards as portable secure unified platforms for performing a variety of secure on-line transactions
JPWO2002050731A1 (ja) 2000-12-21 2004-04-22 富士通株式会社 現金宅配システムおよび現金宅配方法
US7698161B2 (en) 2001-01-04 2010-04-13 True Choice Solutions, Inc. System to quantify consumer preferences
JP2002207427A (ja) 2001-01-10 2002-07-26 Sony Corp 公開鍵証明書発行システム、公開鍵証明書発行方法、および情報処理装置、情報記録媒体、並びにプログラム記憶媒体
US20060269061A1 (en) 2001-01-11 2006-11-30 Cardinalcommerce Corporation Mobile device and method for dispensing authentication codes
US6782375B2 (en) 2001-01-16 2004-08-24 Providian Bancorp Services Neural network based decision processor and method
US20020095331A1 (en) 2001-01-16 2002-07-18 Anas Osman Pay-for-results based marketing
US7366990B2 (en) 2001-01-19 2008-04-29 C-Sam, Inc. Method and system for managing user activities and information using a customized computer interface
US20070198432A1 (en) 2001-01-19 2007-08-23 Pitroda Satyan G Transactional services
WO2002061658A2 (en) 2001-01-30 2002-08-08 Personal Genie, Inc. System and method for matching consumers with products
EP1356680B1 (en) 2001-02-02 2013-05-22 Opentv, Inc. A method and apparatus for reformatting of content for display on interactive television
GB2372865B (en) 2001-03-02 2004-06-16 Nokia Mobile Phones Ltd Electronic transactions
US7516103B1 (en) 2001-03-09 2009-04-07 Whitefence, Inc. Method and apparatus for facilitating electronic acquisition and maintenance of goods and services via the internet
US7047405B2 (en) 2001-04-05 2006-05-16 Qualcomm, Inc. Method and apparatus for providing secure processing and data storage for a wireless communication device
WO2003038695A1 (en) 2001-03-28 2003-05-08 Vidius Inc. Method and system for creation, management and analysis of distribution syndicates
US7590570B2 (en) 2001-04-12 2009-09-15 Schlumberger Technology Corporation Method, apparatus and system for providing product advisory information for a web-based sales application
US20040098349A1 (en) 2001-09-06 2004-05-20 Michael Tolson Method and apparatus for a portable information account access agent
US7133662B2 (en) 2001-05-24 2006-11-07 International Business Machines Corporation Methods and apparatus for restricting access of a user using a cellular telephone
US20020179704A1 (en) 2001-06-05 2002-12-05 Ncr Corporation Enhanced digital wallet
US7263515B1 (en) 2001-06-18 2007-08-28 I2 Technologies Us, Inc. Content enhancement in an electronic marketplace
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US7096491B2 (en) * 2001-07-20 2006-08-22 Hewlett-Packard Development Company, L.P. Mobile code security architecture in an application service provider environment
US20030028470A1 (en) 2001-07-26 2003-02-06 International Business Machines Corporation Method for providing anonymous on-line transactions
GB2378010A (en) 2001-07-27 2003-01-29 Hewlett Packard Co Mulit-Domain authorisation and authentication
WO2003012717A1 (en) 2001-07-30 2003-02-13 C-Sam, Inc. System for distribution and use of virtual stored value cards
WO2003014867A2 (en) 2001-08-03 2003-02-20 John Allen Ananian Personalized interactive digital catalog profiling
MXPA04001463A (es) 2001-08-16 2005-04-29 Trans World New York Llc Sistema de muestreo, recomendacion y compra de medios de usuario personalizado utilizando base de datos de inventario en tiempo real.
CA2356823C (en) 2001-09-10 2010-05-11 Research In Motion Limited System and method for real time self-provisioning for a mobile communication device
US20030052865A1 (en) 2001-09-14 2003-03-20 Miller Mindy Lee Electronic display card
US7925878B2 (en) 2001-10-03 2011-04-12 Gemalto Sa System and method for creating a trusted network capable of facilitating secure open network transactions using batch credentials
US7373515B2 (en) 2001-10-09 2008-05-13 Wireless Key Identification Systems, Inc. Multi-factor authentication system
US20030078788A1 (en) 2001-10-18 2003-04-24 Lester Sussman System and method for sales leads prospecting automation
US20030084172A1 (en) 2001-10-29 2003-05-01 Sun Microsystem, Inc., A Delaware Corporation Identification and privacy in the World Wide Web
US20030084302A1 (en) 2001-10-29 2003-05-01 Sun Microsystems, Inc., A Delaware Corporation Portability and privacy with data communications network browsing
US20050256802A1 (en) 2001-11-14 2005-11-17 Dirk Ammermann Payment protocol and data transmission method and data transmission device for conducting payment transactions
KR100420265B1 (ko) 2001-11-15 2004-03-02 한국전자통신연구원 무선 인터넷 망간 접속 방법
US7184987B2 (en) 2001-11-30 2007-02-27 Alpha Omega Technology Inc. Internet-based system and method for facilitating commercial transactions between buyers and vendors
WO2003049364A1 (en) 2001-12-04 2003-06-12 Conceptm Company Limited System and method for facilitating electronic financial transactions using a mobile telecommunication device
US20030110133A1 (en) 2001-12-07 2003-06-12 Maritzen L. Michael Automated digital rights management and payment system with embedded content
WO2003058391A2 (en) 2001-12-26 2003-07-17 Vivotech, Inc. Wireless network micropayment financial transaction processing
US6726092B2 (en) 2001-12-28 2004-04-27 Interdigital Technology Corporation Portable device service payments by multiple means
EP1326192A1 (en) 2002-01-07 2003-07-09 S.W.I.F.T. sc E-commerce payment system
US20030149876A1 (en) 2002-02-01 2003-08-07 Secure Choice Llc Method and system for performing perfectly secure key exchange and authenticated messaging
US6732919B2 (en) 2002-02-19 2004-05-11 Hewlett-Packard Development Company, L.P. System and method for using a multiple-use credit card
US7366905B2 (en) 2002-02-28 2008-04-29 Nokia Corporation Method and system for user generated keys and certificates
US20030163739A1 (en) 2002-02-28 2003-08-28 Armington John Phillip Robust multi-factor authentication for secure application environments
US7240028B1 (en) 2002-03-15 2007-07-03 Microsoft Corporation Automated financial register reconciliation in a combined user interface
KR100412510B1 (ko) 2002-03-30 2004-01-07 한민규 이종 통신망을 이용한 인스턴트 로그인 사용자 인증 및결제 방법과 그 시스템
JP3678417B2 (ja) 2002-04-26 2005-08-03 正幸 糸井 個人認証方法及びシステム
KR20030090435A (ko) 2002-05-23 2003-11-28 에스케이 텔레콤주식회사 금융 거래 시스템 및 방법
US20040002878A1 (en) 2002-06-28 2004-01-01 International Business Machines Corporation Method and system for user-determined authentication in a federated environment
US8000682B2 (en) * 2002-07-15 2011-08-16 At&T Intellectual Property I, L.P. Apparatus and method for restricting access to data
US7280847B2 (en) 2002-07-26 2007-10-09 Way Systems Inc System and method for mobile transactions using the bearer independent protocol
US20040030887A1 (en) 2002-08-07 2004-02-12 Harrisville-Wolff Carol L. System and method for providing secure communications between clients and service providers
US7822688B2 (en) 2002-08-08 2010-10-26 Fujitsu Limited Wireless wallet
US7784684B2 (en) 2002-08-08 2010-08-31 Fujitsu Limited Wireless computer wallet for physical point of sale (POS) transactions
US20050246193A1 (en) 2002-08-30 2005-11-03 Navio Systems, Inc. Methods and apparatus for enabling transaction relating to digital assets
US20050044385A1 (en) * 2002-09-09 2005-02-24 John Holdsworth Systems and methods for secure authentication of electronic transactions
US20110202465A1 (en) 2002-11-24 2011-08-18 Ashraf Mashhour System and method for facilitating point of sale transactions with minimal transfer of sensitive data
US7533012B2 (en) 2002-12-13 2009-05-12 Sun Microsystems, Inc. Multi-user web simulator
FI117181B (fi) 2003-01-31 2006-07-14 Qitec Technology Group Oy Menetelmä ja järjestelmä käyttäjän identiteetin tunnistamiseksi
WO2004081756A2 (en) 2003-03-12 2004-09-23 Nationwide Mutual Insurance Co Trust governance framework
GB0308629D0 (en) * 2003-04-14 2003-05-21 Tagboard Ltd Payment apparatus and method
US7058619B2 (en) 2003-04-21 2006-06-06 International Business Machines Corporation Method, system and computer program product for facilitating digital certificate state change notification
US7937286B2 (en) 2003-06-10 2011-05-03 Citicorp Credit Services, Inc. System and method for analyzing marketing efforts
US20050021975A1 (en) 2003-06-16 2005-01-27 Gouping Liu Proxy based adaptive two factor authentication having automated enrollment
JP2007524275A (ja) 2003-06-17 2007-08-23 ビザ インターナショナル サービス アソシエーション 電子取引における安全なデータ交換のための方法およびシステム
ATE394748T1 (de) 2003-06-18 2008-05-15 Ericsson Telefon Ab L M Anordnung und verfahren in bezug auf ip- netzwerkzugang
US7483845B2 (en) 2003-06-24 2009-01-27 Nokia Corporation Methods, system, and computer readable medium for user data entry, at a terminal, for communication to a remote destination
US20050021488A1 (en) 2003-07-21 2005-01-27 Rakesh Agrawal Mining association rules over privacy preserving data
US7734661B2 (en) 2003-08-11 2010-06-08 Descisys Limited Method and apparatus for accessing multidimensional data
US8069435B1 (en) 2003-08-18 2011-11-29 Oracle America, Inc. System and method for integration of web services
US7359885B2 (en) 2003-08-21 2008-04-15 International Business Machines Corporation System and method for device-based access privilege to an account
US7899748B2 (en) * 2003-09-30 2011-03-01 International Business Machines Corporation Server wallet provider portal
US7487537B2 (en) 2003-10-14 2009-02-03 International Business Machines Corporation Method and apparatus for pervasive authentication domains
WO2005086593A2 (en) 2004-02-05 2005-09-22 A Little World Private Limited Inter-operable, multi-operator, multi-bank, multi-merchant mobile payment method and a system therefor
US7539862B2 (en) 2004-04-08 2009-05-26 Ipass Inc. Method and system for verifying and updating the configuration of an access device during authentication
US20140019352A1 (en) 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US20050261959A1 (en) 2004-05-20 2005-11-24 Moyer Michael D System and method for targeted marketing through intermediate resellers
US10140596B2 (en) 2004-07-16 2018-11-27 Bryan S. M. Chua Third party authentication of an electronic transaction
WO2006023499A2 (en) 2004-08-17 2006-03-02 Citicorp Credit Services, Inc. Methods and systems for implementing a group buy
US7428754B2 (en) 2004-08-17 2008-09-23 The Mitre Corporation System for secure computing using defense-in-depth architecture
US7970690B2 (en) 2004-08-19 2011-06-28 Leadpoint, Inc. System for implementing automated open market auctioning of leads
US7239871B2 (en) 2004-08-27 2007-07-03 University Of Georgia Research Foundation, Inc. Wireless communication of context sensitive content, systems methods and computer program product
US20060059344A1 (en) 2004-09-10 2006-03-16 Nokia Corporation Service authentication
US7984387B2 (en) 2004-09-15 2011-07-19 International Business Machines Corporation Dynamic update of data entry in a user interface
US8214246B2 (en) 2004-09-30 2012-07-03 Dunnhumby Limited Method for performing retail sales analysis
EP1650924B1 (en) 2004-09-30 2007-03-21 Alcatel Mobile authentication for network access
US7613919B2 (en) 2004-10-12 2009-11-03 Bagley Brian B Single-use password authentication
US20060106700A1 (en) 2004-11-12 2006-05-18 Boren Michael K Investment analysis and reporting system and method
WO2006063628A1 (en) 2004-12-15 2006-06-22 Unisys Corporation Communication system and method using visual interfaces for mobile transactions
US20060136739A1 (en) 2004-12-18 2006-06-22 Christian Brock Method and apparatus for generating one-time password on hand-held mobile device
WO2006074258A2 (en) * 2005-01-05 2006-07-13 Realm Systems, Inc. Mobility device platform
NO20050152D0 (no) 2005-01-11 2005-01-11 Dnb Nor Bank Asa Fremgangsmate ved frembringelse av sikkerhetskode og programmbar anordning for denne
US8700729B2 (en) * 2005-01-21 2014-04-15 Robin Dua Method and apparatus for managing credentials through a wireless network
KR100611304B1 (ko) 2005-01-27 2006-08-10 삼성전자주식회사 기 입력된 버튼의 코드값을 이용하여 1회용 비밀키를생성하는 제어기기, 상기 1회용 비밀키를 이용하여 상기제어기기를 인증하는 홈서버, 및, 상기 1회용 비밀키를이용한 제어기기 인증방법
US20060248069A1 (en) 2005-04-18 2006-11-02 Research In Motion Limited Method and system for implementing customizable container services as component wireless applications
EP1902414A2 (en) 2005-06-06 2008-03-26 SMS. AC, Inc. Billing system and method for micro-transactions
US7694287B2 (en) * 2005-06-29 2010-04-06 Visa U.S.A. Schema-based dynamic parse/build engine for parsing multi-format messages
US7748031B2 (en) 2005-07-08 2010-06-29 Sandisk Corporation Mass storage device with automated credentials loading
WO2007014255A2 (en) 2005-07-26 2007-02-01 Ip Commerce Network payment framework
US20070055635A1 (en) 2005-09-08 2007-03-08 Mobitran Llc Method and apparatus for performing mobile transactions
US20080214149A1 (en) 2005-09-14 2008-09-04 Jorey Ramer Using wireless carrier data to influence mobile search results
JP2007104312A (ja) 2005-10-04 2007-04-19 Toshiba Corp 電子ガイド情報を用いた情報処理方法およびその装置
US20130332343A1 (en) 2005-10-06 2013-12-12 C-Sam, Inc. Multi-tiered, secure mobile transactions ecosystem enabling platform comprising a personalization tier, a service tier, and an enabling tier
US20140020068A1 (en) 2005-10-06 2014-01-16 C-Sam, Inc. Limiting widget access of wallet, device, client applications, and network resources while providing access to issuer-specific and/or widget-specific issuer security domains in a multi-domain ecosystem for secure personalized transactions
US20140089120A1 (en) 2005-10-06 2014-03-27 C-Sam, Inc. Aggregating multiple transaction protocols for transacting between a plurality of distinct payment acquiring devices and a transaction acquirer
US7743336B2 (en) 2005-10-27 2010-06-22 Apple Inc. Widget security
US20070106564A1 (en) * 2005-11-04 2007-05-10 Utiba Pte Ltd. Mobile phone as a point of sale (POS) device
US7844500B2 (en) 2005-11-18 2010-11-30 Manhattan Bridge Capital, Inc. Method for matching vendors with consumers
US20070130463A1 (en) 2005-12-06 2007-06-07 Eric Chun Wah Law Single one-time password token with single PIN for access to multiple providers
US20070125838A1 (en) 2005-12-06 2007-06-07 Law Eric C W Electronic wallet management
CA2528866A1 (en) * 2005-12-06 2007-06-06 Ibm Canada Limited - Ibm Canada Limitee Repository for enabling personalization of services
US7814538B2 (en) 2005-12-13 2010-10-12 Microsoft Corporation Two-way authentication using a combined code
US20070156436A1 (en) 2005-12-31 2007-07-05 Michelle Fisher Method And Apparatus For Completing A Transaction Using A Wireless Mobile Communication Channel And Another Communication Channel
EP1997066A4 (en) 2006-02-06 2011-05-25 Yt Acquisition Corp METHOD AND SYSTEM FOR PROVIDING ONLINE AUTHENTICATION USING BIOMETRIC DATA
US20070214037A1 (en) 2006-03-10 2007-09-13 Eric Shubert System and method of obtaining and using anonymous data
US20070220009A1 (en) 2006-03-15 2007-09-20 Morris Robert P Methods, systems, and computer program products for controlling access to application data
US8230329B2 (en) 2006-03-22 2012-07-24 Rivet Software, Inc. Enterprise-level transaction analysis and reporting
US7865141B2 (en) 2006-06-15 2011-01-04 Silicon Storage Technology, Inc. Chipset for mobile wallet system
US8055548B2 (en) 2006-06-23 2011-11-08 Stb Enterprises, Llc System for collaborative internet competitive sales analysis
US8510220B2 (en) 2006-07-06 2013-08-13 Qualcomm Incorporated Methods and systems for viewing aggregated payment obligations in a mobile environment
EP1978478A3 (en) * 2006-07-06 2011-03-02 Firethorn Holdings, LLC Methods and systems for indicating a payment in a mobile environment
US7708194B2 (en) 2006-08-23 2010-05-04 Verizon Patent And Licensing Inc. Virtual wallet
US9495682B2 (en) 2006-08-31 2016-11-15 Accenture Global Services Limited Converged marketing architecture and related research and targeting methods utilizing such architectures
US8909553B2 (en) * 2006-09-06 2014-12-09 Transaction Wireless, Inc. Payment card terminal for mobile phones
US20120130838A1 (en) 2006-09-24 2012-05-24 Rfcyber Corp. Method and apparatus for personalizing secure elements in mobile devices
US8112817B2 (en) 2006-10-30 2012-02-07 Girish Chiruvolu User-centric authentication system and method
US10311427B2 (en) * 2006-12-29 2019-06-04 Google Technology Holdings LLC Method and system for monitoring secure application execution events during contactless RFID/NFC communication
US7925875B2 (en) 2006-12-31 2011-04-12 Sandisk Corporation Systems and methods for identifying and booting a computer architecture
CN101221674A (zh) * 2007-01-12 2008-07-16 台达电子工业股份有限公司 电子钱包系统与方法
US20080189184A1 (en) 2007-02-01 2008-08-07 First Data Corporation Merchant service portal applications interface systems and methods
US8566239B2 (en) * 2007-02-22 2013-10-22 First Data Corporation Mobile commerce systems and methods
US8639940B2 (en) * 2007-02-28 2014-01-28 Red Hat, Inc. Methods and systems for assigning roles on a token
US8548908B2 (en) 2007-04-11 2013-10-01 First Data Corporation Mobile commerce infrastructure systems and methods
US8595186B1 (en) 2007-06-06 2013-11-26 Plusmo LLC System and method for building and delivering mobile widgets
US20080313079A1 (en) 2007-06-14 2008-12-18 Motorola, Inc. System and method for proximity payment transaction between a wireless communication device and a point of sale terminal in conjunction with a trusted party
US10019570B2 (en) * 2007-06-14 2018-07-10 Microsoft Technology Licensing, Llc Protection and communication abstractions for web browsers
US8311513B1 (en) 2007-06-27 2012-11-13 ENORCOM Corporation Automated mobile system
US8929857B2 (en) * 2007-06-28 2015-01-06 Kajeet, Inc. Policy management of electronic devices
US8355982B2 (en) 2007-08-16 2013-01-15 Verifone, Inc. Metrics systems and methods for token transactions
JP2009053766A (ja) 2007-08-23 2009-03-12 Sony Corp 電子財布装置、通信方法、およびプログラム
EP2043016A1 (en) * 2007-09-27 2009-04-01 Nxp B.V. Method, system, trusted service manager, service provider and memory element for managing access rights for trusted applications
JP5147352B2 (ja) * 2007-10-16 2013-02-20 株式会社日立製作所 データ処理装置の情報提供方法
CN101855887B (zh) 2007-11-06 2014-07-23 金雅拓股份有限公司 在移动通信设备间共享或转售nfc应用
US20090125880A1 (en) 2007-11-12 2009-05-14 Microsoft Corporation Polymorphic software architecture
US8126806B1 (en) 2007-12-03 2012-02-28 Sprint Communications Company L.P. Method for launching an electronic wallet
KR100935684B1 (ko) 2007-12-17 2010-01-08 한국전자통신연구원 단말기 메모리 데이터 추출 장치 및 그 방법
US8577804B1 (en) 2008-02-20 2013-11-05 Collective Dynamics LLC Method and system for securing payment transactions
US20090234751A1 (en) 2008-03-14 2009-09-17 Eric Chan Electronic wallet for a wireless mobile device
US8060413B2 (en) 2008-03-14 2011-11-15 Research In Motion Limited System and method for making electronic payments from a wireless mobile device
US20090235149A1 (en) 2008-03-17 2009-09-17 Robert Frohwein Method and Apparatus to Operate Different Widgets From a Single Widget Controller
US9600261B2 (en) 2008-03-25 2017-03-21 Qualcomm Incorporated Apparatus and methods for widget update scheduling
US9110685B2 (en) 2008-03-25 2015-08-18 Qualcomm, Incorporated Apparatus and methods for managing widgets in a wireless communication environment
WO2009130606A2 (en) 2008-04-21 2009-10-29 Vaka Corporation Methods and systems for shareable virtual devices
US20090288004A1 (en) * 2008-05-15 2009-11-19 Toni Peter Strandell System, method, apparatus and computer program product for providing a notification of widget availability
US20090288012A1 (en) 2008-05-18 2009-11-19 Zetawire Inc. Secured Electronic Transaction System
US20090307300A1 (en) * 2008-06-10 2009-12-10 Iskoot Inc. Method and system for executing an application on a mobile device
CN102067184B (zh) * 2008-06-24 2014-05-14 Nxp股份有限公司 安全移动环境中访问应用的方法
KR101095163B1 (ko) 2008-08-27 2011-12-16 에스케이플래닛 주식회사 위젯 실행을 위한 사용자 단말기와 스마트 카드 간 연동 시스템 및 그 방법
US9213541B2 (en) * 2009-04-17 2015-12-15 ArtinSoft Corporation, S.A. Creation, generation, distribution and application of self-contained modifications to source code
CA2665961C (en) 2009-05-12 2013-01-22 Diversinet Corp. Method and system for delivering a command to a mobile device
US8725122B2 (en) 2009-05-13 2014-05-13 First Data Corporation Systems and methods for providing trusted service management services
CN101944032A (zh) * 2009-07-03 2011-01-12 华为技术有限公司 一种微件更新的方法及客户端、服务器及系统
CN101605294A (zh) * 2009-07-13 2009-12-16 浙江大学 基于TD-SCDMA网络的Widget组件管理的方法
CN101645184B (zh) * 2009-09-10 2012-07-25 北京握奇数据系统有限公司 多钱包的扩展、交易初始化的方法和装置
US8447699B2 (en) * 2009-10-13 2013-05-21 Qualcomm Incorporated Global secure service provider directory
CN101719247A (zh) * 2009-11-30 2010-06-02 刘宜云 基于非接触式手持支付终端进行支付的系统和方法
US20110137980A1 (en) 2009-12-08 2011-06-09 Samsung Electronics Co., Ltd. Method and apparatus for using service of plurality of internet service providers
US8371499B2 (en) * 2009-12-23 2013-02-12 Johnson Manuel-Devadoss (Johnson Smith) Method and apparatus to provide the digital content of non-free event to the viewers and to authorize the viewers
US8553647B2 (en) 2010-01-22 2013-10-08 Telefonaktiebolaget Lm Ericsson (Publ) Optimization of non-optimized handoff from a first access technology to a second access technology
US9129269B2 (en) 2010-02-02 2015-09-08 Xia Dai Secured point-of-sale transaction system
US9501773B2 (en) 2010-02-02 2016-11-22 Xia Dai Secured transaction system
US9177316B2 (en) 2010-02-19 2015-11-03 Bindu Rama Rao Mobile monetary transactions and banking for rural populations
US8432260B2 (en) 2010-02-26 2013-04-30 GM Global Technology Operations LLC Simplified vehicle bluetooth pairing employing near field communication tags
US9195926B2 (en) 2010-03-02 2015-11-24 Gonow Technologies, Llc Portable e-wallet and universal card
US9129270B2 (en) 2010-03-02 2015-09-08 Gonow Technologies, Llc Portable E-wallet and universal card
US8671055B2 (en) 2010-03-02 2014-03-11 Digital Life Technologies, Llc Portable E-wallet and universal card
US8788418B2 (en) 2010-03-02 2014-07-22 Gonow Technologies, Llc Portable E-wallet and universal card
US9721279B2 (en) 2010-03-23 2017-08-01 Microsoft Technology Licensing, Llc Determining mobile operators for mobile devices
US8195500B2 (en) 2010-04-12 2012-06-05 First Data Corporation Point-of-sale-based market tracking and reporting
TWI504229B (zh) 2010-05-27 2015-10-11 Mstar Semiconductor Inc 支援電子錢包功能之行動裝置
KR20130124452A (ko) 2010-06-01 2013-11-14 송영주 전자 멀티미디어 출판 시스템 및 방법
CN201828944U (zh) * 2010-06-18 2011-05-11 黄金富 用于手机支付并具有非接触式智能卡功能的sd记忆卡
US8442914B2 (en) * 2010-07-06 2013-05-14 Mastercard International Incorporated Virtual wallet account with automatic-loading
WO2012031266A2 (en) 2010-09-03 2012-03-08 Visa International Service Association System and method for custom service markets
CN101945135A (zh) * 2010-09-20 2011-01-12 中兴通讯股份有限公司 一种widget系统的升级方法及系统
US10929832B2 (en) 2011-09-06 2021-02-23 Barclays Execution Services Limited Method and system for electronic wallet access
WO2012051283A2 (en) * 2010-10-14 2012-04-19 Fourthwall Media, Inc. Systems and methods for providing companion services to customer premises equipment using an ip-based infrastructure
US20120267432A1 (en) 2010-11-12 2012-10-25 Kuttuva Avinash Secure payments with global mobile virtual wallet
US20120173431A1 (en) 2010-12-30 2012-07-05 First Data Corporation Systems and methods for using a token as a payment in a transaction
US9161218B2 (en) * 2010-12-30 2015-10-13 Mozido Corfire—Korea, Ltd. System and method for provisioning over the air of confidential information on mobile communicative devices with non-UICC secure elements
US10949844B2 (en) * 2011-05-09 2021-03-16 Intuit Inc. Processing electronic payment involving mobile communication device
US9734498B2 (en) 2011-05-11 2017-08-15 Riavera Corp Mobile image payment system using short codes
US8806348B2 (en) 2011-05-12 2014-08-12 Google Inc. Data model generation based on user interface specification
US20120310760A1 (en) * 2011-06-03 2012-12-06 Simon Phillips Mobile device automatic card account selection for a transaction
US20130054454A1 (en) 2011-08-18 2013-02-28 Thomas Purves Wallet Service Enrollment Platform Apparatuses, Methods and Systems
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US10346823B2 (en) 2011-08-12 2019-07-09 Citibank, N.A. Methods and systems for activating an electronic payments infrastructure
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US20140279479A1 (en) 2011-10-12 2014-09-18 C-Sam, Inc. Nfc paired bluetooth e-commerce
CN104106276B (zh) 2011-10-12 2019-03-19 万事达移动交易方案公司 多层安全移动交易使能平台
US9208488B2 (en) 2011-11-21 2015-12-08 Mozido, Inc. Using a mobile wallet infrastructure to support multiple mobile wallet providers
SG11201403251PA (en) 2011-12-13 2014-08-28 Visa Int Service Ass Integrated mobile trusted service manager
WO2013090611A2 (en) 2011-12-13 2013-06-20 Visa International Service Association Dynamic widget generator apparatuses, methods and systems
US9898728B2 (en) 2011-12-19 2018-02-20 Gfa Worldwide, Inc. System and method for one-time payment authorization in a portable communication device
EP2795552A4 (en) 2011-12-22 2015-07-01 Intel Corp ELECTRONIC MULTIUSER WALLETS AND ADMINISTRATION THEREOF
US20130297464A1 (en) 2012-05-01 2013-11-07 Shopsavvy Inc. System, Method, and Computer-Readable Storage Medium For Identifying A Product
US9037914B1 (en) 2012-06-28 2015-05-19 Google Inc. Error handling for widgets
US9898719B2 (en) 2012-06-29 2018-02-20 Paypal, Inc. Systems, methods, and computer program products providing push payments
US20140058938A1 (en) 2012-08-27 2014-02-27 Guy LaMonte McClung, III eWallet choice
US9270660B2 (en) 2012-11-25 2016-02-23 Angel Secure Networks, Inc. System and method for using a separate device to facilitate authentication
US9824352B2 (en) 2013-07-11 2017-11-21 Visa International Service Association Augmented smart tag security apparatuses, methods and systems
US20150154584A1 (en) 2013-12-03 2015-06-04 K. Ramakrishna Prashant System to enable electronic payments with mobile telephones without risk of any fraud
US10482461B2 (en) 2014-05-29 2019-11-19 Apple Inc. User interface for payments
US9483253B1 (en) 2015-04-30 2016-11-01 Sprint Communications Company L.P. Methods for customization of default applications on a mobile communication device

Also Published As

Publication number Publication date
EP2767110A1 (en) 2014-08-20
US20160125386A1 (en) 2016-05-05
US20150310423A1 (en) 2015-10-29
CA2852059A1 (en) 2013-04-18
US10546283B2 (en) 2020-01-28
US20160125394A1 (en) 2016-05-05
US20170140356A1 (en) 2017-05-18
US20160125414A1 (en) 2016-05-05
US10546284B2 (en) 2020-01-28
US20150332254A1 (en) 2015-11-19
WO2013056104A1 (en) 2013-04-18
US10510055B2 (en) 2019-12-17
HK1203023A1 (en) 2015-10-09
EP2767110A4 (en) 2015-01-28
CA2852059C (en) 2021-03-16
CN109919586A (zh) 2019-06-21
CN104106276B (zh) 2019-03-19
CN109919586B (zh) 2023-05-02
US20170032364A1 (en) 2017-02-02
BR112014008941A2 (pt) 2017-05-02
CN104106276A (zh) 2014-10-15
US10558963B2 (en) 2020-02-11
US20150302398A1 (en) 2015-10-22

Similar Documents

Publication Publication Date Title
IN2014KN00998A (ru)
WO2014011454A3 (en) Systems, methods, and computer program products for integrating third party services with a mobile wallet
MX2017007644A (es) Entrega de notificacion adaptada al usuario.
WO2013138448A3 (en) Method and system of suggesting contacts through the display of public posts within a social networking service
EP2860683A4 (en) USER DEVICE, SERVER DEVICE, SYSTEM THEREFOR AND COMMERCIAL PROCESS THEREFOR
WO2013173504A8 (en) Systems and methods for integrating third party services with a digital assistant
MX340495B (es) Punto caliente social.
PH12016500316A1 (en) Improved adenovirus formulations
MX366316B (es) Metodo y sistema para habilitar ticketing/pagos moviles sin contacto por medio de una aplicacion de telefono movil.
WO2012174427A3 (en) Method and system for determining authentication levels in transactions
IN2014KN02618A (ru)
MX2013014673A (es) Sistema y metodo de consulta de saldo multifactorial y transferencia electronica de fondos.
SG10201908504WA (en) Active panel demarcation
CL2011002071A1 (es) Un dispositivo movil configurado para efectuar una transaccion con un terminal de transaccion que involucra a un usuario que tiene una cuenta de pago asociada con el numero de cuenta con un formato predeterminado; y metodo operativo.
WO2013154522A3 (en) Processing load distribution
WO2013003129A3 (en) Data sampling and usage policies for learning and personalization with privacy
EP2963963A4 (en) METHOD AND DEVICE IN A MOBILE COMMUNICATION SYSTEM FOR THE EFFECTIVE PROVISION OF CONFIGURATION INFORMATION ABOUT A SMALL CELL WITH A SMALL CELL SERVICE REGION
GB2520846A (en) Location History Filtering
DK3629557T3 (da) System og fremgangsmåde til at levere data, som tilvejebringer servicedifferentiation og -monetisering i mobildatanetværk
MX2017006667A (es) Tecnicas para asociar datos de usuario con un dispositivo movil.
SG11201702714QA (en) Social sponsor method using a social network service and credit card payment information
MX2017003424A (es) Metodos y dispositivos para gestionar transacciones compuestas.
EP3035770A4 (en) RUF SERVICE IMPLEMENTATION METHOD AND DEVICE AND METHOD AND DEVICE FOR DELIVERING DISPLAY INFORMATION
EP2858021A4 (en) COMMUNICATION TERMINAL DEVICE, ACCOUNTING DEVICE, AND INFORMATION DISTRIBUTION SYSTEM
SG10201610139XA (en) Information disclosure control device and information disclosure control method in service delivery system, and service base vendor device