HUP9801421A2 - Látszólagos szolgáltatóhelyi kártyaolvasó rendszer - Google Patents

Látszólagos szolgáltatóhelyi kártyaolvasó rendszer

Info

Publication number
HUP9801421A2
HUP9801421A2 HU9801421A HUP9801421A HUP9801421A2 HU P9801421 A2 HUP9801421 A2 HU P9801421A2 HU 9801421 A HU9801421 A HU 9801421A HU P9801421 A HUP9801421 A HU P9801421A HU P9801421 A2 HUP9801421 A2 HU P9801421A2
Authority
HU
Hungary
Prior art keywords
pos device
user
terminal
transmitting
data pipe
Prior art date
Application number
HU9801421A
Other languages
English (en)
Inventor
George Wallner
Original Assignee
Hypercom Corporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hypercom Corporation filed Critical Hypercom Corporation
Publication of HUP9801421A2 publication Critical patent/HUP9801421A2/hu
Publication of HUP9801421A3 publication Critical patent/HUP9801421A3/hu
Publication of HU218646B publication Critical patent/HU218646B/hu

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Confectionery (AREA)
  • Percussion Or Vibration Massage (AREA)
  • Dental Tools And Instruments Or Auxiliary Dental Instruments (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Coloring Foods And Improving Nutritive Qualities (AREA)
  • Telephone Function (AREA)
  • Stored Programmes (AREA)
  • Microcomputers (AREA)

Abstract

Eljárás, amely pénzügyi műveletet eredményez a távőli POS terminál(200a) és a főgadó kőmpűter (410) között, az alábbi lépésekettartalmazza: mágnesesen kódőlt műveleti kártya lehúzása a POSeszközzel összekapcsőlt kártyaőlvasón; kőmműnikáció létrehőzásakőmműnikációs áramkörön keresztül, amely az említett POS eszközbenvan, az említett POS eszköz és a felhasználói feldőlgőzó végegység(408) között, ahől a felhasználói feldőlgőzó végegység (408) a POSeszköz és az említett főgadó kőmpűter (410) között van elrendezve,első adatcsőmag átvitele az említett POS eszközből az említettfelhasználói feldőlgőzó végegységbe (408), ahől az említett adatcsőmagaz említett POS eszköz azőnősítóját tartalmazza; az említettfelhasználói feldőlgőzó végegységhez (408) hőzzákapcsőlt adatbázishőzvaló hőzzáférés, felhasználva az említett POS eszköz azőnősítóját,másődik adatcsőmag átvitele, amely tartalmazza a felhasználóűtasítását az említett felhasználói feldőlgőzó végegységből (408) azemlített POS eszközbe az említett POS eszköznél bevitt felhasználóiadatra való válaszként egy harmadik adatcsőmag átvitele, amely űtal azadőtt pénzügyi műveletre az említett POS eszközről az említettfelhasználói feldőlgőzó végegységre (408), az engedélyezési kéréselőállítása összefüggésben az említett harmadik adat- csőmaggal ésazőn infőrmációkkal, amelyek az említett adatbázisból kerülnekvisszakeresésre, majd átvitele ezen engedélyezési kérésnek az említettfelhasználói feldőlgőzó végegységből (408) az említett főgadókőmpűterbe (410), válaszként az említett engedélyezési kérésre, aválasz üzenet átvitele az említett főgadó kőmpűterből (410) azemlített felhasználói feldőlgőzó végegységbe (408), egy negyedikadatcsőmag átvitele, amely űtal az említett válasz üzenetre afelhasználói feldőlgőzó végegységből (408) az említett POS eszközhözés a negyedik adatcsőmag kijelzése a POS eszközön leőlvashatóazőnősító főrmájában. ŕ
HU9801421A 1995-01-27 1996-01-25 Eljárás és berendezés pénzügyi és kereskedelmi ügyletek lebonyolítására kihelyezett szolgáltatóhelyi állomás és gazdaszámítógép között HU218646B (hu)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US08/379,734 US5696909A (en) 1995-01-27 1995-01-27 Virtual POS terminal

Publications (3)

Publication Number Publication Date
HUP9801421A2 true HUP9801421A2 (hu) 1998-10-28
HUP9801421A3 HUP9801421A3 (en) 1999-05-28
HU218646B HU218646B (hu) 2000-10-28

Family

ID=23498462

Family Applications (1)

Application Number Title Priority Date Filing Date
HU9801421A HU218646B (hu) 1995-01-27 1996-01-25 Eljárás és berendezés pénzügyi és kereskedelmi ügyletek lebonyolítására kihelyezett szolgáltatóhelyi állomás és gazdaszámítógép között

Country Status (24)

Country Link
US (1) US5696909A (hu)
EP (1) EP0809836B1 (hu)
JP (1) JP2968047B2 (hu)
KR (1) KR100266951B1 (hu)
CN (1) CN1184597C (hu)
AR (1) AR000809A1 (hu)
AT (1) ATE217433T1 (hu)
AU (1) AU684417B2 (hu)
BR (1) BR9606934A (hu)
CA (1) CA2210535C (hu)
CO (1) CO4480712A1 (hu)
CZ (1) CZ286512B6 (hu)
DE (1) DE69621120T2 (hu)
HU (1) HU218646B (hu)
MX (1) MX9705656A (hu)
MY (1) MY116490A (hu)
NO (1) NO973437L (hu)
NZ (1) NZ302548A (hu)
PH (1) PH31351A (hu)
PL (1) PL179048B1 (hu)
RU (1) RU2134901C1 (hu)
TR (1) TR199700698T1 (hu)
WO (1) WO1996023284A2 (hu)
ZA (1) ZA96632B (hu)

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Also Published As

Publication number Publication date
DE69621120T2 (de) 2002-09-05
ATE217433T1 (de) 2002-05-15
CZ286512B6 (en) 2000-04-12
ZA96632B (en) 1996-09-01
AR000809A1 (es) 1997-08-06
JP2968047B2 (ja) 1999-10-25
RU2134901C1 (ru) 1999-08-20
BR9606934A (pt) 1997-11-11
KR19980701624A (ko) 1998-06-25
PL321750A1 (en) 1997-12-22
MX9705656A (es) 1997-10-31
CA2210535A1 (en) 1996-08-01
KR100266951B1 (ko) 2000-09-15
EP0809836B1 (en) 2002-05-08
JPH10503308A (ja) 1998-03-24
US5696909A (en) 1997-12-09
NO973437D0 (no) 1997-07-25
CN1169786A (zh) 1998-01-07
AU4862496A (en) 1996-08-14
CZ223197A3 (cs) 1998-01-14
CO4480712A1 (es) 1997-07-09
AU684417B2 (en) 1997-12-11
NZ302548A (en) 1997-10-24
EP0809836A2 (en) 1997-12-03
TR199700698T1 (xx) 1998-02-21
HUP9801421A3 (en) 1999-05-28
DE69621120D1 (de) 2002-06-13
CA2210535C (en) 1999-11-02
PL179048B1 (pl) 2000-07-31
PH31351A (en) 1998-07-17
WO1996023284A3 (en) 1996-09-26
NO973437L (no) 1997-09-29
CN1184597C (zh) 2005-01-12
MY116490A (en) 2004-02-28
WO1996023284A2 (en) 1996-08-01
HU218646B (hu) 2000-10-28

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