HK1206117A1 - 利用移動終端進行認證和結算的方法以及系統 - Google Patents

利用移動終端進行認證和結算的方法以及系統

Info

Publication number
HK1206117A1
HK1206117A1 HK15106433.5A HK15106433A HK1206117A1 HK 1206117 A1 HK1206117 A1 HK 1206117A1 HK 15106433 A HK15106433 A HK 15106433A HK 1206117 A1 HK1206117 A1 HK 1206117A1
Authority
HK
Hong Kong
Prior art keywords
payment
authentication
portable terminal
portable
terminal
Prior art date
Application number
HK15106433.5A
Other languages
English (en)
Inventor
栗野好
清水裕之
Original Assignee
Tokyo Mechatronics Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from PCT/JP2012/062014 external-priority patent/WO2013168261A1/ja
Priority claimed from PCT/JP2013/050500 external-priority patent/WO2014106906A1/ja
Application filed by Tokyo Mechatronics Co Ltd filed Critical Tokyo Mechatronics Co Ltd
Publication of HK1206117A1 publication Critical patent/HK1206117A1/zh

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/45—Structures or tools for the administration of authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10544—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation by scanning of the records by radiation in the optical part of the electromagnetic spectrum
    • G06K7/10712—Fixed beam scanning
    • G06K7/10722—Photodetector array or CCD scanning
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/14—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation using light without selection of wavelength, e.g. sensing reflected white light
    • G06K7/1404—Methods for optical code recognition
    • G06K7/1408—Methods for optical code recognition the method being specifically adapted for the type of code
    • G06K7/1417—2D bar codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Electromagnetism (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • Toxicology (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
HK15106433.5A 2012-05-10 2015-07-06 利用移動終端進行認證和結算的方法以及系統 HK1206117A1 (zh)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
PCT/JP2012/062014 WO2013168261A1 (ja) 2012-05-10 2012-05-10 Ｉｄパターンのカメラ撮影による認証方法およびシステム
PCT/JP2013/050500 WO2014106906A1 (ja) 2013-01-07 2013-01-07 Ｉｄパターンを利用した認証方法およびシステム
JP2013098843 2013-04-18
PCT/JP2013/063234 WO2013168815A1 (ja) 2012-05-10 2013-05-02 携帯端末を利用して認証および決済を行う方法およびシステム

Publications (1)

Publication Number Publication Date
HK1206117A1 true HK1206117A1 (zh) 2015-12-31

Family

ID=49550846

Family Applications (1)

Application Number Title Priority Date Filing Date
HK15106433.5A HK1206117A1 (zh) 2012-05-10 2015-07-06 利用移動終端進行認證和結算的方法以及系統

Country Status (13)

Country Link
US (2) US20140358790A1 (zh)
EP (1) EP2782034A4 (zh)
JP (1) JP5519876B2 (zh)
KR (1) KR101554218B1 (zh)
CN (1) CN104272314B (zh)
AU (1) AU2013260541B2 (zh)
BR (1) BR112014027778A2 (zh)
CA (1) CA2872847A1 (zh)
HK (1) HK1206117A1 (zh)
IN (1) IN2014DN10376A (zh)
RU (1) RU2568782C1 (zh)
SG (1) SG11201407313VA (zh)
WO (1) WO2013168815A1 (zh)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2015095057A (ja) * 2013-11-11 2015-05-18 富士通株式会社 情報管理サーバ、端末および情報管理システム
CN105389485B (zh) * 2015-10-30 2018-07-31 上海斐讯数据通信技术有限公司 一种具有触摸显示屏的电子设备的密码管理方法和系统
US11790361B2 (en) 2018-04-05 2023-10-17 Visa International Service Association Smart device system and method of use
US11210676B2 (en) * 2019-07-01 2021-12-28 Capital One Services, Llc System and method for augmented reality display of account information
CN113536279B (zh) * 2021-07-20 2023-07-21 北京奇艺世纪科技有限公司 一种用户权限管理方法、装置、电子设备及存储介质

Family Cites Families (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5471040A (en) 1993-11-15 1995-11-28 May; George Capacitive data card system
CN1210603A (zh) 1996-02-02 1999-03-10 株式会社东京机械电子 电容数据卡及其读出装置
US5945653A (en) * 1997-06-26 1999-08-31 Walker Asset Management Limited Partnership System and method for establishing and executing functions to affect credit card accounts and transactions
JP2002099858A (ja) * 2000-09-26 2002-04-05 Toshiba Tec Corp 決済システム及び決済装置並びに決済方法
JP3396680B2 (ja) * 2001-02-26 2003-04-14 バイオニクス株式会社 生体認証装置
US7529934B2 (en) * 2001-09-03 2009-05-05 Kabushiki Kaisha Eighting Individual certification method
JP2004054897A (ja) * 2002-05-29 2004-02-19 Toshiba Tec Corp カード認証サーバ装置及びカード認証プログラム
US7606560B2 (en) * 2002-08-08 2009-10-20 Fujitsu Limited Authentication services using mobile device
WO2004105359A2 (en) * 2003-05-19 2004-12-02 Einar Rosenberg An apparatus and method for increased security of wireless transactions
JP2005128899A (ja) * 2003-10-24 2005-05-19 Nec Corp 電子商取引システムおよび電子商取引方法
JP2005182338A (ja) * 2003-12-18 2005-07-07 Hitachi Ltd 携帯電話を利用したクレジットカード認証システム
KR100930457B1 (ko) * 2004-08-25 2009-12-08 에스케이 텔레콤주식회사 이동통신단말을 이용한 인증 및 결제 시스템과 방법
JP2008129970A (ja) * 2006-11-24 2008-06-05 Mitsubishi Ufj Nicos Co Ltd カード認証システム
EP2201543A1 (en) * 2007-09-21 2010-06-30 Wireless Dynamics, Inc. Wireless smart card and integrated personal area network, near field communication and contactless payment system
JP2009187198A (ja) 2008-02-05 2009-08-20 Medibic:Kk 遺伝子診断サービスにおける情報管理システム
US20090222383A1 (en) * 2008-03-03 2009-09-03 Broadcom Corporation Secure Financial Reader Architecture
US9269010B2 (en) * 2008-07-14 2016-02-23 Jumio Inc. Mobile phone payment system using integrated camera credit card reader
US10380573B2 (en) * 2008-09-30 2019-08-13 Apple Inc. Peer-to-peer financial transaction devices and methods
JP2010165188A (ja) * 2009-01-15 2010-07-29 Sony Corp 利用者認証システム、利用者認証装置、利用者認証方法、コンピュータプログラム
US8483448B2 (en) * 2009-11-17 2013-07-09 Scanable, Inc. Electronic sales method
US20110161232A1 (en) * 2009-12-28 2011-06-30 Brown Kerry D Virtualization of authentication token for secure applications
JP2012008816A (ja) * 2010-06-25 2012-01-12 Univ Of Aizu 認証カード、カード認証端末、カード認証サーバおよびカード認証システム
WO2012096749A2 (en) * 2011-01-14 2012-07-19 Flash Seats, Llc Mobile application bar code identification method and system

Also Published As

Publication number Publication date
CA2872847A1 (en) 2013-11-14
IN2014DN10376A (zh) 2015-08-14
JP5519876B2 (ja) 2014-06-11
KR20150003914A (ko) 2015-01-09
BR112014027778A2 (pt) 2017-06-27
SG11201407313VA (en) 2014-12-30
RU2568782C1 (ru) 2015-11-20
CN104272314A (zh) 2015-01-07
WO2013168815A1 (ja) 2013-11-14
KR101554218B1 (ko) 2015-09-18
CN104272314B (zh) 2017-07-04
AU2013260541B2 (en) 2015-12-17
EP2782034A1 (en) 2014-09-24
US20170011402A1 (en) 2017-01-12
EP2782034A4 (en) 2015-04-29
JPWO2013168815A1 (ja) 2016-01-07
AU2013260541A1 (en) 2015-01-22
US20140358790A1 (en) 2014-12-04

Similar Documents

Publication Publication Date Title
IL254163B (en) Method and system for authentication
HK1206904A1 (zh) 用於安全移動支付的方法和系統
EP2870563A4 (en) METHODS AND APPARATUS FOR PREFERING AUTHENTICATION TOKENS TO MOBILE APPLICATIONS
EP2747016A4 (en) COMPLEX PAYMENT SYSTEM USING PORTABLE TERMINAL, AND COMPLEX PAYMENT METHOD
EP2858003A4 (en) AUTHENTICATION SYSTEM AND AUTHENTICATION METHOD
SG11201403882XA (en) Touch stamp for portable terminal employing touch screen and authentication system and method using same
EP2831822A4 (en) PAYMENT DEVICE AND METHOD
EP2713294A4 (en) METHOD FOR AUTHENTICATING A FINAL DEVICE AND DEVICE THEREFOR
EP2810229A4 (en) MOBILE PAYMENT METHOD AND SYSTEM THEREOF
EP2940642A4 (en) MUTUAL AUTHENTICATION METHOD FOR A PAYMENT DEVICE
EP2681695A4 (en) PAYMENT CARD SYSTEM AND METHOD
HK1207732A1 (zh) 支付單元、系統和方法
HK1206134A1 (zh) 驗證裝置和方法
EP2790427A4 (en) INVOICING METHOD, AUTHENTICATION METHOD, CHARGING DEVICE, AND AUTHENTICATION DEVICE
EP2874367A4 (en) CALL AUTHENTICATION METHOD, DEVICE AND SYSTEM
HK1208972A1 (zh) 用於通信與操作背景的驗證的方法與系統
HK1184867A1 (en) Method and system for user authentication
HK1206117A1 (zh) 利用移動終端進行認證和結算的方法以及系統
EP2880613A4 (en) MOBILE TERMINAL PAYMENT METHOD AND SYSTEM FOR PLANNED PAYMENTS
EP2873267A4 (en) METHODS AND DEVICE FOR AUTHENTICATION
HK1208281A1 (zh) 種快速支付系統和相應方法
ZA201309582B (en) Authentication system and method therefor
EP2744243A4 (en) LOADING, LOADING, LOADING AND AUTHENTICATION DEVICE
EP2835999A4 (en) AUTHENTICATION PROCESS, DEVICE AND SYSTEM FOR MOBILE FACILITIES
EP2827540A4 (en) METHOD, DEVICE AND AUTHENTICATION SYSTEM