IN2014DN10376A - - Google Patents

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Publication number
IN2014DN10376A
IN2014DN10376A IN10376DEN2014A IN2014DN10376A IN 2014DN10376 A IN2014DN10376 A IN 2014DN10376A IN 10376DEN2014 A IN10376DEN2014 A IN 10376DEN2014A IN 2014DN10376 A IN2014DN10376 A IN 2014DN10376A
Authority
IN
India
Prior art keywords
dealer
user
authentication
credit information
server
Prior art date
Application number
Inventor
Koichi Awano
Hiroyuki Shimizu
Original Assignee
Tokyo Mechatronics Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from PCT/JP2012/062014 external-priority patent/WO2013168261A1/en
Priority claimed from PCT/JP2013/050500 external-priority patent/WO2014106906A1/en
Application filed by Tokyo Mechatronics Co Ltd filed Critical Tokyo Mechatronics Co Ltd
Publication of IN2014DN10376A publication Critical patent/IN2014DN10376A/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/45Structures or tools for the administration of authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10544Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation by scanning of the records by radiation in the optical part of the electromagnetic spectrum
    • G06K7/10712Fixed beam scanning
    • G06K7/10722Photodetector array or CCD scanning
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/14Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation using light without selection of wavelength, e.g. sensing reflected white light
    • G06K7/1404Methods for optical code recognition
    • G06K7/1408Methods for optical code recognition the method being specifically adapted for the type of code
    • G06K7/14172D bar codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226Use of secure elements separate from M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356Aspects of software for card payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Electromagnetism (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • Toxicology (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

When a user and a dealer agree to do a commercial transaction if the password is input to a user s portable terminal (3) the password is converted to an authentication ID and authentication is performed on the basis of the authentication ID. After authentication is successfully performed the portable terminal sends credit information and the user number to a server (5) and the server stores the credit information and the user number. The dealer uses a dealer s terminal (6) to send the dealer number and the user number provided by the user to the server. The server compares the received user number and dealer number with those stored and only when matching is found sends back the credit information to the dealer s terminal. The dealer s terminal performs a credit payment process on the basis of the received credit information.
IN10376DEN2014 2012-05-10 2013-05-02 IN2014DN10376A (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
PCT/JP2012/062014 WO2013168261A1 (en) 2012-05-10 2012-05-10 Method and system for authenticating id pattern with camera
PCT/JP2013/050500 WO2014106906A1 (en) 2013-01-07 2013-01-07 Authentication method and system using id pattern
JP2013098843 2013-04-18
PCT/JP2013/063234 WO2013168815A1 (en) 2012-05-10 2013-05-02 Method and system for authentication and payment by using portable terminal

Publications (1)

Publication Number Publication Date
IN2014DN10376A true IN2014DN10376A (en) 2015-08-14

Family

ID=49550846

Family Applications (1)

Application Number Title Priority Date Filing Date
IN10376DEN2014 IN2014DN10376A (en) 2012-05-10 2013-05-02

Country Status (13)

Country Link
US (2) US20140358790A1 (en)
EP (1) EP2782034A4 (en)
JP (1) JP5519876B2 (en)
KR (1) KR101554218B1 (en)
CN (1) CN104272314B (en)
AU (1) AU2013260541B2 (en)
BR (1) BR112014027778A2 (en)
CA (1) CA2872847A1 (en)
HK (1) HK1206117A1 (en)
IN (1) IN2014DN10376A (en)
RU (1) RU2568782C1 (en)
SG (1) SG11201407313VA (en)
WO (1) WO2013168815A1 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2015095057A (en) * 2013-11-11 2015-05-18 富士通株式会社 Information management server, terminal and information management system
CN105389485B (en) * 2015-10-30 2018-07-31 上海斐讯数据通信技术有限公司 A kind of cipher management method and system of the electronic equipment with touch display screen
WO2019195676A1 (en) * 2018-04-05 2019-10-10 Visa International Service Association Smart device system and method of use
US11210676B2 (en) * 2019-07-01 2021-12-28 Capital One Services, Llc System and method for augmented reality display of account information
CN113536279B (en) * 2021-07-20 2023-07-21 北京奇艺世纪科技有限公司 User authority management method and device, electronic equipment and storage medium

Family Cites Families (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5471040A (en) 1993-11-15 1995-11-28 May; George Capacitive data card system
KR19990067242A (en) 1996-02-02 1999-08-16 고우이찌 아와노 Capacitive Data Cards and Readers
US5945653A (en) * 1997-06-26 1999-08-31 Walker Asset Management Limited Partnership System and method for establishing and executing functions to affect credit card accounts and transactions
JP2002099858A (en) * 2000-09-26 2002-04-05 Toshiba Tec Corp Settlement system, settlement device and settlement method
JP3396680B2 (en) * 2001-02-26 2003-04-14 バイオニクス株式会社 Biometric authentication device
EP2101300B1 (en) * 2001-09-03 2011-12-07 Kabushiki Kaisha Eighting Individual certification method
JP2004054897A (en) * 2002-05-29 2004-02-19 Toshiba Tec Corp Card authentication server apparatus and card authentication program
US7606560B2 (en) * 2002-08-08 2009-10-20 Fujitsu Limited Authentication services using mobile device
US7110792B2 (en) * 2003-05-19 2006-09-19 Einar Rosenberg Apparatus and method for increased security of wireless transactions
JP2005128899A (en) * 2003-10-24 2005-05-19 Nec Corp Electronic commerce system and its method
JP2005182338A (en) * 2003-12-18 2005-07-07 Hitachi Ltd Credit card authentication system using portable telephone
KR100930457B1 (en) * 2004-08-25 2009-12-08 에스케이 텔레콤주식회사 Authentication and payment system and method using mobile communication terminal
JP2008129970A (en) * 2006-11-24 2008-06-05 Mitsubishi Ufj Nicos Co Ltd Card verification system
US20090143104A1 (en) * 2007-09-21 2009-06-04 Michael Loh Wireless smart card and integrated personal area network, near field communication and contactless payment system
JP2009187198A (en) 2008-02-05 2009-08-20 Medibic:Kk Information management system in gene diagnosis service
US20090222383A1 (en) * 2008-03-03 2009-09-03 Broadcom Corporation Secure Financial Reader Architecture
US9269010B2 (en) * 2008-07-14 2016-02-23 Jumio Inc. Mobile phone payment system using integrated camera credit card reader
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Also Published As

Publication number Publication date
EP2782034A4 (en) 2015-04-29
SG11201407313VA (en) 2014-12-30
AU2013260541A1 (en) 2015-01-22
US20170011402A1 (en) 2017-01-12
CN104272314A (en) 2015-01-07
KR20150003914A (en) 2015-01-09
HK1206117A1 (en) 2015-12-31
CN104272314B (en) 2017-07-04
JP5519876B2 (en) 2014-06-11
EP2782034A1 (en) 2014-09-24
BR112014027778A2 (en) 2017-06-27
AU2013260541B2 (en) 2015-12-17
WO2013168815A1 (en) 2013-11-14
KR101554218B1 (en) 2015-09-18
US20140358790A1 (en) 2014-12-04
JPWO2013168815A1 (en) 2016-01-07
CA2872847A1 (en) 2013-11-14
RU2568782C1 (en) 2015-11-20

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