EP1552483A2 - Dispositif et procede pour executer une transaction de depot d'argent - Google Patents

Dispositif et procede pour executer une transaction de depot d'argent

Info

Publication number
EP1552483A2
EP1552483A2 EP03794950A EP03794950A EP1552483A2 EP 1552483 A2 EP1552483 A2 EP 1552483A2 EP 03794950 A EP03794950 A EP 03794950A EP 03794950 A EP03794950 A EP 03794950A EP 1552483 A2 EP1552483 A2 EP 1552483A2
Authority
EP
European Patent Office
Prior art keywords
banknotes
compartment
checking
operator
input
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP03794950A
Other languages
German (de)
English (en)
Inventor
Christoph Mätzig
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Giesecke and Devrient GmbH
Original Assignee
Giesecke and Devrient GmbH
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Giesecke and Devrient GmbH filed Critical Giesecke and Devrient GmbH
Publication of EP1552483A2 publication Critical patent/EP1552483A2/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/40—Device architecture, e.g. modular construction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/50—Sorting or counting valuable papers

Definitions

  • the invention relates to an apparatus and a method for carrying out a money deposit transaction.
  • EP 0 811 208 B1 describes, for example, a money depositing device in which banknotes are inputted in bundles, isolated, checked, the accepted banknotes are fed to a buffer store that is not accessible to the operator during the current transaction, and the unaccepted banknotes are fed to a freely accessible return compartment. If the operator agrees to the final storage of the accepted banknotes, they are transferred from the buffer into a banknote cassette and finally stored there, protected against unauthorized access by the operator.
  • Such devices are used, for example, for a retailer to deposit his daily cash income without the help of bank employees and for the automatically determined nominal value of the banknotes entered to be credited to a bank account of the retailer.
  • the banknotes deposited in such a cash deposit device are processed further by an authority authorized for this purpose, such as a cash center or a value transport company (WTU). This can be done, for example, by separating the banknotes finally stored in the cassettes according to their nominal value and / or location. Position sorting means, for example, that banknotes lying on the front are separated from banknotes lying on the back. For post-processing, specially designed banknote sorting devices are mostly used for these functions. However, this post-processing carried out by the cash centers or the value transport companies is relatively cost-intensive. Based on this, it is the object of the present invention to provide an apparatus and a method for carrying out a money deposit transaction which simplifies processing processes which are connected with such a money deposit transaction.
  • WTU value transport company
  • the invention is therefore based on the idea that location sorting is not carried out first in the post-processing by cash centers or WTUs with the aid of separate banknote sorting devices, but rather by the depositing operator himself during the depositing process using the money depositing device.
  • the single figure shows a schematic view of the functional components of a cash deposit device 1 according to an embodiment of the present invention.
  • the deposit device 1 has a housing 2.
  • An input compartment 3, freely accessible from the outside, is integrated in the housing 2, into which the operator can enter banknotes BN which are to be retained by the device 1 and, for example, to be credited to a bank account of the operator.
  • the banknotes BN can have any layers in the bundle.
  • a transport device 4 which can have separation and transport means known per se, the bank notes BN entered as a bundle in the compartment 3 are transported individually by a test device 5, in which they are checked for certain physical or chemical properties. In addition to checking the authenticity, the checking device 5 also serves in particular to determine the position of the entered banknotes BN.
  • the test device 5 is checked in the test device 5, for example, whether the bank notes BN are inserted into the compartment 3 with their top or bottom side facing up and are trans- be ported. This position check can be carried out with the aid of known optical transmission or reflection measurements. Depending on the result of the check, the bank notes BN are then fed to one of three possible storage compartments 6-8.
  • the first compartment 6 is an output compartment which is freely accessible from the outside and into which the rejection path nodes which are not accepted by the testing device 5 are output. These can be banknotes, for example, which are not recognized by the checking device 5 because, for example, they are not genuine or are too worn out.
  • all those banknotes BN are output that were recognized as genuine by the checking device 5, but whose position does not correspond to a predetermined position. This can mean, for example, that all those banknotes are output into the compartment 7 which have been transported with their back upwards through the test device 5 and recognized as genuine and / or fit for circulation. All other banknotes BN that have been accepted by the checking device 5 in a genuine and / or fit for circulation and have the predetermined position, that is to say oriented with the front facing upward, are transported into the third storage compartment 8, which serves as an intermediate storage 8.
  • the storage compartment 8 is closed during a current transaction, for example by a flap (not shown) which can be automatically locked from the inside, in such a way that the operator has no access to the banknotes located in the intermediate store 8.
  • a separation is automatically carried out from the banknotes oriented with the front facing upwards and with the rear facing upwards.
  • the operator is indicated by means of a display and input unit 9, for example by displaying a corresponding text or the lighting of an associated one Symbol in the form of a pictogram prompted to take out the banknotes BN located in the compartment 7 as a bundle, to turn them over and to put them back into the input compartment 3.
  • the banknotes in the compartment 8 serving as a buffer are transported into a banknote cassette 10 integrated in the housing 2, which is also for the user from the outside is not accessible.
  • the cassette 10 are usually exchangeably mounted in the housing.
  • the deposit data for crediting the deposited amounts are forwarded to an account determined by the operator to a bank center.
  • the previously described components of the cash deposit device 1 are controlled by means of a control unit 11 via signal lines, not shown.
  • the control device 11 regulates in particular also the deflection of the banknotes BN into the respective compartments 6-8 or the transport out of the compartment 8.
  • the individual process can also be terminated by means of the display and input unit 9.
  • the flap of the compartment 8 is automatically activated, unlocked and opened after the transaction has ended, so that the operator now has free access to the bank notes BN to be removed.
  • the buffer 8 is in no case accessible to the operator and the banknotes are therefore transferred to one of the two freely accessible output compartments 6, 7 in the event of a transaction being aborted via appropriate transport means.
  • the invention thus enables a simple and inexpensive location sorting of banknotes in money depositing devices.

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un dispositif et un procédé permettant d'exécuter une transaction de dépôt d'argent. Habituellement, un tri des billets en fonction de leur position est effectué uniquement lors du post-traitement au moyen de dispositifs de tri de billets séparés. Selon l'invention, ce tri est réalisé par la personne même effectuant le dépôt lors du processus de dépôt à l'aide du dispositif de dépôt d'argent, ce qui permet de réduire sensiblement le coût de ce type de processus de dépôt.
EP03794950A 2002-08-28 2003-08-27 Dispositif et procede pour executer une transaction de depot d'argent Withdrawn EP1552483A2 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE10239563A DE10239563A1 (de) 2002-08-28 2002-08-28 Vorrichtung und Verfahren zur Durchführung einer Geldeinzahltransaktion
DE10239563 2002-08-28
PCT/EP2003/009499 WO2004025577A2 (fr) 2002-08-28 2003-08-27 Dispositif et procede pour executer une transaction de depot d'argent

Publications (1)

Publication Number Publication Date
EP1552483A2 true EP1552483A2 (fr) 2005-07-13

Family

ID=31724140

Family Applications (1)

Application Number Title Priority Date Filing Date
EP03794950A Withdrawn EP1552483A2 (fr) 2002-08-28 2003-08-27 Dispositif et procede pour executer une transaction de depot d'argent

Country Status (5)

Country Link
EP (1) EP1552483A2 (fr)
AU (1) AU2003258676A1 (fr)
DE (1) DE10239563A1 (fr)
WO (1) WO2004025577A2 (fr)
ZA (1) ZA200501791B (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102007025940A1 (de) 2007-06-04 2008-12-11 Giesecke & Devrient Gmbh Vorrichtung zur Zahlung eines vorgegebenen Rechnungsbetrages und Verfahren Annahme von Wertdokumenten und Ausgabe in einer Speichereinrichtung gespeicherter Wertdokumente
CN102483870B (zh) * 2009-09-11 2014-10-22 光荣株式会社 货币处理装置

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2122007B (en) * 1982-06-16 1986-01-02 Tokyo Shibaura Electric Co Automatic depositing apparatus
JPH1166388A (ja) * 1997-08-14 1999-03-09 Fujitsu Ltd 自動取引装置
JP2000200379A (ja) * 1999-01-07 2000-07-18 Fujitsu Ltd 紙葉処理装置

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See references of WO2004025577A2 *

Also Published As

Publication number Publication date
AU2003258676A8 (en) 2004-04-30
WO2004025577A2 (fr) 2004-03-25
ZA200501791B (en) 2005-09-12
AU2003258676A1 (en) 2004-04-30
WO2004025577A3 (fr) 2004-05-27
DE10239563A1 (de) 2004-03-18

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