EP0822525A2 - Diebstahlsicherungssystem für Selbstbedienungsterminal - Google Patents

Diebstahlsicherungssystem für Selbstbedienungsterminal Download PDF

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Publication number
EP0822525A2
EP0822525A2 EP97304986A EP97304986A EP0822525A2 EP 0822525 A2 EP0822525 A2 EP 0822525A2 EP 97304986 A EP97304986 A EP 97304986A EP 97304986 A EP97304986 A EP 97304986A EP 0822525 A2 EP0822525 A2 EP 0822525A2
Authority
EP
European Patent Office
Prior art keywords
atm
user
card
display
modified
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP97304986A
Other languages
English (en)
French (fr)
Other versions
EP0822525A3 (de
Inventor
Kenneth J. Peters
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
NCR International Inc
Original Assignee
NCR International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by NCR International Inc filed Critical NCR International Inc
Publication of EP0822525A2 publication Critical patent/EP0822525A2/de
Publication of EP0822525A3 publication Critical patent/EP0822525A3/de
Withdrawn legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/207—Surveillance aspects at ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/21—Retaining of the payment card by ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G3/00—Alarm indicators, e.g. bells
    • G07G3/006—False operation

Definitions

  • the present invention relates to an anti-theft system for a self-service terminal, such as an automated teller machine (ATM).
  • ATM automated teller machine
  • a customer at a typical ATM initially inserts a user's identifying card into a card entry slot of a card reader. The customer then enters a personal identification number (PIN) to validate the card. After the user's identifying card is validated, the customer can perform many banking functions including deposits, cash withdrawals, and transfers of funds without the presence of a bank employee. Since the customer has access to cash withdrawals from the ATM and/or may have cash in hand while carrying out a financial transaction at the ATM, the customer needs to be alertly watchful of the area surrounding the ATM to avoid being victimized.
  • PIN personal identification number
  • a criminal may approach a cardholder after a withdrawal of cash from an ATM, or during a withdrawal, or may force a cardholder to make a cash withdrawal, and may afterwards steal the cash, and possibly the card also.
  • an automated teller machine characterized by recognizing an input by a user indicating a perceived threat to said user, and modifying the operation of the ATM to reduce the risk to the user.
  • the input indicating a threat is a characteristic 'panic' code to be input through the input means of the ATM.
  • the ATM 10 comprises a user interface in the form of a front panel 12.
  • the front panel 12 includes a card reader 14, a key pad 16, a cash dispenser 18, a CRT display 20, and a receipt printer 22.
  • the card reader 14 has a card slot through which a customer 24 can insert a user's identifying card 26 at the commencement of a transaction to be conducted by the customer 24.
  • the cash dispenser 18 has a cash slot through which currency notes stored inside the ATM 10 can be delivered to the customer 24 during the transaction.
  • the receipt printer 22 has a receipt slot through which a receipt of the transaction is delivered to the customer 24 on termination of the transaction.
  • the card reader When the customer 24 inserts the user's identifying card 26 into the card slot of the card reader 14, the card reader reads data contained on the card. The customer 24 is then prompted on the CRT display 20 to enter a personal identification number (PIN) via the key pad 16. After the correct PIN is entered, menus are displayed on the display 20 to enable the customer 24 to carry out the desired transaction. After the transaction is completed, the receipt printer 22 prints a receipt of the transaction and delivers the receipt through the slot of the receipt printer 22 to the customer 24.
  • PIN personal identification number
  • the ATM 10 further comprises a controller unit 30 which communicates with components of the front panel 12.
  • the controller unit 30 includes a processor unit 32, which receives input signals on lines 42,44 from the card reader 14 and the key pad 16, respectively, and provides output signals on lines 46,48, 50 to the cash dispenser 18, the display 20, and the receipt printer 22, respectively, to control the amount of cash dispensed by the cash dispensed by the cash dispenser 18, the information displayed on the display 20, and the information printed by the receipt printer 22.
  • An ATM further comprises a memory unit 34 connected to the processor 32 by a bus line 36.
  • the processor unit 32 is also connected by a line 37 to a card retention unit 38 within the front panel 12, and to a connection 40 to a remote alarm, for example in a police station or where the ATM is situated for example in a shopping centre or hotel, in a central security unit; such an alarm, when operated, will also indicate the location of the ATM from which the alarm was initiated.
  • the ATM is also provided with a camera 52 connected to the processor unit 32 by a line 54.
  • the card reader 14 is modified to provide the option of an invisible mark on a user card, preventing its subsequent use.
  • a 'panic' code which may for example be the emergency services telephone number of the country of operation, e.g. 999 in the UK and 911 in the USA, or may be some other easily remembered number.
  • the memory unit 34 recognises the 'panic' code received by the processor unit 32, and triggers the operation of the ATM in a special application in one or more of the following ways:
  • the messages displayed on display 20 are always apparently genuine, so as not to alert the attacker to the fact that a 'panic' signal has been sent.
  • the personal security of the user is therefore not jeopardized.
  • An ATM according to the invention also provides several options for reducing the risk of theft from the user.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Alarm Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP97304986A 1996-08-03 1997-07-08 Diebstahlsicherungssystem für Selbstbedienungsterminal Withdrawn EP0822525A3 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GBGB9616376.1A GB9616376D0 (en) 1996-08-03 1996-08-03 Anti-theft system for self-service terminal
GB9616376 1996-08-03

Publications (2)

Publication Number Publication Date
EP0822525A2 true EP0822525A2 (de) 1998-02-04
EP0822525A3 EP0822525A3 (de) 2000-05-24

Family

ID=10798004

Family Applications (1)

Application Number Title Priority Date Filing Date
EP97304986A Withdrawn EP0822525A3 (de) 1996-08-03 1997-07-08 Diebstahlsicherungssystem für Selbstbedienungsterminal

Country Status (4)

Country Link
EP (1) EP0822525A3 (de)
JP (1) JPH1079071A (de)
GB (1) GB9616376D0 (de)
ZA (1) ZA976073B (de)

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001071674A1 (es) * 2000-03-20 2001-09-27 Ocana Pradal Gabriel Gustavo Sistema de seguridad y alarma silenciosa activable por un usuario
WO2002029741A3 (en) * 2000-10-03 2002-08-22 Joseph P Zingher Biometric system and method for detecting duress transactions
US6754641B2 (en) 1998-07-20 2004-06-22 Usa Technologies, Inc. Dynamic identification interchange method for exchanging one form of identification for another
WO2004059553A1 (en) * 2002-12-16 2004-07-15 Peregrin Technologies, Inc. A currency dispense and control system with anti-theft features
EP1595359A2 (de) * 2003-02-21 2005-11-16 Ronald K. Russikoff Computerisiertes passwortverifikationssystem und verfahren für atm-transaktionen
CN102346944A (zh) * 2011-10-31 2012-02-08 苏州洽成电子有限公司 一种自助缴费终端
US8332321B2 (en) 2008-02-02 2012-12-11 Peregrin Technologies, Inc. Remote currency dispensation systems and methods
CN105069925A (zh) * 2015-07-30 2015-11-18 合肥玖德电子科技有限公司 一种atm机监控安防系统

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6324310B1 (en) * 1998-06-02 2001-11-27 Digital Persona, Inc. Method and apparatus for scanning a fingerprint using a linear sensor
JP3972779B2 (ja) 2002-09-20 2007-09-05 株式会社日立製作所 個人認証装置
JP2006331049A (ja) * 2005-05-26 2006-12-07 Oki Electric Ind Co Ltd 防犯監視システム

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2070306A (en) * 1980-02-07 1981-09-03 Omron Tateisi Electronics Co Transaction processing system
FR2583550A1 (fr) * 1985-06-18 1986-12-19 Allard Michel Procede et dispositif d'elimination de cartes de credit magnetiques rejetees
US4675815A (en) * 1983-02-18 1987-06-23 Fujitsu Limited Transaction safety system for falsely indicating successful completion of illegal transaction
US5354974A (en) * 1992-11-24 1994-10-11 Base 10 Systems, Inc. Automatic teller system and method of operating same
NL1002270C1 (en) * 1996-02-07 1996-03-29 Drs Debora Maria Marchena Alarm call system via cash dispensing machines
US5548632A (en) * 1993-11-30 1996-08-20 Lawrence Steelman Safe alert emergency alerting system for remotely located sites

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2070306A (en) * 1980-02-07 1981-09-03 Omron Tateisi Electronics Co Transaction processing system
US4675815A (en) * 1983-02-18 1987-06-23 Fujitsu Limited Transaction safety system for falsely indicating successful completion of illegal transaction
FR2583550A1 (fr) * 1985-06-18 1986-12-19 Allard Michel Procede et dispositif d'elimination de cartes de credit magnetiques rejetees
US5354974A (en) * 1992-11-24 1994-10-11 Base 10 Systems, Inc. Automatic teller system and method of operating same
US5548632A (en) * 1993-11-30 1996-08-20 Lawrence Steelman Safe alert emergency alerting system for remotely located sites
NL1002270C1 (en) * 1996-02-07 1996-03-29 Drs Debora Maria Marchena Alarm call system via cash dispensing machines

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
"SECURITY PROTECTION THROUGH SECONDARY ALERT PASSWORDS" IBM TECHNICAL DISCLOSURE BULLETIN,US,IBM CORP. NEW YORK, vol. 38, no. 10, 1 October 1995 (1995-10-01), pages 591-592, XP000540604 ISSN: 0018-8689 *

Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6754641B2 (en) 1998-07-20 2004-06-22 Usa Technologies, Inc. Dynamic identification interchange method for exchanging one form of identification for another
WO2001071674A1 (es) * 2000-03-20 2001-09-27 Ocana Pradal Gabriel Gustavo Sistema de seguridad y alarma silenciosa activable por un usuario
WO2002029741A3 (en) * 2000-10-03 2002-08-22 Joseph P Zingher Biometric system and method for detecting duress transactions
WO2004059553A1 (en) * 2002-12-16 2004-07-15 Peregrin Technologies, Inc. A currency dispense and control system with anti-theft features
US7726557B2 (en) 2002-12-16 2010-06-01 Peregrin Technologies, Inc. Currency dispense and control system with anti-theft features
US8162207B2 (en) 2002-12-16 2012-04-24 Peregrin Technologies, Inc. Currency dispense and control system with anti-theft features
EP1595359A2 (de) * 2003-02-21 2005-11-16 Ronald K. Russikoff Computerisiertes passwortverifikationssystem und verfahren für atm-transaktionen
EP1595359A4 (de) * 2003-02-21 2006-04-05 Ronald K Russikoff Computerisiertes passwortverifikationssystem und verfahren für atm-transaktionen
US8332321B2 (en) 2008-02-02 2012-12-11 Peregrin Technologies, Inc. Remote currency dispensation systems and methods
US8762274B2 (en) 2008-02-02 2014-06-24 Peregrin Technologies, Inc. Remote currency dispensation systems and methods
CN102346944A (zh) * 2011-10-31 2012-02-08 苏州洽成电子有限公司 一种自助缴费终端
CN105069925A (zh) * 2015-07-30 2015-11-18 合肥玖德电子科技有限公司 一种atm机监控安防系统

Also Published As

Publication number Publication date
JPH1079071A (ja) 1998-03-24
GB9616376D0 (en) 1996-09-11
EP0822525A3 (de) 2000-05-24
ZA976073B (en) 1998-02-02

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