CN1459068A - 自动支付系统 - Google Patents

自动支付系统 Download PDF

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Publication number
CN1459068A
CN1459068A CN01815744A CN01815744A CN1459068A CN 1459068 A CN1459068 A CN 1459068A CN 01815744 A CN01815744 A CN 01815744A CN 01815744 A CN01815744 A CN 01815744A CN 1459068 A CN1459068 A CN 1459068A
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China
Prior art keywords
user
financial account
information
bill
dealer
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Pending
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CN01815744A
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English (en)
Chinese (zh)
Inventor
丹尼尔·A·克恩
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Individual
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Individual
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Publication of CN1459068A publication Critical patent/CN1459068A/zh
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Driving Devices And Active Controlling Of Vehicle (AREA)
CN01815744A 2000-08-17 2001-08-17 自动支付系统 Pending CN1459068A (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US64107300A 2000-08-17 2000-08-17
US09/641,073 2000-08-17

Publications (1)

Publication Number Publication Date
CN1459068A true CN1459068A (zh) 2003-11-26

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ID=24570836

Family Applications (1)

Application Number Title Priority Date Filing Date
CN01815744A Pending CN1459068A (zh) 2000-08-17 2001-08-17 自动支付系统

Country Status (9)

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EP (1) EP1323011A4 (enExample)
JP (1) JP2004506973A (enExample)
KR (1) KR20030040403A (enExample)
CN (1) CN1459068A (enExample)
AU (1) AU2001283447A1 (enExample)
BR (1) BR0113462A (enExample)
CA (1) CA2419566A1 (enExample)
MX (1) MXPA03001461A (enExample)
WO (1) WO2002014985A2 (enExample)

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CN101404671A (zh) * 2007-10-03 2009-04-08 埃森哲环球服务有限公司 用于电信服务提供商架构的技术不可知的普适数据模型
CN101685512A (zh) * 2008-09-28 2010-03-31 中国银联股份有限公司 一种用于实现网上支付的计算机、支付系统及其方法
CN102638473A (zh) * 2012-05-04 2012-08-15 盛趣信息技术（上海）有限公司 一种用户数据授权方法、装置及系统
CN103903369A (zh) * 2012-12-27 2014-07-02 中国银联股份有限公司 一种提示用户选择支付银行卡以获取优惠的方法和装置
CN105072023A (zh) * 2015-08-24 2015-11-18 努比亚技术有限公司 一种信息传输设备和方法
CN105306281A (zh) * 2015-12-03 2016-02-03 腾讯科技（深圳）有限公司 信息处理方法及客户端
US9460441B2 (en) 2004-06-29 2016-10-04 Textura Corporation Construction payment management system and method with document exchange features
WO2016155494A1 (zh) * 2015-04-01 2016-10-06 阿里巴巴集团控股有限公司 数据处理方法及装置
CN106257517A (zh) * 2016-07-25 2016-12-28 四川易想电子商务有限公司 一种扫描支付方法
CN107292595A (zh) * 2017-07-04 2017-10-24 广东信基蜂巢科技有限责任公司 一种多通道实时安全支付路由系统
WO2018137308A1 (zh) * 2017-01-25 2018-08-02 华为技术有限公司 一种移动支付方法、装置以及存储介质
CN108369698A (zh) * 2015-09-23 2018-08-03 姆鲁特公司 用于从单个电子支付和/或支票支付清偿多收款方的系统和方法
CN109816515A (zh) * 2018-12-24 2019-05-28 天翼电子商务有限公司 基于互联网的信贷类产品选择系统及方法
CN111861448A (zh) * 2015-06-05 2020-10-30 苹果公司 用于忠诚度账户和自有品牌账户的用户界面
US12299263B2 (en) 2019-06-01 2025-05-13 Apple Inc. User interfaces for location-related communications
US12363505B2 (en) 2019-06-01 2025-07-15 Apple Inc. User interfaces for location-related communications

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US8027917B2 (en) 2006-08-15 2011-09-27 Frank Easterly Method for facilitating financial and non financial transactions between customers, retailers and suppliers
CN101154283A (zh) * 2006-09-29 2008-04-02 阿里巴巴公司 一种实现支付的系统及方法
WO2008123762A1 (en) * 2007-04-10 2008-10-16 Epetrol Holding Sdn. Bhd. Method and apparatus for performing a transaction
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US20100125546A1 (en) 2008-11-19 2010-05-20 Melyssa Barrett System and method using superkeys and subkeys
US8162208B2 (en) 2009-01-23 2012-04-24 HSBC Card Services Inc. Systems and methods for user identification string generation for selection of a function
US9443253B2 (en) 2009-07-27 2016-09-13 Visa International Service Association Systems and methods to provide and adjust offers
US9841282B2 (en) 2009-07-27 2017-12-12 Visa U.S.A. Inc. Successive offer communications with an offer recipient
US10546332B2 (en) 2010-09-21 2020-01-28 Visa International Service Association Systems and methods to program operations for interaction with users
US9342835B2 (en) 2009-10-09 2016-05-17 Visa U.S.A Systems and methods to deliver targeted advertisements to audience
US9031860B2 (en) 2009-10-09 2015-05-12 Visa U.S.A. Inc. Systems and methods to aggregate demand
US8595058B2 (en) 2009-10-15 2013-11-26 Visa U.S.A. Systems and methods to match identifiers
US20110093387A1 (en) * 2009-10-16 2011-04-21 Zack Fuerstenberg System and method for non-credit card billers to accept credit card payments
US20110093324A1 (en) 2009-10-19 2011-04-21 Visa U.S.A. Inc. Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants
US20110125565A1 (en) 2009-11-24 2011-05-26 Visa U.S.A. Inc. Systems and Methods for Multi-Channel Offer Redemption
US8738418B2 (en) 2010-03-19 2014-05-27 Visa U.S.A. Inc. Systems and methods to enhance search data with transaction based data
US9697520B2 (en) 2010-03-22 2017-07-04 Visa U.S.A. Inc. Merchant configured advertised incentives funded through statement credits
US9471926B2 (en) 2010-04-23 2016-10-18 Visa U.S.A. Inc. Systems and methods to provide offers to travelers
US8359274B2 (en) 2010-06-04 2013-01-22 Visa International Service Association Systems and methods to provide messages in real-time with transaction processing
US9760905B2 (en) 2010-08-02 2017-09-12 Visa International Service Association Systems and methods to optimize media presentations using a camera
US9972021B2 (en) 2010-08-06 2018-05-15 Visa International Service Association Systems and methods to rank and select triggers for real-time offers
US9679299B2 (en) 2010-09-03 2017-06-13 Visa International Service Association Systems and methods to provide real-time offers via a cooperative database
US8613052B2 (en) 2010-09-17 2013-12-17 Universal Secure Registry, Llc Apparatus, system and method employing a wireless user-device
US9477967B2 (en) 2010-09-21 2016-10-25 Visa International Service Association Systems and methods to process an offer campaign based on ineligibility
US10055745B2 (en) 2010-09-21 2018-08-21 Visa International Service Association Systems and methods to modify interaction rules during run time
US9558502B2 (en) 2010-11-04 2017-01-31 Visa International Service Association Systems and methods to reward user interactions
US10007915B2 (en) 2011-01-24 2018-06-26 Visa International Service Association Systems and methods to facilitate loyalty reward transactions
US10438299B2 (en) 2011-03-15 2019-10-08 Visa International Service Association Systems and methods to combine transaction terminal location data and social networking check-in
US20120290484A1 (en) * 2011-05-13 2012-11-15 Maher Joel M Method and System for Sending Surveys and Receipts Electronically to Customers Purchasing with Credit Cards
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
US9466075B2 (en) 2011-09-20 2016-10-11 Visa International Service Association Systems and methods to process referrals in offer campaigns
US10380617B2 (en) 2011-09-29 2019-08-13 Visa International Service Association Systems and methods to provide a user interface to control an offer campaign
US10290018B2 (en) 2011-11-09 2019-05-14 Visa International Service Association Systems and methods to communicate with users via social networking sites
US10497022B2 (en) 2012-01-20 2019-12-03 Visa International Service Association Systems and methods to present and process offers
US10672018B2 (en) 2012-03-07 2020-06-02 Visa International Service Association Systems and methods to process offers via mobile devices
US10360627B2 (en) 2012-12-13 2019-07-23 Visa International Service Association Systems and methods to provide account features via web based user interfaces
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
US10419379B2 (en) 2014-04-07 2019-09-17 Visa International Service Association Systems and methods to program a computing system to process related events via workflows configured using a graphical user interface
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
US10650398B2 (en) 2014-06-16 2020-05-12 Visa International Service Association Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
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CN105338164A (zh) * 2014-08-01 2016-02-17 阿里巴巴集团控股有限公司 充值提示方法和充值提示装置
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Cited By (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9460441B2 (en) 2004-06-29 2016-10-04 Textura Corporation Construction payment management system and method with document exchange features
CN101404671B (zh) * 2007-10-03 2013-06-12 埃森哲环球服务有限公司 用于配置电信服务提供商架构的方法和装置
CN101404671A (zh) * 2007-10-03 2009-04-08 埃森哲环球服务有限公司 用于电信服务提供商架构的技术不可知的普适数据模型
CN101685512A (zh) * 2008-09-28 2010-03-31 中国银联股份有限公司 一种用于实现网上支付的计算机、支付系统及其方法
CN102638473A (zh) * 2012-05-04 2012-08-15 盛趣信息技术（上海）有限公司 一种用户数据授权方法、装置及系统
CN102638473B (zh) * 2012-05-04 2014-12-10 盛趣信息技术（上海）有限公司 一种用户数据授权方法、装置及系统
CN103903369A (zh) * 2012-12-27 2014-07-02 中国银联股份有限公司 一种提示用户选择支付银行卡以获取优惠的方法和装置
CN106156087A (zh) * 2015-04-01 2016-11-23 阿里巴巴集团控股有限公司 数据处理方法及装置
WO2016155494A1 (zh) * 2015-04-01 2016-10-06 阿里巴巴集团控股有限公司 数据处理方法及装置
US10803071B2 (en) 2015-04-01 2020-10-13 Alibaba Group Holding Limited Presenting a data handling method on a graphical user interface
US12456129B2 (en) 2015-06-05 2025-10-28 Apple Inc. User interface for loyalty accounts and private label accounts
CN111861448A (zh) * 2015-06-05 2020-10-30 苹果公司 用于忠诚度账户和自有品牌账户的用户界面
CN105072023B (zh) * 2015-08-24 2018-09-25 努比亚技术有限公司 一种信息传输设备和方法
CN105072023A (zh) * 2015-08-24 2015-11-18 努比亚技术有限公司 一种信息传输设备和方法
CN108369698A (zh) * 2015-09-23 2018-08-03 姆鲁特公司 用于从单个电子支付和/或支票支付清偿多收款方的系统和方法
CN108369698B (zh) * 2015-09-23 2022-05-03 姆鲁特公司 用于从单个电子支付和/或支票支付清偿多收款方的系统和方法
CN105306281A (zh) * 2015-12-03 2016-02-03 腾讯科技（深圳）有限公司 信息处理方法及客户端
CN106257517A (zh) * 2016-07-25 2016-12-28 四川易想电子商务有限公司 一种扫描支付方法
WO2018137308A1 (zh) * 2017-01-25 2018-08-02 华为技术有限公司 一种移动支付方法、装置以及存储介质
CN107292595A (zh) * 2017-07-04 2017-10-24 广东信基蜂巢科技有限责任公司 一种多通道实时安全支付路由系统
CN109816515A (zh) * 2018-12-24 2019-05-28 天翼电子商务有限公司 基于互联网的信贷类产品选择系统及方法
US12299263B2 (en) 2019-06-01 2025-05-13 Apple Inc. User interfaces for location-related communications
US12363505B2 (en) 2019-06-01 2025-07-15 Apple Inc. User interfaces for location-related communications

Also Published As

Publication number Publication date
WO2002014985A9 (en) 2003-08-21
EP1323011A2 (en) 2003-07-02
AU2001283447A1 (en) 2002-02-25
CA2419566A1 (en) 2002-02-21
KR20030040403A (ko) 2003-05-22
MXPA03001461A (es) 2004-12-13
BR0113462A (pt) 2003-12-30
EP1323011A4 (en) 2006-02-01
WO2002014985A2 (en) 2002-02-21
WO2002014985A3 (en) 2002-06-13
JP2004506973A (ja) 2004-03-04

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