JP2004506973A - 自動支払いシステム - Google Patents

自動支払いシステム Download PDF

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Publication number
JP2004506973A
JP2004506973A JP2002520049A JP2002520049A JP2004506973A JP 2004506973 A JP2004506973 A JP 2004506973A JP 2002520049 A JP2002520049 A JP 2002520049A JP 2002520049 A JP2002520049 A JP 2002520049A JP 2004506973 A JP2004506973 A JP 2004506973A
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JP
Japan
Prior art keywords
customer
financial
financial account
account information
merchant
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
JP2002520049A
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English (en)
Japanese (ja)
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JP2004506973A5 (enExample
Inventor
ダニエル・エー・カーン
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Individual
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Individual
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Publication date
Application filed by Individual filed Critical Individual
Publication of JP2004506973A publication Critical patent/JP2004506973A/ja
Publication of JP2004506973A5 publication Critical patent/JP2004506973A5/ja
Withdrawn legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Driving Devices And Active Controlling Of Vehicle (AREA)
JP2002520049A 2000-08-17 2001-08-17 自動支払いシステム Withdrawn JP2004506973A (ja)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US64107300A 2000-08-17 2000-08-17
PCT/US2001/025888 WO2002014985A2 (en) 2000-08-17 2001-08-17 Automated payment system

Publications (2)

Publication Number Publication Date
JP2004506973A true JP2004506973A (ja) 2004-03-04
JP2004506973A5 JP2004506973A5 (enExample) 2005-04-07

Family

ID=24570836

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2002520049A Withdrawn JP2004506973A (ja) 2000-08-17 2001-08-17 自動支払いシステム

Country Status (9)

Country Link
EP (1) EP1323011A4 (enExample)
JP (1) JP2004506973A (enExample)
KR (1) KR20030040403A (enExample)
CN (1) CN1459068A (enExample)
AU (1) AU2001283447A1 (enExample)
BR (1) BR0113462A (enExample)
CA (1) CA2419566A1 (enExample)
MX (1) MXPA03001461A (enExample)
WO (1) WO2002014985A2 (enExample)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2010506262A (ja) * 2006-09-29 2010-02-25 アリババ グループ ホールディング リミテッド 支払を行うためのシステムおよび方法
JP2018517200A (ja) * 2015-04-01 2018-06-28 アリババ グループ ホウルディング リミテッド データ処理方法及び装置

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US7237117B2 (en) 2001-03-16 2007-06-26 Kenneth P. Weiss Universal secure registry
US7370014B1 (en) 2001-11-01 2008-05-06 Metavante Corporation Electronic bill presentment and payment system that obtains user bill information from biller web sites
US8751384B2 (en) 2002-05-08 2014-06-10 Metavante Corporation Integrated bill presentment and payment system and method of operating the same
EP1604339A1 (en) * 2003-03-06 2005-12-14 Fortunatus Holdings Limited Secure transaction system
GB2399209B (en) * 2003-03-06 2006-09-13 Fortunatus Holdings Ltd Secure transaction system
US20040215560A1 (en) * 2003-04-25 2004-10-28 Peter Amalraj Integrated payment system and method
US9460441B2 (en) 2004-06-29 2016-10-04 Textura Corporation Construction payment management system and method with document exchange features
US8275664B2 (en) * 2004-10-26 2012-09-25 The Coca-Cola Company Transaction system and method
US8234220B2 (en) 2007-02-21 2012-07-31 Weiss Kenneth P Universal secure registry
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US11227676B2 (en) 2006-02-21 2022-01-18 Universal Secure Registry, Llc Universal secure registry
US7591419B2 (en) 2006-03-28 2009-09-22 HSBC Card Services Inc. User selectable functionality facilitator
KR100822952B1 (ko) * 2006-06-05 2008-04-17 주식회사 신한은행 계좌 운용방법 및 시스템과 이를 위한 계좌 운용장치와프로그램을 기록한 것을 특징으로 하는 기록매체
US8027917B2 (en) 2006-08-15 2011-09-27 Frank Easterly Method for facilitating financial and non financial transactions between customers, retailers and suppliers
WO2008123762A1 (en) * 2007-04-10 2008-10-16 Epetrol Holding Sdn. Bhd. Method and apparatus for performing a transaction
EP2045959B1 (en) * 2007-10-03 2011-07-20 Accenture Global Services Limited Technology agnostic universally appliable data model for a telecommunication service provider archtitecture
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US20100125546A1 (en) 2008-11-19 2010-05-20 Melyssa Barrett System and method using superkeys and subkeys
US8162208B2 (en) 2009-01-23 2012-04-24 HSBC Card Services Inc. Systems and methods for user identification string generation for selection of a function
US9443253B2 (en) 2009-07-27 2016-09-13 Visa International Service Association Systems and methods to provide and adjust offers
US9841282B2 (en) 2009-07-27 2017-12-12 Visa U.S.A. Inc. Successive offer communications with an offer recipient
US10546332B2 (en) 2010-09-21 2020-01-28 Visa International Service Association Systems and methods to program operations for interaction with users
US9342835B2 (en) 2009-10-09 2016-05-17 Visa U.S.A Systems and methods to deliver targeted advertisements to audience
US9031860B2 (en) 2009-10-09 2015-05-12 Visa U.S.A. Inc. Systems and methods to aggregate demand
US8595058B2 (en) 2009-10-15 2013-11-26 Visa U.S.A. Systems and methods to match identifiers
US20110093387A1 (en) * 2009-10-16 2011-04-21 Zack Fuerstenberg System and method for non-credit card billers to accept credit card payments
US20110093324A1 (en) 2009-10-19 2011-04-21 Visa U.S.A. Inc. Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants
US20110125565A1 (en) 2009-11-24 2011-05-26 Visa U.S.A. Inc. Systems and Methods for Multi-Channel Offer Redemption
US8738418B2 (en) 2010-03-19 2014-05-27 Visa U.S.A. Inc. Systems and methods to enhance search data with transaction based data
US9697520B2 (en) 2010-03-22 2017-07-04 Visa U.S.A. Inc. Merchant configured advertised incentives funded through statement credits
US9471926B2 (en) 2010-04-23 2016-10-18 Visa U.S.A. Inc. Systems and methods to provide offers to travelers
US8359274B2 (en) 2010-06-04 2013-01-22 Visa International Service Association Systems and methods to provide messages in real-time with transaction processing
US9760905B2 (en) 2010-08-02 2017-09-12 Visa International Service Association Systems and methods to optimize media presentations using a camera
US9972021B2 (en) 2010-08-06 2018-05-15 Visa International Service Association Systems and methods to rank and select triggers for real-time offers
US9679299B2 (en) 2010-09-03 2017-06-13 Visa International Service Association Systems and methods to provide real-time offers via a cooperative database
US8613052B2 (en) 2010-09-17 2013-12-17 Universal Secure Registry, Llc Apparatus, system and method employing a wireless user-device
US9477967B2 (en) 2010-09-21 2016-10-25 Visa International Service Association Systems and methods to process an offer campaign based on ineligibility
US10055745B2 (en) 2010-09-21 2018-08-21 Visa International Service Association Systems and methods to modify interaction rules during run time
US9558502B2 (en) 2010-11-04 2017-01-31 Visa International Service Association Systems and methods to reward user interactions
US10007915B2 (en) 2011-01-24 2018-06-26 Visa International Service Association Systems and methods to facilitate loyalty reward transactions
US10438299B2 (en) 2011-03-15 2019-10-08 Visa International Service Association Systems and methods to combine transaction terminal location data and social networking check-in
US20120290484A1 (en) * 2011-05-13 2012-11-15 Maher Joel M Method and System for Sending Surveys and Receipts Electronically to Customers Purchasing with Credit Cards
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
US9466075B2 (en) 2011-09-20 2016-10-11 Visa International Service Association Systems and methods to process referrals in offer campaigns
US10380617B2 (en) 2011-09-29 2019-08-13 Visa International Service Association Systems and methods to provide a user interface to control an offer campaign
US10290018B2 (en) 2011-11-09 2019-05-14 Visa International Service Association Systems and methods to communicate with users via social networking sites
US10497022B2 (en) 2012-01-20 2019-12-03 Visa International Service Association Systems and methods to present and process offers
US10672018B2 (en) 2012-03-07 2020-06-02 Visa International Service Association Systems and methods to process offers via mobile devices
CN102638473B (zh) * 2012-05-04 2014-12-10 盛趣信息技术（上海）有限公司 一种用户数据授权方法、装置及系统
US10360627B2 (en) 2012-12-13 2019-07-23 Visa International Service Association Systems and methods to provide account features via web based user interfaces
CN103903369A (zh) * 2012-12-27 2014-07-02 中国银联股份有限公司 一种提示用户选择支付银行卡以获取优惠的方法和装置
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
US10419379B2 (en) 2014-04-07 2019-09-17 Visa International Service Association Systems and methods to program a computing system to process related events via workflows configured using a graphical user interface
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
US10650398B2 (en) 2014-06-16 2020-05-12 Visa International Service Association Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
US10438226B2 (en) 2014-07-23 2019-10-08 Visa International Service Association Systems and methods of using a communication network to coordinate processing among a plurality of separate computing systems
CN105338164A (zh) * 2014-08-01 2016-02-17 阿里巴巴集团控股有限公司 充值提示方法和充值提示装置
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US9691085B2 (en) 2015-04-30 2017-06-27 Visa International Service Association Systems and methods of natural language processing and statistical analysis to identify matching categories
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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2010506262A (ja) * 2006-09-29 2010-02-25 アリババ グループ ホールディング リミテッド 支払を行うためのシステムおよび方法
JP2018517200A (ja) * 2015-04-01 2018-06-28 アリババ グループ ホウルディング リミテッド データ処理方法及び装置
US10803071B2 (en) 2015-04-01 2020-10-13 Alibaba Group Holding Limited Presenting a data handling method on a graphical user interface

Also Published As

Publication number Publication date
WO2002014985A9 (en) 2003-08-21
EP1323011A2 (en) 2003-07-02
AU2001283447A1 (en) 2002-02-25
CA2419566A1 (en) 2002-02-21
KR20030040403A (ko) 2003-05-22
MXPA03001461A (es) 2004-12-13
BR0113462A (pt) 2003-12-30
EP1323011A4 (en) 2006-02-01
CN1459068A (zh) 2003-11-26
WO2002014985A2 (en) 2002-02-21
WO2002014985A3 (en) 2002-06-13

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Effective date: 20081104